Chevrolet Camaro Insurance Rates

The average insurance rates for a Chevrolet Camaro are $1,394 a year with full coverage. Comprehensive insurance costs an estimated $282, collision insurance costs $512, and liability costs $442. Liability-only insurance costs as little as $496 a year, and high-risk driver insurance costs $3,022 or more. Teens cost the most to insure at up to $5,264 a year.

Average premium for full coverage: $1,394

Policy rates broken down by type of insurance:

These estimates include $500 comprehensive and collision deductibles, liability coverage up to 30/60, and includes medical/PIP and uninsured motorist coverage. Prices are averaged for all U.S. states and for different Camaro trim levels.

Price Range Variability

Urban vs. Rural Price Range

Your location can make a big difference on car insurance rates. More rural locations are shown to have lower incidents of collision claims than cities with more traffic congestion. The price range example below illustrates the difference between rural and urban areas on insurance prices.

The examples above demonstrate why anyone shopping for car insurance should compare rates for a targeted area, instead of making a decision based on averaged prices.

Use the form below to get customized rates for your location.

Additional Charts and Tables

The chart below details average Chevrolet Camaro insurance rates for other coverage scenarios.

• The cheapest rate after discounts is $802
• Drivers who choose higher $1,000 deductibles will pay approximately $182 annually
• The estimated price for a good driver age 40 who has $500 deductibles is $1,394
• Selecting more expensive low deductibles for comprehensive and collision insurance will cost an additional $348 annually
• Drivers with serious driving violations could pay up to $3,022
• Policy cost that insures a 16-year-old driver with full coverage can cost as much as $5,264 a year

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Auto insurance rates for a Chevrolet Camaro also range considerably based on the model year and trim level, your age and driving habits, and liability limits and deductibles.

If you have a few points on your driving record or you caused an accident, you may be forking out $1,700 to $2,300 in extra premium every year, depending on your age. High-risk driver insurance can cost from 44% to 136% more than the average policy. View High Risk Driver Rates

An older driver with a good driving record and higher comprehensive and collision deductibles may pay as low as $1,300 per year on average, or $108 per month, for full coverage. Rates are much higher for teenagers, since even teens with perfect driving records will have to pay at least $5,200 a year. View Rates by Age

Your home state makes a big difference in Chevrolet Camaro insurance prices. A 40-year-old driver could pay as low as $1,000 a year in states like Utah, Ohio, and New Hampshire, or have to pay at least $1,880 on average in New York, Michigan, and Florida.

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Choosing higher comprehensive and collision insurance deductibles could save up to $530 annually, while increasing your policy's liability limits will increase premiums. Moving from a 50/100 bodily injury protection limit to a 250/500 limit will raise rates by up to $398 extra every year. View Rates by Deductible or Liability Limit

Insurance Rates by Trim Level and Model Year

Rates assume 2019 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find Cheap Chevrolet Camaro Insurance

Finding cheaper rates on insurance for a Chevrolet Camaro not only requires avoiding accidents and violations, but also maintaining a good credit score, not filing small claims, and consideration of higher deductibles. Compare rates every time your policy renews by requesting quotes from direct companies, and also from insurance agencies where you live.

The list below is a brief summary of the information covered above.

• You may be able to save approximately $170 per year just by shopping early and online
• Teenagers are the costliest to insure, as much as $439 each month if the policy includes full coverage
• Increasing comprehensive and collision deductibles can save approximately $525 each year
• Drivers considered higher risk that tend to have accidents or serious violations could be forced to pay on average $1,630 more annually for car insurance
• Insureds who want higher liability limits will pay approximately $490 every year to go from a 30/60 limit to the 250/500 level