Buick Enclave Insurance Rates

The average Buick Enclave insurance costs drivers $1,472 a year for full coverage. This figure is based on a variety of individual factors such as your age, location, and the model year of your car. 

For example, if you searching for cheap Buick Enclave insurance rates and ever asked “How much does a 2012 Buick Enclave cost?” the answer is that it’s much more affordable than the cost of a 2017 Buick Enclave.

In order to cut through all of the hypothetical scenarios you can imagine, simply enter your ZIP code into our free tool to start comparing Buick Enclave insurance quotes from multiple companies now.

U.S. average insurance rates for a Buick Enclave are $1,320 a year for full coverage. Comprehensive insurance costs approximately $260, collision costs $446, and liability coverage is $456. Liability-only insurance costs around $508 a year, with high-risk driver insurance costing $2,858 or more. Teen drivers pay the highest rates at $5,040 a year or more.

Average premium for full coverage: $1,320

Price estimates by individual coverage:

Full coverage includes $500 comprehensive and collision deductibles, liability limits of 30/60, and includes uninsured motorist and medical coverage. Estimates are averaged for all states and for different Enclave trim levels.

Price Range from Low to High

Geographic Price Range

Choosing to live in a large city has a large influence on car insurance rates. Rural locations have a lower frequency of accident claims than larger metro areas.

The price range example below illustrates how location helps determine auto insurance prices.

The ranges above show why anyone shopping for car insurance should compare rates quotes using their specific location and risk profile, rather than using price averages.

Use the form below to get customized rates for your location.

Additional Rate Information

The chart below shows estimated Buick Enclave insurance rates for additional coverage and risk scenarios.

• The lowest rate with discounts is $767
• Raising to $1,000 deductibles will save $160 a year
• The average rate for the average middle-age driver who chooses $500 deductibles is $1,320
• Choosing more expensive low deductibles will cost an extra $312 each year
• Unlucky drivers with multiple violations and an at-fault accident could pay around $2,858 or more
• The price for full coverage for a teenage driver with full coverage can cost $5,040

View Chart as Image

Car insurance prices for a Buick Enclave are also quite variable based on your driving record, the trim level of your Enclave, and physical damage deductibles and liability limits.

An older driver with no driving violations and high deductibles may only pay around $1,200 every 12 months on average for full coverage. Prices are highest for teenage drivers, where even good drivers will be charged in the ballpark of $5,000 a year. View Rates by Age

The state you live in also has a big influence on Buick Enclave insurance rates. A middle-age driver might find prices as low as $870 a year in states like Iowa, Maine, and Idaho, or as much as $1,890 on average in New York, Louisiana, and Michigan.

View Chart as Image

Choosing high deductibles can reduce prices by up to $480 a year, while increasing your policy's liability limits will push prices upward. Going from a 50/100 limit to a 250/500 limit will increase prices by as much as $411 extra every 12 months. View Rates by Deductible or Liability Limit

If you have some driving violations or tend to cause accidents, you could be paying anywhere from $1,600 to $2,200 extra each year, depending on your age. High-risk driver insurance is expensive and can cost around 44% to 135% more than average. View High Risk Driver Rates

Since prices can be so different, the only way to know who has the cheapest car insurance prices is to compare prices and see how they stack up. Every auto insurance company uses a different rate calculation, so rate quotes may be quite different from one company to the next.

Insurance Rates by Trim Level and Model Year

Rates assume 2019 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find More Affordable Buick Enclave Insurance

Getting lower rates on auto insurance consists of having a decent driving record, having above-average credit, eliminating unnecessary coverage, and avoiding coverage lapses. Invest time comparing rates once a year by getting rate quotes from direct carriers like Progressive and GEICO, and also from local exclusive and independent agents.

The following items are a summary of the data that was covered in the charts and tables above.

• Drivers can save around $160 per year simply by shopping early and online
• Consumers who purchase additional liability coverage will pay about $500 each year to raise from a low limit to 250/500 limits
• 16 to 18-year-old drivers pay the highest auto insurance prices, with premiums as much as $420 a month if full coverage is included
• Drivers who have multiple accidents or major violations may pay on average $1,540 more per year than a driver with a clean driving record

Now that you have a better understanding of how Buick Enclave insurance cost are calculated, the next step is to find out what your policy might look like. Take advantage of our free quote tool below to compare Buick Enclave insurance rates from multiple companies.

What are the Buick Enclave safety ratings?

It’s important to consider the safety ratings of the Buick Enclave so you can have a better understanding of where you might be eligible for discounts on your policy.

The ratings below show the breakdown of the crash test ratings for the Buick Enclave with results reported from the Insurance Institute for Highway Safety (IIHS).

• Small overlap front (driver-side): Good
• Small overlap front (passenger-side): N/R
• Moderate overlap front: Good
• Side: Good
• Roof strength: Good 
• Head restraints and seats: Good

For a frame of reference, the “Good” rating administered by the IIHS is the highest rating possible, meaning that Buick Enclave insurance rates should be favorable.

Buick Enclave Compared Against Other Vehicles in the Same Class

Classified as a midsize SUV, the Buick Enclave has an above-average curb weight, which is another positive contributing factor to its overall safety rating.

Take a look at the following midsize SUVs to see how their average insurance rates compare to the Chevrolet Trax.

• Dodge Journey
• GMC Acadia
• Mazda CX-9

Now that we have gone into great detail about how insurance rates are calculated, is there anything you want to know more about? If not, be sure to use our free online tool to start comparing Buick Enclave insurance quotes from multiple providers today.