Audi S4 Insurance Rates

Estimated insurance rates for an Audi S4 are $1,412 a year for full coverage insurance. Comprehensive costs on average $300 a year, collision insurance costs $588, and liability coverage costs $388. A liability-only policy costs as little as $434 a year, and high-risk insurance costs around $3,072. Teenage drivers pay the most at up to $5,212 a year.

Average premium for full coverage: $1,412

Premium estimates by type of coverage:

Prices include $500 deductibles, liability coverage up to 30/60, and includes UM/UIM and medical coverage. Rates include averaging for all 50 states and S4 trim levels.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Your location has a large influence on insurance rates. Rural areas are statistically proven to have lower incidents of physical damage claims than densely populated cities. The diagram below illustrates how rural and urban location affects car insurance rates.

These rate differences illustrate why it is important to compare rates based on a specific location, rather than using average rates.

Use the form below to get customized rates for your location.

Rates by State, City, and Model

The chart below illustrates average Audi S4 insurance rates for different risk profiles and scenarios.

• The best discount rate is $795
• Drivers who choose higher $1,000 deductibles will pay around $1,210 each year
• The estimated price for a 40-year-old good driver with $500 deductibles is $1,412
• Using low $100 deductibles for comprehensive and collision insurance bumps up the cost to $1,806
• High-risk insureds who are prone to accidents and violations could pay upwards of $3,072
• An auto insurance policy that insures a teenage driver may cost $5,212 a year

View Chart as Image

Auto insurance prices for an Audi S4 also have a wide range based on the trim level of your S4, your age and driving record, and policy deductibles and limits.

If you have a few violations or you caused an accident, you are probably paying at a minimum $1,700 to $2,300 in extra premium annually, depending on your age. A high-risk auto insurance policy can cost around 44% to 134% more than a normal policy. View High Risk Driver Rates

Older drivers with a good driving record and higher comprehensive and collision deductibles may only pay around $1,300 per year on average, or $108 per month, for full coverage. Prices are much higher for drivers in their teens, since even teens with perfect driving records will have to pay upwards of $5,200 a year. View Rates by Age

Where you choose to live makes a big difference in Audi S4 insurance rates. A 40-year-old driver could pay as low as $920 a year in states like Vermont, Wisconsin, and North Carolina, or be forced to pay as much as $1,900 on average in Michigan, New York, and Florida.

View Chart as Image

Using high physical damage deductibles could save up to $600 a year, while buying higher liability limits will cost you more. Switching from a 50/100 bodily injury protection limit to a 250/500 limit will cost up to $349 extra every year. View Rates by Deductible or Liability Limit

Insurance Rates by Trim Level and Model Year

Rates assume 2019 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find the Right Audi S4 Insurance

Finding better rates on auto insurance not only requires not taking risks behind the wheel, but also maintaining a good credit score, paying for small claims out-of-pocket, and deciding if full coverage is necessary. Compare prices every time your policy renews by quoting rates from direct insurance companies, and also from your local independent and exclusive agents.

The following is a quick rundown of the information raised in the charts and tables above.

• It is possible to save as much as $170 per year just by quoting early and online
• Teens are charged the highest prices, with premiums being up to $434 per month if the policy includes full coverage
• Increasing policy deductibles can save approximately $600 each year
• Drivers with reckless driving or DUI convictions may pay on average $1,660 more each year for S4 insurance
• Consumers who require higher liability limits will pay an extra $430 annually to go from 30/60 bodily injury limits to the 250/500 level