Dodge Charger Insurance Rates

Estimated insurance rates for a Dodge Charger are $1,614 a year including full coverage. Comprehensive insurance costs around $320, collision insurance costs $558, and liability coverage is estimated at $536. A policy with only liability insurance costs approximately $606 a year, and a high-risk policy costs $3,488 or more. 16-year-old drivers pay the most at up to $6,134 a year.

Average premium for full coverage: $1,614

Premium estimates for type of coverage:

Estimates include $500 comprehensive and collision deductibles, liability coverage up to 30/60, and includes uninsured motorist and medical coverage. Rates include averaging for all 50 U.S. states and for all Charger models.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Living in a larger city has a large influence on the price of insurance. Areas with sparse population are statistically proven to have a lower frequency of comprehensive and collision claims than congested cities. The example below illustrates how location impacts auto insurance rates.

These rate differences highlight why everyone should get quotes for a specific zip code and risk profile, rather than using rate averages.

Use the form below to get customized rates for your location.

Additional Rate Information

The chart below breaks down average Dodge Charger insurance rates for additional coverage choices and driver risks.

• The best full coverage rate is $940
• Choosing higher $1,000 deductibles can save about $200 every year
• The average rate for a 40-year-old good driver using $500 deductibles is $1,614
• Buying pricier low deductibles for comp and collision coverage will cost an extra $386 each year
• Drivers with multiple tickets or accidents could pay at least $3,488
• An auto insurance policy for full coverage for a teenage driver for full coverage can be $6,134 each year

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Car insurance prices for a Dodge Charger also have a wide range based on your driving characteristics, the model of your Charger, and deductibles and policy limits.

A more mature driver with no driving violations and high deductibles may only pay around $1,500 annually on average, or $125 per month, for full coverage. Prices are highest for drivers in their teens, where even good drivers will be charged as much as $6,100 a year. View Rates by Age

Where you choose to live plays a big part in determining prices for Dodge Charger insurance rates. A good driver about age 40 could pay as low as $1,240 a year in states like Missouri, New Hampshire, and Vermont, or at least $2,300 on average in Michigan, New York, and Louisiana.

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Opting for high physical damage deductibles can save as much as $590 a year, whereas buying more liability protection will increase prices. Changing from a 50/100 limit to a 250/500 limit will cost up to $483 extra every 12 months. View Rates by Deductible or Liability Limit

If you have a few violations or tend to cause accidents, you are likely paying at least $1,900 to $2,600 extra annually, depending on your age. Dodge Charger insurance for high-risk drivers ranges around 42% to 132% more than the average rate. View High Risk Driver Rates

Insurance Rates by Trim Level and Model Year

Rates assume 2022 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find Low Cost Dodge Charger Insurance

Finding better rates on auto insurance takes avoiding accidents and violations, having above-average credit, refrain from filing small claims, and consideration of higher deductibles. Spend time shopping around every time your policy renews by getting rate quotes from direct car insurance companies like Progressive, GEICO, and Esurance, and also from several local insurance agents.

The list below is a review of the information touched on above.

• You may be able to save up to $190 per year just by quoting online well ahead of the renewal date
• Teenagers are the costliest to insure, with the cost nearing $511 per month if full coverage is included
• Increasing policy deductibles can save around $575 each year
• Drivers who have several accidents or serious violations pay on average $1,870 more every year for car insurance
• Consumers who may need higher liability limits will pay around $590 per year to raise limits from 30/60 bodily injury limits to 250/500 limits