Insurance for Dodge Vehicles
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Written by
Jeffrey Johnson
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UPDATED: Apr 30, 2020
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The next table shows average insurance prices for some models of Dodge vehicles. Some additional models are displayed at the bottom of this page
| Vehicle Model | Annual Premium | Monthly Premium |
|---|---|---|
| Dodge Avenger | $1,502 | $125 |
| Dodge Caliber | $1,296 | $108 |
| Dodge Challenger | $1,692 | $141 |
| Dodge Charger | $1,668 | $139 |
| Dodge Dakota | $1,454 | $121 |
| Dodge Durango | $1,440 | $120 |
| Dodge Grand Caravan | $1,276 | $106 |
| Dodge Journey | $1,384 | $115 |
| Dodge Nitro | $1,364 | $114 |
| Dodge Ram | $1,524 | $127 |
| Dodge Ram 2500 | $1,632 | $136 |
| Dodge Ram 3500 | $1,772 | $148 |
| Dodge Viper | $2,194 | $183 |
| Get Rates for Your Model Go | ||
Rates assume current model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.
The prior chart utilizes the average rating data for all Dodge models in the table above to show how different rating information can have a huge impact on car insurance rates.
Insurance prices for a Dodge range considerably based on the model year and trim level, your age and driving record, and deductibles and policy limits.
If you have a few points on your driving record or you caused an accident, you are probably paying at least $1,900 to $2,500 additional every year, depending on your age. High-risk driver insurance can be as much as 43% to 134% more than a normal policy.
An older driver with no violations or accidents and higher comprehensive and collision deductibles may pay as little as $1,500 a year, or $125 per month, for full coverage. Rates are much higher for teenagers, since even teens with perfect driving records should be prepared to pay as much as $5,800 a year.
Your home state has a huge impact on Dodge insurance prices. A driver around age 40 might see rates as low as $1,040 a year in states like Vermont, Wisconsin, and North Carolina, or be forced to pay as much as $2,100 on average in Michigan, Montana, and California.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $1,434 | -$154 | -9.7% |
| Alaska | $1,218 | -$370 | -23.3% |
| Arizona | $1,318 | -$270 | -17.0% |
| Arkansas | $1,588 | -$0 | 0.0% |
| California | $1,810 | $222 | 14.0% |
| Colorado | $1,514 | -$74 | -4.7% |
| Connecticut | $1,630 | $42 | 2.6% |
| Delaware | $1,798 | $210 | 13.2% |
| Florida | $1,988 | $400 | 25.2% |
| Georgia | $1,466 | -$122 | -7.7% |
| Hawaii | $1,138 | -$450 | -28.3% |
| Idaho | $1,078 | -$510 | -32.1% |
| Illinois | $1,182 | -$406 | -25.6% |
| Indiana | $1,200 | -$388 | -24.4% |
| Iowa | $1,070 | -$518 | -32.6% |
| Kansas | $1,508 | -$80 | -5.0% |
| Kentucky | $2,164 | $576 | 36.3% |
| Louisiana | $2,350 | $762 | 48.0% |
| Maine | $982 | -$606 | -38.2% |
| Maryland | $1,312 | -$276 | -17.4% |
| Massachusetts | $1,268 | -$320 | -20.2% |
| Michigan | $2,756 | $1,168 | 73.6% |
| Minnesota | $1,330 | -$258 | -16.2% |
| Mississippi | $1,902 | $314 | 19.8% |
| Missouri | $1,408 | -$180 | -11.3% |
| Montana | $1,706 | $118 | 7.4% |
| Nebraska | $1,252 | -$336 | -21.2% |
| Nevada | $1,904 | $316 | 19.9% |
| New Hampshire | $1,146 | -$442 | -27.8% |
| New Jersey | $1,776 | $188 | 11.8% |
| New Mexico | $1,406 | -$182 | -11.5% |
| New York | $1,672 | $84 | 5.3% |
| North Carolina | $914 | -$674 | -42.4% |
| North Dakota | $1,300 | -$288 | -18.1% |
| Ohio | $1,096 | -$492 | -31.0% |
| Oklahoma | $1,630 | $42 | 2.6% |
| Oregon | $1,454 | -$134 | -8.4% |
| Pennsylvania | $1,514 | -$74 | -4.7% |
| Rhode Island | $2,120 | $532 | 33.5% |
| South Carolina | $1,440 | -$148 | -9.3% |
| South Dakota | $1,342 | -$246 | -15.5% |
| Tennessee | $1,390 | -$198 | -12.5% |
| Texas | $1,910 | $322 | 20.3% |
| Utah | $1,174 | -$414 | -26.1% |
| Vermont | $1,088 | -$500 | -31.5% |
| Virginia | $950 | -$638 | -40.2% |
| Washington | $1,224 | -$364 | -22.9% |
| West Virginia | $1,456 | -$132 | -8.3% |
| Wisconsin | $1,098 | -$490 | -30.9% |
| Wyoming | $1,412 | -$176 | -11.1% |
Using high physical damage deductibles could cut rates by as much as $660 every year, while increasing your policy's liability limits will increase rates. Switching from a 50/100 bodily injury protection limit to a 250/500 limit will raise rates by up to $378 more each year
Because rates have so much variability, the only way to figure out your exact price is to compare rates and see which company has the best price. Each insurance company uses a different method to calculate rates, and rates will be varied.
Additional Dodge Vehicles
- Caravan Insurance
- Colt Insurance
- Dart Insurance
- Daytona Insurance
- Dynasty Insurance
- Intrepid Insurance
- Magnum Insurance
- Monaco Insurance
- Neon Insurance
- Omni Insurance
- RAM 150 Insurance
- RAM 250 Insurance
- RAM 350 Insurance
- Ram 50 Pickup Insurance
- Ram Cargo Insurance
- Ram Van Insurance
- Ram Wagon Insurance
- Ramcharger Insurance
- Shadow Insurance
- Spirit Insurance
- Sprinter Cargo Insurance
- SRT Viper Insurance
- Stealth Insurance
- Stratus Insurance
U.S. averages for full coverage Dodge vehicle insurance
National average data is compiled from all 50 U.S. states for the Dodge models in the rate table on this page. Rates are based on a 40-year-old male driver, $500 comprehensive and collision deductibles, and a clean driving record.
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $5,824 |
| 20 | $3,646 |
| 30 | $1,660 |
| 40 | $1,588 |
| 50 | $1,448 |
| 60 | $1,420 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $2,022 |
| $250 | $1,822 |
| $500 | $1,588 |
| $1,000 | $1,364 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $8,318 |
| 20 | $5,790 |
| 30 | $3,500 |
| 40 | $3,418 |
| 50 | $3,258 |
| 60 | $3,230 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $84 |
| Multi-vehicle | $81 |
| Homeowner | $22 |
| 5-yr Accident Free | $117 |
| 5-yr Claim Free | $102 |
| Paid in Full/EFT | $74 |
| Advance Quote | $78 |
| Online Quote | $113 |
| Total Discounts | $671 |
Discounts are estimated and may not be available from every company or in every state.
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