Chevrolet Tahoe Insurance Rates
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Michelle Robbins
Licensed Insurance Agent
Michelle Robbins has been a licensed insurance agent for over 13 years. Her career began in the real estate industry, supporting local realtors with Title Insurance. After several years, Michelle shifted to real estate home warranty insurance, where she managed a territory of over 100 miles of real estate professionals. Later, Agent Robbins obtained more licensing and experience serving families a...
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UPDATED: Apr 22, 2024
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Is a Chevy Tahoe expensive to insure? How much does it cost to insure a Chevy Tahoe compared to other vehicles? The average Chevrolet Tahoe insurance rates are $1,398 a year, or $116 a month, which is average.
While rates may be slightly different for those purchasing 2005 Chevy Tahoe insurance versus 2020 Chevy Tahoe auto insurance, rates should still be around this price range. Use our guide to learn more about Chevy Tahoe car insurance and how you can find an affordable Chevrolet Tahoe car insurance company near you.
Use our free rate comparison tool above to find the best Chevrolet Tahoe car insurance quotes in your area.
U.S. average insurance rates for a Chevrolet Tahoe are $1,368 a year with full coverage. Comprehensive costs approximately $306, collision costs $506, and liability insurance is $398. Liability-only coverage costs around $460 a year, with high-risk coverage costing around $2,950. 16-year-old drivers pay the highest rates at $5,078 a year or more.
Average premium for full coverage: $1,368
Price estimates by individual coverage:
Rates are based on $500 physical damage deductibles, 30/60 liability coverage, and includes additional medical/uninsured motorist coverage. Estimates are averaged for all U.S. states and for all Tahoe models.
Price Range from Low to High
For the normal driver, Chevrolet Tahoe insurance prices go from the low end price of $460 for just the minimum liability insurance to the much higher price of $2,950 for a policy for a high-risk driver.
Geographic Price Range
Choosing to live in a large city has a significant impact on the price of insurance. Rural locations have lower incidents of collision claims than congested cities.
The example below illustrates how geographic area affects auto insurance prices.
The ranges above demonstrate why everyone should compare rates quotes using their specific location, rather than relying on rate averages.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Additional Rate Analysis
The chart below details estimated Chevrolet Tahoe insurance rates for additional coverage and risk scenarios.
- The best full coverage rate is $792
- Raising to $1,000 deductibles will save $182 annually
- The estimated price for the average middle-age driver who chooses $500 deductibles is $1,368
- Buying pricier low deductibles bumps up the cost to $1,726
- Higher-risk drivers with multiple tickets or accidents could pay around $2,950 or more
- The price that insures a teen driver for full coverage can cost $5,078
Auto insurance prices for a Chevrolet Tahoe are also quite variable based on the model of your Tahoe, your age and driving habits, and physical damage deductibles and liability limits.
If you have some driving violations or you caused an accident, you may be forking out anywhere from $1,600 to $2,200 in extra premium each year, depending on your age. Chevrolet Tahoe insurance for high-risk drivers is expensive and can cost anywhere from 43% to 131% more than the average rate. View High Risk Driver Rates
A more mature driver with a good driving record and higher comprehensive and collision deductibles could pay as little as $1,300 every 12 months on average for full coverage. Prices are highest for teenage drivers, since even teens with perfect driving records will have to pay in the ballpark of $5,000 a year. View Rates by Age
The state you live in also has a big influence on Chevrolet Tahoe insurance rates. A middle-age driver might find prices as low as $990 a year in states like Utah, Ohio, and New Hampshire, or at least $1,850 on average in New York, Michigan, and Florida.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $1,240 | -$128 | -9.4% |
| Alaska | $1,052 | -$316 | -23.1% |
| Arizona | $1,136 | -$232 | -17.0% |
| Arkansas | $1,368 | -$0 | 0.0% |
| California | $1,562 | $194 | 14.2% |
| Colorado | $1,308 | -$60 | -4.4% |
| Connecticut | $1,410 | $42 | 3.1% |
| Delaware | $1,550 | $182 | 13.3% |
| Florida | $1,716 | $348 | 25.4% |
| Georgia | $1,266 | -$102 | -7.5% |
| Hawaii | $984 | -$384 | -28.1% |
| Idaho | $928 | -$440 | -32.2% |
| Illinois | $1,022 | -$346 | -25.3% |
| Indiana | $1,032 | -$336 | -24.6% |
| Iowa | $926 | -$442 | -32.3% |
| Kansas | $1,304 | -$64 | -4.7% |
| Kentucky | $1,870 | $502 | 36.7% |
| Louisiana | $2,028 | $660 | 48.2% |
| Maine | $846 | -$522 | -38.2% |
| Maryland | $1,130 | -$238 | -17.4% |
| Massachusetts | $1,098 | -$270 | -19.7% |
| Michigan | $2,380 | $1,012 | 74.0% |
| Minnesota | $1,146 | -$222 | -16.2% |
| Mississippi | $1,644 | $276 | 20.2% |
| Missouri | $1,216 | -$152 | -11.1% |
| Montana | $1,472 | $104 | 7.6% |
| Nebraska | $1,082 | -$286 | -20.9% |
| Nevada | $1,644 | $276 | 20.2% |
| New Hampshire | $990 | -$378 | -27.6% |
| New Jersey | $1,532 | $164 | 12.0% |
| New Mexico | $1,216 | -$152 | -11.1% |
| New York | $1,444 | $76 | 5.6% |
| North Carolina | $790 | -$578 | -42.3% |
| North Dakota | $1,122 | -$246 | -18.0% |
| Ohio | $948 | -$420 | -30.7% |
| Oklahoma | $1,408 | $40 | 2.9% |
| Oregon | $1,256 | -$112 | -8.2% |
| Pennsylvania | $1,308 | -$60 | -4.4% |
| Rhode Island | $1,828 | $460 | 33.6% |
| South Carolina | $1,244 | -$124 | -9.1% |
| South Dakota | $1,156 | -$212 | -15.5% |
| Tennessee | $1,200 | -$168 | -12.3% |
| Texas | $1,652 | $284 | 20.8% |
| Utah | $1,014 | -$354 | -25.9% |
| Vermont | $938 | -$430 | -31.4% |
| Virginia | $820 | -$548 | -40.1% |
| Washington | $1,060 | -$308 | -22.5% |
| West Virginia | $1,256 | -$112 | -8.2% |
| Wisconsin | $948 | -$420 | -30.7% |
| Wyoming | $1,222 | -$146 | -10.7% |
Opting for high physical damage deductibles can reduce prices by up to $540 each year, whereas buying more liability protection will push prices upward. Moving from a 50/100 bodily injury protection limit to a 250/500 limit will increase prices by as much as $358 extra every year. View Rates by Deductible or Liability Limit
Since prices can be so different, the best way to find out who has the cheapest auto insurance prices is to regularly compare prices from as many companies as possible. Every auto insurance company utilizes a different rate formula, and quoted prices may be quite different.
Insurance Rates by Trim Level and Model Year
| Model and Trim | Annual Premium | Monthly Premium |
|---|---|---|
| Chevrolet Tahoe LS 2WD | $1,286 | $107 |
| Chevrolet Tahoe LS 4WD | $1,328 | $111 |
| Chevrolet Tahoe LT 2WD | $1,328 | $111 |
| Chevrolet Tahoe LT 4WD | $1,328 | $111 |
| Chevrolet Tahoe LTZ 2WD | $1,412 | $118 |
| Chevrolet Tahoe LTZ 4WD | $1,412 | $118 |
Rates assume 2023 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2024 Chevrolet Tahoe | $320 | $512 | $390 | $1,380 |
| 2023 Chevrolet Tahoe | $306 | $506 | $398 | $1,368 |
| 2022 Chevrolet Tahoe | $296 | $494 | $416 | $1,364 |
| 2021 Chevrolet Tahoe | $286 | $474 | $430 | $1,348 |
| 2019 Chevrolet Tahoe | $260 | $424 | $452 | $1,294 |
| 2018 Chevrolet Tahoe | $250 | $400 | $456 | $1,264 |
| 2017 Chevrolet Tahoe | $240 | $358 | $460 | $1,216 |
| 2016 Chevrolet Tahoe | $224 | $330 | $460 | $1,172 |
| 2015 Chevrolet Tahoe | $216 | $310 | $464 | $1,148 |
| 2014 Chevrolet Tahoe | $210 | $288 | $474 | $1,130 |
| 2013 Chevrolet Tahoe | $194 | $268 | $474 | $1,094 |
| 2012 Chevrolet Tahoe | $190 | $244 | $478 | $1,070 |
| 2011 Chevrolet Tahoe | $176 | $222 | $474 | $1,030 |
| 2010 Chevrolet Tahoe | $166 | $202 | $474 | $1,000 |
| 2009 Chevrolet Tahoe | $162 | $182 | $468 | $970 |
| 2008 Chevrolet Tahoe | $158 | $178 | $460 | $954 |
| 2007 Chevrolet Tahoe | $156 | $168 | $452 | $934 |
| 2006 Chevrolet Tahoe | $142 | $160 | $446 | $906 |
| 2005 Chevrolet Tahoe | $138 | $152 | $442 | $890 |
Rates are averaged for all Chevrolet Tahoe models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Find the Best Cheap Chevrolet Tahoe Insurance
Getting lower rates on Chevrolet Tahoe insurance consists of being a safe and courteous driver, maintaining a good credit score, avoid buying unnecessary coverage, and not having any coverage lapses. Comparison shop every year by getting rate quotes from direct companies, and also from local insurance agencies.
Below is a quick review of the coverage data presented in the illustrations above.
- You may be able to save around $160 per year simply by quoting online well ahead of the renewal date
- Increasing physical damage deductibles can save approximately $550 each year
- Teenage drivers have the highest car insurance prices, costing up to $423 a month if the policy includes full coverage
- High-risk drivers with a DUI or reckless driving violation may have to pay on average $1,580 more per year for auto insurance
To start shopping for Chevy Tahoe insurance rates now, use our free tool below.
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What are the safety ratings of the Chevrolet Tahoe?
The Chevrolet Tahoe has some great safety features, which can help improve Chevrolet Tahoe safety ratings. Some of the more advanced safety features include 4-wheel disc brakes, adjustable pedals, lane departure warning, and lane-keeping assist.
Because the Chevrolet Tahoe has not been crash-tested by the Insurance Institute for Highway Safety (IIHS), there is no test data. This means that insurers will base their rates based on what they know about the Chevrolet Tahoe. This includes safety features, data on claims filed, and crash test ratings for similar models.
Chevrolet Tahoe Compared Against Other Vehicles in the Same Class
The Chevrolet Tahoe is a large SUV, which means it may have slightly higher liability rates than other vehicles. Why? Larger vehicles can do more damage to other vehicles in crashes, meaning higher liability claims may be filed. The good news is that the IIHS rated the Chevrolet Tahoe’s liability losses as average, so insurance rates should be average as well.
Take a look at the vehicles below to see how other large SUVs’ rates compare to the Chevrolet Tahoe’s insurance rates.
Ready to find savings on car insurance? Use our free rate comparison tool to find cheap Chevrolet Tahoe auto insurance rates in your area.
References:
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $5,078 |
| 20 | $3,142 |
| 30 | $1,432 |
| 40 | $1,368 |
| 50 | $1,250 |
| 60 | $1,226 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $1,726 |
| $250 | $1,562 |
| $500 | $1,368 |
| $1,000 | $1,186 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $1,368 |
| 50/100 | $1,492 |
| 100/300 | $1,591 |
| 250/500 | $1,850 |
| 100 CSL | $1,531 |
| 300 CSL | $1,750 |
| 500 CSL | $1,910 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $7,238 |
| 20 | $4,990 |
| 30 | $3,014 |
| 40 | $2,950 |
| 50 | $2,814 |
| 60 | $2,788 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $73 |
| Multi-vehicle | $70 |
| Homeowner | $20 |
| 5-yr Accident Free | $99 |
| 5-yr Claim Free | $88 |
| Paid in Full/EFT | $62 |
| Advance Quote | $67 |
| Online Quote | $97 |
| Total Discounts | $576 |
Discounts are estimated and may not be available from every company or in every state.
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