Buick Enclave Insurance Rates

The average Buick Enclave insurance costs drivers $1,472 a year for full coverage. This figure is based on a variety of individual factors such as your age, location, and the model year of your car. 

For example, if you searching for cheap Buick Enclave insurance rates and ever asked “How much does a 2012 Buick Enclave cost?” the answer is that it’s much more affordable than the cost of a 2017 Buick Enclave.

In order to cut through all of the hypothetical scenarios you can imagine, simply enter your ZIP code into our free tool to start comparing Buick Enclave insurance quotes from multiple companies now.

U.S. average auto insurance rates for a Buick Enclave are $1,354 annually for full coverage. Comprehensive insurance costs on average $270, collision insurance costs $474, and liability insurance costs $452. Liability-only coverage costs as little as $504 a year, and high-risk coverage costs $2,934 or more. Teens pay the highest rates at up to $5,144 a year.

Average premium for full coverage: $1,354

Price estimates by individual coverage:

Full coverage includes $500 comprehensive and collision deductibles, liability coverage up to 30/60, and includes uninsured motorist and medical coverage. Estimates are averaged for all states and for different Enclave trim levels.

Price Range from Low to High

Geographic Price Range

Your location has a significant impact on car insurance rates. Rural areas have fewer accident claims than cities with more traffic congestion. The price range example below illustrates how location helps determine car insurance rates.

The ranges above show why anyone shopping for car insurance should compare rates based on a specific location and their own personal driving habits, rather than relying on averaged prices.

Use the form below to get customized rates for your location.

Additional Rate Information

The chart below shows average Buick Enclave insurance rates for different risk profiles and scenarios.

• The cheapest rate after discounts is $782
• Drivers who choose higher $1,000 deductibles will pay around $168 a year
• The estimated rate for the average middle-age driver with $500 deductibles is $1,354
• Selecting more expensive low deductibles for comprehensive and collision insurance costs an additional $328 a year
• High risk drivers with serious driving violations could pay upwards of $2,934
• The price with full coverage for a teen driver with full coverage may cost $5,144 a year

View Chart as Image

Auto insurance prices for a Buick Enclave are also quite variable based on the trim level and model year, your driver profile, and policy deductibles and limits.

An older driver with a good driving record and high physical damage deductibles could pay as little as $1,300 per year on average for full coverage. Prices are much higher for teenage drivers, where even without any violations or accidents they will have to pay upwards of $5,100 a year. View Rates by Age

If you have some driving violations or you caused a few accidents, you could be paying at a minimum $1,600 to $2,200 in extra premium each year, depending on your age. High-risk driver insurance can cost anywhere from 43% to 132% more than the average policy. View High Risk Driver Rates

Choosing higher comprehensive and collision insurance deductibles could save up to $500 each year, while increasing your policy's liability limits will cost you more. Going from a 50/100 bodily injury limit to a 250/500 limit will increase prices by as much as $407 extra every year. View Rates by Deductible or Liability Limit

The state you live in makes a big difference in Buick Enclave insurance rates. A 40-year-old driver could pay as low as $890 a year in states like Idaho, Maine, and Iowa, or have to pay at least $1,930 on average in Michigan, Louisiana, and New York.

View Chart as Image

Insurance Rates by Trim Level and Model Year

Rates assume 2019 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Buy More Affordable Buick Enclave Insurance

Getting lower rates on Buick Enclave insurance not only requires having a decent driving record, but also having above-average credit, eliminating unnecessary coverage, and deciding if full coverage is necessary. Invest time comparing rates every time your policy renews by getting quotes from direct carriers like GEICO, Progressive, and Esurance, and also from local insurance agents.

The following items are a summary of the information covered in the charts and tables above.

• Drivers can save as much as $160 per year just by shopping early and online
• 16 to 18-year-old drivers are charged the highest prices, with premiums as much as $429 a month if full coverage is included
• Increasing physical damage deductibles could save up to $500 each year
• High-risk drivers who have multiple accidents or major violations may be required to pay an average of $1,580 more each year than a driver with a clean driving record
• Drivers who require additional liability coverage will pay approximately $500 each year to go from a low limit to higher 250/500 limits

Now that you have a better understanding of how Buick Enclave insurance cost are calculated, the next step is to find out what your policy might look like. Take advantage of our free quote tool below to compare Buick Enclave insurance rates from multiple companies.

What are the Buick Enclave safety ratings?

It’s important to consider the safety ratings of the Buick Enclave so you can have a better understanding of where you might be eligible for discounts on your policy.

The ratings below show the breakdown of the crash test ratings for the Buick Enclave with results reported from the Insurance Institute for Highway Safety (IIHS).

• Small overlap front (driver-side): Good
• Small overlap front (passenger-side): N/R
• Moderate overlap front: Good
• Side: Good
• Roof strength: Good 
• Head restraints and seats: Good

For a frame of reference, the “Good” rating administered by the IIHS is the highest rating possible, meaning that Buick Enclave insurance rates should be favorable.

Buick Enclave Compared Against Other Vehicles in the Same Class

Classified as a midsize SUV, the Buick Enclave has an above-average curb weight, which is another positive contributing factor to its overall safety rating.

Take a look at the following midsize SUVs to see how their average insurance rates compare to the Chevrolet Trax.

• Dodge Journey
• GMC Acadia
• Mazda CX-9

Now that we have gone into great detail about how insurance rates are calculated, is there anything you want to know more about? If not, be sure to use our free online tool to start comparing Buick Enclave insurance quotes from multiple providers today.