Buick Enclave Insurance Rates

The average Buick Enclave insurance costs drivers $1,472 a year for full coverage. This figure is based on a variety of individual factors such as your age, location, and the model year of your car. 

For example, if you searching for cheap Buick Enclave insurance rates and ever asked “How much does a 2012 Buick Enclave cost?” the answer is that it’s much more affordable than the cost of a 2017 Buick Enclave.

In order to cut through all of the hypothetical scenarios you can imagine, simply enter your ZIP code into our free tool to start comparing Buick Enclave insurance quotes from multiple companies now.

Average insurance rates for a Buick Enclave are $1,354 a year with full coverage. Comprehensive costs around $270, collision insurance costs $474, and liability insurance is estimated at $452. A policy with just liability insurance costs approximately $504 a year, and coverage for high-risk drivers costs around $2,934. Teen drivers receive the highest rates at up to $5,144 a year.

Average premium for full coverage: $1,354

Rate estimates for individual coverage type:

Rates are based on $500 policy deductibles, 30/60 split liability limits, and includes uninsured/under-insured motorist coverage. Rates are averaged for all U.S. states and for different Enclave trim levels.

Price Range by Coverage and Risk

Price Range by Location

Living in a larger city has a significant impact on insurance rates. Areas with sparse population tend to have lower incidents of collision claims than larger metro areas. The price range example below illustrates how where you live affects auto insurance rates.

These examples demonstrate why anyone shopping for car insurance should get quotes for a specific zip code, rather than relying on price averages.

Use the form below to get customized rates for your location.

More Rate Information

The chart below details average Buick Enclave insurance rates for additional coverage choices and driver risks.

• The lowest rate with discounts is $782
• Choosing higher $1,000 deductibles can save about $168 annually
• The estimated price for a 40-year-old driver using $500 deductibles is $1,354
• Choosing more expensive low deductibles for comp and collision coverage bumps up the cost to $1,682
• High-risk insureds with multiple violations and an at-fault accident could pay at least $2,934
• The cost that insures a teen driver with full coverage can be $5,144 each year

View Chart as Image

Insurance rates for a Buick Enclave can also vary considerably based on the model year and trim level, your age and driving habits, and deductibles and policy limits.

If you like to drive fast or you caused an accident, you may be forking out at least $1,600 to $2,200 additional per year, depending on your age. High-risk driver insurance ranges anywhere from 43% to 132% more than average. View High Risk Driver Rates

An older driver with no violations or accidents and higher comprehensive and collision deductibles could pay as little as $1,300 annually on average for full coverage. Rates are highest for teen drivers, since even teens with perfect driving records should be prepared to pay as much as $5,100 a year. View Rates by Age

Where you live plays a big part in determining prices for Buick Enclave insurance rates. A good driver about age 40 could pay as low as $980 a year in states like New Hampshire, Ohio, and Utah, or as much as $1,830 on average in Florida, Michigan, and New York.

View Chart as Image

Choosing high deductibles can save as much as $500 each year, while increasing your policy's liability limits will increase rates. Moving from a 50/100 bodily injury protection limit to a 250/500 limit will cost as much as $407 more each year. View Rates by Deductible or Liability Limit

Insurance Rates by Trim Level and Model Year

Rates assume 2019 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find the Best Cheap Buick Enclave Insurance

Saving money on Buick Enclave insurance takes being a good driver, having a good credit score, eliminating unnecessary coverage, and deciding if full coverage is necessary. Shop around at least every other year by getting quotes from direct companies like Progressive, GEICO, and Esurance, and also from your local independent and exclusive agents.

The following list is a quick review of the car insurance concepts touched on in the above illustrations.

• High-risk drivers with a DUI or reckless driving violation may pay on average $1,580 more every year than a safer driver
• You may be able to save up to $160 per year just by shopping early and online
• Increasing deductibles can save approximately $500 each year
• Drivers who may need an increased level of liability coverage will pay about $500 every year to raise limits from a minimum limit to the 250/500 level

Now that you have a better understanding of how Buick Enclave insurance cost are calculated, the next step is to find out what your policy might look like. Take advantage of our free quote tool below to compare Buick Enclave insurance rates from multiple companies.

What are the Buick Enclave safety ratings?

It’s important to consider the safety ratings of the Buick Enclave so you can have a better understanding of where you might be eligible for discounts on your policy.

The ratings below show the breakdown of the crash test ratings for the Buick Enclave with results reported from the Insurance Institute for Highway Safety (IIHS).

• Small overlap front (driver-side): Good
• Small overlap front (passenger-side): N/R
• Moderate overlap front: Good
• Side: Good
• Roof strength: Good 
• Head restraints and seats: Good

For a frame of reference, the “Good” rating administered by the IIHS is the highest rating possible, meaning that Buick Enclave insurance rates should be favorable.

Buick Enclave Compared Against Other Vehicles in the Same Class

Classified as a midsize SUV, the Buick Enclave has an above-average curb weight, which is another positive contributing factor to its overall safety rating.

Take a look at the following midsize SUVs to see how their average insurance rates compare to the Chevrolet Trax.

• Dodge Journey
• GMC Acadia
• Mazda CX-9

Now that we have gone into great detail about how insurance rates are calculated, is there anything you want to know more about? If not, be sure to use our free online tool to start comparing Buick Enclave insurance quotes from multiple providers today.