Audi S4 Insurance Rates

Estimated insurance rates for an Audi S4 are $1,412 a year for full coverage. Comprehensive insurance costs around $300, collision costs $588, and liability costs $388. A liability-only policy costs as little as $434 a year, with high-risk insurance costing $3,072 or more. Teenage drivers pay the most at $5,212 a year or more.

Average premium for full coverage: $1,412

Premium estimates for type of coverage:

Estimates include $500 physical damage deductibles, 30/60 liability coverage, and includes medical/PIP and uninsured motorist coverage. Rates include averaging for all states and for all S4 models.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Your location can have significant affects on auto insurance rates. Areas with sparse population are statistically proven to have lower incidents of accident claims than densely populated cities.

The example below illustrates how geographic area affects auto insurance rates.

These rate differences show why everyone should compare rates for a specific zip code, instead of using average rates.

Use the form below to get customized rates for your location.

Additional Charts and Tables

The chart below shows estimated Audi S4 insurance rates for additional coverage choices and driver risks.

• The best discount rate is $795
• Drivers who choose higher $1,000 deductibles will pay about $202 a year
• The estimated price for a 40-year-old good driver using $500 deductibles is $1,412
• Using pricier low deductibles for comprehensive and collision insurance will cost an additional $394 every year
• Higher-risk drivers who are prone to accidents and violations could pay at least $3,072 or more
• An auto insurance policy that insures a teen driver for full coverage can be $5,212 a year

View Chart as Image

Auto insurance prices for an Audi S4 also have a wide range based on the model of your S4, how you drive, and deductibles and policy limits.

If you have a few violations or you caused an accident, you could be paying at least $1,700 to $2,300 in extra premium annually, depending on your age. Audi S4 insurance for high-risk drivers can cost as much as 44% to 134% more than a normal policy. View High Risk Driver Rates

A more mature driver with a good driving record and higher comprehensive and collision deductibles may pay as little as $1,300 per year on average, or $108 per month, for full coverage. Prices are much higher for drivers in their teens, since even teens with perfect driving records will have to pay as much as $5,200 a year. View Rates by Age

Where you choose to live makes a big difference in Audi S4 insurance prices. A 40-year-old driver could pay as low as $930 a year in states like Idaho, Maine, and Iowa, or be forced to pay as much as $2,010 on average in Michigan, Louisiana, and New York.

View Chart as Image

Using high physical damage deductibles could save up to $600 every year, whereas buying more liability protection will increase prices. Going from a 50/100 bodily injury protection limit to a 250/500 limit will cost up to $349 extra every year. View Rates by Deductible or Liability Limit

With such a large range in prices, the only way to know your exact price is to regularly compare prices and see which company has the best price. Every company uses a different method to calculate prices, and quoted prices will be substantially different.

Insurance Rates by Trim Level and Model Year

Rates assume 2019 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find Low Cost Audi S4 Insurance

Finding better rates on car insurance not only requires being a safe and courteous driver, but also maintaining a good credit score, not filing small claims, and maximizing policy discounts. Compare prices every year by requesting quotes from direct carriers, and also from several local insurance agents.

Below is a review of the coverage data presented in the illustrations above.

• Drivers can save up to $170 per year simply by quoting online well ahead of the renewal date
• Increasing policy deductibles can save approximately $600 each year
• Teenage drivers are expensive to insure, as much as $434 per month if the policy includes full coverage
• Higher risk drivers who have several accidents or serious violations pay on average $1,660 more every year for auto insurance