Scion xB Insurance Rates
Enter your zip code below to view companies that have cheap auto insurance rates.
UPDATED: Jun 3, 2023
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance provider and cannot guarantee quotes from any single provider.
Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
Estimated auto insurance rates for a Scion xB are $832 annually with full coverage. Comprehensive costs around $116 a year, collision costs $116, and liability costs around $442. A liability-only policy costs as low as $496 a year, with high-risk insurance costing around $1,782. Teen drivers pay the most at $3,476 a year or more.
Average premium for full coverage: $832
Premium estimates for type of coverage:
These estimates include $500 policy deductibles, split liability limits of 30/60, and includes uninsured motorist and medical coverage. Rates include averaging for all U.S. states and xB trim levels.
Insurance Price Range by Risk and Coverage
Using a 40-year-old driver as an example, insurance rates for a Scion xB go from as cheap as $496 for the bare minimum liability coverage to a high of $1,782 for coverage for higher-risk drivers.
Insurance Price Range by Location
Where you live can make a big difference on insurance rates. Areas with sparse population are statistically proven to have fewer collision claims than larger metro areas.
The diagram below illustrates how rural and urban location affects auto insurance rates.
These rate differences demonstrate why it is important to compare prices for a specific zip code and their own personal driving habits, instead of making a decision based on price averages.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Additional Rate Information
The chart below details estimated Scion xB insurance rates for additional coverage choices and driver risks.
- The lowest rate with discounts is $522
- Using higher $1,000 deductibles will save about $780 annually
- The estimated rate for a 40-year-old good driver using $500 deductibles is $832
- Choosing low $100 deductibles for physical damage coverage will cost $930
- High-risk insureds with multiple violations and an at-fault accident could pay at least $1,782 or more
- An auto insurance policy with full coverage for a 16-year-old driver can be $3,476 or more
Auto insurance prices for a Scion xB also have a wide range based on the model of your xB, your driving record, and deductibles and policy limits.
Older drivers with a good driving record and high physical damage deductibles may pay as low as $800 a year, or $67 per month, for full coverage. Prices are highest for drivers in their teens, where even without any violations or accidents they will have to pay as much as $3,400 a year. View Rates by Age
If you have a few violations or you caused a few accidents, you may be forking out at least $1,000 to $1,400 in extra premium annually, depending on your age. A high-risk auto insurance policy can be from 40% to 133% more than average. View High Risk Driver Rates
Choosing high deductibles could cut prices by as much as $150 annually, while buying higher liability limits will increase prices. Moving from a 50/100 bodily injury limit to a 250/500 limit will cost up to $398 extra every year. View Rates by Deductible or Liability Limit
Where you choose to live has a huge impact on Scion xB insurance prices. A driver around age 40 might see prices as low as $600 a year in states like New Hampshire, Ohio, and Utah, or as much as $1,130 on average in Florida, Michigan, and New York.
State | Premium | Compared to U.S. Avg | Percent Difference |
---|---|---|---|
Alabama | $754 | -$78 | -9.4% |
Alaska | $640 | -$192 | -23.1% |
Arizona | $692 | -$140 | -16.8% |
Arkansas | $832 | -$0 | 0.0% |
California | $950 | $118 | 14.2% |
Colorado | $796 | -$36 | -4.3% |
Connecticut | $856 | $24 | 2.9% |
Delaware | $942 | $110 | 13.2% |
Florida | $1,042 | $210 | 25.2% |
Georgia | $768 | -$64 | -7.7% |
Hawaii | $598 | -$234 | -28.1% |
Idaho | $564 | -$268 | -32.2% |
Illinois | $622 | -$210 | -25.2% |
Indiana | $626 | -$206 | -24.8% |
Iowa | $560 | -$272 | -32.7% |
Kansas | $792 | -$40 | -4.8% |
Kentucky | $1,138 | $306 | 36.8% |
Louisiana | $1,232 | $400 | 48.1% |
Maine | $514 | -$318 | -38.2% |
Maryland | $688 | -$144 | -17.3% |
Massachusetts | $668 | -$164 | -19.7% |
Michigan | $1,446 | $614 | 73.8% |
Minnesota | $696 | -$136 | -16.3% |
Mississippi | $998 | $166 | 20.0% |
Missouri | $738 | -$94 | -11.3% |
Montana | $896 | $64 | 7.7% |
Nebraska | $656 | -$176 | -21.2% |
Nevada | $998 | $166 | 20.0% |
New Hampshire | $600 | -$232 | -27.9% |
New Jersey | $930 | $98 | 11.8% |
New Mexico | $738 | -$94 | -11.3% |
New York | $878 | $46 | 5.5% |
North Carolina | $480 | -$352 | -42.3% |
North Dakota | $682 | -$150 | -18.0% |
Ohio | $576 | -$256 | -30.8% |
Oklahoma | $856 | $24 | 2.9% |
Oregon | $762 | -$70 | -8.4% |
Pennsylvania | $796 | -$36 | -4.3% |
Rhode Island | $1,112 | $280 | 33.7% |
South Carolina | $754 | -$78 | -9.4% |
South Dakota | $704 | -$128 | -15.4% |
Tennessee | $730 | -$102 | -12.3% |
Texas | $1,002 | $170 | 20.4% |
Utah | $618 | -$214 | -25.7% |
Vermont | $570 | -$262 | -31.5% |
Virginia | $500 | -$332 | -39.9% |
Washington | $644 | -$188 | -22.6% |
West Virginia | $764 | -$68 | -8.2% |
Wisconsin | $576 | -$256 | -30.8% |
Wyoming | $742 | -$90 | -10.8% |
With such a large range in prices, the best way to find out your exact price is to get quotes from multiple companies. Each insurance company uses a different rate calculation, and quoted prices will be substantially different between companies.
Model Year | Comprehensive | Collision | Liability | Total Premium |
---|---|---|---|---|
2015 Scion xB | $180 | $236 | $464 | $1,038 |
2014 Scion xB | $176 | $220 | $474 | $1,028 |
2013 Scion xB | $164 | $206 | $474 | $1,002 |
2012 Scion xB | $158 | $186 | $478 | $980 |
2009 Scion xB | $134 | $138 | $468 | $898 |
2008 Scion xB | $132 | $136 | $460 | $886 |
2006 Scion xB | $120 | $124 | $446 | $848 |
2005 Scion xB | $116 | $116 | $442 | $832 |
Rates are averaged for all Scion xB models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Buy Cheap Scion xB Insurance
Finding better rates on insurance for a Scion xB requires being a good driver, having above-average credit, being claim-free, and maximizing policy discounts. Set aside time to shop around at least once a year by requesting rates from direct companies, and also from local exclusive and independent agents.
The following list is a brief summary of the primary concepts that were raised in the charts and tables above.
- You may be able to save up to $90 per year simply by quoting early and online
- Drivers considered higher risk that tend to have accidents or serious violations may pay on average $950 more every year than a safer driver
- Increasing policy deductibles could save up to $150 each year
- Drivers age 16 to 20 are expensive to insure, possibly costing $290 per month if full coverage is included
Rate Tables and Charts
Rates by Driver Age
Driver Age | Premium |
---|---|
16 | $3,476 |
20 | $1,900 |
30 | $836 |
40 | $832 |
50 | $766 |
60 | $750 |
Full coverage, $500 deductibles
Rates by Deductible
Deductible | Premium |
---|---|
$100 | $930 |
$250 | $886 |
$500 | $832 |
$1,000 | $780 |
Full coverage, driver age 40
Rates by Liability Limit
Liability Limit | Premium |
---|---|
30/60 | $832 |
50/100 | $920 |
100/300 | $1,031 |
250/500 | $1,318 |
100 CSL | $965 |
300 CSL | $1,208 |
500 CSL | $1,385 |
Full coverage, driver age 40
Rates for High Risk Drivers
Age | Premium |
---|---|
16 | $4,856 |
20 | $3,020 |
30 | $1,782 |
40 | $1,782 |
50 | $1,704 |
60 | $1,686 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
Discount | Savings |
---|---|
Multi-policy | $40 |
Multi-vehicle | $45 |
Homeowner | $16 |
5-yr Accident Free | $45 |
5-yr Claim Free | $50 |
Paid in Full/EFT | $26 |
Advance Quote | $34 |
Online Quote | $54 |
Total Discounts | $310 |
Discounts are estimated and may not be available from every company or in every state.
Compare Rates and Save
Find companies with the cheapest rates in your area