Buick Enclave Insurance Rates

The average Buick Enclave insurance costs drivers $1,472 a year for full coverage. This figure is based on a variety of individual factors such as your age, location, and the model year of your car. 

For example, if you searching for cheap Buick Enclave insurance rates and ever asked “How much does a 2012 Buick Enclave cost?” the answer is that it’s much more affordable than the cost of a 2017 Buick Enclave.

In order to cut through all of the hypothetical scenarios you can imagine, simply enter your ZIP code into our free tool to start comparing Buick Enclave insurance quotes from multiple companies now.

Average insurance rates for a Buick Enclave are $1,354 a year with full coverage. Comprehensive insurance costs on average $270, collision costs $474, and liability is estimated at $452. A liability-only policy costs approximately $504 a year, with high-risk insurance costing $2,934 or more. Teenage drivers receive the highest rates at $5,144 a year or more.

Average premium for full coverage: $1,354

Rate estimates by individual coverage type:

Price estimates include $500 comprehensive and collision deductibles, 30/60 liability limits, and includes UM/UIM and medical coverage. Rates are averaged for all U.S. states and for all Enclave models.

Price Range by Coverage and Risk

Price Range by Location

Living in a larger city can make a big difference on auto insurance rates. Rural areas tend to have lower incidents of collision claims than densely populated cities.

The example below illustrates the difference between rural and urban areas on car insurance rates.

These examples demonstrate why everyone should get quotes based on a specific location, instead of making a decision based on average rates.

Use the form below to get customized rates for your location.

Rates by State, City, and Model

The chart below details estimated Buick Enclave insurance rates for different risk profiles and scenarios.

• The best discount rate is $782
• Choosing higher $1,000 deductibles can save around $168 annually
• The estimated price for a 40-year-old driver with $500 deductibles is $1,354
• Using pricier low deductibles for comp and collision coverage will cost an additional $328 annually
• Higher-risk drivers who are prone to accidents and violations could pay upwards of $2,934 or more
• The cost that insures a 16-year-old driver for full coverage may cost $5,144 each year

View Chart as Image

Insurance rates for a Buick Enclave can also vary considerably based on the model of your Enclave, your age and driving habits, and policy deductibles and limits.

If you like to drive fast or you caused an accident, you may be forking out at a minimum $1,600 to $2,200 extra per year, depending on your age. Buick Enclave insurance for high-risk drivers ranges from 43% to 132% more than a normal policy. View High Risk Driver Rates

A more mature driver with a clean driving record and higher comprehensive and collision deductibles may pay as low as $1,300 annually on average for full coverage. Rates are much higher for teen drivers, since even teens with perfect driving records can expect to pay upwards of $5,100 a year. View Rates by Age

Where you live plays a big part in determining prices for Buick Enclave insurance prices. A good driver about age 40 could pay as low as $980 a year in states like New Hampshire, Ohio, and Utah, or be forced to pay as much as $1,830 on average in Florida, Michigan, and New York.

View Chart as Image

Using high physical damage deductibles can save as much as $500 annually, whereas buying more liability protection will cost you more. Moving from a 50/100 bodily injury protection limit to a 250/500 limit will cost as much as $407 more per year. View Rates by Deductible or Liability Limit

With so much variability in rates, the best way to find out exactly what you will pay is to regularly compare rates from multiple companies. Each auto insurer uses a different method to calculate rates, so the rates can be significantly different.

Insurance Rates by Trim Level and Model Year

Rates assume 2019 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find Cheaper Buick Enclave Insurance

Saving money on insurance for a Buick Enclave takes avoiding accidents and violations, having above-average credit, eliminating unnecessary coverage, and bundling your home and auto policies. Compare prices at every policy renewal by requesting rates from direct companies like Progressive, GEICO, and Esurance, and also from several local insurance agents.

The list below is a condensed summary of the data covered above.

• Insureds who require higher liability limits will pay an extra $500 every year to raise limits from a minimum limit to the 250/500 level
• You may be able to save as much as $160 per year simply by quoting online well ahead of the renewal date
• Increasing deductibles can save approximately $500 each year
• Teenagers pay the highest rates, with premiums as much as $429 per month if full coverage is included

Now that you have a better understanding of how Buick Enclave insurance cost are calculated, the next step is to find out what your policy might look like. Take advantage of our free quote tool below to compare Buick Enclave insurance rates from multiple companies.

What are the Buick Enclave safety ratings?

It’s important to consider the safety ratings of the Buick Enclave so you can have a better understanding of where you might be eligible for discounts on your policy.

The ratings below show the breakdown of the crash test ratings for the Buick Enclave with results reported from the Insurance Institute for Highway Safety (IIHS).

• Small overlap front (driver-side): Good
• Small overlap front (passenger-side): N/R
• Moderate overlap front: Good
• Side: Good
• Roof strength: Good 
• Head restraints and seats: Good

For a frame of reference, the “Good” rating administered by the IIHS is the highest rating possible, meaning that Buick Enclave insurance rates should be favorable.

Buick Enclave Compared Against Other Vehicles in the Same Class

Classified as a midsize SUV, the Buick Enclave has an above-average curb weight, which is another positive contributing factor to its overall safety rating.

Take a look at the following midsize SUVs to see how their average insurance rates compare to the Chevrolet Trax.

• Dodge Journey
• GMC Acadia
• Mazda CX-9

Now that we have gone into great detail about how insurance rates are calculated, is there anything you want to know more about? If not, be sure to use our free online tool to start comparing Buick Enclave insurance quotes from multiple providers today.