Buick Enclave Insurance Rates

The average Buick Enclave insurance costs drivers $1,472 a year for full coverage. This figure is based on a variety of individual factors such as your age, location, and the model year of your car. 

For example, if you searching for cheap Buick Enclave insurance rates and ever asked “How much does a 2012 Buick Enclave cost?” the answer is that it’s much more affordable than the cost of a 2017 Buick Enclave.

In order to cut through all of the hypothetical scenarios you can imagine, simply enter your ZIP code into our free tool to start comparing Buick Enclave insurance quotes from multiple companies now.

Estimated insurance prices for a Buick Enclave are $1,354 every 12 months for full coverage. Comprehensive costs an estimated $270, collision costs $474, and liability is estimated at $452. A policy with only liability insurance costs approximately $504 a year, with a high-risk policy costing around $2,934. Teen drivers pay the most at $5,144 a year or more.

Average premium for full coverage: $1,354

Premium estimates broken down by type of coverage:

Full coverage includes $500 policy deductibles, bodily injury liability limits of 30/60, and includes medical and UM/UIM coverage. Rates include averaging for all states and for different Enclave trim levels.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Living in a larger city can make a big difference on insurance rates. More rural locations are statistically proven to have more infrequent accident claims than larger metro areas.

The price range example below illustrates how location helps determine insurance prices.

These rate differences show why anyone shopping for car insurance should get quotes for a targeted area and their own driving history, instead of making a decision based on price averages.

Use the form below to get customized rates for your location.

More Rate Details

The chart below shows estimated Buick Enclave insurance rates for other coverage scenarios.

• The lowest rate with discounts is $782
• Choosing higher $1,000 deductibles can save approximately $168 a year
• The average price for a 40-year-old good driver who has $500 deductibles is $1,354
• Choosing more expensive low deductibles for comp and collision coverage increases the price to $1,682
• Higher-risk drivers with multiple violations and an at-fault accident could pay up to $2,934 or more
• An auto insurance policy to insure a 16-year-old driver with full coverage can cost as much as $5,144 each year

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Car insurance prices for a Buick Enclave also have a wide range based on physical damage deductibles and liability limits, your driver profile, and the model year and trim level.

Choosing high deductibles can save as much as $500 annually, while increasing your policy's liability limits will increase premiums. Going from a 50/100 liability limit to a 250/500 limit will cost up to $407 extra every 12 months. View Rates by Deductible or Liability Limit

An older driver with no driving violations and higher deductibles may pay as low as $1,300 annually on average, or $108 per month, for full coverage. Prices are highest for drivers in their teens, since even excellent drivers will be charged at least $5,100 a year. View Rates by Age

If you have a few violations or you were responsible for an accident, you could be paying $1,600 to $2,200 extra annually, depending on your age. High-risk driver insurance ranges from 43% to 132% more than average. View High Risk Driver Rates

Where you choose to live plays a big part in determining prices for Buick Enclave insurance prices. A good driver about age 40 could pay as low as $890 a year in states like Iowa, Maine, and Idaho, or as much as $1,930 on average in New York, Louisiana, and Michigan.

View Chart as Image

With such a large range in prices, the only way to know which insurance company is cheapest is to compare prices from multiple companies. Each auto insurer uses a different rate calculation, so rate quotes will be substantially different.

Insurance Rates by Trim Level and Model Year

Rates assume 2019 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Shop for More Affordable Buick Enclave Insurance

Finding better rates on insurance for a Buick Enclave takes being a good driver, maintaining a good credit score, not filing small claims, and not having any coverage lapses. Invest time comparing rates every other policy renewal by getting rate quotes from direct carriers, and also from several local insurance agents.

The following list is a summary of the ideas that were covered in the charts and tables above.

• Drivers age 16 to 20 have the highest car insurance prices, as much as $429 per month if the policy includes full coverage
• Drivers considered higher risk who have multiple accidents or major violations pay on average $1,580 more annually than a safer driver
• Increasing policy deductibles could save as much as $500 each year
• Drivers can save approximately $160 per year simply by shopping early and online

Now that you have a better understanding of how Buick Enclave insurance cost are calculated, the next step is to find out what your policy might look like. Take advantage of our free quote tool below to compare Buick Enclave insurance rates from multiple companies.

What are the Buick Enclave safety ratings?

It’s important to consider the safety ratings of the Buick Enclave so you can have a better understanding of where you might be eligible for discounts on your policy.

The ratings below show the breakdown of the crash test ratings for the Buick Enclave with results reported from the Insurance Institute for Highway Safety (IIHS).

• Small overlap front (driver-side): Good
• Small overlap front (passenger-side): N/R
• Moderate overlap front: Good
• Side: Good
• Roof strength: Good 
• Head restraints and seats: Good

For a frame of reference, the “Good” rating administered by the IIHS is the highest rating possible, meaning that Buick Enclave insurance rates should be favorable.

Buick Enclave Compared Against Other Vehicles in the Same Class

Classified as a midsize SUV, the Buick Enclave has an above-average curb weight, which is another positive contributing factor to its overall safety rating.

Take a look at the following midsize SUVs to see how their average insurance rates compare to the Chevrolet Trax.

• Dodge Journey
• GMC Acadia
• Mazda CX-9

Now that we have gone into great detail about how insurance rates are calculated, is there anything you want to know more about? If not, be sure to use our free online tool to start comparing Buick Enclave insurance quotes from multiple providers today.