Toyota Sequoia Insurance Rates

U.S. average auto insurance rates for a Toyota Sequoia are $1,454 annually including full coverage. Comprehensive insurance costs an estimated $332 a year, collision costs $566, and liability is estimated at $398. Buying just liability costs approximately $460 a year, with insurance for high-risk drivers costing $3,136 or more. Teen drivers pay the highest rates at $5,348 a year or more.

Average premium for full coverage: $1,454

Price estimates broken down by individual coverage:

These estimates include $500 deductibles, 30/60 liability limits, and includes medical/PIP and uninsured motorist coverage. Estimates are averaged for all 50 U.S. states and Sequoia trim levels.

Price Range from Low to High

Geographic Price Range

Living in a larger city can have significant affects on the price of auto insurance. More rural locations have fewer comprehensive and collision claims than larger metro areas.

The diagram below illustrates how rural and urban location affects insurance prices.

The ranges above highlight why it is important to get quotes for a targeted area and their own personal driving habits, instead of using price averages.

Use the form below to get customized rates for your location.

Additional Charts and Tables

The chart below breaks down estimated Toyota Sequoia insurance rates for other coverage scenarios.

• The lowest rate with discounts is $836
• Choosing higher $1,000 deductibles can save approximately $1,250 every year
• The estimated rate for the average middle-age driver who has $500 deductibles is $1,454
• Choosing low $100 deductibles for comp and collision coverage costs an additional $394 every year
• Unlucky drivers with multiple violations and an at-fault accident could pay up to $3,136 or more
• The price with full coverage for a teen driver can cost as much as $5,348 each year

View Chart as Image

Insurance prices for a Toyota Sequoia are also quite variable based on the trim level and model year, your driving characteristics, and liability limits and deductibles.

Older drivers with no violations or accidents and high physical damage deductibles may pay as little as $1,400 annually on average for full coverage. Prices are highest for teenage drivers, where even without any violations or accidents they should be prepared to pay at least $5,300 a year. View Rates by Age

If you have some driving violations or you caused a few accidents, you are likely paying $1,700 to $2,300 additional each year, depending on your age. A high-risk auto insurance policy ranges as much as 43% to 131% more than average. View High Risk Driver Rates

Choosing high deductibles can save as much as $600 every year, while buying higher liability limits will increase premiums. Changing from a 50/100 bodily injury limit to a 250/500 limit will increase prices by as much as $358 more each year. View Rates by Deductible or Liability Limit

The state you live in plays a big part in determining prices for Toyota Sequoia insurance prices. A good driver about age 40 could pay as low as $1,120 a year in states like Vermont, New Hampshire, and Missouri, or as much as $2,080 on average in Louisiana, New York, and Michigan.

View Chart as Image

Since prices can be so different, the best way to figure out which car insurance is cheapest is to get quotes and see which company has the best price. Each auto insurer uses a different rate calculation, and prices may be quite different between companies.

Insurance Rates by Trim Level and Model Year

Rates assume 2023 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Buy Cheap Toyota Sequoia Insurance

Getting lower rates on car insurance takes not taking risks behind the wheel, having good credit, being claim-free, and maximizing policy discounts. Set aside time to shop around at every policy renewal by requesting rates from direct car insurance companies like GEICO, Progressive, and Esurance, and also from insurance agencies where you live.

The following is a brief summary of the data raised in the charts and tables above.

• Policyholders who want higher liability limits will pay about $440 per year to raise limits from a low limit to higher 250/500 limits
• You may be able to save approximately $180 per year simply by quoting early and online
• Increasing physical damage deductibles could save up to $600 each year
• Teens are expensive to insure, possibly costing $446 a month if they have full coverage