Dodge Charger Insurance Rates

Estimated insurance prices for a Dodge Charger are $1,614 every 12 months including full coverage. Comprehensive insurance costs an estimated $320 each year, collision insurance costs $558, and liability costs $536. A liability-only policy costs as little as $606 a year, and high-risk insurance costs $3,488 or more. Teenage drivers pay the most at up to $6,134 a year.

Average premium for full coverage: $1,614

Premium estimates broken down by type of coverage:

Rate estimates include $500 deductibles, liability coverage up to 30/60, and includes medical/PIP and uninsured motorist coverage. Rates include averaging for all 50 U.S. states and Charger models.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Your location can have significant affects on the price of auto insurance. More rural locations are statistically proven to have more infrequent comprehensive and collision claims than densely populated cities. The graphic below illustrates how location helps determine insurance prices.

These rate differences highlight why all drivers should compare rates for a targeted area and their own driving history, instead of using average rates.

Use the form below to get customized rates for your location.

Additional Charts and Tables

The chart below breaks down average Dodge Charger insurance rates for other coverage scenarios.

• The best discount rate is $940
• Drivers who choose higher $1,000 deductibles will pay approximately $200 every year
• The average price for a 40-year-old good driver who has $500 deductibles is $1,614
• Using low deductibles for comprehensive and collision insurance costs an extra $386 every year
• Higher-risk drivers who are prone to accidents and violations could pay up to $3,488
• An auto insurance policy to insure a teen driver can cost as much as $6,134 a year

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Auto insurance prices for a Dodge Charger also have a wide range based on physical damage deductibles and liability limits, your driving characteristics, and the model year and trim level.

Using high physical damage deductibles could save up to $590 every year, whereas increasing liability limits will increase premiums. Changing from a 50/100 liability limit to a 250/500 limit will cost up to $483 extra every year. View Rates by Deductible or Liability Limit

More mature drivers with a good driving record and higher deductibles may pay as little as $1,500 per year on average, or $125 per month, for full coverage. Prices are much higher for drivers in their teens, since even excellent drivers will have to pay at least $6,100 a year. View Rates by Age

If you have a few violations or you were responsible for an accident, you are likely paying $1,900 to $2,600 in extra premium annually, depending on your age. Insurance for high-risk drivers can cost as much as 42% to 132% more than a normal policy. View High Risk Driver Rates

Where you choose to live makes a big difference in Dodge Charger insurance prices. A 40-year-old driver could pay as low as $1,240 a year in states like Vermont, New Hampshire, and Missouri, or be forced to pay as much as $2,300 on average in Louisiana, New York, and Michigan.

View Chart as Image

Insurance Rates by Trim Level and Model Year

Rates assume 2022 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Shop for the Best Dodge Charger Insurance

Finding better rates on car insurance not only requires not taking risks behind the wheel, but also having a good credit score, refrain from filing small claims, and consideration of higher deductibles. Invest time comparing rates every time your policy renews by obtaining price quotes from direct car insurance companies, and also from local insurance agencies.

The following is a brief recap of the information covered in the charts and tables above.

• You may be able to save approximately $190 per year just by quoting online in advance
• Teens are the costliest to insure, with the cost nearing $511 per month if comprehensive and collision insurance is included
• Increasing policy deductibles could save as much as $575 each year
• Higher risk drivers who tend to receive serious violations may have to pay on average $1,870 more annually for Charger insurance
• Policyholders who want higher liability limits will pay an extra $590 per year to go from 30/60 bodily injury limits to a 250/500 level