Cadillac Escalade Insurance Rates

Estimated insurance rates for a Cadillac Escalade are $1,316 a year with full coverage. Comprehensive costs on average $228 a year, collision costs $296, and liability coverage costs around $592. A liability-only policy costs as low as $652 a year, with high-risk insurance costing around $2,824. Teenage drivers pay the most at $5,236 a year or more.

Average premium for full coverage: $1,316

Premium estimates by type of coverage:

Prices include $500 deductibles, 30/60 liability coverage, and includes medical and UM/UIM coverage. Rates include averaging for all U.S. states and Escalade trim levels.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Where you live has a large influence on auto insurance rates. Rural areas are statistically proven to have a lower frequency of collision claims than densely populated cities.

The diagram below illustrates the effect of geographic area on car insurance rates.

These rate differences demonstrate why it is important to compare prices based on a specific location and risk profile, rather than using average rates.

Use the form below to get customized rates for your location.

More Rate Details

The chart below details estimated Cadillac Escalade insurance rates for different risk profiles and scenarios.

• The best discount rate is $798
• Using higher $1,000 deductibles will save around $1,196 annually
• The average rate for a 40-year-old good driver with $500 deductibles is $1,316
• Using low $100 deductibles for physical damage coverage will increase the cost to $1,544
• Higher-risk drivers who are prone to accidents and violations could pay upwards of $2,824 or more
• An auto insurance policy for full coverage for a teenage driver may cost $5,236 or more

View Chart as Image

Auto insurance prices for a Cadillac Escalade also have a wide range based on your driving characteristics, the trim level and model year, and policy deductibles and limits.

Older drivers with a good driving record and high deductibles may only pay around $1,200 a year, or $100 per month, for full coverage. Prices are much higher for drivers in their teens, where even good drivers will have to pay upwards of $5,200 a year. View Rates by Age

Where you choose to live has a huge impact on Cadillac Escalade insurance rates. A driver around age 40 might see prices as low as $950 a year in states like New Hampshire, Ohio, and Utah, or be forced to pay as much as $1,770 on average in Florida, Michigan, and New York.

View Chart as Image

Using high physical damage deductibles could cut prices by as much as $350 a year, while buying higher liability limits will cost you more. Moving from a 50/100 limit to a 250/500 limit will cost up to $480 extra every year. View Rates by Deductible or Liability Limit

If you have a few violations or tend to cause accidents, you may be forking out at a minimum $1,500 to $2,200 in extra premium annually, depending on your age. A high-risk auto insurance policy can be around 42% to 127% more than a normal policy. View High Risk Driver Rates

With such a large range in prices, the best way to find out exactly what you will pay is to get quotes and see how they stack up. Each insurance company uses a different method to calculate prices, and quoted prices will be substantially different from one company to the next.

Insurance Rates by Trim Level and Model Year

Rates assume 2011 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find the Right Cadillac Escalade Insurance

Finding better rates on auto insurance requires not taking risks behind the wheel, having good credit, being claim-free, and taking advantage of discounts. Take the time to compare rates every year by quoting rates from direct companies like Progressive, GEICO, and Esurance, and also from local insurance agents.

The following is a quick rundown of the coverage data covered in the above illustrations.

• You may be able to save as much as $150 per year simply by quoting early and online
• Increasing policy deductibles can save around $350 each year
• Teens are charged the highest prices, possibly costing $436 per month if they have full coverage
• Drivers with reckless driving or DUI convictions may be required to pay an average of $1,510 more each year for Escalade insurance