Buick Enclave Insurance Rates

The average Buick Enclave insurance costs drivers $1,472 a year for full coverage. This figure is based on a variety of individual factors such as your age, location, and the model year of your car. 

For example, if you searching for cheap Buick Enclave insurance rates and ever asked “How much does a 2012 Buick Enclave cost?” the answer is that it’s much more affordable than the cost of a 2017 Buick Enclave.

In order to cut through all of the hypothetical scenarios you can imagine, simply enter your ZIP code into our free tool to start comparing Buick Enclave insurance quotes from multiple companies now.

U.S. average insurance rates for a Buick Enclave are $1,320 a year with full coverage. Comprehensive insurance costs an estimated $260 each year, collision insurance costs $446, and liability is $456. Liability-only coverage costs around $508 a year, and high-risk coverage costs $2,858 or more. 16-year-old drivers pay the highest rates at up to $5,040 a year.

Average premium for full coverage: $1,320

Price estimates broken down by individual coverage:

Rates are based on $500 policy deductibles, 30/60 liability limits, and includes additional medical/uninsured motorist coverage. Estimates are averaged for all U.S. states and Enclave models.

Price Range from Low to High

Geographic Price Range

Choosing to live in a large city can have significant affects on car insurance rates. More rural locations have lower incidents of collision claims than congested cities. The graphic below illustrates the difference between rural and urban areas on insurance prices.

The ranges above demonstrate why all drivers should compare rates quotes for a targeted area, instead of using rate averages.

Use the form below to get customized rates for your location.

Additional Rate Analysis

The chart below details average Buick Enclave insurance rates for other coverage scenarios.

• The best full coverage rate is $767
• Raising to $1,000 deductibles will save approximately $160 annually
• The estimated price for the average middle-age driver who has $500 deductibles is $1,320
• Buying low deductibles will cost an additional $312 every year
• At-risk drivers with multiple tickets or accidents could pay up to $2,858
• The price that insures a teen driver can cost as much as $5,040

View Chart as Image

Auto insurance prices for a Buick Enclave are also quite variable based on the trim level and model year, your age and driving habits, and liability limits and deductibles.

If you have some driving violations or you caused an accident, you may be forking out $1,600 to $2,200 in extra premium each year, depending on your age. Insurance for high-risk drivers is expensive and can cost as much as 44% to 135% more than the average rate. View High Risk Driver Rates

More mature drivers with a good driving record and higher comprehensive and collision deductibles may pay as little as $1,200 every 12 months on average for full coverage. Prices are highest for teenage drivers, since even teens with perfect driving records will have to pay at least $5,000 a year. View Rates by Age

The state you live in also has a big influence on Buick Enclave insurance prices. A middle-age driver might find prices as low as $950 a year in states like Utah, Ohio, and New Hampshire, or at least $1,780 on average in New York, Michigan, and Florida.

View Chart as Image

Opting for high physical damage deductibles can reduce prices by up to $480 every year, whereas increasing liability limits will increase premiums. Moving from a 50/100 bodily injury protection limit to a 250/500 limit will increase prices by as much as $411 extra every year. View Rates by Deductible or Liability Limit

Insurance Rates by Trim Level and Model Year

Rates assume 2019 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find the Best Cheap Buick Enclave Insurance

Getting lower rates on car insurance consists of being a good driver, maintaining a good credit score, avoid buying unnecessary coverage, and consideration of higher deductibles. Comparison shop at every policy renewal by obtaining price quotes from direct companies, and also from insurance agencies where you live.

The following list is a quick review of the data covered above.

• Policyholders who want an increased level of liability coverage will pay around $500 every year to raise from a low limit to the 250/500 level
• You may be able to save approximately $160 per year just by quoting online in advance
• Increasing physical damage deductibles can save approximately $475 each year
• Drivers age 16 to 20 are the costliest to insure, costing up to $420 a month if the policy includes full coverage

Now that you have a better understanding of how Buick Enclave insurance cost are calculated, the next step is to find out what your policy might look like. Take advantage of our free quote tool below to compare Buick Enclave insurance rates from multiple companies.

What are the Buick Enclave safety ratings?

It’s important to consider the safety ratings of the Buick Enclave so you can have a better understanding of where you might be eligible for discounts on your policy.

The ratings below show the breakdown of the crash test ratings for the Buick Enclave with results reported from the Insurance Institute for Highway Safety (IIHS).

• Small overlap front (driver-side): Good
• Small overlap front (passenger-side): N/R
• Moderate overlap front: Good
• Side: Good
• Roof strength: Good 
• Head restraints and seats: Good

For a frame of reference, the “Good” rating administered by the IIHS is the highest rating possible, meaning that Buick Enclave insurance rates should be favorable.

Buick Enclave Compared Against Other Vehicles in the Same Class

Classified as a midsize SUV, the Buick Enclave has an above-average curb weight, which is another positive contributing factor to its overall safety rating.

Take a look at the following midsize SUVs to see how their average insurance rates compare to the Chevrolet Trax.

• Dodge Journey
• GMC Acadia
• Mazda CX-9

Now that we have gone into great detail about how insurance rates are calculated, is there anything you want to know more about? If not, be sure to use our free online tool to start comparing Buick Enclave insurance quotes from multiple providers today.