Cadillac Escalade Insurance Rates

Average insurance rates for a Cadillac Escalade are $1,876 a year including full coverage. Comprehensive costs around $438, collision costs $750, and liability is estimated at $488. Buying just liability costs approximately $566 a year, with insurance for high-risk drivers costing around $4,038. 16-year-old drivers receive the highest rates at $6,832 a year or more.

Average premium for full coverage: $1,876

Rate estimates for individual coverage type:

Rate estimates include $500 deductibles, 30/60 liability limits, and includes both medical and uninsured motorist insurance. Rates are averaged for all 50 U.S. states and for all Escalade models.

Price Range by Coverage and Risk

Price Range by Location

Living in a larger city can have significant affects on the price of insurance. Areas with sparse population tend to have a lower frequency of comprehensive and collision claims than congested cities.

The example below illustrates the effect of geographic area on auto insurance rates.

These examples highlight why everyone should get quotes for a specific zip code and risk profile, instead of using rate averages.

Use the form below to get customized rates for your location.

Additional Rate Details

The chart below breaks down estimated Cadillac Escalade insurance rates for additional coverage choices and driver risks.

• The best full coverage rate is $1,076
• Choosing higher $1,000 deductibles can save about $270 every year
• The average rate for a 40-year-old driver using $500 deductibles is $1,876
• Buying pricier low deductibles for comp and collision coverage will increase the cost to $2,398
• Unlucky drivers with multiple tickets or accidents could pay at least $4,038 or more
• The cost for full coverage for a teen driver for full coverage can be $6,832 each year

View Chart as Image

Auto insurance rates for a Cadillac Escalade can also vary considerably based on your driver profile, the model of your Escalade, and deductibles and policy limits.

A more mature driver with a good driving record and high deductibles may pay as little as $1,700 annually on average for full coverage. Rates are highest for teen drivers, where even good drivers will have to pay as much as $6,800 a year. View Rates by Age

Where you live plays a big part in determining prices for Cadillac Escalade insurance prices. A good driver about age 40 could pay as low as $1,440 a year in states like Missouri, New Hampshire, and Vermont, or at least $2,670 on average in Michigan, New York, and Louisiana.

View Chart as Image

Opting for high physical damage deductibles can save as much as $800 every year, whereas buying more liability protection will increase rates. Changing from a 50/100 limit to a 250/500 limit will cost as much as $396 extra every year. View Rates by Deductible or Liability Limit

If you like to drive fast or tend to cause accidents, you are likely paying at least $2,200 to $3,000 in extra premium per year, depending on your age. Cadillac Escalade insurance for high-risk drivers ranges as much as 44% to 131% more than the average rate. View High Risk Driver Rates

With so much variability in rates, the best way to figure out your exact price is to regularly compare rates and see which company has the best rate. Each auto insurer utilizes a different rate formula, and quoted rates can be significantly different from one company to the next.

Insurance Rates by Trim Level and Model Year

Rates assume 2020 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find the Best Cadillac Escalade Insurance

Saving money on car insurance takes not taking risks behind the wheel, having good credit, not filing small claims, and maximizing policy discounts. Take the time to compare rates at every policy renewal by requesting quotes from direct car insurance companies like GEICO and Progressive, and also from several local insurance agents.

The following is a brief recap of the data covered in the above illustrations.

• Policyholders who may need higher liability limits will pay around $540 per year to raise limits from a minimum limit to 250/500 limits
• You may be able to save up to $230 per year simply by quoting online well ahead of the renewal date
• Increasing deductibles can save around $800 each year
• Teens are expensive to insure, as much as $569 per month if they have full coverage