Buick Enclave Insurance Rates

The average Buick Enclave insurance costs drivers $1,472 a year for full coverage. This figure is based on a variety of individual factors such as your age, location, and the model year of your car. 

For example, if you searching for cheap Buick Enclave insurance rates and ever asked “How much does a 2012 Buick Enclave cost?” the answer is that it’s much more affordable than the cost of a 2017 Buick Enclave.

In order to cut through all of the hypothetical scenarios you can imagine, simply enter your ZIP code into our free tool to start comparing Buick Enclave insurance quotes from multiple companies now.

Average auto insurance rates for a Buick Enclave are $1,320 annually for full coverage. Comprehensive insurance costs around $260, collision costs $446, and liability insurance costs $456. Buying just liability costs as little as $508 a year, with insurance for high-risk drivers costing $2,858 or more. Teens receive the highest rates at $5,040 a year or more.

Average premium for full coverage: $1,320

Rate estimates for individual coverage type:

Full coverage includes $500 comprehensive and collision deductibles, liability limits of 30/60, and includes medical/PIP and uninsured motorist coverage. Rates are averaged for all states and for all Enclave models.

Price Range by Coverage and Risk

Price Range by Location

Your location has a significant impact on auto insurance rates. Areas with sparse population tend to have fewer accident claims than cities with more traffic congestion.

The example below illustrates how geographic area affects auto insurance rates.

These examples show why everyone should compare rates for a specific zip code and their own personal driving habits, rather than relying on averaged prices.

Use the form below to get customized rates for your location.

Additional Charts and Tables

The chart below shows estimated Buick Enclave insurance rates for additional coverage choices and driver risks.

• The cheapest rate after discounts is $767
• Drivers who choose higher $1,000 deductibles will pay about $160 a year
• The estimated rate for a 40-year-old driver using $500 deductibles is $1,320
• Selecting pricier low deductibles for comprehensive and collision insurance costs an additional $312 a year
• High risk drivers with serious driving violations could pay at least $2,858 or more
• The cost with full coverage for a teen driver for full coverage can be $5,040 a year

View Chart as Image

Auto insurance rates for a Buick Enclave can also vary considerably based on the trim level of your Enclave, your driver profile, and deductibles and policy limits.

A more mature driver with a good driving record and high physical damage deductibles could pay as little as $1,200 per year on average for full coverage. Rates are much higher for teen drivers, where even without any violations or accidents they will have to pay as much as $5,000 a year. View Rates by Age

If you like to drive fast or you caused a few accidents, you could be paying at least $1,600 to $2,200 in extra premium per year, depending on your age. Buick Enclave insurance for high-risk drivers can cost anywhere from 44% to 135% more than the average policy. View High Risk Driver Rates

Choosing higher comprehensive and collision insurance deductibles could save up to $480 each year, whereas buying more liability protection will increase rates. Going from a 50/100 bodily injury limit to a 250/500 limit will cost as much as $411 extra every year. View Rates by Deductible or Liability Limit

Where you live makes a big difference in Buick Enclave insurance rates. A 40-year-old driver could pay as low as $870 a year in states like Idaho, Maine, and Iowa, or have to pay at least $1,890 on average in Michigan, Louisiana, and New York.

View Chart as Image

With so much variability in rates, the only way to know your exact price is to regularly compare rates from as many companies as possible. Every company calculates rates differently, and quoted rates can be significantly different between companies.

Insurance Rates by Trim Level and Model Year

Rates assume 2019 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Buy More Affordable Buick Enclave Insurance

Saving money on Buick Enclave insurance not only requires avoiding accidents and violations, but also having above-average credit, eliminating unneeded coverage, and maximizing policy discounts. Invest the time to compare rates once a year by requesting quotes from direct carriers like Progressive and GEICO, and also from local independent and exclusive agents.

The list below is a summary of the data that was presented in the illustrations above.

• Drivers can save up to $160 per year simply by quoting online well ahead of the renewal date
• Drivers who may need higher liability limits will pay approximately $500 each year to go from a minimum limit to higher 250/500 limits
• Teenagers are expensive to insure, costing as high as $420 per month if full coverage is included
• High-risk drivers who have multiple accidents or major violations pay an average of $1,540 more every year for car insurance

Now that you have a better understanding of how Buick Enclave insurance cost are calculated, the next step is to find out what your policy might look like. Take advantage of our free quote tool below to compare Buick Enclave insurance rates from multiple companies.

What are the Buick Enclave safety ratings?

It’s important to consider the safety ratings of the Buick Enclave so you can have a better understanding of where you might be eligible for discounts on your policy.

The ratings below show the breakdown of the crash test ratings for the Buick Enclave with results reported from the Insurance Institute for Highway Safety (IIHS).

• Small overlap front (driver-side): Good
• Small overlap front (passenger-side): N/R
• Moderate overlap front: Good
• Side: Good
• Roof strength: Good 
• Head restraints and seats: Good

For a frame of reference, the “Good” rating administered by the IIHS is the highest rating possible, meaning that Buick Enclave insurance rates should be favorable.

Buick Enclave Compared Against Other Vehicles in the Same Class

Classified as a midsize SUV, the Buick Enclave has an above-average curb weight, which is another positive contributing factor to its overall safety rating.

Take a look at the following midsize SUVs to see how their average insurance rates compare to the Chevrolet Trax.

• Dodge Journey
• GMC Acadia
• Mazda CX-9

Now that we have gone into great detail about how insurance rates are calculated, is there anything you want to know more about? If not, be sure to use our free online tool to start comparing Buick Enclave insurance quotes from multiple providers today.