Cadillac Escalade Insurance Rates

U.S. average auto insurance rates for a Cadillac Escalade are $1,360 annually for full coverage. Comprehensive insurance costs around $242 each year, collision costs $326, and liability coverage is $592. A policy with just liability insurance costs around $652 a year, with coverage for high-risk drivers costing $2,922 or more. Teens pay the highest rates at $5,376 a year or more.

Average premium for full coverage: $1,360

Price estimates for individual coverage:

Rate estimates include $500 policy deductibles, liability coverage up to 30/60, and includes uninsured motorist and medical coverage. Estimates are averaged for all states and Escalade models.

Price Range from Low to High

Geographic Price Range

Choosing to live in a large city has a large influence on auto insurance rates. Areas with sparse population have fewer accident claims than cities with more traffic congestion.

The graphic below illustrates how location helps determine auto insurance rates.

The ranges above show why all drivers should compare rates quotes for a specific zip code and their own personal driving habits, rather than using averaged prices.

Use the form below to get customized rates for your location.

Additional Rate Information

The chart below shows estimated Cadillac Escalade insurance rates for additional coverage choices and driver risks.

• The cheapest rate after discounts is $818
• Raising to $1,000 deductibles will save about $130 a year
• The estimated rate for the average middle-age driver using $500 deductibles is $1,360
• Selecting low deductibles costs an additional $248 each year
• Unlucky drivers with serious driving violations could pay at least $2,922 or more
• The price with full coverage for a teenage driver can be $5,376

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Insurance prices for a Cadillac Escalade are also quite variable based on the trim level and model year, your driver profile, and deductibles and policy limits.

More mature drivers with a clean driving record and high physical damage deductibles may only pay around $1,300 every 12 months on average for full coverage. Prices are much higher for teenage drivers, where even without any violations or accidents they can expect to pay as much as $5,300 a year. View Rates by Age

If you have some driving violations or you caused a few accidents, you could be paying at least $1,600 to $2,300 extra each year, depending on your age. Insurance for high-risk drivers is expensive and can cost around 43% to 131% more than the average policy. View High Risk Driver Rates

Choosing higher comprehensive and collision insurance deductibles can reduce prices by up to $380 a year, whereas increasing liability limits will increase prices. Going from a 50/100 bodily injury limit to a 250/500 limit will increase prices by as much as $480 more per year. View Rates by Deductible or Liability Limit

The state you live in also has a big influence on Cadillac Escalade insurance rates. A middle-age driver might find prices as low as $900 a year in states like Idaho, Maine, and Iowa, or have to pay at least $1,940 on average in Michigan, Louisiana, and New York.

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Since prices can be so different, the only way to know your exact price is to do a rate comparison and see how they stack up. Every auto insurance company calculates prices differently, so the prices may be quite different between companies.

Insurance Rates by Trim Level and Model Year

Rates assume 2011 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Buy the Best Cadillac Escalade Insurance

Getting lower rates on auto insurance consists of avoiding accidents and claims, having a good credit history, eliminating unnecessary coverage, and insuring your home and auto with the same company. Invest time comparing rates every time your policy renews by quoting rates from direct carriers like GEICO, Progressive, and Esurance, and also from local independent and exclusive agents.

The points below are a brief recap of the information covered in the charts and tables above.

• Drivers can save up to $150 per year simply by quoting online in advance
• Drivers under the age of 20 pay higher prices, with premiums as much as $448 a month including comprehensive and collision insurance
• Increasing physical damage deductibles could save up to $375 each year
• Drivers who tend to receive serious violations pay an average of $1,560 more every year to insure a Cadillac Escalade
• Consumers who may need increased liability limits will pay approximately $650 each year to raise from a low limit to higher 250/500 limits