Chrysler Pacifica Insurance Rates

If you ever wondered how much Chrysler Pacifica insurance cost, the average Chrysler Pacifica insurance rates are $1,332 a year for full coverage. There are several factors that determine individual Chrysler Pacifica car insurance rates, such as the age and location of the driver.

In order to help you on your way to securing a policy that meets your needs and budget, we have prepared this detailed article. You can even start comparing Chrysler Pacifica quotes right now by taking advantage of our free online tool.

Estimated insurance rates for a Chrysler Pacifica are $1,132 a year for full coverage insurance. Comprehensive insurance costs approximately $248 a year, collision costs $358, and liability is estimated at $390. A liability-only policy costs approximately $438 a year, with high-risk insurance costing $2,432 or more. Teens pay the most at $4,262 a year or more.

Average premium for full coverage: $1,132

Premium estimates by type of coverage:

Rate estimates include $500 comprehensive and collision deductibles, 30/60 liability coverage, and includes additional medical/uninsured motorist coverage. Rates include averaging for all 50 states and Pacifica trim levels.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Living in a larger city can have significant affects on the price of auto insurance. Rural locations are statistically proven to have a lower frequency of physical damage claims than cities with more traffic congestion.

The diagram below illustrates how rural and urban location affects auto insurance prices.

These rate differences illustrate why it is important to get quotes using their specific location and risk profile, instead of using averaged prices.

Use the form below to get customized rates for your location.

Additional Rate Analysis

The chart below illustrates estimated Chrysler Pacifica insurance rates for additional coverage and risk scenarios.

• The cheapest rate after discounts is $665
• Choosing higher $1,000 deductibles can save $996 each year
• The average rate for a 40-year-old good driver who chooses $500 deductibles is $1,132
• Selecting low $100 deductibles for comp and collision coverage will cost an extra $264 every year
• Unlucky drivers with serious driving violations could pay around $2,432 or more
• An auto insurance policy for full coverage for a teen driver can cost $4,262 each year

View Chart as Image

Auto insurance prices for a Chrysler Pacifica also have a wide range based on your driving characteristics, the model year and trim level, and physical damage deductibles and liability limits.

Older drivers with a good driving record and high deductibles may pay as little as $1,100 annually on average, or $92 per month, for full coverage. Prices are much higher for drivers in their teens, where even good drivers will have to pay in the ballpark of $4,200 a year. View Rates by Age

Where you choose to live plays a big part in determining prices for Chrysler Pacifica insurance prices. A good driver about age 40 could pay as low as $740 a year in states like North Carolina, Wisconsin, and Vermont, or have to pay at least $1,530 on average in Florida, New York, and Michigan.

View Chart as Image

Choosing higher comprehensive and collision insurance deductibles can save as much as $400 every year, while buying higher liability limits will push prices upward. Switching from a 50/100 limit to a 250/500 limit will cost up to $351 extra every year. View Rates by Deductible or Liability Limit

If you have a few violations or tend to cause accidents, you are probably paying anywhere from $1,300 to $1,800 in extra premium annually, depending on your age. A high-risk auto insurance policy ranges as much as 42% to 128% more than the average policy. View High Risk Driver Rates

With such a large range in prices, the only way to figure out who has the best car insurance prices is to get quotes and see which company has the best price. Each auto insurer calculates prices differently, and quoted prices will be substantially different from one company to the next.

How to Find the Best Chrysler Pacifica Insurance

Finding better rates on car insurance takes avoiding accidents and violations, having good credit, paying for small claims out-of-pocket, and not having any coverage lapses. Set aside time to shop around every year by obtaining price quotes from direct insurance companies like Progressive, GEICO, and Esurance, and also from your local independent and exclusive agents.

The list below is a brief recap of the coverage data raised in the charts and tables above.

• It is possible to save around $130 per year simply by quoting early and online
• Increasing policy deductibles can save around $400 each year
• Teenagers have the highest car insurance prices, with premiums being up to $355 per month if they have full coverage
• Higher risk drivers who tend to receive serious violations may pay on average $1,300 more per year for car insurance

To this point, it’s clear that insurance companies consider a wide assortment of factors when quoting potential policyholders. You can start to discover Chrysler Pacifica car insurance rates right now by using our complimentary quote comparison tool below.

What are the Chrysler Pacifica safety ratings?

The safety ratings of the Chrysler Pacifica are important to know because positive scores translate to favorable insurance rates. 

Take a look at the Chrysler Pacifica’s safety ratings as determined by the Insurance Insitute for Highway Safety (IIHS).

• Small overlap front (driver-side): Good
• Small overlap front (passenger-side): Acceptable
• Moderate overlap front: Good
• Side: Good
• Roof strength: Good
• Head restraints and seats: Good

These scores indicate that the Chrysler Pacifica received the highest mark possible in each category with the exception of the small overlap on the passenger’s side.

Chrysler Pacifica Compared Against Other Vehicles in the Same Class

Classified as a minivan, the Chrysler Pacifica has plenty of competition for its vehicle segment. Take a look at the following comparable models:

• Dodge Grand Caravan
• Honda Odyssey
• Toyota Sienna

When it comes down to the figures, the IIHS reports that the Chrysler Pacifica has a bodily injury loss percentage of -19 percent and a property damage loss percentage of -15 percent. These figures are considered above average for this vehicle class, and helps contribute to lower rates.

We have uncovered a lot of information about Chrysler Pacifica car insurance, so is there anything we might have missed? If not, start comparing Chrysler Pacifica insurance rates from multiple companies by using our free online quote tool.