Acura NSX Insurance Rates

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Cheaper 2016 Acura NSX Insurance Cost in 2025

I can't think of a single person who rejoices having to buy auto insurance, especially when they are aware that their premiums are too high. Online insurance companies like Allstate, Liberty Mutual and State Farm constantly bombard you with fancy advertisements and it is difficult to separate fact from fiction and find the best price available. If you currently have car insurance, you should be ab...

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UPDATED: May 11, 2024

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U.S. average auto insurance rates for an Acura NSX are $1,986 annually for full coverage insurance. Comprehensive insurance costs an estimated $464, collision costs $904, and liability is $460. Buying just liability costs around $510 a year, with insurance for high-risk drivers costing $4,328 or more. Teen drivers pay the highest rates at $7,160 a year or more.

Average premium for full coverage: $1,986

Price estimates broken down by individual coverage:

Comprehensive $464
Collision $904
Liability $460

Price estimates include $500 policy deductibles, 30/60 split liability limits, and includes medical and UM/UIM coverage. Estimates are averaged for all 50 states and for all NSX models.

Price Range from Low to High

For the average 40-year-old driver, Acura NSX insurance prices go from as cheap as $510 for just liability insurance to the much higher price of $4,328 for a high-risk insurance policy.

Liability Only $510
Full Coverage $1,986
High Risk $4,328

Geographic Price Range

Choosing to live in a large city can make a big difference on the price of insurance. More rural locations have fewer physical damage claims than larger metro areas.

The example below illustrates the difference location can make on insurance prices.

Rural Areas $1,490
Small Cities $2,085
Large Cities $2,681

The ranges above illustrate why everyone should compare rates quotes for a targeted area and their own personal driving habits, instead of making a decision based on price averages.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

More Rate Details

The chart below illustrates estimated Acura NSX insurance rates for other coverage scenarios.

  • The lowest rate with discounts is $1,102
  • Raising to $1,000 deductibles will save approximately $310 each year
  • The estimated rate for the average middle-age driver who has $500 deductibles is $1,986
  • Choosing pricier low deductibles costs an additional $608 annually
  • Drivers with multiple violations and an at-fault accident could pay up to $4,328 or more
  • The price with full coverage for a 16-year-old driver for full coverage can cost as much as $7,160

View Chart as Image

Acura NSX insurance cost comparison chart
Column chart showing full coverage Acura NSX insurance prices range from $1,102 to $7,160

Insurance prices for an Acura NSX are also quite variable based on the trim level and model year, your risk profile, and liability limits and deductibles.

A more mature driver with no violations or accidents and high physical damage deductibles may pay as low as $1,800 every 12 months on average for full coverage. Prices are highest for teenage drivers, where even without any violations or accidents they should be prepared to pay at least $7,100 a year. View Rates by Age

If you have some driving violations or you caused a few accidents, you are probably paying $2,400 to $3,200 additional each year, depending on your age. Acura NSX insurance for high-risk drivers is expensive and can cost from 45% to 135% more than average. View High Risk Driver Rates

Choosing high deductibles can reduce prices by up to $920 annually, whereas buying more liability protection will increase premiums. Switching from a 50/100 bodily injury limit to a 250/500 limit will increase prices by as much as $414 more each year. View Rates by Deductible or Liability Limit

The state you live in also has a big influence on Acura NSX insurance prices. A middle-age driver might find prices as low as $1,300 a year in states like North Carolina, Wisconsin, and Vermont, or as much as $2,680 on average in Florida, New York, and Michigan.

Acura NSX Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,798 -$188 -9.5%
Alaska $1,524 -$462 -23.3%
Arizona $1,648 -$338 -17.0%
Arkansas $1,986 -$0 0.0%
California $2,264 $278 14.0%
Colorado $1,898 -$88 -4.4%
Connecticut $2,042 $56 2.8%
Delaware $2,248 $262 13.2%
Florida $2,484 $498 25.1%
Georgia $1,834 -$152 -7.7%
Hawaii $1,426 -$560 -28.2%
Idaho $1,346 -$640 -32.2%
Illinois $1,480 -$506 -25.5%
Indiana $1,496 -$490 -24.7%
Iowa $1,342 -$644 -32.4%
Kansas $1,888 -$98 -4.9%
Kentucky $2,710 $724 36.5%
Louisiana $2,940 $954 48.0%
Maine $1,226 -$760 -38.3%
Maryland $1,638 -$348 -17.5%
Massachusetts $1,590 -$396 -19.9%
Michigan $3,452 $1,466 73.8%
Minnesota $1,664 -$322 -16.2%
Mississippi $2,380 $394 19.8%
Missouri $1,764 -$222 -11.2%
Montana $2,134 $148 7.5%
Nebraska $1,566 -$420 -21.1%
Nevada $2,384 $398 20.0%
New Hampshire $1,432 -$554 -27.9%
New Jersey $2,222 $236 11.9%
New Mexico $1,760 -$226 -11.4%
New York $2,092 $106 5.3%
North Carolina $1,142 -$844 -42.5%
North Dakota $1,626 -$360 -18.1%
Ohio $1,372 -$614 -30.9%
Oklahoma $2,040 $54 2.7%
Oregon $1,820 -$166 -8.4%
Pennsylvania $1,894 -$92 -4.6%
Rhode Island $2,650 $664 33.4%
South Carolina $1,800 -$186 -9.4%
South Dakota $1,678 -$308 -15.5%
Tennessee $1,740 -$246 -12.4%
Texas $2,394 $408 20.5%
Utah $1,472 -$514 -25.9%
Vermont $1,358 -$628 -31.6%
Virginia $1,190 -$796 -40.1%
Washington $1,536 -$450 -22.7%
West Virginia $1,822 -$164 -8.3%
Wisconsin $1,374 -$612 -30.8%
Wyoming $1,770 -$216 -10.9%

View Chart as Image

Acura NSX insurance rates by U.S. city

Since prices can be so different, the only way to figure out which car insurance is cheapest is to regularly compare prices from multiple companies. Every auto insurance company uses a different rate calculation, and prices may be quite different between companies.

Acura NSX Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2022 Acura NSX $574 $1,248 $416 $2,396
2021 Acura NSX $554 $1,196 $430 $2,338
2020 Acura NSX $524 $1,154 $442 $2,278
2019 Acura NSX $504 $1,072 $452 $2,186
2018 Acura NSX $484 $1,008 $456 $2,106
2017 Acura NSX $464 $904 $460 $1,986
2016 Acura NSX $434 $832 $460 $1,884

Rates are averaged for all Acura NSX models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Buy Cheaper Acura NSX Insurance

Getting lower rates on insurance for an Acura NSX consists of being safe and accident-free, having good credit, not filing small claims, and maximizing policy discounts. Make time to compare rates at least every other year by requesting quotes from direct insurance companies like GEICO, Progressive, and Esurance, and also from your local independent and exclusive agents.

Below you'll find a condensed summary of the car insurance concepts touched on in this article.

  • Drivers considered higher risk with multiple at-fault accidents may pay on average $2,340 more annually than a low-risk driver
  • It is possible to save approximately $250 per year simply by quoting online well ahead of the renewal date
  • Increasing physical damage deductibles could save up to $925 each year
  • Insureds who want more liability protection will pay about $510 annually to raise from a low limit to higher 250/500 limits

Rates by Driver Age

Acura NSX Insurance Rates by Driver Age
Driver Age Premium
16 $7,160
20 $4,604
30 $2,094
40 $1,986
50 $1,810
60 $1,778

Full coverage, $500 deductibles

Rates by Deductible

Acura NSX Insurance Rates with Different Deductibles
Deductible Premium
$100 $2,594
$250 $2,310
$500 $1,986
$1,000 $1,676

Full coverage, driver age 40

Rates by Liability Limit

Acura NSX Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,986
50/100 $2,078
100/300 $2,193
250/500 $2,492
100 CSL $2,124
300 CSL $2,377
500 CSL $2,561

Full coverage, driver age 40

Rates for High Risk Drivers

Acura NSX Insurance Rates for High Risk Drivers
Age Premium
16 $10,300
20 $7,342
30 $4,450
40 $4,328
50 $4,130
60 $4,094

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $287

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $110
Multi-vehicle $105
Homeowner $27
5-yr Accident Free $159
5-yr Claim Free $132
Paid in Full/EFT $100
Advance Quote $105
Online Quote $146
Total Discounts $884
Rate after discounts $1,102

Discounts are estimated and may not be available from every company or in every state.

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