Buick Enclave Insurance Rates

The average Buick Enclave insurance costs drivers $1,472 a year for full coverage. This figure is based on a variety of individual factors such as your age, location, and the model year of your car. 

For example, if you searching for cheap Buick Enclave insurance rates and ever asked “How much does a 2012 Buick Enclave cost?” the answer is that it’s much more affordable than the cost of a 2017 Buick Enclave.

In order to cut through all of the hypothetical scenarios you can imagine, simply enter your ZIP code into our free tool to start comparing Buick Enclave insurance quotes from multiple companies now.

U.S. average insurance prices for a Buick Enclave are $1,320 every 12 months including full coverage. Comprehensive costs approximately $260 a year, collision costs $446, and liability is estimated at $456. Liability-only insurance costs approximately $508 a year, with high-risk driver insurance costing around $2,858. Teen drivers pay the highest rates at $5,040 a year or more.

Average premium for full coverage: $1,320

Price estimates by individual coverage:

Includes $500 policy deductibles, 30/60 liability limits, and includes additional medical/uninsured motorist coverage. Estimates are averaged for all 50 U.S. states and Enclave trim levels.

Price Range from Low to High

Geographic Price Range

Living in a larger city can make a big difference on car insurance prices. Rural locations have more infrequent comprehensive and collision claims than larger metro areas.

The diagram below illustrates how where you live affects auto insurance prices.

The ranges above highlight why it is important to get quotes using their specific location and their own driving history, instead of making a decision based on price averages.

Use the form below to get customized rates for your location.

Additional Rate Analysis

The chart below breaks down estimated Buick Enclave insurance rates for additional coverage and risk scenarios.

• The lowest rate with discounts is $767
• Choosing higher $1,000 deductibles can save $1,160 every year
• The average price for the average middle-age driver who chooses $500 deductibles is $1,320
• Choosing low $100 deductibles for comp and collision coverage increases the price to $1,632
• Higher-risk drivers with multiple violations and an at-fault accident could pay around $2,858 or more
• The price to insure a 16-year-old driver can cost $5,040 each year

View Chart as Image

Car insurance prices for a Buick Enclave are also quite variable based on deductibles and policy limits, your driving characteristics, and the model of your Enclave.

Choosing high deductibles can save as much as $480 annually, while buying higher liability limits will push prices upward. Changing from a 50/100 liability limit to a 250/500 limit will increase prices by as much as $411 extra every 12 months. View Rates by Deductible or Liability Limit

Older drivers with no driving violations and higher deductibles may pay as low as $1,200 annually on average for full coverage. Prices are highest for teenage drivers, since even excellent drivers will be charged in the ballpark of $5,000 a year. View Rates by Age

If you have some driving violations or you were responsible for an accident, you are likely paying anywhere from $1,600 to $2,200 extra each year, depending on your age. A high-risk auto insurance policy ranges from 44% to 135% more than average. View High Risk Driver Rates

The state you live in plays a big part in determining prices for Buick Enclave insurance prices. A good driver about age 40 could pay as low as $1,010 a year in states like Vermont, New Hampshire, and Missouri, or as much as $1,890 on average in Louisiana, New York, and Michigan.

View Chart as Image

Since prices can be so different, the best way to figure out who has the best auto insurance prices is to get quotes from multiple companies. Each auto insurer uses a different rate calculation, so rate quotes may be quite different.

Insurance Rates by Trim Level and Model Year

Rates assume 2019 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Shop for the Cheapest Buick Enclave Insurance

Getting lower rates on insurance for a Buick Enclave takes being a good driver, maintaining a good credit score, being claim-free, and avoiding coverage lapses. Take the time to comparison shop at every policy renewal by requesting quotes from direct car insurance companies like Progressive, GEICO, and Esurance, and also from your local car insurance providers.

The following list is a recap of the data touched on in the above illustrations.

• Insureds who purchase an increased level of liability coverage will pay about $500 per year to raise limits from a low limit to a 250/500 level
• You may be able to save around $160 per year simply by quoting early and online
• Increasing physical damage deductibles could save as much as $475 each year
• Drivers age 16 to 20 pay the highest auto insurance prices, possibly costing $420 a month if the policy includes full coverage

Now that you have a better understanding of how Buick Enclave insurance cost are calculated, the next step is to find out what your policy might look like. Take advantage of our free quote tool below to compare Buick Enclave insurance rates from multiple companies.

What are the Buick Enclave safety ratings?

It’s important to consider the safety ratings of the Buick Enclave so you can have a better understanding of where you might be eligible for discounts on your policy.

The ratings below show the breakdown of the crash test ratings for the Buick Enclave with results reported from the Insurance Institute for Highway Safety (IIHS).

• Small overlap front (driver-side): Good
• Small overlap front (passenger-side): N/R
• Moderate overlap front: Good
• Side: Good
• Roof strength: Good 
• Head restraints and seats: Good

For a frame of reference, the “Good” rating administered by the IIHS is the highest rating possible, meaning that Buick Enclave insurance rates should be favorable.

Buick Enclave Compared Against Other Vehicles in the Same Class

Classified as a midsize SUV, the Buick Enclave has an above-average curb weight, which is another positive contributing factor to its overall safety rating.

Take a look at the following midsize SUVs to see how their average insurance rates compare to the Chevrolet Trax.

• Dodge Journey
• GMC Acadia
• Mazda CX-9

Now that we have gone into great detail about how insurance rates are calculated, is there anything you want to know more about? If not, be sure to use our free online tool to start comparing Buick Enclave insurance quotes from multiple providers today.