Toyota Sequoia Insurance Rates

U.S. average insurance rates for a Toyota Sequoia are $1,454 a year with full coverage. Comprehensive costs approximately $332 each year, collision insurance costs $566, and liability costs $398. Buying just liability costs as little as $460 a year, and insurance for high-risk drivers costs around $3,136. 16-year-old drivers pay the highest rates at up to $5,348 a year.

Average premium for full coverage: $1,454

Price estimates by individual coverage:

Price estimates include $500 comprehensive and collision deductibles, liability coverage up to 30/60, and includes uninsured/under-insured motorist coverage. Estimates are averaged for all U.S. states and Sequoia models.

Price Range from Low to High

Geographic Price Range

Your location can make a big difference on the price of insurance. Rural locations have lower incidents of collision claims than congested cities. The graphic below illustrates how where you live affects auto insurance prices.

The ranges above demonstrate why all drivers should compare rates using their specific location, instead of making a decision based on rate averages.

Use the form below to get customized rates for your location.

More Rate Information

The chart below details average Toyota Sequoia insurance rates for additional coverage and risk scenarios.

• The best full coverage rate is $836
• Drivers who choose higher $1,000 deductibles will pay $204 annually
• The estimated price for the average middle-age driver who chooses $500 deductibles is $1,454
• Buying low deductibles for comprehensive and collision insurance bumps up the cost to $1,848
• Drivers with multiple tickets or accidents could pay around $3,136
• The price that insures a 16-year-old driver can cost $5,348 a year

View Chart as Image

Insurance prices for a Toyota Sequoia are also quite variable based on the trim level and model year, your age and driving habits, and physical damage deductibles and liability limits.

If you have some driving violations or you caused an accident, you may be forking out anywhere from $1,700 to $2,300 additional each year, depending on your age. Insurance for high-risk drivers can cost from 43% to 131% more than the average rate. View High Risk Driver Rates

More mature drivers with no violations or accidents and higher comprehensive and collision deductibles may pay as low as $1,400 per year on average for full coverage. Prices are highest for teenage drivers, since even teens with perfect driving records should be prepared to pay in the ballpark of $5,300 a year. View Rates by Age

The state you live in makes a big difference in Toyota Sequoia insurance prices. A 40-year-old driver could pay as low as $1,050 a year in states like Utah, Ohio, and New Hampshire, or at least $1,970 on average in New York, Michigan, and Florida.

View Chart as Image

Opting for high physical damage deductibles could save up to $600 annually, whereas increasing liability limits will push prices upward. Moving from a 50/100 bodily injury protection limit to a 250/500 limit will increase prices by as much as $358 more each year. View Rates by Deductible or Liability Limit

Insurance Rates by Trim Level and Model Year

Rates assume 2023 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find Cheaper Toyota Sequoia Insurance

Getting lower rates on insurance for a Toyota Sequoia not only requires having a decent driving record, but also having a good credit score, avoid buying unnecessary coverage, and consideration of higher deductibles. Comparison shop every time your policy renews by obtaining price quotes from direct companies, and also from local insurance agencies.

The following items are a condensed summary of the information touched on in the above illustrations.

• You may be able to save around $180 per year just by quoting online in advance
• 16 to 18-year-old drivers are the costliest to insure, costing up to $446 a month if comprehensive and collision insurance is included
• Increasing physical damage deductibles can save approximately $600 each year
• Drivers considered higher risk with multiple at-fault accidents may have to pay on average $1,680 more per year than a driver with a clean driving record
• Insureds who purchase additional liability coverage will pay around $440 every year to go from a low limit to the 250/500 level