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2014 Scion xB Insurance Rates

Enter your zip code below to view companies that have cheap auto insurance rates.

Jeffrey Johnson graduated summa cum laude from the University of Baltimore School of Law and has worked in legal offices and nonprofits in Maryland, Texas, and North Carolina. He has also earned an MFA in screenwriting from Chapman University and worked in film, education, and publishing. His professional writing has appeared on sites like The Manifest and Vice, and he is the author of a novel ...

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UPDATED: Feb 27, 2020

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Average insurance rates for a 2014 Scion xB are $1,128 a year for full coverage. Comprehensive insurance costs around $208, collision insurance costs $306, and liability insurance costs $456. Buying a liability-only policy costs as little as $508 a year, and high-risk insurance costs $2,430 or more. Teenage drivers receive the highest rates at up to $4,418 a year.

Annual premium for full coverage: $1,128

Rate estimates for 2014 Scion xB Insurance

Comprehensive $208
Collision $306
Liability $456

Rate data is compiled from all 50 U.S. states and averaged for all 2014 Scion xB models. Rates are based on a 40-year-old male driver, $500 comprehensive and collision deductibles, and a clean driving record. Remaining premium consists of UM/UIM coverage, Medical/PIP, and policy fees.

Price Range by Coverage and Risk

For a 40-year-old driver, prices range range from as low as $508 for just liability coverage to the much higher price of $2,430 for high-risk insurance.

Liability Only $508
Full Coverage $1,128
High Risk $2,430

View Chart as Image

2014 Scion xB insurance rates compared
Column chart showing 2014 Scion xB insurance prices range from $674 to $4,418 for full coverage

These differences show why everyone should compare rates for a specific zip code and risk profile, rather than relying on average rates.

Use the form below to get rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Recommended Companies for Cheap 2014 Scion xB Insurance

Searching Companies

Finding low-cost insurance for a Scion xB can be difficult, but you can learn the following methods to save time. There are more efficient ways to compare insurance rates and we’ll show you the absolute fastest way to compare rates on a Scion and get the cheapest rates from both online companies and local agents.

Auto Insurance Prices

Finding a better price on auto insurance can be quick and easy. All you need to do is spend a few minutes on the computer to compare rate quotes online with multiple companies. It is quite easy and can be accomplished in several different ways.

  1. One of the simplest ways to find the lowest comparison rates is to use a rate comparison form click here to open form in new window. This type of form eliminates the need for multiple quote forms for each company. Just one form will return quotes from many national carriers. It’s definitely the quickest method.
  2. A less efficient way to get comparison quotes requires you to visit each individual company website and complete a new quote form. For examples sake, let’s say you want comparison quotes from Progressive, GEICO and Liberty Mutual. You would have to go to every website and enter your information, which is why most consumers use the first method.

    For a list of links to companies insuring cars in your area, click here.

  3. The hardest method of comparing rate quotes is to drive around to different agent offices. Shopping for auto insurance online can eliminate the need for a local agent unless you want the professional advice that only a license agent can provide. Drivers can price shop online and get advice from an agent in your area and we’ll touch on that later.

Which method you use is up to you, but compare identical coverage information for every company. If you use different values for each quote it will be very difficult to determine which rate is truly the best.

Tailor your coverage to you

When choosing proper insurance coverage, there really is no “perfect” insurance plan. Your needs are not the same as everyone else’s.

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Here are some questions about coverages that might point out whether you would benefit from an agent’s advice.

  • Do I need PIP (personal injury protection) coverage in my state?
  • Does my liability insurance cover pulling a trailer or camper?
  • Will I be non-renewed for getting a DUI or other conviction?
  • What are the best liability limits?
  • Do I need medical payments coverage since I have good health insurance?
  • I have health insurance so do I need medical payments coverage?
  • Can I drive in Mexico and have coverage?
  • What discounts do I qualify for?
  • What can I do if my company denied a claim?

If you can’t answer these questions, you may need to chat with a licensed agent. If you don’t have a local agent, fill out this quick form. It is quick, free and can provide invaluable advice.

Auto insurance coverage information

Understanding the coverages of a car insurance policy helps when choosing appropriate coverage and the correct deductibles and limits. The terms used in a policy can be ambiguous and even agents have difficulty translating policy wording.

Uninsured/Underinsured Motorist (UM/UIM)

Your UM/UIM coverage protects you and your vehicle from other motorists when they are uninsured or don’t have enough coverage. Covered losses include injuries to you and your family and damage to your 2014 Scion xB.

Because many people have only the minimum liability required by law, it only takes a small accident to exceed their coverage. That’s why carrying high Uninsured/Underinsured Motorist coverage is a good idea.

Med pay and Personal Injury Protection (PIP)

Coverage for medical payments and/or PIP pay for bills like dental work, X-ray expenses, pain medications, rehabilitation expenses and nursing services. They can be utilized in addition to your health insurance policy or if there is no health insurance coverage. They cover all vehicle occupants in addition to getting struck while a pedestrian. Personal Injury Protection is only offered in select states and may carry a deductible

Collision protection

This will pay to fix damage to your xB resulting from a collision with another vehicle or an object, but not an animal. You first must pay a deductible then the remaining damage will be paid by your insurance company.

Collision can pay for claims such as rolling your car, sustaining damage from a pot hole, crashing into a building and hitting a mailbox. Collision coverage makes up a good portion of your premium, so consider removing coverage from vehicles that are 8 years or older. It’s also possible to choose a higher deductible to save money on collision insurance.

Auto liability

Liability coverage provides protection from injuries or damage you cause to a person or their property. This coverage protects you from claims by other people, and does not provide coverage for your own vehicle damage or injuries.

Liability coverage has three limits: bodily injury for each person injured, bodily injury for the entire accident and a property damage limit. As an example, you may have policy limits of 25/50/25 that translate to a $25,000 limit per person for injuries, a limit of $50,000 in injury protection per accident, and a limit of $25,000 paid for damaged property.

Liability insurance covers claims such as court costs, funeral expenses, repair bills for other people’s vehicles and legal defense fees. How much liability should you purchase? That is a personal decision, but it’s cheap coverage so purchase higher limits if possible.

Comprehensive insurance

Comprehensive insurance will pay to fix damage from a wide range of events other than collision. You first must pay your deductible then the remaining damage will be covered by your comprehensive coverage.

Comprehensive coverage protects against things such as hitting a deer, theft, rock chips in glass and falling objects. The maximum payout a car insurance company will pay at claim time is the actual cash value, so if your deductible is as high as the vehicle’s value it’s probably time to drop comprehensive insurance.

Use our FREE quote tool to compare rates now!

Rates by U.S. City

2014 Scion xB Insurance Rates by City
City Premium
New York City, NY $1,785
Los Angeles, CA $1,929
Philadelphia, PA $1,509
Jacksonville, FL $1,638
Phoenix, AZ $1,313
Chicago, IL $1,516
Houston, TX $1,768
Seattle, WA $1,101
Columbus, OH $944
Indianapolis, IN $961

Rates by Driver Age

2014 Scion xB Insurance Rates by Driver Age
Driver Age Premium
16 $4,418
20 $2,584
30 $1,158
40 $1,128
50 $1,032
60 $1,012

Full coverage, $500 deductibles

Rates by Deductible

2014 Scion xB Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,354
$250 $1,250
$500 $1,128
$1,000 $1,010

Full coverage, driver age 40

Rates by Liability Limit

Scion xB Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,128
50/100 $1,219
100/300 $1,333
250/500 $1,630
100 CSL $1,265
300 CSL $1,516
500 CSL $1,698

Full coverage, driver age 40

Rates for High Risk Drivers

2014 Scion xB Insurance Rates for High Risk Drivers
Age Premium
16 $6,246
20 $4,116
30 $2,462
40 $2,430
50 $2,322
60 $2,300

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $153

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $58
Multi-vehicle $60
Homeowner $19
5-yr Accident Free $73
5-yr Claim Free $71
Paid in Full/EFT $44
Advance Quote $51
Online Quote $78
Total Discounts $454
Rate after discounts $674

Discounts are estimated and may not be available from every company or in every state.

Find companies with the cheapest rates in your area

2014 Scion xB Insurance Rates by State
State Premium
Alabama $1,020
Alaska $866
Arizona $938
Arkansas $1,128
California $1,286
Colorado $1,080
Connecticut $1,160
Delaware $1,278
Florida $1,412
Georgia $1,040
Hawaii $812
Idaho $764
Illinois $842
Indiana $850
Iowa $760
Kansas $1,072
Kentucky $1,540
Louisiana $1,672
Maine $696
Maryland $930
Massachusetts $902
Michigan $1,962
Minnesota $944
Mississippi $1,352
Missouri $1,002
Montana $1,212
Nebraska $890
Nevada $1,354
New Hampshire $812
New Jersey $1,262
New Mexico $1,000
New York $1,190
North Carolina $650
North Dakota $922
Ohio $780
Oklahoma $1,160
Oregon $1,034
Pennsylvania $1,078
Rhode Island $1,506
South Carolina $1,024
South Dakota $952
Tennessee $988
Texas $1,360
Utah $836
Vermont $774
Virginia $678
Washington $874
West Virginia $1,034
Wisconsin $782
Wyoming $1,006

Free Auto Insurance Comparison

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