Buick Enclave Insurance Rates

The average Buick Enclave insurance costs drivers $1,472 a year for full coverage. This figure is based on a variety of individual factors such as your age, location, and the model year of your car. 

For example, if you searching for cheap Buick Enclave insurance rates and ever asked “How much does a 2012 Buick Enclave cost?” the answer is that it’s much more affordable than the cost of a 2017 Buick Enclave.

In order to cut through all of the hypothetical scenarios you can imagine, simply enter your ZIP code into our free tool to start comparing Buick Enclave insurance quotes from multiple companies now.

Average insurance rates for a Buick Enclave are $1,354 a year for full coverage insurance. Comprehensive costs around $270 a year, collision insurance costs $474, and liability costs $452. Buying just liability costs as little as $504 a year, and insurance for high-risk drivers costs around $2,934. Teens receive the highest rates at up to $5,144 a year.

Average premium for full coverage: $1,354

Rate estimates for individual coverage type:

Prices include $500 comprehensive and collision deductibles, 30/60 bodily injury liability limits, and includes UM/UIM and medical coverage. Rates are averaged for all 50 states and Enclave trim levels.

Price Range by Coverage and Risk

Price Range by Location

Your location can make a big difference on car insurance rates. Areas with sparse population tend to have a lower frequency of physical damage claims than cities with more traffic congestion. The diagram below illustrates how your location can change auto insurance rates.

These examples illustrate why it is important to compare rates for a specific zip code and risk profile, instead of making a decision based on averaged prices.

Use the form below to get customized rates for your location.

Rates by State, City, and Model

The chart below illustrates average Buick Enclave insurance rates for additional coverage choices and driver risks.

• The cheapest rate after discounts is $782
• Drivers who choose higher $1,000 deductibles will pay about $1,186 each year
• The average rate for a 40-year-old driver using $500 deductibles is $1,354
• Selecting low $100 deductibles for comprehensive and collision insurance will increase the cost to $1,682
• Drivers with serious driving violations could pay at least $2,934
• The cost for full coverage for a 16-year-old driver can be $5,144 a year

View Chart as Image

Auto insurance rates for a Buick Enclave can also vary considerably based on your driver profile, the model year and trim level, and deductibles and policy limits.

Older drivers with a good driving record and high deductibles may pay as low as $1,300 per year on average for full coverage. Rates are much higher for teen drivers, where even good drivers will have to pay as much as $5,100 a year. View Rates by Age

Where you live makes a big difference in Buick Enclave insurance prices. A 40-year-old driver could pay as low as $890 a year in states like Vermont, Wisconsin, and North Carolina, or have to pay at least $1,830 on average in Michigan, New York, and Florida.

View Chart as Image

Choosing higher comprehensive and collision insurance deductibles could save up to $500 annually, while buying higher liability limits will increase rates. Switching from a 50/100 limit to a 250/500 limit will cost as much as $407 extra every year. View Rates by Deductible or Liability Limit

If you like to drive fast or tend to cause accidents, you are probably paying at least $1,600 to $2,200 in extra premium per year, depending on your age. A high-risk auto insurance policy can cost from 43% to 132% more than the average policy. View High Risk Driver Rates

Insurance Rates by Trim Level and Model Year

Rates assume 2018 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find the Right Buick Enclave Insurance

Saving money on insurance for a Buick Enclave not only requires avoiding accidents and violations, but also having good credit, avoid buying unnecessary coverage, and possibly raising deductibles. Invest the time to shop around at every other renewal by requesting rates from direct insurance companies like GEICO and Progressive, and also from local exclusive and independent agents.

The list below is a quick rundown of the concepts that were illustrated above.

• Drivers considered higher risk with reckless driving or DUI convictions may pay on average $1,580 more every year for car insurance
• Teenagers are expensive to insure, costing up to $429 per month if they have full coverage
• It is possible to save up to $160 per year just by quoting early and online
• Increasing deductibles can save around $500 each year
• It is possible to save up to $160 per year just by quoting early and online

Now that you have a better understanding of how Buick Enclave insurance cost are calculated, the next step is to find out what your policy might look like. Take advantage of our free quote tool below to compare Buick Enclave insurance rates from multiple companies.

What are the Buick Enclave safety ratings?

It’s important to consider the safety ratings of the Buick Enclave so you can have a better understanding of where you might be eligible for discounts on your policy.

The ratings below show the breakdown of the crash test ratings for the Buick Enclave with results reported from the Insurance Institute for Highway Safety (IIHS).

• Small overlap front (driver-side): Good
• Small overlap front (passenger-side): N/R
• Moderate overlap front: Good
• Side: Good
• Roof strength: Good 
• Head restraints and seats: Good

For a frame of reference, the “Good” rating administered by the IIHS is the highest rating possible, meaning that Buick Enclave insurance rates should be favorable.

Buick Enclave Compared Against Other Vehicles in the Same Class

Classified as a midsize SUV, the Buick Enclave has an above-average curb weight, which is another positive contributing factor to its overall safety rating.

Take a look at the following midsize SUVs to see how their average insurance rates compare to the Chevrolet Trax.

• Dodge Journey
• GMC Acadia
• Mazda CX-9

Now that we have gone into great detail about how insurance rates are calculated, is there anything you want to know more about? If not, be sure to use our free online tool to start comparing Buick Enclave insurance quotes from multiple providers today.