Buick Enclave Insurance Rates

The average Buick Enclave insurance costs drivers $1,472 a year for full coverage. This figure is based on a variety of individual factors such as your age, location, and the model year of your car. 

For example, if you searching for cheap Buick Enclave insurance rates and ever asked “How much does a 2012 Buick Enclave cost?” the answer is that it’s much more affordable than the cost of a 2017 Buick Enclave.

In order to cut through all of the hypothetical scenarios you can imagine, simply enter your ZIP code into our free tool to start comparing Buick Enclave insurance quotes from multiple companies now.

Estimated insurance rates for a Buick Enclave are $1,354 a year for full coverage insurance. Comprehensive insurance costs an estimated $270 each year, collision costs $474, and liability coverage is $452. A policy with only liability insurance costs around $504 a year, with a high-risk policy costing $2,934 or more. 16-year-old drivers pay the most at $5,144 a year or more.

Average premium for full coverage: $1,354

Premium estimates broken down by type of coverage:

Includes $500 comprehensive and collision deductibles, liability coverage up to 30/60, and includes medical/PIP and uninsured motorist coverage. Rates include averaging for all 50 states and Enclave models.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Choosing to live in a large city has a large influence on the price of insurance. More rural locations are statistically proven to have a lower frequency of physical damage claims than congested cities.

The graphic below illustrates how location impacts insurance prices.

These rate differences illustrate why all drivers should compare rates quotes for a targeted area and risk profile, rather than using rate averages.

Use the form below to get customized rates for your location.

Additional Charts and Tables

The chart below illustrates estimated Buick Enclave insurance rates for other coverage scenarios.

• The best full coverage rate is $782
• Raising to $1,000 deductibles will save approximately $168 each year
• The average rate for a 40-year-old good driver who has $500 deductibles is $1,354
• Buying low deductibles will cost an extra $328 each year
• Unlucky drivers with multiple tickets or accidents could pay up to $2,934 or more
• An auto insurance policy for full coverage for a teenage driver can cost as much as $5,144

View Chart as Image

Car insurance prices for a Buick Enclave also have a wide range based on your driving characteristics, the model year and trim level, and liability limits and deductibles.

More mature drivers with no driving violations and high deductibles may only pay around $1,300 every 12 months on average, or $108 per month, for full coverage. Prices are highest for drivers in their teens, where even good drivers will be charged at least $5,100 a year. View Rates by Age

Where you choose to live also has a big influence on Buick Enclave insurance rates. A middle-age driver might find prices as low as $890 a year in states like North Carolina, Wisconsin, and Vermont, or at least $1,830 on average in Florida, New York, and Michigan.

View Chart as Image

Opting for high physical damage deductibles can reduce prices by up to $500 a year, whereas increasing liability limits will increase premiums. Switching from a 50/100 limit to a 250/500 limit will cost up to $407 extra every 12 months. View Rates by Deductible or Liability Limit

If you have a few violations or tend to cause accidents, you are probably paying $1,600 to $2,200 extra annually, depending on your age. Insurance for high-risk drivers is expensive and can cost around 43% to 132% more than the average rate. View High Risk Driver Rates

With such a large range in prices, the only way to figure out which insurance company is cheapest is to do a rate comparison and see how they stack up. Every auto insurance company utilizes a different rate formula, so rate quotes will be substantially different from one company to the next.

Insurance Rates by Trim Level and Model Year

Rates assume 2019 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find the Cheapest Buick Enclave Insurance

Finding better rates on auto insurance consists of having a decent driving record, having above-average credit, paying for small claims out-of-pocket, and not having any coverage lapses. Spend time shopping around every time your policy renews by requesting quotes from direct insurance companies like Progressive, GEICO, and Esurance, and also from several local insurance agents.

The following items are a recap of the information touched on above.

• It is possible to save approximately $160 per year simply by quoting online in advance
• 16 to 18-year-old drivers have the highest car insurance prices, with premiums being up to $429 per month if full coverage is included
• Increasing policy deductibles can save around $500 each year
• Drivers that have major violations or accidents pay on average $1,580 more annually than a driver with a clean driving record
• Consumers who want additional liability coverage will pay around $500 annually to raise from 30/60 bodily injury limits to 250/500 limits

Now that you have a better understanding of how Buick Enclave insurance cost are calculated, the next step is to find out what your policy might look like. Take advantage of our free quote tool below to compare Buick Enclave insurance rates from multiple companies.

What are the Buick Enclave safety ratings?

It’s important to consider the safety ratings of the Buick Enclave so you can have a better understanding of where you might be eligible for discounts on your policy.

The ratings below show the breakdown of the crash test ratings for the Buick Enclave with results reported from the Insurance Institute for Highway Safety (IIHS).

• Small overlap front (driver-side): Good
• Small overlap front (passenger-side): N/R
• Moderate overlap front: Good
• Side: Good
• Roof strength: Good 
• Head restraints and seats: Good

For a frame of reference, the “Good” rating administered by the IIHS is the highest rating possible, meaning that Buick Enclave insurance rates should be favorable.

Buick Enclave Compared Against Other Vehicles in the Same Class

Classified as a midsize SUV, the Buick Enclave has an above-average curb weight, which is another positive contributing factor to its overall safety rating.

Take a look at the following midsize SUVs to see how their average insurance rates compare to the Chevrolet Trax.

• Dodge Journey
• GMC Acadia
• Mazda CX-9

Now that we have gone into great detail about how insurance rates are calculated, is there anything you want to know more about? If not, be sure to use our free online tool to start comparing Buick Enclave insurance quotes from multiple providers today.