Chevrolet Tahoe Insurance Rates

Is a Chevy Tahoe expensive to insure? How much does it cost to insure a Chevy Tahoe compared to other vehicles? The average Chevrolet Tahoe insurance rates are $1,398 a year, or $116 a month, which is average.

While rates may be slightly different for those purchasing 2005 Chevy Tahoe insurance versus 2020 Chevy Tahoe auto insurance, rates should still be around this price range. Use our guide to learn more about Chevy Tahoe car insurance and how you can find an affordable Chevrolet Tahoe car insurance company near you.

Use our free rate comparison tool above to find the best Chevrolet Tahoe car insurance quotes in your area.

The average insurance rates for a Chevrolet Tahoe are $1,364 a year with full coverage. Comprehensive insurance costs on average $296, collision costs $494, and liability coverage costs $416. Liability-only coverage costs as little as $474 a year, with high-risk coverage costing $2,944 or more. Teenage drivers cost the most to insure at $5,098 a year or more.

Average premium for full coverage: $1,364

Policy rates by type of insurance:

Rates are based on $500 physical damage deductibles, 30/60 bodily injury liability limits, and includes medical/PIP and uninsured motorist coverage. Prices are averaged for all U.S. states and for all Tahoe models.

Price Range Variability

Urban vs. Rural Price Range

Your location has a large influence on auto insurance rates. Rural areas are shown to have a lower frequency of collision claims than densely populated cities.

The example below illustrates how where you live affects car insurance rates.

The examples above demonstrate why everyone should compare rates based on a specific location and risk profile, rather than using average rates.

Use the form below to get customized rates for your location.

Additional Charts and Tables

The chart below details estimated Chevrolet Tahoe insurance rates for different risk profiles and scenarios.

• The best discount rate is $792
• Drivers who choose higher $1,000 deductibles will pay around $178 annually
• The average rate for a good driver age 40 with $500 deductibles is $1,364
• Using pricier low deductibles for comprehensive and collision insurance will cost an extra $348 each year
• High-risk insureds who are prone to accidents and violations could pay upwards of $2,944 or more
• Policy cost for full coverage for a teenage driver for full coverage may cost $5,098 a year

View Chart as Image

Insurance rates for a Chevrolet Tahoe also range considerably based on your risk profile, the trim level and model year, and policy deductibles and limits.

A more mature driver with no violations or accidents and high deductibles may only pay around $1,300 per year on average, or $108 per month, for full coverage. Rates are much higher for teenagers, where even good drivers should be prepared to pay upwards of $5,000 a year. View Rates by Age

Your home state makes a big difference in Chevrolet Tahoe insurance rates. A 40-year-old driver could pay as low as $980 a year in states like New Hampshire, Ohio, and Utah, or be forced to pay as much as $1,840 on average in Florida, Michigan, and New York.

View Chart as Image

Using high physical damage deductibles could save up to $530 a year, whereas buying more liability protection will cost you more. Moving from a 50/100 limit to a 250/500 limit will raise rates by up to $375 more each year. View Rates by Deductible or Liability Limit

If you have a few points on your driving record or tend to cause accidents, you may be forking out at a minimum $1,600 to $2,200 additional every year, depending on your age. Chevrolet Tahoe insurance for high-risk drivers can cost around 43% to 131% more than a normal policy. View High Risk Driver Rates

Because rates have so much variability, the best way to find out exactly what you will pay is to regularly compare rates and see how they stack up. Every company uses a different method to calculate rates, and rates will be varied from one company to the next.

Insurance Rates by Trim Level and Model Year

Rates assume 2023 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find the Best Cheap Chevrolet Tahoe Insurance

Finding cheaper rates on auto insurance not only requires being a safe and courteous driver, but also having a good credit history, not filing small claims, and insuring your home and auto with the same company. Take the time to comparison shop at every other renewal by getting quotes from direct companies like GEICO, Progressive, and Esurance, and also from local insurance agents.

Below is a quick review of the concepts that were touched on in the above illustrations.

• Drivers with a DUI or reckless driving violation may be required to pay an average of $1,580 more each year for auto insurance
• Teenage drivers pay higher rates, as much as $425 each month including comprehensive and collision insurance
• You may be able to save as much as $160 per year simply by quoting online well ahead of the renewal date
• Increasing comprehensive and collision deductibles can save around $525 each year
• You may be able to save as much as $160 per year simply by quoting online well ahead of the renewal date

To start shopping for Chevy Tahoe insurance rates now, use our free tool below.

What are the safety ratings of the Chevrolet Tahoe?

The Chevrolet Tahoe has some great safety features, which can help improve Chevrolet Tahoe safety ratings. Some of the more advanced safety features include 4-wheel disc brakes, adjustable pedals, lane departure warning, and lane-keeping assist.

Because the Chevrolet Tahoe has not been crash-tested by the Insurance Institute for Highway Safety (IIHS), there is no test data. This means that insurers will base their rates based on what they know about the Chevrolet Tahoe. This includes safety features, data on claims filed, and crash test ratings for similar models.

Chevrolet Tahoe Compared Against Other Vehicles in the Same Class

The Chevrolet Tahoe is a large SUV, which means it may have slightly higher liability rates than other vehicles. Why? Larger vehicles can do more damage to other vehicles in crashes, meaning higher liability claims may be filed. The good news is that the IIHS rated the Chevrolet Tahoe’s liability losses as average, so insurance rates should be average as well.

Take a look at the vehicles below to see how other large SUVs’ rates compare to the Chevrolet Tahoe’s insurance rates.

• Dodge Durango Insurance Rates
• Ford Expedition Insurance Rates
• GMC Yukon Insurance Rates

Ready to find savings on car insurance? Use our free rate comparison tool to find cheap Chevrolet Tahoe auto insurance rates in your area.

References:

1. https://www.iihs.org/ratings/insurance-losses-by-make-and-model