Buick Enclave Insurance Rates

The average Buick Enclave insurance costs drivers $1,472 a year for full coverage. This figure is based on a variety of individual factors such as your age, location, and the model year of your car. 

For example, if you searching for cheap Buick Enclave insurance rates and ever asked “How much does a 2012 Buick Enclave cost?” the answer is that it’s much more affordable than the cost of a 2017 Buick Enclave.

In order to cut through all of the hypothetical scenarios you can imagine, simply enter your ZIP code into our free tool to start comparing Buick Enclave insurance quotes from multiple companies now.

Average insurance rates for a Buick Enclave are $1,320 a year with full coverage. Comprehensive insurance costs an estimated $260 a year, collision insurance costs $446, and liability costs around $456. Liability-only coverage costs as low as $508 a year, and high-risk coverage costs $2,858 or more. Teens receive the highest rates at up to $5,040 a year.

Average premium for full coverage: $1,320

Rate estimates broken down by individual coverage type:

Rates are based on $500 physical damage deductibles, split liability limits of 30/60, and includes uninsured motorist and medical coverage. Rates are averaged for all U.S. states and Enclave trim levels.

Price Range by Coverage and Risk

Price Range by Location

Where you live can make a big difference on car insurance rates. More rural locations tend to have a lower frequency of collision claims than cities with more traffic congestion. The diagram below illustrates how where you live affects insurance prices.

These examples demonstrate why it is important to compare prices for a targeted area and risk profile, instead of making a decision based on averaged prices.

Use the form below to get customized rates for your location.

Additional Rate Information

The chart below details average Buick Enclave insurance rates for other coverage scenarios.

• The cheapest rate after discounts is $767
• Using higher $1,000 deductibles will save approximately $1,160 annually
• The average rate for a 40-year-old driver who has $500 deductibles is $1,320
• Selecting low $100 deductibles for physical damage coverage will cost an extra $312 annually
• High-risk insureds with serious driving violations could pay up to $2,858
• The cost for full coverage for a 16-year-old driver can cost as much as $5,040 or more

View Chart as Image

Car insurance rates for a Buick Enclave can also vary considerably based on your driver profile, the trim level and model year, and liability limits and deductibles.

Older drivers with no driving violations and high deductibles may pay as low as $1,200 a year for full coverage. Rates are much higher for teen drivers, where even good drivers will be charged at least $5,000 a year. View Rates by Age

Where you live has a huge impact on Buick Enclave insurance prices. A driver around age 40 might see rates as low as $950 a year in states like Utah, Ohio, and New Hampshire, or have to pay at least $1,780 on average in New York, Michigan, and Florida.

View Chart as Image

Choosing higher comprehensive and collision insurance deductibles could cut rates by as much as $480 annually, while buying higher liability limits will increase premiums. Moving from a 50/100 limit to a 250/500 limit will cost as much as $411 extra every 12 months. View Rates by Deductible or Liability Limit

If you like to drive fast or tend to cause accidents, you may be forking out $1,600 to $2,200 extra per year, depending on your age. A high-risk auto insurance policy can be from 44% to 135% more than the average policy. View High Risk Driver Rates

Insurance Rates by Trim Level and Model Year

Rates assume 2019 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find the Best Cheap Buick Enclave Insurance

Saving money on insurance for a Buick Enclave requires being a safe and courteous driver, having above-average credit, eliminating unnecessary coverage, and possibly higher deductibles. Take the time to comparison shop at least once a year by obtaining price quotes from direct companies like GEICO and Progressive, and also from local exclusive and independent agents.

Below is a quick review of the primary concepts that were touched on in the above illustrations.

• You may be able to save approximately $160 per year just by quoting early and online
• Drivers considered higher risk with a DUI or reckless driving violation may pay on average $1,540 more annually for auto insurance
• Increasing deductibles can save around $475 each year
• Teenage drivers have the highest car insurance rates, with premiums as much as $420 per month if full coverage is included

Now that you have a better understanding of how Buick Enclave insurance cost are calculated, the next step is to find out what your policy might look like. Take advantage of our free quote tool below to compare Buick Enclave insurance rates from multiple companies.

What are the Buick Enclave safety ratings?

It’s important to consider the safety ratings of the Buick Enclave so you can have a better understanding of where you might be eligible for discounts on your policy.

The ratings below show the breakdown of the crash test ratings for the Buick Enclave with results reported from the Insurance Institute for Highway Safety (IIHS).

• Small overlap front (driver-side): Good
• Small overlap front (passenger-side): N/R
• Moderate overlap front: Good
• Side: Good
• Roof strength: Good 
• Head restraints and seats: Good

For a frame of reference, the “Good” rating administered by the IIHS is the highest rating possible, meaning that Buick Enclave insurance rates should be favorable.

Buick Enclave Compared Against Other Vehicles in the Same Class

Classified as a midsize SUV, the Buick Enclave has an above-average curb weight, which is another positive contributing factor to its overall safety rating.

Take a look at the following midsize SUVs to see how their average insurance rates compare to the Chevrolet Trax.

• Dodge Journey
• GMC Acadia
• Mazda CX-9

Now that we have gone into great detail about how insurance rates are calculated, is there anything you want to know more about? If not, be sure to use our free online tool to start comparing Buick Enclave insurance quotes from multiple providers today.