Toyota Sequoia Insurance Rates

U.S. average auto insurance rates for a Toyota Sequoia are $1,446 annually for full coverage insurance. Comprehensive insurance costs approximately $320, collision costs $552, and liability coverage costs around $416. A policy with just liability insurance costs as low as $474 a year, with coverage for high-risk drivers costing $3,126 or more. Teen drivers pay the highest rates at $5,362 a year or more.

Average premium for full coverage: $1,446

Price estimates by individual coverage:

Rates are based on $500 physical damage deductibles, split liability limits of 30/60, and includes uninsured motorist and medical coverage. Estimates are averaged for all 50 states and for different Sequoia trim levels.

Price Range from Low to High

Geographic Price Range

Where you live has a large influence on the price of auto insurance. Rural locations have fewer physical damage claims than larger metro areas.

The price range example below illustrates the difference location can make on auto insurance prices.

The ranges above illustrate why anyone shopping for car insurance should compare prices using their specific location and their own personal driving habits, rather than using price averages.

Use the form below to get customized rates for your location.

Additional Rate Information

The chart below illustrates estimated Toyota Sequoia insurance rates for additional coverage and risk scenarios.

• The lowest rate with discounts is $834
• Using higher $1,000 deductibles will save $196 each year
• The estimated rate for the average middle-age driver who chooses $500 deductibles is $1,446
• Choosing more expensive low deductibles for physical damage coverage costs an additional $386 each year
• Higher-risk drivers with multiple violations and an at-fault accident could pay around $3,126 or more
• The price with full coverage for a teenage driver with full coverage can cost $5,362 or more

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Insurance prices for a Toyota Sequoia are also quite variable based on the trim level and model year, your risk profile, and physical damage deductibles and liability limits.

An older driver with a clean driving record and high physical damage deductibles may only pay around $1,300 a year for full coverage. Prices are highest for teenage drivers, where even without any violations or accidents they can expect to pay in the ballpark of $5,300 a year. View Rates by Age

If you have some driving violations or you caused a few accidents, you are probably paying anywhere from $1,700 to $2,300 extra each year, depending on your age. High-risk driver insurance can be around 43% to 131% more than average. View High Risk Driver Rates

Choosing high deductibles could cut prices by as much as $590 a year, while increasing your policy's liability limits will push prices upward. Switching from a 50/100 bodily injury limit to a 250/500 limit will increase prices by as much as $375 more per year. View Rates by Deductible or Liability Limit

The state you live in has a huge impact on Toyota Sequoia insurance rates. A driver around age 40 might see prices as low as $950 a year in states like North Carolina, Wisconsin, and Vermont, or as much as $1,950 on average in Florida, New York, and Michigan.

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Since prices can be so different, the only way to figure out who has the best car insurance prices is to compare prices and see how they stack up. Each insurance company uses a different rate calculation, so the prices may be quite different between companies.

Insurance Rates by Trim Level and Model Year

Rates assume 2023 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Buy the Best Cheap Toyota Sequoia Insurance

Getting lower rates on auto insurance requires being a safe and courteous driver, having a good credit history, not filing small claims, and maximizing policy discounts. Make time to compare rates at least once a year by obtaining price quotes from direct insurance companies like GEICO, Progressive, and Esurance, and also from insurance agencies where you live.

Below is a quick review of the primary concepts that were touched on in this article.

• It is possible to save around $170 per year simply by shopping early and online
• Drivers with a DUI or reckless driving violation could be forced to pay on average $1,680 more per year for auto insurance
• Increasing physical damage deductibles could save up to $575 each year
• Teenage drivers are expensive to insure, as much as $447 a month including comprehensive and collision insurance