Buick Enclave Insurance Rates
Enter your zip code below to view companies that have cheap auto insurance rates.
Michelle Robbins
Licensed Insurance Agent
Michelle Robbins has been a licensed insurance agent for over 13 years. Her career began in the real estate industry, supporting local realtors with Title Insurance. After several years, Michelle shifted to real estate home warranty insurance, where she managed a territory of over 100 miles of real estate professionals. Later, Agent Robbins obtained more licensing and experience serving families a...
Licensed Insurance Agent
UPDATED: Jun 7, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance provider and cannot guarantee quotes from any single provider.
Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
The average Buick Enclave insurance costs drivers $1,472 a year for full coverage. This figure is based on a variety of individual factors such as your age, location, and the model year of your car.
For example, if you searching for cheap Buick Enclave insurance rates and ever asked “How much does a 2012 Buick Enclave cost?” the answer is that it’s much more affordable than the cost of a 2017 Buick Enclave.
In order to cut through all of the hypothetical scenarios you can imagine, simply enter your ZIP code into our free tool to start comparing Buick Enclave insurance quotes from multiple companies now.
Average auto insurance rates for a Buick Enclave are $1,354 annually with full coverage. Comprehensive insurance costs an estimated $270, collision insurance costs $474, and liability coverage is estimated at $452. Buying just liability costs approximately $504 a year, and insurance for high-risk drivers costs $2,934 or more. Teen drivers receive the highest rates at up to $5,144 a year.
Average premium for full coverage: $1,354
Rate estimates broken down by individual coverage type:
Full coverage includes $500 comprehensive and collision deductibles, 30/60 liability limits, and includes both medical and uninsured motorist insurance. Rates are averaged for all U.S. states and for all Enclave models.
Price Range by Coverage and Risk
Using a middle-aged driver as an example, prices range range from as cheap as $504 for minimum levels of liability insurance to the much higher price of $2,934 for a driver required to buy high-risk insurance.
Price Range by Location
Living in a larger city has a large influence on car insurance rates. More rural locations tend to have fewer collision claims than larger metro areas. The example below illustrates how where you live affects insurance prices.
These examples demonstrate why everyone should get quotes for a targeted area and their own personal driving habits, rather than using price averages.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Additional Rate Details
The chart below details average Buick Enclave insurance rates for other coverage scenarios.
- The lowest rate with discounts is $782
- Choosing higher $1,000 deductibles can save approximately $168 annually
- The estimated rate for a 40-year-old driver who has $500 deductibles is $1,354
- Choosing pricier low deductibles for comp and collision coverage costs an additional $328 each year
- Drivers with multiple violations and an at-fault accident could pay up to $2,934
- The cost with full coverage for a teenage driver for full coverage can cost as much as $5,144 each year
Auto insurance rates for a Buick Enclave can also vary considerably based on the trim level of your Enclave, your driving record, and liability limits and deductibles.
A more mature driver with a good driving record and high physical damage deductibles may only pay around $1,300 annually on average for full coverage. Rates are highest for teen drivers, where even without any violations or accidents they will have to pay at least $5,100 a year. View Rates by Age
If you like to drive fast or you caused a few accidents, you may be forking out $1,600 to $2,200 in extra premium per year, depending on your age. Buick Enclave insurance for high-risk drivers ranges around 43% to 132% more than average. View High Risk Driver Rates
Choosing high deductibles can save as much as $500 a year, whereas buying more liability protection will increase premiums. Moving from a 50/100 bodily injury limit to a 250/500 limit will cost as much as $407 extra every year. View Rates by Deductible or Liability Limit
Where you live plays a big part in determining prices for Buick Enclave insurance rates. A good driver about age 40 could pay as low as $980 a year in states like Utah, Ohio, and New Hampshire, or as much as $1,830 on average in New York, Michigan, and Florida.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $1,224 | -$130 | -9.6% |
| Alaska | $1,040 | -$314 | -23.2% |
| Arizona | $1,124 | -$230 | -17.0% |
| Arkansas | $1,354 | -$0 | 0.0% |
| California | $1,542 | $188 | 13.9% |
| Colorado | $1,292 | -$62 | -4.6% |
| Connecticut | $1,394 | $40 | 3.0% |
| Delaware | $1,532 | $178 | 13.1% |
| Florida | $1,694 | $340 | 25.1% |
| Georgia | $1,250 | -$104 | -7.7% |
| Hawaii | $972 | -$382 | -28.2% |
| Idaho | $918 | -$436 | -32.2% |
| Illinois | $1,010 | -$344 | -25.4% |
| Indiana | $1,020 | -$334 | -24.7% |
| Iowa | $912 | -$442 | -32.6% |
| Kansas | $1,286 | -$68 | -5.0% |
| Kentucky | $1,848 | $494 | 36.5% |
| Louisiana | $2,004 | $650 | 48.0% |
| Maine | $834 | -$520 | -38.4% |
| Maryland | $1,118 | -$236 | -17.4% |
| Massachusetts | $1,084 | -$270 | -19.9% |
| Michigan | $2,354 | $1,000 | 73.9% |
| Minnesota | $1,134 | -$220 | -16.2% |
| Mississippi | $1,622 | $268 | 19.8% |
| Missouri | $1,202 | -$152 | -11.2% |
| Montana | $1,454 | $100 | 7.4% |
| Nebraska | $1,070 | -$284 | -21.0% |
| Nevada | $1,624 | $270 | 19.9% |
| New Hampshire | $976 | -$378 | -27.9% |
| New Jersey | $1,514 | $160 | 11.8% |
| New Mexico | $1,200 | -$154 | -11.4% |
| New York | $1,426 | $72 | 5.3% |
| North Carolina | $780 | -$574 | -42.4% |
| North Dakota | $1,110 | -$244 | -18.0% |
| Ohio | $936 | -$418 | -30.9% |
| Oklahoma | $1,390 | $36 | 2.7% |
| Oregon | $1,240 | -$114 | -8.4% |
| Pennsylvania | $1,292 | -$62 | -4.6% |
| Rhode Island | $1,806 | $452 | 33.4% |
| South Carolina | $1,228 | -$126 | -9.3% |
| South Dakota | $1,142 | -$212 | -15.7% |
| Tennessee | $1,186 | -$168 | -12.4% |
| Texas | $1,634 | $280 | 20.7% |
| Utah | $1,002 | -$352 | -26.0% |
| Vermont | $926 | -$428 | -31.6% |
| Virginia | $810 | -$544 | -40.2% |
| Washington | $1,046 | -$308 | -22.7% |
| West Virginia | $1,240 | -$114 | -8.4% |
| Wisconsin | $938 | -$416 | -30.7% |
| Wyoming | $1,206 | -$148 | -10.9% |
Insurance Rates by Trim Level and Model Year
| Model and Trim | Annual Premium | Monthly Premium |
|---|---|---|
| Buick Enclave CX 2WD | $1,320 | $110 |
| Buick Enclave CX AWD | $1,354 | $113 |
| Buick Enclave XL 2WD | $1,354 | $113 |
| Buick Enclave XL AWD | $1,392 | $116 |
Rates assume 2019 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2024 Buick Enclave | $332 | $570 | $390 | $1,450 |
| 2023 Buick Enclave | $320 | $566 | $398 | $1,442 |
| 2022 Buick Enclave | $308 | $552 | $416 | $1,434 |
| 2021 Buick Enclave | $298 | $530 | $430 | $1,416 |
| 2020 Buick Enclave | $282 | $512 | $442 | $1,394 |
| 2019 Buick Enclave | $270 | $474 | $452 | $1,354 |
| 2018 Buick Enclave | $260 | $446 | $456 | $1,320 |
| 2016 Buick Enclave | $232 | $368 | $460 | $1,218 |
| 2015 Buick Enclave | $224 | $346 | $464 | $1,192 |
| 2014 Buick Enclave | $220 | $322 | $474 | $1,174 |
| 2013 Buick Enclave | $202 | $300 | $474 | $1,134 |
| 2009 Buick Enclave | $168 | $202 | $468 | $996 |
| 2008 Buick Enclave | $166 | $198 | $460 | $982 |
Rates are averaged for all Buick Enclave models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Buy More Affordable Buick Enclave Insurance
Saving money on auto insurance takes avoiding accidents and violations, having above-average credit, eliminating unnecessary coverage, and consideration of higher deductibles. Take the time to comparison shop at every policy renewal by getting rate quotes from direct companies like Progressive and GEICO, and also from several local insurance agents.
The list below is a summary of the data touched on in the above illustrations.
- Consumers who want higher liability limits will pay about $500 every year to raise limits from a minimum limit to higher 250/500 limits
- You may be able to save approximately $160 per year just by quoting online well ahead of the renewal date
- Increasing deductibles could save up to $500 each year
- Teenagers are the costliest to insure, with premiums as much as $429 per month if full coverage is included
Now that you have a better understanding of how Buick Enclave insurance cost are calculated, the next step is to find out what your policy might look like. Take advantage of our free quote tool below to compare Buick Enclave insurance rates from multiple companies.
Compare Quotes From Top Companies and SaveFree Car Insurance Comparison
Secured with SHA-256 Encryption
What are the Buick Enclave safety ratings?
It’s important to consider the safety ratings of the Buick Enclave so you can have a better understanding of where you might be eligible for discounts on your policy.
The ratings below show the breakdown of the crash test ratings for the Buick Enclave with results reported from the Insurance Institute for Highway Safety (IIHS).
- Small overlap front (driver-side): Good
- Small overlap front (passenger-side): N/R
- Moderate overlap front: Good
- Side: Good
- Roof strength: Good
- Head restraints and seats: Good
For a frame of reference, the “Good” rating administered by the IIHS is the highest rating possible, meaning that Buick Enclave insurance rates should be favorable.
Buick Enclave Compared Against Other Vehicles in the Same Class
Classified as a midsize SUV, the Buick Enclave has an above-average curb weight, which is another positive contributing factor to its overall safety rating.
Take a look at the following midsize SUVs to see how their average insurance rates compare to the Chevrolet Trax.
Now that we have gone into great detail about how insurance rates are calculated, is there anything you want to know more about? If not, be sure to use our free online tool to start comparing Buick Enclave insurance quotes from multiple providers today.
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $5,144 |
| 20 | $3,124 |
| 30 | $1,406 |
| 40 | $1,354 |
| 50 | $1,238 |
| 60 | $1,214 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $1,682 |
| $250 | $1,530 |
| $500 | $1,354 |
| $1,000 | $1,186 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $1,354 |
| 50/100 | $1,482 |
| 100/300 | $1,595 |
| 250/500 | $1,889 |
| 100 CSL | $1,528 |
| 300 CSL | $1,776 |
| 500 CSL | $1,957 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $7,326 |
| 20 | $4,978 |
| 30 | $2,990 |
| 40 | $2,934 |
| 50 | $2,802 |
| 60 | $2,776 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $72 |
| Multi-vehicle | $72 |
| Homeowner | $21 |
| 5-yr Accident Free | $97 |
| 5-yr Claim Free | $88 |
| Paid in Full/EFT | $60 |
| Advance Quote | $66 |
| Online Quote | $96 |
| Total Discounts | $572 |
Discounts are estimated and may not be available from every company or in every state.
Compare Rates and Save
Find companies with the cheapest rates in your area
