Chevrolet Tahoe Insurance Rates

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UPDATED: Apr 22, 2024

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Is a Chevy Tahoe expensive to insure? How much does it cost to insure a Chevy Tahoe compared to other vehicles? The average Chevrolet Tahoe insurance rates are $1,398 a year, or $116 a month, which is average.

While rates may be slightly different for those purchasing 2005 Chevy Tahoe insurance versus 2020 Chevy Tahoe auto insurance, rates should still be around this price range. Use our guide to learn more about Chevy Tahoe car insurance and how you can find an affordable Chevrolet Tahoe car insurance company near you.

Use our free rate comparison tool above to find the best Chevrolet Tahoe car insurance quotes in your area.

The average auto insurance rates for a Chevrolet Tahoe are $1,364 annually including full coverage. Comprehensive costs an estimated $296, collision costs $494, and liability costs $416. Liability-only coverage costs as little as $474 a year, with high-risk coverage costing around $2,944. 16-year-old drivers cost the most to insure at $5,098 a year or more.

Average premium for full coverage: $1,364

Policy rates broken down by type of insurance:

Comprehensive $296
Collision $494
Liability $416

Includes $500 comprehensive and collision deductibles, minimum liability limits, and includes medical/PIP and uninsured motorist coverage. Prices are averaged for all 50 U.S. states and for different Tahoe trim levels.

Price Range Variability

Using a middle-aged driver as an example, Chevrolet Tahoe insurance rates go from as cheap as $474 for liability-only coverage to a much higher rate of $2,944 for high-risk insurance.

Liability Only $474
Full Coverage $1,364
High Risk $2,944

Urban vs. Rural Price Range

Your location can make a big difference on the price of auto insurance. More rural locations are shown to have fewer comprehensive and collision claims than congested cities.

The price range example below illustrates how where you live affects insurance prices.

Rural Areas $1,023
Small Cities $1,432
Large Cities $1,841

The examples above highlight why anyone shopping for car insurance should compare rates for a targeted area and their own personal driving habits, instead of making a decision based on rate averages.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Additional Charts and Tables

The chart below breaks down estimated Chevrolet Tahoe insurance rates for other coverage scenarios.

  • The best full coverage rate is $792
  • Drivers who choose higher $1,000 deductibles will pay approximately $178 every year
  • The estimated rate for a good driver age 40 who has $500 deductibles is $1,364
  • Buying more expensive low deductibles for comprehensive and collision insurance will cost $1,712
  • Drivers with multiple tickets or accidents could pay up to $2,944 or more
  • Policy cost with full coverage for a 16-year-old driver with full coverage can cost as much as $5,098 a year

View Chart as Image

Chevrolet Tahoe insurance cost comparison chart
Column chart showing full coverage Chevrolet Tahoe insurance rates range from $792 to $5,098

Insurance rates for a Chevrolet Tahoe also range considerably based on the model year and trim level, your driving characteristics, and liability limits and deductibles.

An older driver with no violations or accidents and high physical damage deductibles may pay as low as $1,300 per year on average, or $108 per month, for full coverage. Rates are highest for teenagers, where even without any violations or accidents they should be prepared to pay at least $5,000 a year. View Rates by Age

If you have a few points on your driving record or you caused a few accidents, you are likely paying $1,600 to $2,200 additional every year, depending on your age. High-risk driver insurance can cost from 43% to 131% more than the average rate. View High Risk Driver Rates

Opting for high physical damage deductibles could save up to $530 annually, while increasing your policy's liability limits will increase premiums. Changing from a 50/100 bodily injury limit to a 250/500 limit will raise rates by up to $375 more each year. View Rates by Deductible or Liability Limit

Your home state makes a big difference in Chevrolet Tahoe insurance prices. A 40-year-old driver could pay as low as $1,050 a year in states like Vermont, New Hampshire, and Missouri, or at least $1,950 on average in Louisiana, New York, and Michigan.

Chevrolet Tahoe Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,234 -$130 -9.5%
Alaska $1,050 -$314 -23.0%
Arizona $1,134 -$230 -16.9%
Arkansas $1,364 -$0 0.0%
California $1,556 $192 14.1%
Colorado $1,304 -$60 -4.4%
Connecticut $1,404 $40 2.9%
Delaware $1,546 $182 13.3%
Florida $1,708 $344 25.2%
Georgia $1,260 -$104 -7.6%
Hawaii $980 -$384 -28.2%
Idaho $924 -$440 -32.3%
Illinois $1,016 -$348 -25.5%
Indiana $1,028 -$336 -24.6%
Iowa $922 -$442 -32.4%
Kansas $1,300 -$64 -4.7%
Kentucky $1,862 $498 36.5%
Louisiana $2,020 $656 48.1%
Maine $842 -$522 -38.3%
Maryland $1,126 -$238 -17.4%
Massachusetts $1,092 -$272 -19.9%
Michigan $2,370 $1,006 73.8%
Minnesota $1,142 -$222 -16.3%
Mississippi $1,634 $270 19.8%
Missouri $1,214 -$150 -11.0%
Montana $1,468 $104 7.6%
Nebraska $1,078 -$286 -21.0%
Nevada $1,638 $274 20.1%
New Hampshire $984 -$380 -27.9%
New Jersey $1,526 $162 11.9%
New Mexico $1,208 -$156 -11.4%
New York $1,438 $74 5.4%
North Carolina $786 -$578 -42.4%
North Dakota $1,116 -$248 -18.2%
Ohio $944 -$420 -30.8%
Oklahoma $1,402 $38 2.8%
Oregon $1,252 -$112 -8.2%
Pennsylvania $1,302 -$62 -4.5%
Rhode Island $1,822 $458 33.6%
South Carolina $1,236 -$128 -9.4%
South Dakota $1,154 -$210 -15.4%
Tennessee $1,196 -$168 -12.3%
Texas $1,646 $282 20.7%
Utah $1,012 -$352 -25.8%
Vermont $934 -$430 -31.5%
Virginia $818 -$546 -40.0%
Washington $1,056 -$308 -22.6%
West Virginia $1,252 -$112 -8.2%
Wisconsin $946 -$418 -30.6%
Wyoming $1,216 -$148 -10.9%

View Chart as Image

Chevrolet Tahoe insurance rates by U.S. city

Because rates have so much variability, the best way to figure out which auto insurance is cheapest is to compare rates from multiple companies. Every company utilizes a different rate formula, and rates will be varied between companies.

Insurance Rates by Trim Level and Model Year

Chevrolet Tahoe Insurance Rates by Model and Trim Level
Model and Trim Annual Premium Monthly Premium
Chevrolet Tahoe LS 2WD $1,282 $107
Chevrolet Tahoe LS 4WD $1,324 $110
Chevrolet Tahoe LT 2WD $1,324 $110
Chevrolet Tahoe LT 4WD $1,324 $110
Chevrolet Tahoe LTZ 2WD $1,406 $117
Chevrolet Tahoe LTZ 4WD $1,406 $117

Rates assume 2023 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

Chevrolet Tahoe Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2024 Chevrolet Tahoe $306 $506 $398 $1,368
2023 Chevrolet Tahoe $296 $494 $416 $1,364
2022 Chevrolet Tahoe $286 $474 $430 $1,348
2021 Chevrolet Tahoe $270 $458 $442 $1,328
2019 Chevrolet Tahoe $250 $400 $456 $1,264
2018 Chevrolet Tahoe $240 $358 $460 $1,216
2017 Chevrolet Tahoe $224 $330 $460 $1,172
2016 Chevrolet Tahoe $216 $310 $464 $1,148
2015 Chevrolet Tahoe $210 $288 $474 $1,130
2014 Chevrolet Tahoe $194 $268 $474 $1,094
2013 Chevrolet Tahoe $190 $244 $478 $1,070
2012 Chevrolet Tahoe $176 $222 $474 $1,030
2011 Chevrolet Tahoe $166 $202 $474 $1,000
2010 Chevrolet Tahoe $162 $182 $468 $970
2009 Chevrolet Tahoe $158 $178 $460 $954
2008 Chevrolet Tahoe $156 $168 $452 $934
2007 Chevrolet Tahoe $142 $160 $446 $906
2006 Chevrolet Tahoe $138 $152 $442 $890

Rates are averaged for all Chevrolet Tahoe models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Buy the Cheapest Chevrolet Tahoe Insurance

Finding cheaper rates on insurance for a Chevrolet Tahoe not only requires avoiding accidents and violations, but also having good credit, paying for small claims out-of-pocket, and maximizing policy discounts. Take the time to comparison shop every couple of years by obtaining price quotes from direct car insurance companies like Progressive, GEICO, and Esurance, and also from insurance agencies where you live.

The list below is a recap of the material that was touched on in the above illustrations.

  • Insureds who want higher liability limits will pay around $460 per year to go from a 30/60 limit to higher 250/500 limits
  • Teenagers are expensive to insure, with premiums being up to $425 each month if they have full coverage
  • Drivers considered higher risk that have major violations or accidents could be forced to pay on average $1,580 more annually for car insurance
  • Increasing comprehensive and collision deductibles could save up to $525 each year

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What are the safety ratings of the Chevrolet Tahoe?

The Chevrolet Tahoe has some great safety features, which can help improve Chevrolet Tahoe safety ratings. Some of the more advanced safety features include 4-wheel disc brakes, adjustable pedals, lane departure warning, and lane-keeping assist.

Because the Chevrolet Tahoe has not been crash-tested by the Insurance Institute for Highway Safety (IIHS), there is no test data. This means that insurers will base their rates based on what they know about the Chevrolet Tahoe. This includes safety features, data on claims filed, and crash test ratings for similar models.

Chevrolet Tahoe Compared Against Other Vehicles in the Same Class

The Chevrolet Tahoe is a large SUV, which means it may have slightly higher liability rates than other vehicles. Why? Larger vehicles can do more damage to other vehicles in crashes, meaning higher liability claims may be filed. The good news is that the IIHS rated the Chevrolet Tahoe’s liability losses as average, so insurance rates should be average as well.

Take a look at the vehicles below to see how other large SUVs’ rates compare to the Chevrolet Tahoe’s insurance rates.

Ready to find savings on car insurance? Use our free rate comparison tool to find cheap Chevrolet Tahoe auto insurance rates in your area.

References:

  1. https://www.iihs.org/ratings/insurance-losses-by-make-and-model

Rates by Driver Age

Chevrolet Tahoe Insurance Rates by Driver Age
Driver Age Premium
16 $5,098
20 $3,132
30 $1,422
40 $1,364
50 $1,246
60 $1,220

Full coverage, $500 deductibles

Rates by Deductible

Chevrolet Tahoe Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,712
$250 $1,552
$500 $1,364
$1,000 $1,186

Full coverage, driver age 40

Rates by Liability Limit

Chevrolet Tahoe Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,364
50/100 $1,489
100/300 $1,593
250/500 $1,864
100 CSL $1,531
300 CSL $1,760
500 CSL $1,926

Full coverage, driver age 40

Rates for High Risk Drivers

Chevrolet Tahoe Insurance Rates for High Risk Drivers
Age Premium
16 $7,264
20 $4,986
30 $3,006
40 $2,944
50 $2,808
60 $2,782

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $188

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $72
Multi-vehicle $71
Homeowner $20
5-yr Accident Free $98
5-yr Claim Free $88
Paid in Full/EFT $61
Advance Quote $66
Online Quote $96
Total Discounts $572
Rate after discounts $792

Discounts are estimated and may not be available from every company or in every state.

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