Buick Enclave Insurance Rates

The average Buick Enclave insurance costs drivers $1,472 a year for full coverage. This figure is based on a variety of individual factors such as your age, location, and the model year of your car. 

For example, if you searching for cheap Buick Enclave insurance rates and ever asked “How much does a 2012 Buick Enclave cost?” the answer is that it’s much more affordable than the cost of a 2017 Buick Enclave.

In order to cut through all of the hypothetical scenarios you can imagine, simply enter your ZIP code into our free tool to start comparing Buick Enclave insurance quotes from multiple companies now.

U.S. average insurance rates for a Buick Enclave are $1,320 a year for full coverage. Comprehensive insurance costs around $260 a year, collision costs $446, and liability is estimated at $456. Buying just liability costs approximately $508 a year, with insurance for high-risk drivers costing $2,858 or more. Teen drivers pay the highest rates at $5,040 a year or more.

Average premium for full coverage: $1,320

Price estimates for individual coverage:

Full coverage includes $500 comprehensive and collision deductibles, split liability limits of 30/60, and includes medical and uninsured motorist coverage. Estimates are averaged for all states and Enclave trim levels.

Price Range from Low to High

Geographic Price Range

Living in a larger city can make a big difference on auto insurance rates. Areas with sparse population have a lower frequency of accident claims than larger metro areas.

The diagram below illustrates how your location can change auto insurance rates.

The ranges above show why it is important to get quotes for a specific zip code and risk profile, instead of making a decision based on price averages.

Use the form below to get customized rates for your location.

Detailed Rate Analysis

The chart below shows estimated Buick Enclave insurance rates for additional coverage choices and driver risks.

• The lowest rate with discounts is $767
• Choosing higher $1,000 deductibles can save about $1,160 a year
• The average rate for the average middle-age driver using $500 deductibles is $1,320
• Choosing low $100 deductibles for comp and collision coverage will cost an extra $312 annually
• Higher-risk drivers with multiple violations and an at-fault accident could pay at least $2,858 or more
• The price for full coverage for a 16-year-old driver can be $5,040 each year

View Chart as Image

Insurance prices for a Buick Enclave are also quite variable based on your driving record, the trim level of your Enclave, and deductibles and policy limits.

Older drivers with no violations or accidents and high deductibles may pay as low as $1,200 annually on average for full coverage. Prices are highest for teenage drivers, where even good drivers should be prepared to pay as much as $5,000 a year. View Rates by Age

The state you live in plays a big part in determining prices for Buick Enclave insurance prices. A good driver about age 40 could pay as low as $870 a year in states like Idaho, Maine, and Iowa, or as much as $1,890 on average in Michigan, Louisiana, and New York.

View Chart as Image

Choosing high deductibles can save as much as $480 annually, while buying higher liability limits will increase prices. Going from a 50/100 limit to a 250/500 limit will increase prices by as much as $411 more each year. View Rates by Deductible or Liability Limit

If you have some driving violations or tend to cause accidents, you could be paying at least $1,600 to $2,200 additional each year, depending on your age. A high-risk auto insurance policy ranges from 44% to 135% more than average. View High Risk Driver Rates

Since prices can be so different, the only way to know your exact price is to get quotes from multiple companies. Each auto insurer uses a different rate calculation, and prices may be quite different from one company to the next.

Insurance Rates by Trim Level and Model Year

Rates assume 2019 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find More Affordable Buick Enclave Insurance

Getting lower rates on insurance for a Buick Enclave takes avoiding accidents and violations, having a good credit history, eliminating unnecessary coverage, and taking advantage of discounts. Invest the time to shop around at least once a year by quoting rates from direct carriers like Progressive and GEICO, and also from local insurance agents.

The list below is a summary of the primary concepts that were illustrated above.

• Drivers can save up to $160 per year simply by quoting early and online
• Drivers considered higher risk who have multiple accidents or major violations may be required to pay an average of $1,540 more every year for car insurance
• Increasing physical damage deductibles can save around $475 each year
• Teenagers are charged the highest prices, with premiums as much as $420 a month including comprehensive and collision insurance

Now that you have a better understanding of how Buick Enclave insurance cost are calculated, the next step is to find out what your policy might look like. Take advantage of our free quote tool below to compare Buick Enclave insurance rates from multiple companies.

What are the Buick Enclave safety ratings?

It’s important to consider the safety ratings of the Buick Enclave so you can have a better understanding of where you might be eligible for discounts on your policy.

The ratings below show the breakdown of the crash test ratings for the Buick Enclave with results reported from the Insurance Institute for Highway Safety (IIHS).

• Small overlap front (driver-side): Good
• Small overlap front (passenger-side): N/R
• Moderate overlap front: Good
• Side: Good
• Roof strength: Good 
• Head restraints and seats: Good

For a frame of reference, the “Good” rating administered by the IIHS is the highest rating possible, meaning that Buick Enclave insurance rates should be favorable.

Buick Enclave Compared Against Other Vehicles in the Same Class

Classified as a midsize SUV, the Buick Enclave has an above-average curb weight, which is another positive contributing factor to its overall safety rating.

Take a look at the following midsize SUVs to see how their average insurance rates compare to the Chevrolet Trax.

• Dodge Journey
• GMC Acadia
• Mazda CX-9

Now that we have gone into great detail about how insurance rates are calculated, is there anything you want to know more about? If not, be sure to use our free online tool to start comparing Buick Enclave insurance quotes from multiple providers today.