Dodge Charger Insurance Rates

Estimated insurance rates for a Dodge Charger are $1,614 a year including full coverage. Comprehensive insurance costs an estimated $320 each year, collision insurance costs $558, and liability costs around $536. A liability-only policy costs as low as $606 a year, and high-risk insurance costs $3,488 or more. Teenage drivers pay the most at up to $6,134 a year.

Average premium for full coverage: $1,614

Premium estimates broken down by type of coverage:

Estimates include $500 policy deductibles, liability coverage up to 30/60, and includes medical/PIP and uninsured motorist coverage. Rates include averaging for all 50 U.S. states and Charger models.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Where you live can have significant affects on the price of auto insurance. More rural locations are statistically proven to have lower incidents of comprehensive and collision claims than densely populated cities. The graphic below illustrates how geographic area affects insurance prices.

These rate differences highlight why all drivers should compare prices for a targeted area, instead of using average rates.

Use the form below to get customized rates for your location.

Additional Charts and Tables

The chart below breaks down average Dodge Charger insurance rates for other coverage scenarios.

• The best discount rate is $940
• Using higher $1,000 deductibles will save approximately $200 every year
• The estimated price for a 40-year-old good driver who has $500 deductibles is $1,614
• Using low deductibles for physical damage coverage will cost an additional $386 every year
• Drivers who are prone to accidents and violations could pay up to $3,488
• An auto insurance policy that insures a teen driver can cost as much as $6,134 or more

View Chart as Image

Auto insurance prices for a Dodge Charger also have a wide range based on the trim level and model year, your driving record and age, and liability limits and deductibles.

If you have a few violations or you caused an accident, you are likely paying $1,900 to $2,600 in extra premium annually, depending on your age. Insurance for high-risk drivers can be as much as 42% to 132% more than a normal policy. View High Risk Driver Rates

More mature drivers with a good driving record and higher comprehensive and collision deductibles may pay as little as $1,500 a year, or $125 per month, for full coverage. Prices are much higher for drivers in their teens, since even teens with perfect driving records will have to pay at least $6,100 a year. View Rates by Age

Where you choose to live has a huge impact on Dodge Charger insurance prices. A driver around age 40 might see prices as low as $1,240 a year in states like Vermont, New Hampshire, and Missouri, or be forced to pay as much as $2,300 on average in Louisiana, New York, and Michigan.

View Chart as Image

Using high physical damage deductibles could cut prices by as much as $590 every year, whereas increasing liability limits will increase premiums. Changing from a 50/100 bodily injury protection limit to a 250/500 limit will cost up to $483 extra every year. View Rates by Deductible or Liability Limit

Insurance Rates by Trim Level and Model Year

Rates assume 2022 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find Low Cost Dodge Charger Insurance

Finding better rates on car insurance requires avoiding accidents and claims, maintaining a good credit score, refrain from filing small claims, and consideration of higher deductibles. Compare prices every time your policy renews by obtaining price quotes from direct car insurance companies, and also from your local car insurance providers.

The points below are a review of the information presented in the illustrations above.

• You may be able to save approximately $190 per year just by quoting online in advance
• Drivers under the age of 20 are the costliest to insure, with the cost nearing $511 per month if the policy includes full coverage
• Increasing policy deductibles can save approximately $575 each year
• Higher risk drivers who have several accidents or serious violations could be charged and average of $1,870 more annually to insure a Dodge Charger
• Policyholders who want increased liability limits will pay an extra $590 per year to increase from 30/60 bodily injury limits to the 250/500 level