1. Vehicles
  2. Chevrolet
  3. Camaro

Chevrolet Camaro Insurance Rates

Enter your zip code below to view companies that have cheap auto insurance rates.

Jeffrey Johnson graduated summa cum laude from the University of Baltimore School of Law and has worked in legal offices and nonprofits in Maryland, Texas, and North Carolina. He has also earned an MFA in screenwriting from Chapman University and worked in film, education, and publishing...

Full Bio →

Written by

UPDATED: Apr 30, 2020

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We partner with top insurance providers. This doesn't influence our content. Our opinions are our own.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Chevrolet Camaro insurance

The average insurance rates for a Chevrolet Camaro are $1,472 a year with full coverage. Comprehensive costs an estimated $348 each year, collision insurance costs $594, and liability coverage costs $372. Buying just liability costs as little as $438 a year, and insurance for high-risk drivers costs around $3,172. Teenage drivers cost the most to insure at up to $5,358 a year.

Average premium for full coverage: $1,472

Policy rates broken down by type of insurance:

Comprehensive $348
Collision $594
Liability $372

Prices include $500 deductibles, 30/60 liability coverage, and includes uninsured motorist coverage. Prices are averaged for all U.S. states and Camaro models.

Price Range Variability

Using a 40-year-old driver as an example, Chevrolet Camaro insurance rates range from the low end price of $438 for only liability insurance to a high rate of $3,172 for a policy for a high-risk driver.

Liability Only $438
Full Coverage $1,472
High Risk $3,172

Urban vs. Rural Price Range

Your location has a large influence on car insurance rates. More rural locations are shown to have lower incidents of collision claims than densely populated cities. The graphic below illustrates how rural and urban location affects insurance prices.

Rural Areas $1,104
Small Cities $1,546
Large Cities $1,987

The examples above demonstrate why all drivers should compare rates for a targeted area, rather than using average rates.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Insurance Rate Analysis

The chart below details average Chevrolet Camaro insurance rates for other coverage scenarios.

  • The best discount rate is $845
  • Drivers who choose higher $1,000 deductibles will pay approximately $212 annually
  • The estimated price for a good driver age 40 who has $500 deductibles is $1,472
  • Using low deductibles for comprehensive and collision insurance bumps up the cost to $1,888
  • High-risk insureds who are prone to accidents and violations could pay up to $3,172
  • Policy cost that insures a teenage driver can cost as much as $5,358 a year

View Chart as Image

Chevrolet Camaro insurance cost comparison chart
Column chart showing Chevrolet Camaro insurance rates range from $845 to $5,358 for full coverage

Insurance rates for a Chevrolet Camaro also range considerably based on the trim level and model year, your age and driving habits, and liability limits and deductibles.

If you have a few points on your driving record or you caused an accident, you may be forking out $1,700 to $2,300 extra every year, depending on your age. Insurance for high-risk drivers can cost around 43% to 129% more than a normal policy. View High Risk Driver Rates

More mature drivers with a clean driving record and higher comprehensive and collision deductibles may only pay around $1,400 per year on average, or $117 per month, for full coverage. Rates are much higher for teenagers, since even teens with perfect driving records can expect to pay at least $5,300 a year. View Rates by Age

Your home state makes a big difference in Chevrolet Camaro insurance rates. A 40-year-old driver could pay as low as $1,060 a year in states like Utah, Ohio, and New Hampshire, or be forced to pay as much as $1,990 on average in New York, Michigan, and Florida.

Chevrolet Camaro Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,332 -$140 -9.5%
Alaska $1,132 -$340 -23.1%
Arizona $1,222 -$250 -17.0%
Arkansas $1,472 -$0 0.0%
California $1,680 $208 14.1%
Colorado $1,410 -$62 -4.2%
Connecticut $1,514 $42 2.9%
Delaware $1,668 $196 13.3%
Florida $1,844 $372 25.3%
Georgia $1,360 -$112 -7.6%
Hawaii $1,058 -$414 -28.1%
Idaho $996 -$476 -32.3%
Illinois $1,098 -$374 -25.4%
Indiana $1,110 -$362 -24.6%
Iowa $996 -$476 -32.3%
Kansas $1,402 -$70 -4.8%
Kentucky $2,010 $538 36.5%
Louisiana $2,182 $710 48.2%
Maine $910 -$562 -38.2%
Maryland $1,216 -$256 -17.4%
Massachusetts $1,178 -$294 -20.0%
Michigan $2,560 $1,088 73.9%
Minnesota $1,234 -$238 -16.2%
Mississippi $1,766 $294 20.0%
Missouri $1,308 -$164 -11.1%
Montana $1,584 $112 7.6%
Nebraska $1,162 -$310 -21.1%
Nevada $1,766 $294 20.0%
New Hampshire $1,062 -$410 -27.9%
New Jersey $1,648 $176 12.0%
New Mexico $1,306 -$166 -11.3%
New York $1,554 $82 5.6%
North Carolina $848 -$624 -42.4%
North Dakota $1,206 -$266 -18.1%
Ohio $1,016 -$456 -31.0%
Oklahoma $1,514 $42 2.9%
Oregon $1,350 -$122 -8.3%
Pennsylvania $1,406 -$66 -4.5%
Rhode Island $1,966 $494 33.6%
South Carolina $1,336 -$136 -9.2%
South Dakota $1,244 -$228 -15.5%
Tennessee $1,292 -$180 -12.2%
Texas $1,776 $304 20.7%
Utah $1,092 -$380 -25.8%
Vermont $1,008 -$464 -31.5%
Virginia $884 -$588 -39.9%
Washington $1,140 -$332 -22.6%
West Virginia $1,350 -$122 -8.3%
Wisconsin $1,022 -$450 -30.6%
Wyoming $1,312 -$160 -10.9%

View Chart as Image

Chevrolet Camaro insurance rates by U.S. city

Using high physical damage deductibles could save up to $630 a year, whereas increasing liability limits will increase premiums. Moving from a 50/100 bodily injury protection limit to a 250/500 limit will raise rates by up to $335 more per year. View Rates by Deductible or Liability Limit

Insurance Rates by Trim Level and Model Year

Chevrolet Camaro Insurance Rates by Model and Trim Level
Model and Trim Annual Premium Monthly Premium
Chevrolet Camaro LS $1,428 $119
Chevrolet Camaro LT $1,428 $119
Chevrolet Camaro SS $1,562 $130

Rates assume 2020 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

Chevrolet Camaro Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2020 Chevrolet Camaro $348 $594 $372 $1,472
2019 Chevrolet Camaro $332 $570 $390 $1,450
2018 Chevrolet Camaro $320 $566 $398 $1,442
2017 Chevrolet Camaro $308 $552 $416 $1,434
2016 Chevrolet Camaro $298 $530 $430 $1,416
2015 Chevrolet Camaro $282 $512 $442 $1,394
2014 Chevrolet Camaro $270 $474 $452 $1,354
2013 Chevrolet Camaro $260 $446 $456 $1,320
2012 Chevrolet Camaro $248 $400 $460 $1,266
2011 Chevrolet Camaro $232 $368 $460 $1,218
2010 Chevrolet Camaro $224 $346 $464 $1,192
2002 Chevrolet Camaro $162 $188 $452 $960
2001 Chevrolet Camaro $148 $180 $446 $932
2000 Chevrolet Camaro $144 $170 $442 $914

Rates are averaged for all Chevrolet Camaro models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Find the Right Chevrolet Camaro Insurance

Finding cheaper rates on auto insurance not only requires being a safe driver, but also having above-average credit, not filing small claims, and deciding if full coverage is necessary. Compare prices every year by requesting rates from direct companies, and also from insurance agencies where you live.

Here is a quick rundown of the coverage data raised in the charts and tables above.

  • You may be able to save approximately $180 per year just by quoting online in advance
  • Increasing comprehensive and collision deductibles can save approximately $625 each year
  • Young drivers are charged the highest rates, as much as $447 each month if full coverage is included
  • Drivers with reckless driving or DUI convictions could be forced to pay on average $1,700 more annually for insurance

Rates by Driver Age

Chevrolet Camaro Insurance Rates by Driver Age
Driver Age Premium
16 $5,358
20 $3,378
30 $1,546
40 $1,472
50 $1,344
60 $1,316

Full coverage, $500 deductibles

Rates by Deductible

Chevrolet Camaro Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,888
$250 $1,696
$500 $1,472
$1,000 $1,260

Full coverage, driver age 40

Rates by Liability Limit

Chevrolet Camaro Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,472
50/100 $1,636
100/300 $1,729
250/500 $1,971
100 CSL $1,674
300 CSL $1,878
500 CSL $2,027

Full coverage, driver age 40

Rates for High Risk Drivers

Chevrolet Camaro Insurance Rates for High Risk Drivers
Age Premium
16 $7,658
20 $5,366
30 $3,250
40 $3,172
50 $3,024
60 $2,994

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $202

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $79
Multi-vehicle $75
Homeowner $21
5-yr Accident Free $110
5-yr Claim Free $95
Paid in Full/EFT $69
Advance Quote $73
Online Quote $105
Total Discounts $627
Rate after discounts $845

Discounts are estimated and may not be available from every company or in every state.

Compare Rates and Save

Find companies with the cheapest rates in your area

You May Also Enjoy These Articles