Chevrolet Camaro Insurance Rates

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Jeffrey Johnson

Insurance Lawyer

Jeffrey Johnson is a legal writer with a focus on personal injury. He has worked on personal injury and sovereign immunity litigation in addition to experience in family, estate, and criminal law. He earned a J.D. from the University of Baltimore and has worked in legal offices and non-profits in Maryland, Texas, and North Carolina. He has also earned an MFA in screenwriting from Chapman Univer...

Insurance Lawyer

UPDATED: Jun 6, 2023

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Chevrolet Camaro insurance

Estimated insurance rates for a Chevrolet Camaro are $1,394 a year with full coverage. Comprehensive costs around $282 each year, collision insurance costs $512, and liability costs $442. Liability-only insurance costs as little as $496 a year, and high-risk driver insurance costs around $3,022. 16-year-old drivers pay the most at up to $5,264 a year.

Average premium for full coverage: $1,394

Premium estimates for type of coverage:

Comprehensive $282
Collision $512
Liability $442

Rate estimates include $500 physical damage deductibles, 30/60 liability limits, and includes uninsured motorist and medical coverage. Rates include averaging for all U.S. states and Camaro models.

Insurance Price Range by Risk and Coverage

For the normal driver, insurance rates for a Chevrolet Camaro range from the low end price of $496 for the bare minimum liability coverage to a high rate of $3,022 for a driver required to buy high-risk insurance.

Liability Only $496
Full Coverage $1,394
High Risk $3,022

Insurance Price Range by Location

Your location can make a big difference on insurance rates. Areas with sparse population are statistically proven to have lower incidents of collision claims than congested cities. The graphic below illustrates how geographic area affects auto insurance rates.

Rural Areas $1,046
Small Cities $1,464
Large Cities $1,882

These rate differences demonstrate why all drivers should compare rates for a specific zip code, instead of making a decision based on rate averages.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Additional Rate Information

The chart below details average Chevrolet Camaro insurance rates for additional coverage choices and driver risks.

  • The best full coverage rate is $802
  • Drivers who choose higher $1,000 deductibles will pay about $182 annually
  • The estimated price for a 40-year-old good driver using $500 deductibles is $1,394
  • Buying low deductibles for comprehensive and collision insurance bumps up the cost to $1,742
  • Drivers with multiple tickets or accidents could pay at least $3,022
  • An auto insurance policy that insures a 16-year-old driver can be $5,264 a year

View Chart as Image

Chevrolet Camaro insurance cost comparison chart
Column chart showing Chevrolet Camaro insurance rates range from $802 to $5,264 for full coverage

Insurance prices for a Chevrolet Camaro also have a wide range based on the trim level and model year, your age and driving habits, and deductibles and policy limits.

If you have a few violations or you caused an accident, you may be forking out at least $1,700 to $2,300 additional annually, depending on your age. Insurance for high-risk drivers can cost from 44% to 136% more than the average rate. View High Risk Driver Rates

More mature drivers with no violations or accidents and higher comprehensive and collision deductibles may pay as low as $1,300 per year on average, or $108 per month, for full coverage. Prices are highest for drivers in their teens, since even teens with perfect driving records should be prepared to pay as much as $5,200 a year. View Rates by Age

Where you choose to live makes a big difference in Chevrolet Camaro insurance prices. A 40-year-old driver could pay as low as $1,000 a year in states like New Hampshire, Ohio, and Utah, or at least $1,880 on average in Florida, Michigan, and New York.

Chevrolet Camaro Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,260 -$134 -9.6%
Alaska $1,070 -$324 -23.2%
Arizona $1,158 -$236 -16.9%
Arkansas $1,394 -$0 0.0%
California $1,586 $192 13.8%
Colorado $1,330 -$64 -4.6%
Connecticut $1,434 $40 2.9%
Delaware $1,576 $182 13.1%
Florida $1,742 $348 25.0%
Georgia $1,286 -$108 -7.7%
Hawaii $1,000 -$394 -28.3%
Idaho $942 -$452 -32.4%
Illinois $1,038 -$356 -25.5%
Indiana $1,050 -$344 -24.7%
Iowa $940 -$454 -32.6%
Kansas $1,326 -$68 -4.9%
Kentucky $1,902 $508 36.4%
Louisiana $2,062 $668 47.9%
Maine $860 -$534 -38.3%
Maryland $1,150 -$244 -17.5%
Massachusetts $1,114 -$280 -20.1%
Michigan $2,420 $1,026 73.6%
Minnesota $1,166 -$228 -16.4%
Mississippi $1,668 $274 19.7%
Missouri $1,236 -$158 -11.3%
Montana $1,498 $104 7.5%
Nebraska $1,098 -$296 -21.2%
Nevada $1,670 $276 19.8%
New Hampshire $1,002 -$392 -28.1%
New Jersey $1,558 $164 11.8%
New Mexico $1,234 -$160 -11.5%
New York $1,468 $74 5.3%
North Carolina $802 -$592 -42.5%
North Dakota $1,140 -$254 -18.2%
Ohio $962 -$432 -31.0%
Oklahoma $1,430 $36 2.6%
Oregon $1,276 -$118 -8.5%
Pennsylvania $1,330 -$64 -4.6%
Rhode Island $1,860 $466 33.4%
South Carolina $1,260 -$134 -9.6%
South Dakota $1,178 -$216 -15.5%
Tennessee $1,222 -$172 -12.3%
Texas $1,678 $284 20.4%
Utah $1,032 -$362 -26.0%
Vermont $954 -$440 -31.6%
Virginia $834 -$560 -40.2%
Washington $1,078 -$316 -22.7%
West Virginia $1,276 -$118 -8.5%
Wisconsin $964 -$430 -30.8%
Wyoming $1,242 -$152 -10.9%

View Chart as Image

Chevrolet Camaro insurance rates by U.S. city

Opting for high physical damage deductibles could save up to $530 annually, whereas increasing liability limits will increase prices. Moving from a 50/100 bodily injury protection limit to a 250/500 limit will cost up to $398 more each year. View Rates by Deductible or Liability Limit

Insurance Rates by Trim Level and Model Year

Chevrolet Camaro Insurance Rates by Model and Trim Level
Model and Trim Annual Premium Monthly Premium
Chevrolet Camaro LS $1,354 $113
Chevrolet Camaro LT $1,354 $113
Chevrolet Camaro SS $1,468 $122

Rates assume 2019 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

Chevrolet Camaro Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2019 Chevrolet Camaro $282 $512 $442 $1,394
2018 Chevrolet Camaro $270 $474 $452 $1,354
2016 Chevrolet Camaro $248 $400 $460 $1,266
2015 Chevrolet Camaro $232 $368 $460 $1,218
2014 Chevrolet Camaro $224 $346 $464 $1,192
2013 Chevrolet Camaro $220 $322 $474 $1,174
2012 Chevrolet Camaro $202 $300 $474 $1,134
2011 Chevrolet Camaro $198 $272 $478 $1,106
2010 Chevrolet Camaro $184 $248 $474 $1,064

Rates are averaged for all Chevrolet Camaro models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Find the Best Chevrolet Camaro Insurance

Finding better rates on insurance for a Chevrolet Camaro not only requires being a safe and courteous driver, but also having a good credit score, being claim-free, and deciding if full coverage is necessary. Comparison shop at every policy renewal by requesting rates from direct companies, and also from your local independent and exclusive agents.

Below is a brief recap of the data presented in the illustrations above.

  • Insureds who may need higher levels of liability will pay around $490 every year to go from 30/60 bodily injury limits to the 250/500 level
  • You may be able to save up to $170 per year just by quoting online in advance
  • Increasing policy deductibles can save approximately $525 each year
  • Teenage drivers are charged the highest prices, possibly costing $439 per month if comprehensive and collision insurance is included

Rates by Driver Age

Chevrolet Camaro Insurance Rates by Driver Age
Driver Age Premium
16 $5,264
20 $3,220
30 $1,450
40 $1,394
50 $1,274
60 $1,248

Full coverage, $500 deductibles

Rates by Deductible

Chevrolet Camaro Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,742
$250 $1,580
$500 $1,394
$1,000 $1,212

Full coverage, driver age 40

Rates by Liability Limit

Chevrolet Camaro Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,394
50/100 $1,556
100/300 $1,667
250/500 $1,954
100 CSL $1,601
300 CSL $1,844
500 CSL $2,021

Full coverage, driver age 40

Rates for High Risk Drivers

Chevrolet Camaro Insurance Rates for High Risk Drivers
Age Premium
16 $7,502
20 $5,132
30 $3,082
40 $3,022
50 $2,886
60 $2,860

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $196

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $74
Multi-vehicle $74
Homeowner $21
5-yr Accident Free $102
5-yr Claim Free $90
Paid in Full/EFT $63
Advance Quote $69
Online Quote $99
Total Discounts $592
Rate after discounts $802

Discounts are estimated and may not be available from every company or in every state.

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