Audi S4 Insurance Rates

Estimated insurance rates for an Audi S4 are $1,412 a year including full coverage. Comprehensive costs an estimated $300 each year, collision insurance costs $588, and liability insurance is estimated at $388. A policy with only liability insurance costs approximately $434 a year, and a high-risk policy costs around $3,072. Teenage drivers pay the most at up to $5,212 a year.

Average premium for full coverage: $1,412

Premium estimates broken down by type of coverage:

Price estimates include $500 comprehensive and collision deductibles, 30/60 split liability limits, and includes uninsured motorist and medical coverage. Rates include averaging for all 50 U.S. states and S4 models.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Living in a larger city has a significant impact on the price of auto insurance. More rural locations are statistically proven to have lower incidents of comprehensive and collision claims than densely populated cities. The graphic below illustrates how location helps determine insurance prices.

These rate differences highlight why all drivers should get quotes for a targeted area, rather than relying on average rates.

Use the form below to get customized rates for your location.

Additional Rate Information

The chart below breaks down average Audi S4 insurance rates for other coverage scenarios.

• The best discount rate is $795
• Choosing higher $1,000 deductibles can save approximately $202 every year
• The estimated price for a 40-year-old good driver who has $500 deductibles is $1,412
• Using low deductibles for comp and collision coverage bumps up the cost to $1,806
• High-risk insureds who are prone to accidents and violations could pay up to $3,072
• An auto insurance policy that insures a teen driver can cost as much as $5,212 each year

View Chart as Image

Car insurance prices for an Audi S4 also have a wide range based on the trim level and model year, your driving record and age, and liability limits and deductibles.

If you have a few violations or you caused an accident, you are likely paying $1,700 to $2,300 extra annually, depending on your age. Insurance for high-risk drivers ranges anywhere from 44% to 134% more than a normal policy. View High Risk Driver Rates

More mature drivers with no driving violations and higher comprehensive and collision deductibles could pay as little as $1,300 annually on average, or $108 per month, for full coverage. Prices are much higher for drivers in their teens, since even teens with perfect driving records will be charged at least $5,200 a year. View Rates by Age

Where you choose to live plays a big part in determining prices for Audi S4 insurance rates. A good driver about age 40 could pay as low as $1,080 a year in states like Vermont, New Hampshire, and Missouri, or be forced to pay as much as $2,010 on average in Louisiana, New York, and Michigan.

View Chart as Image

Using high physical damage deductibles can save as much as $600 each year, whereas increasing liability limits will increase premiums. Changing from a 50/100 bodily injury protection limit to a 250/500 limit will cost up to $349 extra every 12 months. View Rates by Deductible or Liability Limit

Insurance Rates by Trim Level and Model Year

Rates assume 2019 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find Cheaper Audi S4 Insurance

Finding better rates on Audi S4 insurance takes avoiding accidents and violations, having a positive credit history, refrain from filing small claims, and possibly higher deductibles. Compare prices at least every other year by requesting quotes from direct car insurance companies, and also from your local car insurance providers.

The list below is a condensed summary of the car insurance concepts covered in the charts and tables above.

• High-risk drivers with multiple at-fault accidents could be charged and average of $1,660 more annually for car insurance
• You may be able to save approximately $170 per year just by quoting online in advance
• Increasing policy deductibles can save approximately $600 each year
• Drivers who want higher liability limits will pay an extra $430 per year to raise limits from 30/60 bodily injury limits to the 250/500 level