Audi S4 Insurance Rates

U.S. average insurance rates for an Audi S4 are $1,456 a year including full coverage. Comprehensive insurance costs an estimated $312 each year, collision insurance costs $624, and liability coverage costs $384. A policy with just liability insurance costs as little as $432 a year, and coverage for high-risk drivers costs $3,174 or more. Teens pay the highest rates at up to $5,356 a year.

Average premium for full coverage: $1,456

Price estimates broken down by individual coverage:

Rate estimates include $500 deductible amounts, liability coverage up to 30/60, and includes uninsured motorist and medical coverage. Estimates are averaged for all 50 U.S. states and S4 models.

Price Range from Low to High

Geographic Price Range

Your location has a large influence on the price of auto insurance. More rural locations have lower incidents of comprehensive and collision claims than cities with more traffic congestion. The graphic below illustrates how location helps determine insurance prices.

The ranges above highlight why all drivers should compare rates for a targeted area, rather than using averaged prices.

Use the form below to get customized rates for your location.

Additional Rate Information

The chart below breaks down average Audi S4 insurance rates for other coverage scenarios.

• The cheapest rate after discounts is $816
• Drivers who choose higher $1,000 deductibles will pay approximately $212 every year
• The estimated price for the average middle-age driver who has $500 deductibles is $1,456
• Selecting low deductibles for comprehensive and collision insurance will cost an additional $414 each year
• High-risk insureds with serious driving violations could pay up to $3,174
• The price that insures a teenage driver can cost as much as $5,356 a year

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Insurance prices for an Audi S4 are also quite variable based on the trim level and model year, your driving record and age, and liability limits and deductibles.

If you have some driving violations or you caused an accident, you are likely paying $1,700 to $2,400 extra each year, depending on your age. Insurance for high-risk drivers can cost around 45% to 130% more than the average policy. View High Risk Driver Rates

More mature drivers with a clean driving record and higher comprehensive and collision deductibles may only pay around $1,400 per year on average for full coverage. Prices are much higher for teenage drivers, since even teens with perfect driving records can expect to pay at least $5,300 a year. View Rates by Age

The state you live in makes a big difference in Audi S4 insurance rates. A 40-year-old driver could pay as low as $1,120 a year in states like Vermont, New Hampshire, and Missouri, or have to pay at least $2,080 on average in Louisiana, New York, and Michigan.

View Chart as Image

Choosing higher comprehensive and collision insurance deductibles could save up to $630 a year, whereas increasing liability limits will increase premiums. Changing from a 50/100 bodily injury protection limit to a 250/500 limit will increase prices by as much as $345 more per year. View Rates by Deductible or Liability Limit

Insurance Rates by Trim Level and Model Year

Rates assume 2019 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find the Best Audi S4 Insurance

Getting lower rates on auto insurance not only requires having a good driving record, but also having above-average credit, being claim-free, and deciding if full coverage is necessary. Compare rates every time your policy renews by requesting rates from direct car insurance companies, and also from your local car insurance providers.

The next list is a brief recap of the information covered in the charts and tables above.

• You may be able to save approximately $180 per year just by quoting online in advance
• Drivers age 20 and younger are charged the highest prices, possibly costing $446 a month if full coverage is included
• Increasing physical damage deductibles can save approximately $625 each year
• Drivers who tend to receive serious violations could be charged and average of $1,720 more annually to buy Audi S4 insurance
• Consumers who want increased levels of liability coverage will pay approximately $420 per year to go from a low limit to the 250/500 level