Chrysler Pacifica Insurance Rates

If you ever wondered how much Chrysler Pacifica insurance cost, the average Chrysler Pacifica insurance rates are $1,332 a year for full coverage. There are several factors that determine individual Chrysler Pacifica car insurance rates, such as the age and location of the driver.

In order to help you on your way to securing a policy that meets your needs and budget, we have prepared this detailed article. You can even start comparing Chrysler Pacifica quotes right now by taking advantage of our free online tool.

The average auto insurance rates for a Chrysler Pacifica are $1,184 annually with full coverage. Comprehensive insurance costs on average $260, collision costs $400, and liability is estimated at $388. A liability-only policy costs approximately $434 a year, with high-risk insurance costing $2,542 or more. Teen drivers cost the most to insure at $4,420 a year or more.

Average premium for full coverage: $1,184

Policy rates by type of insurance:

These estimates include $500 policy deductibles, 30/60 bodily injury liability limits, and includes medical/PIP and uninsured motorist coverage. Prices are averaged for all U.S. states and for different Pacifica trim levels.

Price Range Variability

Urban vs. Rural Price Range

Living in a larger city can make a big difference on auto insurance rates. Rural areas are shown to have fewer collision claims than larger metro areas.

The price range example below illustrates the effect of geographic area on car insurance rates.

The examples above demonstrate why anyone shopping for car insurance should get quotes based on a specific location and their own personal driving habits, instead of making a decision based on price averages.

Use the form below to get customized rates for your location.

Additional Charts and Tables

The chart below details estimated Chrysler Pacifica insurance rates for different risk profiles and scenarios.

• The lowest rate with discounts is $690
• Choosing higher $1,000 deductibles can save around $150 annually
• The estimated rate for a good driver age 40 with $500 deductibles is $1,184
• Choosing more expensive low deductibles for comp and collision coverage costs an additional $288 annually
• Higher-risk drivers with multiple violations and an at-fault accident could pay upwards of $2,542 or more
• Policy cost with full coverage for a 16-year-old driver with full coverage may cost $4,420 each year

View Chart as Image

Car insurance rates for a Chrysler Pacifica also range considerably based on the model year and trim level, your driving record, and policy deductibles and limits.

An older driver with no driving violations and high physical damage deductibles may pay as low as $1,100 annually on average, or $92 per month, for full coverage. Rates are highest for teenagers, where even without any violations or accidents they will be charged upwards of $4,400 a year. View Rates by Age

If you have a few points on your driving record or you caused a few accidents, you may be forking out at a minimum $1,400 to $1,900 extra every year, depending on your age. High-risk driver insurance ranges from 43% to 132% more than average. View High Risk Driver Rates

Choosing high deductibles can save as much as $440 annually, while increasing your policy's liability limits will cost you more. Moving from a 50/100 bodily injury limit to a 250/500 limit will raise rates by up to $349 extra every 12 months. View Rates by Deductible or Liability Limit

Your home state plays a big part in determining prices for Chrysler Pacifica insurance prices. A good driver about age 40 could pay as low as $850 a year in states like New Hampshire, Ohio, and Utah, or as much as $1,600 on average in Florida, Michigan, and New York.

View Chart as Image

Because rates have so much variability, the best way to find out exactly what you will pay is to compare rates from multiple companies. Each auto insurer uses a different rate calculation, so rate quotes will be varied between companies.

How to Buy Cheap Chrysler Pacifica Insurance

Finding cheaper rates on insurance for a Chrysler Pacifica takes avoiding accidents and claims, having a good credit score, not filing small claims, and maximizing policy discounts. Take the time to compare rates at every other renewal by obtaining price quotes from direct companies like Progressive, GEICO, and Esurance, and also from local independent and exclusive agents.

The points below are a brief summary of the concepts that were covered in the above illustrations.

• Drivers considered higher risk that tend to have accidents or serious violations pay an average of $1,360 more each year to insure a Chrysler Pacifica
• Drivers under the age of 20 are expensive to insure, as much as $368 each month if comprehensive and collision insurance is included
• You may be able to save as much as $140 per year simply by shopping early and online
• Increasing comprehensive and collision deductibles could save up to $450 each year
• You may be able to save as much as $140 per year simply by shopping early and online

To this point, it’s clear that insurance companies consider a wide assortment of factors when quoting potential policyholders. You can start to discover Chrysler Pacifica car insurance rates right now by using our complimentary quote comparison tool below.

What are the Chrysler Pacifica safety ratings?

The safety ratings of the Chrysler Pacifica are important to know because positive scores translate to favorable insurance rates. 

Take a look at the Chrysler Pacifica’s safety ratings as determined by the Insurance Insitute for Highway Safety (IIHS).

• Small overlap front (driver-side): Good
• Small overlap front (passenger-side): Acceptable
• Moderate overlap front: Good
• Side: Good
• Roof strength: Good
• Head restraints and seats: Good

These scores indicate that the Chrysler Pacifica received the highest mark possible in each category with the exception of the small overlap on the passenger’s side.

Chrysler Pacifica Compared Against Other Vehicles in the Same Class

Classified as a minivan, the Chrysler Pacifica has plenty of competition for its vehicle segment. Take a look at the following comparable models:

• Dodge Grand Caravan
• Honda Odyssey
• Toyota Sienna

When it comes down to the figures, the IIHS reports that the Chrysler Pacifica has a bodily injury loss percentage of -19 percent and a property damage loss percentage of -15 percent. These figures are considered above average for this vehicle class, and helps contribute to lower rates.

We have uncovered a lot of information about Chrysler Pacifica car insurance, so is there anything we might have missed? If not, start comparing Chrysler Pacifica insurance rates from multiple companies by using our free online quote tool.