Toyota Sequoia Insurance Rates

The average insurance rates for a Toyota Sequoia are $1,366 a year for full coverage. Comprehensive insurance costs an estimated $282 each year, collision costs $474, and liability is estimated at $452. A liability-only policy costs approximately $504 a year, with high-risk insurance costing $2,952 or more. 16-year-old drivers cost the most to insure at $5,160 a year or more.

Average premium for full coverage: $1,366

Policy rates broken down by type of insurance:

These estimates include $500 comprehensive and collision deductibles, liability coverage up to 30/60, and includes medical and UM/UIM coverage. Prices are averaged for all states and Sequoia models.

Price Range Variability

Urban vs. Rural Price Range

Living in a larger city can have significant affects on insurance rates. More rural locations are shown to have a lower frequency of accident claims than congested cities.

The graphic below illustrates how your location can change insurance prices.

The examples above show why all drivers should get quotes for a targeted area and risk profile, instead of using rate averages.

Use the form below to get customized rates for your location.

More Rate Details

The chart below shows estimated Toyota Sequoia insurance rates for other coverage scenarios.

• The best full coverage rate is $793
• Choosing higher $1,000 deductibles can save approximately $172 a year
• The average rate for a good driver age 40 who has $500 deductibles is $1,366
• Buying low deductibles for comp and collision coverage will cost an extra $332 every year
• Unlucky drivers with multiple tickets or accidents could pay up to $2,952 or more
• Policy cost for full coverage for a teen driver can cost as much as $5,160 each year

View Chart as Image

Car insurance rates for a Toyota Sequoia also range considerably based on your risk profile, the trim level of your Sequoia, and liability limits and deductibles.

More mature drivers with no driving violations and high deductibles may pay as little as $1,300 annually on average, or $108 per month, for full coverage. Rates are highest for teenagers, where even good drivers will be charged at least $5,100 a year. View Rates by Age

Your home state plays a big part in determining prices for Toyota Sequoia insurance prices. A good driver about age 40 could pay as low as $900 a year in states like Iowa, Maine, and Idaho, or at least $1,950 on average in New York, Louisiana, and Michigan.

View Chart as Image

Opting for high physical damage deductibles can save as much as $510 every year, whereas increasing liability limits will increase premiums. Going from a 50/100 limit to a 250/500 limit will raise rates by up to $407 extra every 12 months. View Rates by Deductible or Liability Limit

If you have a few points on your driving record or tend to cause accidents, you could be paying $1,600 to $2,200 extra every year, depending on your age. Insurance for high-risk drivers ranges as much as 43% to 131% more than the average rate. View High Risk Driver Rates

Because rates have so much variability, the only way to know which auto insurance is cheapest is to do a rate comparison and see which company has the best rate. Each auto insurer utilizes a different rate formula, so rate quotes will be varied from one company to the next.

Insurance Rates by Trim Level and Model Year

Rates assume 2017 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find Cheap Toyota Sequoia Insurance

Finding cheaper rates on car insurance takes avoiding accidents and violations, having above-average credit, avoid buying unnecessary coverage, and not having any coverage lapses. Invest the time to shop around every time your policy renews by requesting quotes from direct carriers like GEICO, Progressive, and Esurance, and also from local independent and exclusive agents.

The list below is a brief summary of the information illustrated above.

• Drivers can save approximately $160 per year simply by quoting online in advance
• Teenagers have the highest car insurance rates, costing up to $430 each month if full coverage is included
• Increasing comprehensive and collision deductibles can save around $500 each year
• Higher risk drivers that tend to have accidents or serious violations pay an average of $1,590 more annually for car insurance
• Policyholders who want higher liability limits will pay around $500 each year to raise limits from a 30/60 limit to 250/500 limits