Fiat 500X Insurance Rates

Average insurance prices for a Fiat 500X are $1,258 every 12 months for full coverage insurance. Comprehensive costs approximately $200 each year, collision insurance costs $358, and liability coverage costs $520. Liability-only coverage costs as little as $576 a year, and high-risk coverage costs around $2,730. 16-year-old drivers receive the highest rates at up to $5,006 a year.

Average premium for full coverage: $1,258

Rate estimates by individual coverage type:

Prices include $500 deductible amounts, 30/60 split liability limits, and includes uninsured motorist and medical coverage. Rates are averaged for all 50 states and 500X models.

Price Range by Coverage and Risk

Price Range by Location

Your location has a large influence on the price of auto insurance. Rural locations tend to have more infrequent physical damage claims than congested cities. The graphic below illustrates the effect of geographic area on auto insurance prices.

These examples illustrate why all drivers should compare rates using their specific location and their own driving history, rather than using rate averages.

Use the form below to get customized rates for your location.

Additional Rate Information

The chart below illustrates average Fiat 500X insurance rates for additional coverage and risk scenarios.

• The best full coverage rate is $744
• Drivers who choose higher $1,000 deductibles will pay $126 each year
• The average price for a 40-year-old driver who chooses $500 deductibles is $1,258
• Buying low deductibles for comprehensive and collision insurance increases the price to $1,504
• High-risk insureds with multiple tickets or accidents could pay around $2,730
• The cost to insure a teenage driver can cost $5,006 a year

View Chart as Image

Car insurance rates for a Fiat 500X can also vary considerably based on policy deductibles and limits, your risk profile, and the model of your 500X.

Opting for high physical damage deductibles could save up to $380 a year, whereas increasing liability limits will push rates upward. Switching from a 50/100 liability limit to a 250/500 limit will cost as much as $468 extra every 12 months. View Rates by Deductible or Liability Limit

More mature drivers with no driving violations and higher deductibles may only pay around $1,200 per year on average for full coverage. Rates are highest for teen drivers, since even excellent drivers will be charged in the ballpark of $5,000 a year. View Rates by Age

If you like to drive fast or you were responsible for an accident, you are probably paying anywhere from $1,500 to $2,100 extra per year, depending on your age. Insurance for high-risk drivers can cost around 42% to 133% more than the average rate. View High Risk Driver Rates

Where you live makes a big difference in Fiat 500X insurance rates. A 40-year-old driver could pay as low as $820 a year in states like North Carolina, Wisconsin, and Vermont, or at least $1,700 on average in Florida, New York, and Michigan.

View Chart as Image

How to Shop for the Right Fiat 500X Insurance

Saving money on auto insurance not only requires having a good driving record, but also maintaining a good credit score, avoid buying unnecessary coverage, and attention to physical damage deductibles. Take the time to compare rates at least every other year by getting rate quotes from direct insurance companies like GEICO, Progressive, and Esurance, and also from local insurance agencies.

The next list is a quick rundown of the car insurance concepts covered in the above illustrations.

• Drivers with reckless driving or DUI convictions may have to pay on average $1,470 more per year to buy Fiat 500X insurance
• It is possible to save around $150 per year just by quoting online in advance
• Increasing deductibles could save as much as $375 each year
• Consumers who purchase increased levels of liability coverage will pay around $570 annually to go from a minimum limit to a 250/500 level