Fiat 500X Insurance Rates

Average insurance rates for a Fiat 500X are $1,258 a year for full coverage. Comprehensive insurance costs around $200 a year, collision insurance costs $358, and liability insurance costs $520. A policy with just liability insurance costs as little as $576 a year, and coverage for high-risk drivers costs $2,730 or more. Teenage drivers receive the highest rates at up to $5,006 a year.

Average premium for full coverage: $1,258

Rate estimates for individual coverage type:

Includes $500 deductibles, minimum liability limits, and includes uninsured motorist and medical coverage. Rates are averaged for all states and 500X trim levels.

Price Range by Coverage and Risk

Price Range by Location

Your location has a significant impact on auto insurance rates. Areas with sparse population tend to have a lower frequency of accident claims than densely populated cities. The diagram below illustrates how location impacts auto insurance rates.

These examples show why it is important to compare rates for a specific zip code and risk profile, rather than relying on average rates.

Use the form below to get customized rates for your location.

Additional Rate Information

The chart below shows average Fiat 500X insurance rates for additional coverage choices and driver risks.

• The best discount rate is $744
• Drivers who choose higher $1,000 deductibles will pay about $1,132 a year
• The average rate for a 40-year-old driver using $500 deductibles is $1,258
• Using low $100 deductibles for comprehensive and collision insurance will cost an extra $246 a year
• High risk drivers who are prone to accidents and violations could pay at least $2,730
• The cost for full coverage for a teen driver can be $5,006 a year

View Chart as Image

Insurance rates for a Fiat 500X can also vary considerably based on your driver profile, the trim level of your 500X, and deductibles and policy limits.

Older drivers with no violations or accidents and high deductibles could pay as little as $1,200 per year on average for full coverage. Rates are much higher for teen drivers, where even good drivers should be prepared to pay as much as $5,000 a year. View Rates by Age

Where you live makes a big difference in Fiat 500X insurance rates. A 40-year-old driver could pay as low as $830 a year in states like Idaho, Maine, and Iowa, or be forced to pay as much as $1,790 on average in Michigan, Louisiana, and New York.

View Chart as Image

Using high physical damage deductibles could save up to $380 each year, while buying higher liability limits will increase rates. Going from a 50/100 limit to a 250/500 limit will cost as much as $468 more each year. View Rates by Deductible or Liability Limit

If you like to drive fast or tend to cause accidents, you could be paying at least $1,500 to $2,100 additional per year, depending on your age. A high-risk auto insurance policy can cost anywhere from 42% to 133% more than a normal policy. View High Risk Driver Rates

How to Find the Cheapest Fiat 500X Insurance

Saving money on Fiat 500X insurance not only requires not taking risks behind the wheel, but also having a good credit history, eliminating unneeded coverage, and deciding if full coverage is necessary. Spend time shopping around every couple of years by quoting rates from direct carriers like GEICO and Progressive, and also from local insurance agents.

The following is a recap of the material that was touched on above.

• Drivers who may need higher liability limits will pay an extra $570 each year to go from a minimum limit to 250/500 limits
• Teens are charged the highest rates, costing as high as $417 per month including comprehensive and collision insurance
• High-risk drivers that have major violations or accidents may be required to pay an average of $1,470 more every year for 500X insurance
• Increasing deductibles can save around $375 each year