Cadillac Escalade Insurance Rates

Estimated insurance rates for a Cadillac Escalade are $1,316 a year for full coverage insurance. Comprehensive insurance costs approximately $228, collision costs $296, and liability insurance costs around $592. Liability-only insurance costs as low as $652 a year, with high-risk driver insurance costing $2,824 or more. Teenage drivers pay the most at $5,236 a year or more.

Average premium for full coverage: $1,316

Premium estimates by type of coverage:

These estimates include $500 policy deductibles, minimum liability limits, and includes medical and UM/UIM coverage. Rates include averaging for all 50 states and for all Escalade models.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Where you live has a significant impact on the price of auto insurance. Rural locations are statistically proven to have lower incidents of physical damage claims than densely populated cities.

The example below illustrates how where you live affects auto insurance prices.

These rate differences illustrate why everyone should compare prices using their specific location, rather than relying on average rates.

Use the form below to get customized rates for your location.

More Rate Details

The chart below illustrates estimated Cadillac Escalade insurance rates for additional coverage and risk scenarios.

• The best discount rate is $798
• Using higher $1,000 deductibles will save $120 each year
• The estimated price for a 40-year-old good driver who chooses $500 deductibles is $1,316
• Using pricier low deductibles for physical damage coverage will cost an additional $228 a year
• Drivers who are prone to accidents and violations could pay around $2,824 or more
• An auto insurance policy that insures a teen driver for full coverage can cost $5,236 or more

View Chart as Image

Insurance prices for a Cadillac Escalade also have a wide range based on the model of your Escalade, your age and driving record, and physical damage deductibles and liability limits.

If you have a few violations or you caused an accident, you are probably paying anywhere from $1,500 to $2,200 additional annually, depending on your age. Cadillac Escalade insurance for high-risk drivers can be anywhere from 42% to 127% more than a normal policy. View High Risk Driver Rates

A more mature driver with no violations or accidents and higher comprehensive and collision deductibles could pay as little as $1,200 a year, or $100 per month, for full coverage. Prices are much higher for drivers in their teens, since even teens with perfect driving records should be prepared to pay in the ballpark of $5,200 a year. View Rates by Age

Where you choose to live has a huge impact on Cadillac Escalade insurance rates. A driver around age 40 might see prices as low as $860 a year in states like North Carolina, Wisconsin, and Vermont, or be forced to pay as much as $1,770 on average in Florida, New York, and Michigan.

View Chart as Image

Using high physical damage deductibles could cut prices by as much as $350 each year, whereas buying more liability protection will push prices upward. Switching from a 50/100 bodily injury protection limit to a 250/500 limit will cost up to $480 more each year. View Rates by Deductible or Liability Limit

With such a large range in prices, the only way to figure out who has the best car insurance prices is to regularly compare prices from as many companies as possible. Each insurance company uses a different method to calculate prices, and prices will be substantially different.

Insurance Rates by Trim Level and Model Year

Rates assume 2011 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find Cheap Cadillac Escalade Insurance

Finding better rates on Cadillac Escalade insurance requires being safe and accident-free, having a good credit score, paying for small claims out-of-pocket, and qualifying for all possible discounts. Compare prices every couple of years by getting rate quotes from direct insurance companies, and also from your local car insurance providers.

Below you'll find a brief summary of the material that was touched on in the above illustrations.

• Drivers who purchase more liability protection will pay an extra $650 annually to increase from 30/60 bodily injury limits to the 250/500 level
• Youthful drivers are the costliest to insure, with premiums being up to $436 per month if comprehensive and collision insurance is included
• High-risk drivers that tend to have accidents or serious violations could be charged and average of $1,510 more per year than a low-risk driver
• Increasing policy deductibles can save approximately $350 each year