Audi S4 Insurance Rates

Estimated insurance rates for an Audi S4 are $1,456 a year with full coverage. Comprehensive costs on average $312, collision costs $624, and liability costs $384. Liability-only coverage costs as little as $432 a year, with high-risk coverage costing around $3,174. Teens pay the most at $5,356 a year or more.

Average premium for full coverage: $1,456

Premium estimates by type of coverage:

Rate estimates include $500 comprehensive and collision deductibles, minimum liability limits, and includes medical/PIP and uninsured motorist coverage. Rates include averaging for all U.S. states and for different S4 trim levels.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Your location can make a big difference on auto insurance rates. Rural areas are statistically proven to have a lower frequency of collision claims than cities with more traffic congestion.

The price range example below illustrates the difference location can make on car insurance rates.

These rate differences demonstrate why anyone shopping for car insurance should compare rates based on a specific location and risk profile, instead of making a decision based on averaged prices.

Use the form below to get customized rates for your location.

Additional Charts and Tables

The chart below details estimated Audi S4 insurance rates for different risk profiles and scenarios.

• The cheapest rate after discounts is $816
• Drivers who choose higher $1,000 deductibles will pay around $212 annually
• The average rate for a 40-year-old good driver with $500 deductibles is $1,456
• Selecting more expensive low deductibles for comprehensive and collision insurance will increase the cost to $1,870
• Drivers with serious driving violations could pay upwards of $3,174 or more
• An auto insurance policy for full coverage for a 16-year-old driver with full coverage may cost $5,356 a year

View Chart as Image

Insurance prices for an Audi S4 also have a wide range based on your driving characteristics, the trim level and model year, and policy deductibles and limits.

An older driver with a clean driving record and high deductibles may pay as low as $1,400 per year on average, or $117 per month, for full coverage. Prices are much higher for drivers in their teens, where even good drivers can expect to pay upwards of $5,300 a year. View Rates by Age

Where you choose to live makes a big difference in Audi S4 insurance prices. A 40-year-old driver could pay as low as $1,050 a year in states like New Hampshire, Ohio, and Utah, or have to pay at least $1,960 on average in Florida, Michigan, and New York.

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Choosing higher comprehensive and collision insurance deductibles could save up to $630 annually, while increasing your policy's liability limits will cost you more. Moving from a 50/100 limit to a 250/500 limit will cost up to $345 more per year. View Rates by Deductible or Liability Limit

If you have a few violations or tend to cause accidents, you may be forking out at a minimum $1,700 to $2,400 extra annually, depending on your age. High-risk driver insurance can cost from 45% to 130% more than the average policy. View High Risk Driver Rates

With such a large range in prices, the best way to find out exactly what you will pay is to compare prices from multiple companies. Every company calculates prices differently, so the prices will be substantially different from one company to the next.

Insurance Rates by Trim Level and Model Year

Rates assume 2019 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find the Best Audi S4 Insurance

Finding better rates on insurance for an Audi S4 not only requires avoiding accidents and violations, but also maintaining good credit, being claim-free, and bundling your home and auto policies. Make time to compare rates every couple of years by quoting rates from direct companies like Progressive, GEICO, and Esurance, and also from local insurance agents.

The list below is a brief recap of the material that was touched on in this article.

• Insureds who require higher liability limits will pay approximately $420 every year to go from 30/60 bodily injury limits to 250/500 limits
• Teenagers pay the highest prices, possibly costing $446 per month for full coverage
• Drivers considered higher risk who tend to receive serious violations may be required to pay an average of $1,720 more each year for car insurance
• Increasing policy deductibles can save around $625 each year