Chrysler Pacifica Insurance Rates
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UPDATED: Mar 30, 2024
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If you ever wondered how much Chrysler Pacifica insurance cost, the average Chrysler Pacifica insurance rates are $1,332 a year for full coverage. There are several factors that determine individual Chrysler Pacifica car insurance rates, such as the age and location of the driver.
In order to help you on your way to securing a policy that meets your needs and budget, we have prepared this detailed article. You can even start comparing Chrysler Pacifica quotes right now by taking advantage of our free online tool.
U.S. average insurance rates for a Chrysler Pacifica are $1,132 a year for full coverage insurance. Comprehensive insurance costs around $248 each year, collision costs $358, and liability is estimated at $390. Liability-only coverage costs approximately $438 a year, with high-risk coverage costing $2,432 or more. Teen drivers pay the highest rates at $4,262 a year or more.
Average premium for full coverage: $1,132
Price estimates for individual coverage:
These estimates include $500 comprehensive and collision deductibles, split liability limits of 30/60, and includes uninsured motorist and medical coverage. Estimates are averaged for all 50 states and Pacifica models.
Price Range from Low to High
For a driver around age 40, Chrysler Pacifica insurance prices go from as low as $438 for the bare minimum liability coverage to a high rate of $2,432 for coverage for higher-risk drivers.
Geographic Price Range
Living in a larger city can have significant affects on car insurance rates. Areas with sparse population have a lower frequency of physical damage claims than larger metro areas.
The graphic below illustrates the difference between rural and urban areas on auto insurance rates.
The ranges above illustrate why all drivers should get quotes for a specific zip code and risk profile, instead of using price averages.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Additional Rate Information
The chart below illustrates estimated Chrysler Pacifica insurance rates for additional coverage choices and driver risks.
- The lowest rate with discounts is $665
- Choosing higher $1,000 deductibles can save about $136 each year
- The average rate for the average middle-age driver using $500 deductibles is $1,132
- Choosing low deductibles for comp and collision coverage will cost an extra $264 every year
- Unlucky drivers with multiple violations and an at-fault accident could pay at least $2,432 or more
- The price for full coverage for a teen driver can be $4,262 each year
Auto insurance prices for a Chrysler Pacifica are also quite variable based on your driving record, the model year and trim level, and deductibles and policy limits.
More mature drivers with a good driving record and high deductibles may pay as little as $1,100 annually on average for full coverage. Prices are highest for teenage drivers, where even good drivers will have to pay as much as $4,200 a year. View Rates by Age
The state you live in plays a big part in determining prices for Chrysler Pacifica insurance prices. A good driver about age 40 could pay as low as $740 a year in states like Vermont, Wisconsin, and North Carolina, or as much as $1,530 on average in Michigan, New York, and Florida.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $1,024 | -$108 | -9.5% |
| Alaska | $868 | -$264 | -23.3% |
| Arizona | $940 | -$192 | -17.0% |
| Arkansas | $1,132 | -$0 | 0.0% |
| California | $1,292 | $160 | 14.1% |
| Colorado | $1,082 | -$50 | -4.4% |
| Connecticut | $1,164 | $32 | 2.8% |
| Delaware | $1,282 | $150 | 13.3% |
| Florida | $1,416 | $284 | 25.1% |
| Georgia | $1,050 | -$82 | -7.2% |
| Hawaii | $814 | -$318 | -28.1% |
| Idaho | $766 | -$366 | -32.3% |
| Illinois | $846 | -$286 | -25.3% |
| Indiana | $854 | -$278 | -24.6% |
| Iowa | $764 | -$368 | -32.5% |
| Kansas | $1,076 | -$56 | -4.9% |
| Kentucky | $1,548 | $416 | 36.7% |
| Louisiana | $1,676 | $544 | 48.1% |
| Maine | $702 | -$430 | -38.0% |
| Maryland | $936 | -$196 | -17.3% |
| Massachusetts | $902 | -$230 | -20.3% |
| Michigan | $1,966 | $834 | 73.7% |
| Minnesota | $950 | -$182 | -16.1% |
| Mississippi | $1,358 | $226 | 20.0% |
| Missouri | $1,006 | -$126 | -11.1% |
| Montana | $1,218 | $86 | 7.6% |
| Nebraska | $892 | -$240 | -21.2% |
| Nevada | $1,358 | $226 | 20.0% |
| New Hampshire | $818 | -$314 | -27.7% |
| New Jersey | $1,266 | $134 | 11.8% |
| New Mexico | $1,002 | -$130 | -11.5% |
| New York | $1,194 | $62 | 5.5% |
| North Carolina | $654 | -$478 | -42.2% |
| North Dakota | $930 | -$202 | -17.8% |
| Ohio | $782 | -$350 | -30.9% |
| Oklahoma | $1,164 | $32 | 2.8% |
| Oregon | $1,038 | -$94 | -8.3% |
| Pennsylvania | $1,080 | -$52 | -4.6% |
| Rhode Island | $1,512 | $380 | 33.6% |
| South Carolina | $1,028 | -$104 | -9.2% |
| South Dakota | $956 | -$176 | -15.5% |
| Tennessee | $992 | -$140 | -12.4% |
| Texas | $1,366 | $234 | 20.7% |
| Utah | $840 | -$292 | -25.8% |
| Vermont | $776 | -$356 | -31.4% |
| Virginia | $678 | -$454 | -40.1% |
| Washington | $874 | -$258 | -22.8% |
| West Virginia | $1,038 | -$94 | -8.3% |
| Wisconsin | $782 | -$350 | -30.9% |
| Wyoming | $1,010 | -$122 | -10.8% |
Choosing high deductibles can save as much as $400 every year, whereas increasing liability limits will increase prices. Switching from a 50/100 limit to a 250/500 limit will increase prices by as much as $351 extra every year. View Rates by Deductible or Liability Limit
If you have some driving violations or tend to cause accidents, you are probably paying at least $1,300 to $1,800 in extra premium each year, depending on your age. Insurance for high-risk drivers ranges as much as 42% to 128% more than average. View High Risk Driver Rates
Since prices can be so different, the only way to figure out your exact price is to do a rate comparison and see which company has the best price. Each auto insurer uses a different rate calculation, and quoted prices may be quite different from one company to the next.
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2024 Chrysler Pacifica | $320 | $506 | $338 | $1,300 |
| 2023 Chrysler Pacifica | $308 | $494 | $354 | $1,292 |
| 2022 Chrysler Pacifica | $298 | $474 | $364 | $1,272 |
| 2021 Chrysler Pacifica | $282 | $458 | $376 | $1,252 |
| 2020 Chrysler Pacifica | $270 | $424 | $384 | $1,214 |
| 2019 Chrysler Pacifica | $260 | $400 | $388 | $1,184 |
| 2018 Chrysler Pacifica | $248 | $358 | $390 | $1,132 |
| 2017 Chrysler Pacifica | $232 | $330 | $390 | $1,088 |
| 2007 Chrysler Pacifica | $148 | $160 | $380 | $824 |
| 2006 Chrysler Pacifica | $144 | $152 | $376 | $808 |
Rates are averaged for all Chrysler Pacifica models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Find Cheap Chrysler Pacifica Insurance
Getting lower rates on car insurance takes having a decent driving record, having good credit, not filing small claims, and maximizing policy discounts. Set aside time to compare rates at least once a year by getting quotes from direct insurance companies like Progressive and GEICO, and also from local exclusive and independent agents.
The following items are a brief summary of the primary concepts that were covered above.
- It is possible to save up to $130 per year simply by quoting online in advance
- Higher risk drivers that tend to have accidents or serious violations may pay on average $1,300 more every year than a driver with a clean driving record
- Increasing physical damage deductibles can save around $400 each year
- 16 to 18-year-old drivers are expensive to insure, as much as $355 a month if they have full coverage
To this point, it’s clear that insurance companies consider a wide assortment of factors when quoting potential policyholders. You can start to discover Chrysler Pacifica car insurance rates right now by using our complimentary quote comparison tool below.
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What are the Chrysler Pacifica safety ratings?
The safety ratings of the Chrysler Pacifica are important to know because positive scores translate to favorable insurance rates.
Take a look at the Chrysler Pacifica’s safety ratings as determined by the Insurance Insitute for Highway Safety (IIHS).
- Small overlap front (driver-side): Good
- Small overlap front (passenger-side): Acceptable
- Moderate overlap front: Good
- Side: Good
- Roof strength: Good
- Head restraints and seats: Good
These scores indicate that the Chrysler Pacifica received the highest mark possible in each category with the exception of the small overlap on the passenger’s side.
Chrysler Pacifica Compared Against Other Vehicles in the Same Class
Classified as a minivan, the Chrysler Pacifica has plenty of competition for its vehicle segment. Take a look at the following comparable models:
When it comes down to the figures, the IIHS reports that the Chrysler Pacifica has a bodily injury loss percentage of -19 percent and a property damage loss percentage of -15 percent. These figures are considered above average for this vehicle class, and helps contribute to lower rates.
We have uncovered a lot of information about Chrysler Pacifica car insurance, so is there anything we might have missed? If not, start comparing Chrysler Pacifica insurance rates from multiple companies by using our free online quote tool.
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $4,262 |
| 20 | $2,576 |
| 30 | $1,176 |
| 40 | $1,132 |
| 50 | $1,038 |
| 60 | $1,016 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $1,396 |
| $250 | $1,276 |
| $500 | $1,132 |
| $1,000 | $996 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $1,132 |
| 50/100 | $1,210 |
| 100/300 | $1,308 |
| 250/500 | $1,561 |
| 100 CSL | $1,249 |
| 300 CSL | $1,464 |
| 500 CSL | $1,620 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $6,062 |
| 20 | $4,100 |
| 30 | $2,480 |
| 40 | $2,432 |
| 50 | $2,320 |
| 60 | $2,296 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $60 |
| Multi-vehicle | $59 |
| Homeowner | $18 |
| 5-yr Accident Free | $77 |
| 5-yr Claim Free | $72 |
| Paid in Full/EFT | $48 |
| Advance Quote | $53 |
| Online Quote | $80 |
| Total Discounts | $467 |
Discounts are estimated and may not be available from every company or in every state.
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