Acura NSX Insurance Rates

The average insurance prices for an Acura NSX are $1,884 every 12 months for full coverage insurance. Comprehensive insurance costs on average $434 a year, collision insurance costs $832, and liability costs around $460. Liability-only coverage costs as low as $510 a year, and high-risk coverage costs $4,100 or more. Teen drivers cost the most to insure at up to $6,830 a year.

Average premium for full coverage: $1,884

Policy rates by type of insurance:

Price estimates include $500 physical damage deductibles, 30/60 bodily injury liability limits, and includes both medical and uninsured motorist insurance. Prices are averaged for all 50 states and NSX trim levels.

Price Range Variability

Urban vs. Rural Price Range

Where you live can make a big difference on insurance rates. Rural areas are shown to have more infrequent physical damage claims than larger metro areas. The diagram below illustrates the difference between rural and urban areas on car insurance rates.

The examples above illustrate why it is important to compare prices based on a specific location and their own driving history, instead of making a decision based on price averages.

Use the form below to get customized rates for your location.

Additional Rate Details

The chart below illustrates average Acura NSX insurance rates for different risk profiles and scenarios.

• The lowest rate with discounts is $1,052
• Using higher $1,000 deductibles will save around $1,598 each year
• The average price for a good driver age 40 with $500 deductibles is $1,884
• Choosing low $100 deductibles for physical damage coverage costs an extra $560 annually
• High-risk insureds with multiple violations and an at-fault accident could pay upwards of $4,100
• Policy cost to insure a 16-year-old driver may cost $6,830 or more

View Chart as Image

Insurance rates for an Acura NSX also range considerably based on liability limits and deductibles, your risk profile, and the trim level of your NSX.

Choosing high deductibles could cut rates by as much as $850 annually, while buying higher liability limits will cost you more. Switching from a 50/100 liability limit to a 250/500 limit will raise rates by up to $414 more each year. View Rates by Deductible or Liability Limit

Older drivers with no violations or accidents and higher deductibles may pay as low as $1,700 a year, or $142 per month, for full coverage. Rates are highest for teenagers, since even excellent drivers should be prepared to pay upwards of $6,800 a year. View Rates by Age

If you have a few points on your driving record or you were responsible for an accident, you are probably paying at a minimum $2,200 to $3,000 additional every year, depending on your age. A high-risk auto insurance policy can be from 44% to 131% more than average. View High Risk Driver Rates

Your home state has a huge impact on Acura NSX insurance prices. A driver around age 40 might see rates as low as $1,230 a year in states like Vermont, Wisconsin, and North Carolina, or as much as $2,540 on average in Michigan, New York, and Florida.

View Chart as Image

How to Shop for Cheaper Acura NSX Insurance

Finding cheaper rates on insurance for an Acura NSX requires being a safe and courteous driver, having above-average credit, being claim-free, and dropping full coverage on older vehicles. Set aside time to compare rates at every other renewal by getting rate quotes from direct insurance companies, and also from several local insurance agents.

Below is a condensed summary of the concepts that were covered above.

• Drivers considered higher risk with multiple at-fault accidents pay on average $2,220 more each year for auto insurance
• Teenage drivers pay higher rates, possibly costing $569 each month if full coverage is included
• It is possible to save as much as $240 per year just by quoting early and online
• Increasing comprehensive and collision deductibles could save as much as $850 each year
• It is possible to save as much as $240 per year just by quoting early and online