Buick Enclave Insurance Rates

The average Buick Enclave insurance costs drivers $1,472 a year for full coverage. This figure is based on a variety of individual factors such as your age, location, and the model year of your car. 

For example, if you searching for cheap Buick Enclave insurance rates and ever asked “How much does a 2012 Buick Enclave cost?” the answer is that it’s much more affordable than the cost of a 2017 Buick Enclave.

In order to cut through all of the hypothetical scenarios you can imagine, simply enter your ZIP code into our free tool to start comparing Buick Enclave insurance quotes from multiple companies now.

Estimated insurance rates for a Buick Enclave are $1,354 a year with full coverage. Comprehensive insurance costs approximately $270 each year, collision insurance costs $474, and liability costs around $452. Liability-only coverage costs as low as $504 a year, and high-risk coverage costs $2,934 or more. Teen drivers pay the most at up to $5,144 a year.

Average premium for full coverage: $1,354

Premium estimates by type of coverage:

Prices are based on $500 comprehensive and collision deductibles, 30/60 liability limits, and includes uninsured motorist and medical coverage. Rates include averaging for all U.S. states and Enclave models.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Where you live can have significant affects on the price of insurance. Rural locations are statistically proven to have lower incidents of collision claims than larger metro areas. The graphic below illustrates how location helps determine auto insurance prices.

These rate differences demonstrate why all drivers should compare prices using their specific location, instead of using price averages.

Use the form below to get customized rates for your location.

Additional Rate Information

The chart below details average Buick Enclave insurance rates for additional coverage and risk scenarios.

• The lowest rate with discounts is $782
• Using higher $1,000 deductibles will save $168 annually
• The estimated price for a 40-year-old good driver who chooses $500 deductibles is $1,354
• Choosing low deductibles for physical damage coverage will cost an additional $328 every year
• Drivers with multiple violations and an at-fault accident could pay around $2,934
• An auto insurance policy that insures a teen driver can cost $5,144 or more

View Chart as Image

Insurance prices for a Buick Enclave also have a wide range based on the trim level and model year, your age and driving habits, and physical damage deductibles and liability limits.

If you have a few violations or you caused an accident, you may be forking out anywhere from $1,600 to $2,200 extra annually, depending on your age. Insurance for high-risk drivers can be as much as 43% to 132% more than average. View High Risk Driver Rates

More mature drivers with a clean driving record and higher comprehensive and collision deductibles may pay as little as $1,300 a year, or $108 per month, for full coverage. Prices are highest for drivers in their teens, since even teens with perfect driving records can expect to pay in the ballpark of $5,100 a year. View Rates by Age

Where you choose to live has a huge impact on Buick Enclave insurance prices. A driver around age 40 might see prices as low as $980 a year in states like Utah, Ohio, and New Hampshire, or as much as $1,830 on average in New York, Michigan, and Florida.

View Chart as Image

Choosing high deductibles could cut prices by as much as $500 every year, whereas increasing liability limits will push prices upward. Moving from a 50/100 bodily injury protection limit to a 250/500 limit will cost up to $407 more per year. View Rates by Deductible or Liability Limit

Insurance Rates by Trim Level and Model Year

Rates assume 2019 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find Affordable Buick Enclave Insurance

Finding better rates on car insurance requires having a decent driving record, having above-average credit, being claim-free, and possibly raising deductibles. Shop around at every policy renewal by getting quotes from direct companies, and also from local insurance agencies.

The following items are a brief review of the data covered in the charts and tables above.

• Policyholders who purchase additional liability coverage will pay about $500 every year to increase from 30/60 bodily injury limits to the 250/500 level
• You may be able to save around $160 per year just by quoting online in advance
• Increasing policy deductibles can save approximately $500 each year
• 16 to 18-year-old drivers are expensive to insure, possibly costing $429 per month if full coverage is included

Now that you have a better understanding of how Buick Enclave insurance cost are calculated, the next step is to find out what your policy might look like. Take advantage of our free quote tool below to compare Buick Enclave insurance rates from multiple companies.

What are the Buick Enclave safety ratings?

It’s important to consider the safety ratings of the Buick Enclave so you can have a better understanding of where you might be eligible for discounts on your policy.

The ratings below show the breakdown of the crash test ratings for the Buick Enclave with results reported from the Insurance Institute for Highway Safety (IIHS).

• Small overlap front (driver-side): Good
• Small overlap front (passenger-side): N/R
• Moderate overlap front: Good
• Side: Good
• Roof strength: Good 
• Head restraints and seats: Good

For a frame of reference, the “Good” rating administered by the IIHS is the highest rating possible, meaning that Buick Enclave insurance rates should be favorable.

Buick Enclave Compared Against Other Vehicles in the Same Class

Classified as a midsize SUV, the Buick Enclave has an above-average curb weight, which is another positive contributing factor to its overall safety rating.

Take a look at the following midsize SUVs to see how their average insurance rates compare to the Chevrolet Trax.

• Dodge Journey
• GMC Acadia
• Mazda CX-9

Now that we have gone into great detail about how insurance rates are calculated, is there anything you want to know more about? If not, be sure to use our free online tool to start comparing Buick Enclave insurance quotes from multiple providers today.