Fiat 500X Insurance Rates

U.S. average auto insurance rates for a Fiat 500X are $1,258 annually with full coverage. Comprehensive costs approximately $200 each year, collision insurance costs $358, and liability coverage is estimated at $520. A policy with just liability insurance costs approximately $576 a year, and coverage for high-risk drivers costs around $2,730. Teens pay the highest rates at up to $5,006 a year.

Average premium for full coverage: $1,258

Price estimates by individual coverage:

Includes $500 policy deductibles, 30/60 split liability limits, and includes both medical and UM/UIM coverage. Estimates are averaged for all U.S. states and 500X models.

Price Range from Low to High

Geographic Price Range

Living in a larger city has a large influence on the price of insurance. Rural locations have fewer collision claims than cities with more traffic congestion. The graphic below illustrates how location helps determine auto insurance prices.

The ranges above demonstrate why all drivers should get quotes using their specific location and their own personal driving habits, rather than using averaged prices.

Use the form below to get customized rates for your location.

Rate Comparisons

The chart below details average Fiat 500X insurance rates for additional coverage and risk scenarios.

• The cheapest rate after discounts is $744
• Choosing higher $1,000 deductibles can save $126 annually
• The estimated rate for the average middle-age driver who chooses $500 deductibles is $1,258
• Selecting low deductibles for comp and collision coverage will cost $1,504
• Drivers with serious driving violations could pay around $2,730
• The price with full coverage for a teenage driver can cost $5,006 each year

View Chart as Image

Insurance prices for a Fiat 500X are also quite variable based on the trim level and model year, your driving record, and physical damage deductibles and liability limits.

More mature drivers with a clean driving record and high physical damage deductibles may only pay around $1,200 annually on average for full coverage. Prices are much higher for teenage drivers, where even without any violations or accidents they can expect to pay in the ballpark of $5,000 a year. View Rates by Age

If you have some driving violations or you caused a few accidents, you may be forking out anywhere from $1,500 to $2,100 extra each year, depending on your age. Insurance for high-risk drivers ranges around 42% to 133% more than the average policy. View High Risk Driver Rates

Choosing higher comprehensive and collision insurance deductibles can save as much as $380 a year, whereas increasing liability limits will push prices upward. Moving from a 50/100 bodily injury limit to a 250/500 limit will increase prices by as much as $468 more per year. View Rates by Deductible or Liability Limit

The state you live in plays a big part in determining prices for Fiat 500X insurance rates. A good driver about age 40 could pay as low as $910 a year in states like Utah, Ohio, and New Hampshire, or have to pay at least $1,700 on average in New York, Michigan, and Florida.

View Chart as Image

How to Buy the Cheapest Fiat 500X Insurance

Getting lower rates on auto insurance takes being safe and accident-free, having a good credit history, avoid buying unnecessary coverage, and possibly raising deductibles. Invest time comparing rates at least every other year by getting quotes from direct companies like GEICO, Progressive, and Esurance, and also from your local independent and exclusive agents.

Below you'll find a recap of the car insurance concepts covered in the charts and tables above.

• Drivers that have major violations or accidents may pay on average $1,470 more per year than a low-risk driver
• You may be able to save around $150 per year just by quoting online in advance
• Increasing physical damage deductibles could save up to $375 each year
• Consumers who purchase more liability protection will pay approximately $570 every year to raise limits from a low limit to higher 250/500 limits