Chrysler Pacifica Insurance Rates

If you ever wondered how much Chrysler Pacifica insurance cost, the average Chrysler Pacifica insurance rates are $1,332 a year for full coverage. There are several factors that determine individual Chrysler Pacifica car insurance rates, such as the age and location of the driver.

In order to help you on your way to securing a policy that meets your needs and budget, we have prepared this detailed article. You can even start comparing Chrysler Pacifica quotes right now by taking advantage of our free online tool.

The average auto insurance rates for a Chrysler Pacifica are $1,132 annually for full coverage. Comprehensive insurance costs approximately $248 a year, collision costs $358, and liability costs $390. Buying just liability costs as little as $438 a year, with insurance for high-risk drivers costing $2,432 or more. Teenage drivers cost the most to insure at $4,262 a year or more.

Average premium for full coverage: $1,132

Policy rates by type of insurance:

Prices are based on $500 deductible amounts, split liability limits of 30/60, and includes medical/PIP and uninsured motorist coverage. Prices are averaged for all states and Pacifica trim levels.

Price Range Variability

Urban vs. Rural Price Range

Your location can make a big difference on car insurance rates. Rural locations are shown to have fewer accident claims than densely populated cities.

The diagram below illustrates how your location can change auto insurance prices.

The examples above show why it is important to compare rates using their specific location and their own personal driving habits, instead of making a decision based on average rates.

Use the form below to get customized rates for your location.

Additional Charts and Tables

The chart below shows estimated Chrysler Pacifica insurance rates for additional coverage and risk scenarios.

• The best discount rate is $665
• Drivers who choose higher $1,000 deductibles will pay $996 a year
• The estimated rate for a good driver age 40 who chooses $500 deductibles is $1,132
• Using low $100 deductibles for comprehensive and collision insurance costs an additional $264 annually
• Drivers who are prone to accidents and violations could pay around $2,432 or more
• Policy cost with full coverage for a 16-year-old driver can cost $4,262 a year

View Chart as Image

Insurance rates for a Chrysler Pacifica also range considerably based on the model year and trim level, your driver profile, and physical damage deductibles and liability limits.

Older drivers with a clean driving record and high physical damage deductibles may pay as low as $1,100 per year on average, or $92 per month, for full coverage. Rates are much higher for teenagers, where even without any violations or accidents they can expect to pay in the ballpark of $4,200 a year. View Rates by Age

If you have a few points on your driving record or you caused a few accidents, you could be paying anywhere from $1,300 to $1,800 extra every year, depending on your age. A high-risk auto insurance policy can cost from 42% to 128% more than a normal policy. View High Risk Driver Rates

Using high physical damage deductibles could save up to $400 annually, while buying higher liability limits will push rates upward. Going from a 50/100 bodily injury limit to a 250/500 limit will raise rates by up to $351 more per year. View Rates by Deductible or Liability Limit

Your home state makes a big difference in Chrysler Pacifica insurance prices. A 40-year-old driver could pay as low as $750 a year in states like Iowa, Maine, and Idaho, or be forced to pay as much as $1,620 on average in New York, Louisiana, and Michigan.

View Chart as Image

Because rates have so much variability, the only way to know who has the cheapest car insurance rates is to get quotes from multiple companies. Every company uses a different method to calculate rates, so the rates will be varied between companies.

How to Buy Affordable Chrysler Pacifica Insurance

Finding cheaper rates on insurance for a Chrysler Pacifica not only requires having a good driving record, but also having a good credit history, avoid buying unnecessary coverage, and maximizing policy discounts. Invest the time to shop around at least once a year by requesting rates from direct carriers like Progressive, GEICO, and Esurance, and also from several local insurance agents.

The next list is a brief review of the primary concepts that were illustrated above.

• Drivers can save around $130 per year simply by quoting early and online
• Drivers considered higher risk with DUI or reckless driving convictions pay on average $1,300 more per year to buy Chrysler Pacifica insurance
• Increasing comprehensive and collision deductibles could save up to $400 each year
• Drivers age 20 and younger are expensive to insure, costing up to $355 each month including comprehensive and collision insurance

To this point, it’s clear that insurance companies consider a wide assortment of factors when quoting potential policyholders. You can start to discover Chrysler Pacifica car insurance rates right now by using our complimentary quote comparison tool below.

What are the Chrysler Pacifica safety ratings?

The safety ratings of the Chrysler Pacifica are important to know because positive scores translate to favorable insurance rates. 

Take a look at the Chrysler Pacifica’s safety ratings as determined by the Insurance Insitute for Highway Safety (IIHS).

• Small overlap front (driver-side): Good
• Small overlap front (passenger-side): Acceptable
• Moderate overlap front: Good
• Side: Good
• Roof strength: Good
• Head restraints and seats: Good

These scores indicate that the Chrysler Pacifica received the highest mark possible in each category with the exception of the small overlap on the passenger’s side.

Chrysler Pacifica Compared Against Other Vehicles in the Same Class

Classified as a minivan, the Chrysler Pacifica has plenty of competition for its vehicle segment. Take a look at the following comparable models:

• Dodge Grand Caravan
• Honda Odyssey
• Toyota Sienna

When it comes down to the figures, the IIHS reports that the Chrysler Pacifica has a bodily injury loss percentage of -19 percent and a property damage loss percentage of -15 percent. These figures are considered above average for this vehicle class, and helps contribute to lower rates.

We have uncovered a lot of information about Chrysler Pacifica car insurance, so is there anything we might have missed? If not, start comparing Chrysler Pacifica insurance rates from multiple companies by using our free online quote tool.