Buick Enclave Insurance Rates

The average Buick Enclave insurance costs drivers $1,472 a year for full coverage. This figure is based on a variety of individual factors such as your age, location, and the model year of your car. 

For example, if you searching for cheap Buick Enclave insurance rates and ever asked “How much does a 2012 Buick Enclave cost?” the answer is that it’s much more affordable than the cost of a 2017 Buick Enclave.

In order to cut through all of the hypothetical scenarios you can imagine, simply enter your ZIP code into our free tool to start comparing Buick Enclave insurance quotes from multiple companies now.

U.S. average insurance rates for a Buick Enclave are $1,354 a year including full coverage. Comprehensive costs an estimated $270 a year, collision insurance costs $474, and liability costs around $452. Liability-only coverage costs as low as $504 a year, and high-risk coverage costs around $2,934. Teenage drivers pay the highest rates at up to $5,144 a year.

Average premium for full coverage: $1,354

Price estimates broken down by individual coverage:

Prices include $500 physical damage insurance deductibles, 30/60 liability limits, and includes both medical and UM/UIM coverage. Estimates are averaged for all 50 U.S. states and Enclave trim levels.

Price Range from Low to High

Geographic Price Range

Where you live can have significant affects on the price of auto insurance. More rural locations have a lower frequency of comprehensive and collision claims than densely populated cities. The diagram below illustrates the effect of geographic area on insurance prices.

The ranges above highlight why it is important to compare prices for a targeted area and risk profile, instead of using average rates.

Use the form below to get customized rates for your location.

Rate Comparisons

The chart below breaks down average Buick Enclave insurance rates for other coverage scenarios.

• The best discount rate is $782
• Using higher $1,000 deductibles will save approximately $1,186 every year
• The average rate for the average middle-age driver who has $500 deductibles is $1,354
• Using low $100 deductibles for physical damage coverage will increase the cost to $1,682
• Drivers who are prone to accidents and violations could pay up to $2,934
• The price for full coverage for a teen driver can cost as much as $5,144 or more

View Chart as Image

Auto insurance prices for a Buick Enclave are also quite variable based on your driving record, the model of your Enclave, and liability limits and deductibles.

Older drivers with a good driving record and high deductibles may pay as little as $1,300 a year for full coverage. Prices are much higher for teenage drivers, where even good drivers will have to pay at least $5,100 a year. View Rates by Age

The state you live in has a huge impact on Buick Enclave insurance prices. A driver around age 40 might see prices as low as $1,040 a year in states like Vermont, New Hampshire, and Missouri, or be forced to pay as much as $1,930 on average in Louisiana, New York, and Michigan.

View Chart as Image

Using high physical damage deductibles could cut prices by as much as $500 every year, while buying higher liability limits will increase premiums. Changing from a 50/100 limit to a 250/500 limit will increase prices by as much as $407 extra every year. View Rates by Deductible or Liability Limit

If you have some driving violations or tend to cause accidents, you are likely paying $1,600 to $2,200 in extra premium each year, depending on your age. A high-risk auto insurance policy can be as much as 43% to 132% more than a normal policy. View High Risk Driver Rates

Insurance Rates by Trim Level and Model Year

Rates assume 2019 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find the Right Buick Enclave Insurance

Getting lower rates on car insurance requires being a low-risk driver, having good credit, being claim-free, and consideration of higher deductibles. Take the time to compare rates at every policy renewal by getting quotes from direct car insurance companies like Progressive and GEICO, and also from your local independent and exclusive agents.

The items below are a quick rundown of the data covered in the above illustrations.

• Policyholders who want more liability coverage will pay an extra $500 per year to increase from a low limit to 250/500 limits
• You may be able to save approximately $160 per year just by quoting early and online
• Increasing physical damage deductibles can save around $500 each year
• Teen drivers are the costliest to insure, possibly costing $429 a month if they have full coverage

Now that you have a better understanding of how Buick Enclave insurance cost are calculated, the next step is to find out what your policy might look like. Take advantage of our free quote tool below to compare Buick Enclave insurance rates from multiple companies.

What are the Buick Enclave safety ratings?

It’s important to consider the safety ratings of the Buick Enclave so you can have a better understanding of where you might be eligible for discounts on your policy.

The ratings below show the breakdown of the crash test ratings for the Buick Enclave with results reported from the Insurance Institute for Highway Safety (IIHS).

• Small overlap front (driver-side): Good
• Small overlap front (passenger-side): N/R
• Moderate overlap front: Good
• Side: Good
• Roof strength: Good 
• Head restraints and seats: Good

For a frame of reference, the “Good” rating administered by the IIHS is the highest rating possible, meaning that Buick Enclave insurance rates should be favorable.

Buick Enclave Compared Against Other Vehicles in the Same Class

Classified as a midsize SUV, the Buick Enclave has an above-average curb weight, which is another positive contributing factor to its overall safety rating.

Take a look at the following midsize SUVs to see how their average insurance rates compare to the Chevrolet Trax.

• Dodge Journey
• GMC Acadia
• Mazda CX-9

Now that we have gone into great detail about how insurance rates are calculated, is there anything you want to know more about? If not, be sure to use our free online tool to start comparing Buick Enclave insurance quotes from multiple providers today.