Buick Enclave Insurance Rates

The average Buick Enclave insurance costs drivers $1,472 a year for full coverage. This figure is based on a variety of individual factors such as your age, location, and the model year of your car. 

For example, if you searching for cheap Buick Enclave insurance rates and ever asked “How much does a 2012 Buick Enclave cost?” the answer is that it’s much more affordable than the cost of a 2017 Buick Enclave.

In order to cut through all of the hypothetical scenarios you can imagine, simply enter your ZIP code into our free tool to start comparing Buick Enclave insurance quotes from multiple companies now.

Average insurance prices for a Buick Enclave are $1,320 every 12 months for full coverage insurance. Comprehensive costs approximately $260 each year, collision costs $446, and liability is estimated at $456. A liability-only policy costs approximately $508 a year, with high-risk insurance costing around $2,858. 16-year-old drivers receive the highest rates at $5,040 a year or more.

Average premium for full coverage: $1,320

Rate estimates by individual coverage type:

Prices include $500 physical damage deductibles, 30/60 liability coverage, and includes medical and uninsured motorist coverage. Rates are averaged for all 50 states and Enclave models.

Price Range by Coverage and Risk

Price Range by Location

Living in a larger city can have significant affects on the price of auto insurance. Rural locations tend to have more infrequent physical damage claims than congested cities.

The graphic below illustrates the effect of geographic area on auto insurance prices.

These examples illustrate why all drivers should get quotes using their specific location and their own driving history, instead of using rate averages.

Use the form below to get customized rates for your location.

Detailed Rate Analysis

The chart below illustrates estimated Buick Enclave insurance rates for additional coverage and risk scenarios.

• The best full coverage rate is $767
• Choosing higher $1,000 deductibles can save $160 each year
• The average price for a 40-year-old driver who chooses $500 deductibles is $1,320
• Buying low deductibles for comp and collision coverage increases the price to $1,632
• Unlucky drivers with multiple tickets or accidents could pay around $2,858 or more
• The cost to insure a teen driver can cost $5,040 each year

View Chart as Image

Insurance rates for a Buick Enclave can also vary considerably based on policy deductibles and limits, your risk profile, and the model of your Enclave.

Opting for high physical damage deductibles can save as much as $480 every year, whereas increasing liability limits will push rates upward. Switching from a 50/100 liability limit to a 250/500 limit will cost as much as $411 more per year. View Rates by Deductible or Liability Limit

More mature drivers with a clean driving record and higher deductibles may pay as little as $1,200 annually on average for full coverage. Rates are highest for teen drivers, since even excellent drivers can expect to pay in the ballpark of $5,000 a year. View Rates by Age

If you like to drive fast or you were responsible for an accident, you are probably paying anywhere from $1,600 to $2,200 extra per year, depending on your age. Insurance for high-risk drivers ranges as much as 44% to 135% more than the average rate. View High Risk Driver Rates

Where you live plays a big part in determining prices for Buick Enclave insurance prices. A good driver about age 40 could pay as low as $870 a year in states like North Carolina, Wisconsin, and Vermont, or at least $1,780 on average in Florida, New York, and Michigan.

View Chart as Image

With so much variability in rates, the only way to figure out who has the best car insurance rates is to do a rate comparison and see which company has the best rate. Each auto insurer utilizes a different rate formula, so the rates can be significantly different.

Insurance Rates by Trim Level and Model Year

Rates assume 2019 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Shop for the Right Buick Enclave Insurance

Saving money on car insurance takes being a safe and courteous driver, having good credit, avoid buying unnecessary coverage, and maximizing policy discounts. Take the time to compare rates every year by getting quotes from direct insurance companies like GEICO, Progressive, and Esurance, and also from local insurance agencies.

Below is a quick rundown of the coverage data covered in the above illustrations.

• It is possible to save around $160 per year simply by quoting online in advance
• Increasing deductibles could save as much as $475 each year
• Teenage drivers are expensive to insure, costing up to $420 per month if they have full coverage
• Higher risk drivers with reckless driving or DUI convictions may have to pay on average $1,540 more per year for auto insurance

Now that you have a better understanding of how Buick Enclave insurance cost are calculated, the next step is to find out what your policy might look like. Take advantage of our free quote tool below to compare Buick Enclave insurance rates from multiple companies.

What are the Buick Enclave safety ratings?

It’s important to consider the safety ratings of the Buick Enclave so you can have a better understanding of where you might be eligible for discounts on your policy.

The ratings below show the breakdown of the crash test ratings for the Buick Enclave with results reported from the Insurance Institute for Highway Safety (IIHS).

• Small overlap front (driver-side): Good
• Small overlap front (passenger-side): N/R
• Moderate overlap front: Good
• Side: Good
• Roof strength: Good 
• Head restraints and seats: Good

For a frame of reference, the “Good” rating administered by the IIHS is the highest rating possible, meaning that Buick Enclave insurance rates should be favorable.

Buick Enclave Compared Against Other Vehicles in the Same Class

Classified as a midsize SUV, the Buick Enclave has an above-average curb weight, which is another positive contributing factor to its overall safety rating.

Take a look at the following midsize SUVs to see how their average insurance rates compare to the Chevrolet Trax.

• Dodge Journey
• GMC Acadia
• Mazda CX-9

Now that we have gone into great detail about how insurance rates are calculated, is there anything you want to know more about? If not, be sure to use our free online tool to start comparing Buick Enclave insurance quotes from multiple providers today.