Cadillac Escalade Insurance Rates

The average insurance rates for a Cadillac Escalade are $1,316 a year including full coverage. Comprehensive insurance costs approximately $228 a year, collision costs $296, and liability costs around $592. Liability-only insurance costs as low as $652 a year, with high-risk driver insurance costing $2,824 or more. 16-year-old drivers cost the most to insure at $5,236 a year or more.

Average premium for full coverage: $1,316

Policy rates by type of insurance:

Estimates include $500 policy deductibles, 30/60 liability coverage, and includes uninsured motorist and medical coverage. Prices are averaged for all 50 U.S. states and Escalade trim levels.

Price Range Variability

Urban vs. Rural Price Range

Where you live can make a big difference on car insurance prices. Rural locations are shown to have lower incidents of comprehensive and collision claims than congested cities.

The diagram below illustrates the difference location can make on auto insurance prices.

The examples above highlight why it is important to compare prices using their specific location, instead of making a decision based on rate averages.

Use the form below to get customized rates for your location.

Additional Rate Information

The chart below breaks down estimated Cadillac Escalade insurance rates for additional coverage and risk scenarios.

• The best full coverage rate is $798
• Using higher $1,000 deductibles will save $1,196 every year
• The estimated price for a good driver age 40 who chooses $500 deductibles is $1,316
• Buying low $100 deductibles for physical damage coverage will cost an additional $228 annually
• High-risk insureds with multiple tickets or accidents could pay around $2,824 or more
• Policy cost that insures a 16-year-old driver can cost $5,236 or more

View Chart as Image

Auto insurance rates for a Cadillac Escalade also range considerably based on the trim level of your Escalade, your driving record and age, and physical damage deductibles and liability limits.

If you have a few points on your driving record or you caused an accident, you are likely paying anywhere from $1,500 to $2,200 in extra premium every year, depending on your age. A high-risk auto insurance policy can be from 42% to 127% more than the average rate. View High Risk Driver Rates

Older drivers with a good driving record and higher comprehensive and collision deductibles may pay as low as $1,200 a year, or $100 per month, for full coverage. Rates are highest for teenagers, since even teens with perfect driving records will have to pay in the ballpark of $5,200 a year. View Rates by Age

Your home state has a huge impact on Cadillac Escalade insurance prices. A driver around age 40 might see rates as low as $1,010 a year in states like Vermont, New Hampshire, and Missouri, or at least $1,880 on average in Louisiana, New York, and Michigan.

View Chart as Image

Opting for high physical damage deductibles could cut rates by as much as $350 annually, while buying higher liability limits will push rates upward. Changing from a 50/100 bodily injury protection limit to a 250/500 limit will raise rates by up to $480 extra every year. View Rates by Deductible or Liability Limit

Because rates have so much variability, the best way to figure out who has the best auto insurance rates is to get quotes from multiple companies. Each insurance company utilizes a different rate formula, and quoted rates will be varied.

Insurance Rates by Trim Level and Model Year

Rates assume 2011 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find Low Cost Cadillac Escalade Insurance

Finding cheaper rates on insurance for a Cadillac Escalade requires being safe and accident-free, maintaining a good credit score, paying for small claims out-of-pocket, and not having any coverage lapses. Comparison shop every year by obtaining price quotes from direct car insurance companies, and also from local auto insurance providers.

Below you'll find a review of the coverage data touched on in this article.

• You may be able to save around $150 per year simply by quoting early and online
• Increasing comprehensive and collision deductibles can save approximately $350 each year
• Youthful drivers have the highest car insurance rates, with premiums being up to $436 each month if the policy includes full coverage
• Drivers considered higher risk who have several accidents or serious violations will likely pay on average $1,510 more per year than a low-risk driver