Fiat 500X Insurance Rates

U.S. average insurance rates for a Fiat 500X are $1,258 a year including full coverage. Comprehensive insurance costs approximately $200, collision insurance costs $358, and liability coverage costs $520. A policy with just liability insurance costs as little as $576 a year, and coverage for high-risk drivers costs $2,730 or more. Teenage drivers pay the highest rates at up to $5,006 a year.

Average premium for full coverage: $1,258

Price estimates by individual coverage:

Prices are based on $500 deductibles, minimum liability limits, and includes both medical and uninsured motorist insurance. Estimates are averaged for all 50 U.S. states and for all 500X models.

Price Range from Low to High

Geographic Price Range

Your location has a large influence on car insurance prices. Rural locations have lower incidents of comprehensive and collision claims than densely populated cities. The example below illustrates the effect of geographic area on auto insurance prices.

The ranges above highlight why everyone should compare rates using their specific location, rather than using average rates.

Use the form below to get customized rates for your location.

Additional Rate Details

The chart below breaks down average Fiat 500X insurance rates for additional coverage and risk scenarios.

• The best discount rate is $744
• Drivers who choose higher $1,000 deductibles will pay $126 every year
• The estimated price for the average middle-age driver who chooses $500 deductibles is $1,258
• Using pricier low deductibles for comprehensive and collision insurance will cost an additional $246 each year
• High-risk insureds who are prone to accidents and violations could pay around $2,730
• The price that insures a teenage driver for full coverage can cost $5,006 a year

View Chart as Image

Insurance prices for a Fiat 500X are also quite variable based on the model of your 500X, your driving record and age, and physical damage deductibles and liability limits.

If you have some driving violations or you caused an accident, you are likely paying anywhere from $1,500 to $2,100 extra each year, depending on your age. Fiat 500X insurance for high-risk drivers can cost around 42% to 133% more than a normal policy. View High Risk Driver Rates

A more mature driver with a clean driving record and higher comprehensive and collision deductibles may only pay around $1,200 per year on average for full coverage. Prices are much higher for teenage drivers, since even teens with perfect driving records can expect to pay in the ballpark of $5,000 a year. View Rates by Age

The state you live in makes a big difference in Fiat 500X insurance rates. A 40-year-old driver could pay as low as $970 a year in states like Vermont, New Hampshire, and Missouri, or be forced to pay as much as $1,790 on average in Louisiana, New York, and Michigan.

View Chart as Image

Using high physical damage deductibles could save up to $380 a year, whereas buying more liability protection will push prices upward. Changing from a 50/100 bodily injury protection limit to a 250/500 limit will increase prices by as much as $468 more per year. View Rates by Deductible or Liability Limit

How to Find Affordable Fiat 500X Insurance

Getting lower rates on auto insurance not only requires not taking risks behind the wheel, but also having above-average credit, being claim-free, and possibly raising deductibles. Compare prices every couple of years by requesting quotes from direct car insurance companies, and also from local auto insurance providers.

The following is a brief review of the material that was covered in the above illustrations.

• Consumers who purchase higher liability limits will pay an extra $570 per year to go from a low limit to the 250/500 level
• Teens are expensive to insure, possibly costing $417 a month if full coverage is included
• Drivers with DUI or reckless driving convictions will likely pay on average $1,470 more per year for 500X insurance
• Increasing physical damage deductibles can save approximately $375 each year