Toyota Sequoia Insurance Rates

U.S. average auto insurance rates for a Toyota Sequoia are $1,446 annually with full coverage. Comprehensive insurance costs an estimated $320, collision costs $552, and liability coverage costs $416. Buying just liability costs as little as $474 a year, with insurance for high-risk drivers costing $3,126 or more. Teen drivers pay the highest rates at $5,362 a year or more.

Average premium for full coverage: $1,446

Price estimates broken down by individual coverage:

Estimates include $500 physical damage insurance deductibles, 30/60 liability limits, and includes uninsured motorist and medical coverage. Estimates are averaged for all U.S. states and for all Sequoia models.

Price Range from Low to High

Geographic Price Range

Your location has a large influence on car insurance rates. More rural locations have fewer collision claims than larger metro areas.

The example below illustrates the difference between rural and urban areas on insurance prices.

The ranges above demonstrate why everyone should compare rates for a targeted area and their own personal driving habits, rather than using price averages.

Use the form below to get customized rates for your location.

Additional Rate Information

The chart below details estimated Toyota Sequoia insurance rates for other coverage scenarios.

• The lowest rate with discounts is $834
• Drivers who choose higher $1,000 deductibles will pay approximately $196 annually
• The estimated rate for the average middle-age driver who has $500 deductibles is $1,446
• Choosing pricier low deductibles for comprehensive and collision insurance costs an additional $386 each year
• High-risk insureds with multiple violations and an at-fault accident could pay up to $3,126 or more
• The price with full coverage for a teenage driver for full coverage can cost as much as $5,362 a year

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Insurance prices for a Toyota Sequoia are also quite variable based on the trim level and model year, your driving record, and liability limits and deductibles.

A more mature driver with no violations or accidents and high physical damage deductibles may only pay around $1,300 per year on average for full coverage. Prices are highest for teenage drivers, where even without any violations or accidents they should be prepared to pay at least $5,300 a year. View Rates by Age

If you have some driving violations or you caused a few accidents, you may be forking out $1,700 to $2,300 additional each year, depending on your age. Toyota Sequoia insurance for high-risk drivers can cost around 43% to 131% more than average. View High Risk Driver Rates

Choosing high deductibles could save up to $590 a year, whereas buying more liability protection will increase premiums. Moving from a 50/100 bodily injury limit to a 250/500 limit will increase prices by as much as $375 more each year. View Rates by Deductible or Liability Limit

The state you live in makes a big difference in Toyota Sequoia insurance rates. A 40-year-old driver could pay as low as $1,040 a year in states like Utah, Ohio, and New Hampshire, or as much as $1,950 on average in New York, Michigan, and Florida.

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Since prices can be so different, the best way to find out which car insurance is cheapest is to regularly compare prices and see how they stack up. Every company uses a different rate calculation, and prices may be quite different between companies.

Insurance Rates by Trim Level and Model Year

Rates assume 2023 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Buy Low Cost Toyota Sequoia Insurance

Getting lower rates on auto insurance not only requires being a low-risk driver, but also having good credit, avoid buying unnecessary coverage, and maximizing policy discounts. Set aside time to compare rates at every policy renewal by requesting quotes from direct companies like GEICO, Progressive, and Esurance, and also from several local insurance agents.

The items below are a review of the data covered above.

• Consumers who want more liability coverage will pay about $460 every year to go from a low limit to higher 250/500 limits
• You may be able to save approximately $170 per year simply by quoting online well ahead of the renewal date
• Increasing physical damage deductibles could save up to $575 each year
• Teen drivers are expensive to insure, costing up to $447 a month if they have full coverage