Cadillac Escalade Insurance Rates

Estimated insurance rates for a Cadillac Escalade are $1,360 a year including full coverage. Comprehensive costs an estimated $242, collision costs $326, and liability costs around $592. A policy with only liability insurance costs as low as $652 a year, with a high-risk policy costing around $2,922. Teenage drivers pay the most at $5,376 a year or more.

Average premium for full coverage: $1,360

Premium estimates broken down by type of coverage:

Includes $500 physical damage insurance deductibles, 30/60 liability limits, and includes medical and uninsured motorist coverage. Rates include averaging for all 50 U.S. states and for all Escalade models.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Where you live can have significant affects on the price of auto insurance. More rural locations are statistically proven to have lower incidents of comprehensive and collision claims than densely populated cities.

The example below illustrates the difference location can make on insurance prices.

These rate differences highlight why everyone should compare prices for a targeted area, instead of using average rates.

Use the form below to get customized rates for your location.

Detailed Rate Analysis

The chart below breaks down estimated Cadillac Escalade insurance rates for other coverage scenarios.

• The best discount rate is $818
• Using higher $1,000 deductibles will save approximately $130 every year
• The estimated price for a 40-year-old good driver who has $500 deductibles is $1,360
• Using pricier low deductibles for physical damage coverage bumps up the cost to $1,608
• Drivers who are prone to accidents and violations could pay up to $2,922 or more
• An auto insurance policy that insures a teen driver for full coverage can cost as much as $5,376 or more

View Chart as Image

Car insurance prices for a Cadillac Escalade also have a wide range based on the model of your Escalade, your driving record and age, and liability limits and deductibles.

If you have a few violations or you caused an accident, you are likely paying $1,600 to $2,300 extra annually, depending on your age. Cadillac Escalade insurance for high-risk drivers can be as much as 43% to 131% more than a normal policy. View High Risk Driver Rates

A more mature driver with no driving violations and higher comprehensive and collision deductibles may pay as little as $1,300 a year, or $108 per month, for full coverage. Prices are much higher for drivers in their teens, since even teens with perfect driving records will be charged at least $5,300 a year. View Rates by Age

Where you choose to live has a huge impact on Cadillac Escalade insurance prices. A driver around age 40 might see prices as low as $1,040 a year in states like Vermont, New Hampshire, and Missouri, or be forced to pay as much as $1,940 on average in Louisiana, New York, and Michigan.

View Chart as Image

Using high physical damage deductibles could cut prices by as much as $380 every year, whereas buying more liability protection will increase premiums. Changing from a 50/100 bodily injury protection limit to a 250/500 limit will cost up to $480 extra every 12 months. View Rates by Deductible or Liability Limit

With such a large range in prices, the best way to figure out which insurance company is cheapest is to regularly compare prices and see which company has the best price. Each insurance company uses a different method to calculate prices, so rate quotes will be substantially different.

Insurance Rates by Trim Level and Model Year

Rates assume 2011 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find the Cheapest Cadillac Escalade Insurance

Finding better rates on car insurance requires being a low-risk driver, having a positive credit history, refrain from filing small claims, and not having any coverage lapses. Compare prices at every policy renewal by getting rate quotes from direct car insurance companies, and also from your local car insurance providers.

The items below are a recap of the data touched on in this article.

• Policyholders who want more liability coverage will pay an extra $650 per year to increase from 30/60 bodily injury limits to the 250/500 level
• You may be able to save approximately $150 per year simply by quoting online well ahead of the renewal date
• Increasing policy deductibles can save approximately $375 each year
• Teen drivers have the highest car insurance prices, with the cost nearing $448 per month if full coverage is purchased