Fiat 500X Insurance Rates

Average insurance rates for a Fiat 500X are $1,258 a year for full coverage. Comprehensive costs on average $200 each year, collision insurance costs $358, and liability insurance is $520. A liability-only policy costs around $576 a year, and high-risk insurance costs around $2,730. Teenage drivers receive the highest rates at up to $5,006 a year.

Average premium for full coverage: $1,258

Rate estimates by individual coverage type:

Prices are based on $500 policy deductibles, 30/60 liability limits, and includes medical and uninsured motorist coverage. Rates are averaged for all states and 500X models.

Price Range by Coverage and Risk

Price Range by Location

Choosing to live in a large city has a significant impact on car insurance rates. Rural areas tend to have lower incidents of accident claims than densely populated cities. The graphic below illustrates how your location can change car insurance rates.

These examples show why all drivers should compare rates quotes based on a specific location, rather than relying on average rates.

Use the form below to get customized rates for your location.

Detailed Rate Analysis

The chart below shows average Fiat 500X insurance rates for different risk profiles and scenarios.

• The best discount rate is $744
• Raising to $1,000 deductibles will save around $126 a year
• The estimated price for a 40-year-old driver with $500 deductibles is $1,258
• Using low deductibles bumps up the cost to $1,504
• Higher-risk drivers who are prone to accidents and violations could pay upwards of $2,730
• The cost that insures a teen driver may cost $5,006

View Chart as Image

Insurance rates for a Fiat 500X can also vary considerably based on the trim level and model year, how you drive, and policy deductibles and limits.

If you like to drive fast or you caused an accident, you could be paying at a minimum $1,500 to $2,100 extra per year, depending on your age. Insurance for high-risk drivers is expensive and can cost anywhere from 42% to 133% more than a normal policy. View High Risk Driver Rates

More mature drivers with a clean driving record and higher comprehensive and collision deductibles could pay as little as $1,200 every 12 months on average for full coverage. Rates are much higher for teen drivers, since even teens with perfect driving records can expect to pay upwards of $5,000 a year. View Rates by Age

Where you live also has a big influence on Fiat 500X insurance rates. A middle-age driver might find rates as low as $830 a year in states like Idaho, Maine, and Iowa, or be forced to pay as much as $1,790 on average in Michigan, Louisiana, and New York.

View Chart as Image

Using high physical damage deductibles can reduce rates by up to $380 each year, whereas increasing liability limits will cost you more. Going from a 50/100 bodily injury protection limit to a 250/500 limit will cost as much as $468 more per year. View Rates by Deductible or Liability Limit

How to Find Affordable Fiat 500X Insurance

Saving money on Fiat 500X insurance consists of being a good driver, having above-average credit, eliminating unneeded coverage, and determing if full coverage is necessary. Compare prices at every policy renewal by getting rate quotes from direct carriers like Progressive, GEICO, and Esurance, and also from local exclusive and independent agents.

The following list is a brief review of the data illustrated above.

• Drivers who require an increased level of liability coverage will pay an extra $570 each year to raise from a minimum limit to the 250/500 level
• Drivers can save as much as $150 per year just by quoting online in advance
• Increasing deductibles can save approximately $375 each year
• Drivers age 16 to 20 pay the highest rates, costing as high as $417 per month if full coverage is included