Chrysler Pacifica Insurance Rates

If you ever wondered how much Chrysler Pacifica insurance cost, the average Chrysler Pacifica insurance rates are $1,332 a year for full coverage. There are several factors that determine individual Chrysler Pacifica car insurance rates, such as the age and location of the driver.

In order to help you on your way to securing a policy that meets your needs and budget, we have prepared this detailed article. You can even start comparing Chrysler Pacifica quotes right now by taking advantage of our free online tool.

The average insurance rates for a Chrysler Pacifica are $1,132 a year with full coverage. Comprehensive costs an estimated $248, collision costs $358, and liability insurance is estimated at $390. Liability-only insurance costs approximately $438 a year, with high-risk driver insurance costing around $2,432. Teenage drivers cost the most to insure at $4,262 a year or more.

Average premium for full coverage: $1,132

Policy rates broken down by type of insurance:

Prices are based on $500 deductible amounts, minimum liability limits, and includes uninsured/under-insured motorist coverage. Prices are averaged for all U.S. states and for different Pacifica trim levels.

Price Range Variability

Urban vs. Rural Price Range

Living in a larger city has a significant impact on car insurance rates. More rural locations are shown to have a lower frequency of collision claims than densely populated cities.

The price range example below illustrates how location helps determine insurance prices.

The examples above demonstrate why anyone shopping for car insurance should get quotes for a targeted area and risk profile, rather than relying on average rates.

Use the form below to get customized rates for your location.

More Rate Information

The chart below details estimated Chrysler Pacifica insurance rates for other coverage scenarios.

• The best discount rate is $665
• Choosing higher $1,000 deductibles can save approximately $136 annually
• The average rate for a good driver age 40 who has $500 deductibles is $1,132
• Using more expensive low deductibles for comp and collision coverage will increase the cost to $1,396
• High-risk insureds who are prone to accidents and violations could pay up to $2,432 or more
• Policy cost for full coverage for a teen driver with full coverage can cost as much as $4,262 each year

View Chart as Image

Auto insurance rates for a Chrysler Pacifica also range considerably based on your risk profile, the trim level and model year, and liability limits and deductibles.

An older driver with a good driving record and high deductibles could pay as little as $1,100 annually on average, or $92 per month, for full coverage. Rates are much higher for teenagers, where even good drivers will have to pay at least $4,200 a year. View Rates by Age

Your home state plays a big part in determining prices for Chrysler Pacifica insurance rates. A good driver about age 40 could pay as low as $820 a year in states like Utah, Ohio, and New Hampshire, or be forced to pay as much as $1,530 on average in New York, Michigan, and Florida.

View Chart as Image

Using high physical damage deductibles can save as much as $400 each year, while increasing your policy's liability limits will increase premiums. Moving from a 50/100 limit to a 250/500 limit will raise rates by up to $351 extra every year. View Rates by Deductible or Liability Limit

If you have a few points on your driving record or tend to cause accidents, you may be forking out $1,300 to $1,800 in extra premium every year, depending on your age. High-risk driver insurance ranges anywhere from 42% to 128% more than a normal policy. View High Risk Driver Rates

Because rates have so much variability, the best way to find out which auto insurance is cheapest is to compare rates from as many companies as possible. Each auto insurer uses a different method to calculate rates, and quoted rates will be varied from one company to the next.

How to Find Affordable Chrysler Pacifica Insurance

Finding cheaper rates on Chrysler Pacifica insurance takes having a good driving record, having good credit, not filing small claims, and qualifying for all possible discounts. Invest time comparing rates every couple of years by requesting quotes from direct companies like GEICO, Progressive, and Esurance, and also from local exclusive and independent agents.

The next list is a brief review of the material that was covered in the charts and tables above.

• Drivers who want increased levels of liability coverage will pay an extra $430 every year to raise limits from a 30/60 limit to 250/500 limits
• Drivers age 20 and younger are the costliest to insure, as much as $355 each month if they have full coverage
• High-risk drivers with DUI or reckless driving convictions may pay on average $1,300 more annually to buy Chrysler Pacifica insurance
• Increasing comprehensive and collision deductibles can save around $400 each year

To this point, it’s clear that insurance companies consider a wide assortment of factors when quoting potential policyholders. You can start to discover Chrysler Pacifica car insurance rates right now by using our complimentary quote comparison tool below.

What are the Chrysler Pacifica safety ratings?

The safety ratings of the Chrysler Pacifica are important to know because positive scores translate to favorable insurance rates. 

Take a look at the Chrysler Pacifica’s safety ratings as determined by the Insurance Insitute for Highway Safety (IIHS).

• Small overlap front (driver-side): Good
• Small overlap front (passenger-side): Acceptable
• Moderate overlap front: Good
• Side: Good
• Roof strength: Good
• Head restraints and seats: Good

These scores indicate that the Chrysler Pacifica received the highest mark possible in each category with the exception of the small overlap on the passenger’s side.

Chrysler Pacifica Compared Against Other Vehicles in the Same Class

Classified as a minivan, the Chrysler Pacifica has plenty of competition for its vehicle segment. Take a look at the following comparable models:

• Dodge Grand Caravan
• Honda Odyssey
• Toyota Sienna

When it comes down to the figures, the IIHS reports that the Chrysler Pacifica has a bodily injury loss percentage of -19 percent and a property damage loss percentage of -15 percent. These figures are considered above average for this vehicle class, and helps contribute to lower rates.

We have uncovered a lot of information about Chrysler Pacifica car insurance, so is there anything we might have missed? If not, start comparing Chrysler Pacifica insurance rates from multiple companies by using our free online quote tool.