1. Vehicles
  2. Dodge

Insurance for Dodge Vehicles

The next table shows average insurance prices for some models of Dodge vehicles. Some additional models are displayed at the bottom of this page

Insurance Rates for Dodge Vehicles
Vehicle ModelAnnual PremiumMonthly Premium
Dodge Avenger$1,426$119
Dodge Caliber$1,236$103
Dodge Challenger$1,606$134
Dodge Charger$1,582$132
Dodge Dakota$1,380$115
Dodge Durango$1,372$114
Dodge Grand Caravan$1,214$101
Dodge Journey$1,316$110
Dodge Nitro$1,296$108
Dodge Ram$1,448$121
Dodge Ram 2500$1,552$129
Dodge Ram 3500$1,678$140
Dodge Viper$2,088$174
Get Rates for Your Model Go

Rates assume current model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

View Chart as Image

Average insurance cost for Dodge vehicles
Column chart showing average insurance prices for Dodge vehicles range from $870 to $5,532 for full coverage

The prior chart utilizes the average rating data for all Dodge models in the table above to show how different rating information can have a huge impact on car insurance rates.

Insurance prices for a Dodge range considerably based on the model year and trim level, your age and driving record, and deductibles and policy limits.

If you have a few points on your driving record or you caused an accident, you are probably paying at least $1,800 to $2,400 additional every year, depending on your age. High-risk driver insurance can be as much as 43% to 134% more than a normal policy.

View Chart as Image

Dodge insurance by risk and age

An older driver with no violations or accidents and higher comprehensive and collision deductibles may pay as little as $1,400 a year, or $117 per month, for full coverage. Rates are much higher for teenagers, since even teens with perfect driving records should be prepared to pay as much as $5,500 a year.

Your home state has a huge impact on Dodge insurance prices. A driver around age 40 might see rates as low as $1,230 a year in states like Vermont, Wisconsin, and North Carolina, or be forced to pay as much as $1,950 on average in Michigan, Montana, and California.

Dodge Vehicle Average Insurance Rates by State
StatePremiumCompared to U.S. AvgPercent Difference
Alabama$1,450-$58-3.8%
Alaska$1,238-$270-17.9%
Arizona$1,514$60.4%
Arkansas$1,532$241.6%
California$1,694$18612.3%
Colorado$1,568$604.0%
Connecticut$1,976$46831.0%
Delaware$1,838$33021.9%
Florida$2,036$52835.0%
Georgia$1,494-$14-0.9%
Hawaii$1,628$1208.0%
Idaho$1,050-$458-30.4%
Illinois$1,120-$388-25.7%
Indiana$1,078-$430-28.5%
Iowa$1,132-$376-24.9%
Kansas$1,386-$122-8.1%
Kentucky$1,954$44629.6%
Louisiana$2,446$93862.2%
Maine$1,032-$476-31.6%
Maryland$1,552$442.9%
Massachusetts$1,330-$178-11.8%
Michigan$2,774$1,26684.0%
Minnesota$1,326-$182-12.1%
Mississippi$1,478-$30-2.0%
Missouri$1,288-$220-14.6%
Montana$1,366-$142-9.4%
Nebraska$1,244-$264-17.5%
Nevada$1,950$44229.3%
New Hampshire$1,230-$278-18.4%
New Jersey$1,504-$4-0.3%
New Mexico$1,398-$110-7.3%
New York$1,962$45430.1%
North Carolina$1,070-$438-29.0%
North Dakota$1,468-$40-2.7%
Ohio$1,062-$446-29.6%
Oklahoma$1,832$32421.5%
Oregon$1,410-$98-6.5%
Pennsylvania$1,698$19012.6%
Rhode Island$1,830$32221.4%
South Carolina$1,406-$102-6.8%
South Dakota$1,182-$326-21.6%
Tennessee$1,358-$150-9.9%
Texas$1,452-$56-3.7%
Utah$1,338-$170-11.3%
Vermont$1,076-$432-28.6%
Virginia$1,088-$420-27.9%
Washington$1,330-$178-11.8%
West Virginia$1,534$261.7%
Wisconsin$1,540$322.1%
Wyoming$1,666$15810.5%

Using high physical damage deductibles could cut rates by as much as $630 every year, while increasing your policy's liability limits will increase rates. Switching from a 50/100 bodily injury protection limit to a 250/500 limit will raise rates by up to $360 more each year

View Chart as Image

Dodge insurance by deductible and liability limit

Because rates have so much variability, the only way to figure out your exact price is to compare rates and see which company has the best price. Each insurance company uses a different method to calculate rates, and rates will be varied.

Find the Cheapest Quotes in Your State

Get multiple rate quotes instantly and find your cheapest rate

Additional Dodge Vehicles


Compare Rates and Save

Find companies with the cheapest rates in your area

U.S. averages for full coverage Dodge vehicle insurance

Average Policy Cost $1,508
Comprehensive Premium $344
Collision Premium $594
Liability Premium $400

National average data is compiled from all 50 U.S. states for the Dodge models in the rate table on this page. Rates are based on a 40-year-old male driver, $500 comprehensive and collision deductibles, and a clean driving record.

Rates by Driver Age

Dodge Vehicle Insurance Rates by Driver Age
Driver AgePremium
16$5,532
20$3,460
30$1,578
40$1,508
50$1,374
60$1,348

Full coverage, $500 deductibles

Rates by Deductible

Dodge Vehicle Insurance Rates with Different Deductibles
DeductiblePremium
$100$1,920
$250$1,730
$500$1,508
$1,000$1,296

Full coverage, driver age 40

Rates for High Risk Drivers

Dodge Vehicle Insurance Rates for High Risk Drivers
AgePremium
16$7,898
20$5,498
30$3,324
40$3,246
50$3,096
60$3,066

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $207

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

DiscountSavings
Multi-policy$80
Multi-vehicle$77
Homeowner$21
5-yr Accident Free$112
5-yr Claim Free$97
Paid in Full/EFT$70
Advance Quote$74
Online Quote$107
Total Discounts$638
Rate after discounts $870

Discounts are estimated and may not be available from every company or in every state.

You May Also Enjoy These Articles