Chrysler Pacifica Insurance Rates
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UPDATED: Mar 30, 2024
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If you ever wondered how much Chrysler Pacifica insurance cost, the average Chrysler Pacifica insurance rates are $1,332 a year for full coverage. There are several factors that determine individual Chrysler Pacifica car insurance rates, such as the age and location of the driver.
In order to help you on your way to securing a policy that meets your needs and budget, we have prepared this detailed article. You can even start comparing Chrysler Pacifica quotes right now by taking advantage of our free online tool.
U.S. average insurance rates for a Chrysler Pacifica are $1,132 a year for full coverage. Comprehensive insurance costs approximately $248 a year, collision insurance costs $358, and liability costs around $390. Buying just liability costs as low as $438 a year, and insurance for high-risk drivers costs $2,432 or more. 16-year-old drivers pay the highest rates at up to $4,262 a year.
Average premium for full coverage: $1,132
Price estimates by individual coverage:
These estimates include $500 policy deductibles, liability coverage up to 30/60, and includes UM/UIM and medical coverage. Estimates are averaged for all states and Pacifica trim levels.
Price Range from Low to High
For an average driver, Chrysler Pacifica insurance prices range from the low end price of $438 for a discount liability-only rate to a high of $2,432 for a high-risk driver policy.
Geographic Price Range
Where you live can make a big difference on car insurance rates. Rural locations have lower incidents of accident claims than congested cities. The diagram below illustrates the effect of geographic area on auto insurance prices.
The ranges above show why it is important to compare prices using their specific location, instead of making a decision based on rate averages.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Rates by State, City, and Model
The chart below shows average Chrysler Pacifica insurance rates for additional coverage and risk scenarios.
- The best full coverage rate is $665
- Using higher $1,000 deductibles will save $996 a year
- The estimated price for the average middle-age driver who chooses $500 deductibles is $1,132
- Buying low $100 deductibles for physical damage coverage will cost an additional $264 annually
- High-risk insureds with multiple tickets or accidents could pay around $2,432
- The price that insures a 16-year-old driver can cost $4,262 or more
Insurance prices for a Chrysler Pacifica are also quite variable based on the trim level of your Pacifica, how you drive, and physical damage deductibles and liability limits.
If you have some driving violations or you caused an accident, you could be paying anywhere from $1,300 to $1,800 additional each year, depending on your age. A high-risk auto insurance policy can be from 42% to 128% more than the average rate. View High Risk Driver Rates
Older drivers with no violations or accidents and higher comprehensive and collision deductibles may pay as low as $1,100 a year for full coverage. Prices are highest for teenage drivers, since even teens with perfect driving records should be prepared to pay in the ballpark of $4,200 a year. View Rates by Age
The state you live in has a huge impact on Chrysler Pacifica insurance prices. A driver around age 40 might see prices as low as $750 a year in states like Iowa, Maine, and Idaho, or at least $1,620 on average in New York, Louisiana, and Michigan.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $1,024 | -$108 | -9.5% |
| Alaska | $868 | -$264 | -23.3% |
| Arizona | $940 | -$192 | -17.0% |
| Arkansas | $1,132 | -$0 | 0.0% |
| California | $1,292 | $160 | 14.1% |
| Colorado | $1,082 | -$50 | -4.4% |
| Connecticut | $1,164 | $32 | 2.8% |
| Delaware | $1,282 | $150 | 13.3% |
| Florida | $1,416 | $284 | 25.1% |
| Georgia | $1,050 | -$82 | -7.2% |
| Hawaii | $814 | -$318 | -28.1% |
| Idaho | $766 | -$366 | -32.3% |
| Illinois | $846 | -$286 | -25.3% |
| Indiana | $854 | -$278 | -24.6% |
| Iowa | $764 | -$368 | -32.5% |
| Kansas | $1,076 | -$56 | -4.9% |
| Kentucky | $1,548 | $416 | 36.7% |
| Louisiana | $1,676 | $544 | 48.1% |
| Maine | $702 | -$430 | -38.0% |
| Maryland | $936 | -$196 | -17.3% |
| Massachusetts | $902 | -$230 | -20.3% |
| Michigan | $1,966 | $834 | 73.7% |
| Minnesota | $950 | -$182 | -16.1% |
| Mississippi | $1,358 | $226 | 20.0% |
| Missouri | $1,006 | -$126 | -11.1% |
| Montana | $1,218 | $86 | 7.6% |
| Nebraska | $892 | -$240 | -21.2% |
| Nevada | $1,358 | $226 | 20.0% |
| New Hampshire | $818 | -$314 | -27.7% |
| New Jersey | $1,266 | $134 | 11.8% |
| New Mexico | $1,002 | -$130 | -11.5% |
| New York | $1,194 | $62 | 5.5% |
| North Carolina | $654 | -$478 | -42.2% |
| North Dakota | $930 | -$202 | -17.8% |
| Ohio | $782 | -$350 | -30.9% |
| Oklahoma | $1,164 | $32 | 2.8% |
| Oregon | $1,038 | -$94 | -8.3% |
| Pennsylvania | $1,080 | -$52 | -4.6% |
| Rhode Island | $1,512 | $380 | 33.6% |
| South Carolina | $1,028 | -$104 | -9.2% |
| South Dakota | $956 | -$176 | -15.5% |
| Tennessee | $992 | -$140 | -12.4% |
| Texas | $1,366 | $234 | 20.7% |
| Utah | $840 | -$292 | -25.8% |
| Vermont | $776 | -$356 | -31.4% |
| Virginia | $678 | -$454 | -40.1% |
| Washington | $874 | -$258 | -22.8% |
| West Virginia | $1,038 | -$94 | -8.3% |
| Wisconsin | $782 | -$350 | -30.9% |
| Wyoming | $1,010 | -$122 | -10.8% |
Opting for high physical damage deductibles could cut prices by as much as $400 annually, while buying higher liability limits will push prices upward. Going from a 50/100 bodily injury protection limit to a 250/500 limit will increase prices by as much as $351 more each year. View Rates by Deductible or Liability Limit
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2024 Chrysler Pacifica | $320 | $506 | $338 | $1,300 |
| 2023 Chrysler Pacifica | $308 | $494 | $354 | $1,292 |
| 2022 Chrysler Pacifica | $298 | $474 | $364 | $1,272 |
| 2021 Chrysler Pacifica | $282 | $458 | $376 | $1,252 |
| 2020 Chrysler Pacifica | $270 | $424 | $384 | $1,214 |
| 2019 Chrysler Pacifica | $260 | $400 | $388 | $1,184 |
| 2018 Chrysler Pacifica | $248 | $358 | $390 | $1,132 |
| 2017 Chrysler Pacifica | $232 | $330 | $390 | $1,088 |
| 2007 Chrysler Pacifica | $148 | $160 | $380 | $824 |
| 2006 Chrysler Pacifica | $144 | $152 | $376 | $808 |
Rates are averaged for all Chrysler Pacifica models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Find Cheap Chrysler Pacifica Insurance
Getting lower rates on insurance for a Chrysler Pacifica requires avoiding accidents and claims, having a good credit score, eliminating unnecessary coverage, and consideration of higher deductibles. Comparison shop every time your policy renews by getting quotes from direct carriers, and also from insurance agencies where you live.
The points below are a brief summary of the information covered in the above illustrations.
- Drivers can save around $130 per year just by quoting early and online
- Drivers under the age of 20 are the costliest to insure, with premiums as much as $355 a month if comprehensive and collision insurance is included
- Increasing physical damage deductibles can save approximately $400 each year
- Drivers considered higher risk that tend to have accidents or serious violations could be forced to pay on average $1,300 more per year to insure a Chrysler Pacifica
- Insureds who purchase increased liability limits will pay around $430 each year to increase from a low limit to the 250/500 level
To this point, it’s clear that insurance companies consider a wide assortment of factors when quoting potential policyholders. You can start to discover Chrysler Pacifica car insurance rates right now by using our complimentary quote comparison tool below.
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What are the Chrysler Pacifica safety ratings?
The safety ratings of the Chrysler Pacifica are important to know because positive scores translate to favorable insurance rates.
Take a look at the Chrysler Pacifica’s safety ratings as determined by the Insurance Insitute for Highway Safety (IIHS).
- Small overlap front (driver-side): Good
- Small overlap front (passenger-side): Acceptable
- Moderate overlap front: Good
- Side: Good
- Roof strength: Good
- Head restraints and seats: Good
These scores indicate that the Chrysler Pacifica received the highest mark possible in each category with the exception of the small overlap on the passenger’s side.
Chrysler Pacifica Compared Against Other Vehicles in the Same Class
Classified as a minivan, the Chrysler Pacifica has plenty of competition for its vehicle segment. Take a look at the following comparable models:
When it comes down to the figures, the IIHS reports that the Chrysler Pacifica has a bodily injury loss percentage of -19 percent and a property damage loss percentage of -15 percent. These figures are considered above average for this vehicle class, and helps contribute to lower rates.
We have uncovered a lot of information about Chrysler Pacifica car insurance, so is there anything we might have missed? If not, start comparing Chrysler Pacifica insurance rates from multiple companies by using our free online quote tool.
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $4,262 |
| 20 | $2,576 |
| 30 | $1,176 |
| 40 | $1,132 |
| 50 | $1,038 |
| 60 | $1,016 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $1,396 |
| $250 | $1,276 |
| $500 | $1,132 |
| $1,000 | $996 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $1,132 |
| 50/100 | $1,210 |
| 100/300 | $1,308 |
| 250/500 | $1,561 |
| 100 CSL | $1,249 |
| 300 CSL | $1,464 |
| 500 CSL | $1,620 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $6,062 |
| 20 | $4,100 |
| 30 | $2,480 |
| 40 | $2,432 |
| 50 | $2,320 |
| 60 | $2,296 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $60 |
| Multi-vehicle | $59 |
| Homeowner | $18 |
| 5-yr Accident Free | $77 |
| 5-yr Claim Free | $72 |
| Paid in Full/EFT | $48 |
| Advance Quote | $53 |
| Online Quote | $80 |
| Total Discounts | $467 |
Discounts are estimated and may not be available from every company or in every state.
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