Fiat 500X Insurance Rates

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UPDATED: Apr 7, 2024

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U.S. average insurance prices for a Fiat 500X are $1,258 every 12 months for full coverage. Comprehensive costs approximately $200, collision insurance costs $358, and liability insurance is estimated at $520. Liability-only insurance costs approximately $576 a year, and high-risk driver insurance costs around $2,730. Teenage drivers pay the highest rates at up to $5,006 a year.

Average premium for full coverage: $1,258

Price estimates by individual coverage:

Comprehensive $200
Collision $358
Liability $520

Prices are based on $500 policy deductibles, 30/60 liability limits, and includes UM/UIM and medical coverage. Estimates are averaged for all states and for all 500X models.

Price Range from Low to High

Using a middle-aged driver as an example, Fiat 500X insurance prices range from the cheapest price of $576 for a discount liability-only rate to the much higher price of $2,730 for a driver required to buy high-risk insurance.

Liability Only $576
Full Coverage $1,258
High Risk $2,730

Geographic Price Range

Living in a larger city has a significant impact on car insurance rates. Rural locations have more infrequent accident claims than densely populated cities. The example below illustrates how where you live affects auto insurance prices.

Rural Areas $944
Small Cities $1,321
Large Cities $1,698

The ranges above show why everyone should get quotes using their specific location and their own driving history, rather than relying on average rates.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

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Rates by State, City, and Model

The chart below shows average Fiat 500X insurance rates for additional coverage and risk scenarios.

  • The best discount rate is $744
  • Choosing higher $1,000 deductibles can save $126 a year
  • The average price for the average middle-age driver who chooses $500 deductibles is $1,258
  • Using pricier low deductibles for comp and collision coverage increases the price to $1,504
  • High-risk insureds who are prone to accidents and violations could pay around $2,730
  • The price to insure a teen driver for full coverage can cost $5,006 each year

View Chart as Image

Fiat 500X insurance cost comparison chart
Column chart showing Fiat 500X insurance rates range from $744 to $5,006 for full coverage

Car insurance prices for a Fiat 500X are also quite variable based on deductibles and policy limits, your driver profile, and the model of your 500X.

Using high physical damage deductibles can save as much as $380 each year, whereas buying more liability protection will push prices upward. Going from a 50/100 liability limit to a 250/500 limit will increase prices by as much as $468 extra every 12 months. View Rates by Deductible or Liability Limit

A more mature driver with no driving violations and higher deductibles could pay as little as $1,200 annually on average for full coverage. Prices are much higher for teenage drivers, since even excellent drivers will be charged in the ballpark of $5,000 a year. View Rates by Age

If you have some driving violations or you were responsible for an accident, you could be paying anywhere from $1,500 to $2,100 extra each year, depending on your age. Fiat 500X insurance for high-risk drivers ranges anywhere from 42% to 133% more than a normal policy. View High Risk Driver Rates

The state you live in plays a big part in determining prices for Fiat 500X insurance rates. A good driver about age 40 could pay as low as $830 a year in states like Iowa, Maine, and Idaho, or be forced to pay as much as $1,790 on average in New York, Louisiana, and Michigan.

Fiat 500X Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,136 -$122 -9.7%
Alaska $964 -$294 -23.4%
Arizona $1,046 -$212 -16.9%
Arkansas $1,258 -$0 0.0%
California $1,432 $174 13.8%
Colorado $1,200 -$58 -4.6%
Connecticut $1,292 $34 2.7%
Delaware $1,424 $166 13.2%
Florida $1,574 $316 25.1%
Georgia $1,162 -$96 -7.6%
Hawaii $904 -$354 -28.1%
Idaho $852 -$406 -32.3%
Illinois $938 -$320 -25.4%
Indiana $948 -$310 -24.6%
Iowa $850 -$408 -32.4%
Kansas $1,194 -$64 -5.1%
Kentucky $1,714 $456 36.2%
Louisiana $1,862 $604 48.0%
Maine $778 -$480 -38.2%
Maryland $1,038 -$220 -17.5%
Massachusetts $1,004 -$254 -20.2%
Michigan $2,182 $924 73.4%
Minnesota $1,054 -$204 -16.2%
Mississippi $1,508 $250 19.9%
Missouri $1,116 -$142 -11.3%
Montana $1,350 $92 7.3%
Nebraska $992 -$266 -21.1%
Nevada $1,510 $252 20.0%
New Hampshire $906 -$352 -28.0%
New Jersey $1,406 $148 11.8%
New Mexico $1,114 -$144 -11.4%
New York $1,326 $68 5.4%
North Carolina $726 -$532 -42.3%
North Dakota $1,032 -$226 -18.0%
Ohio $868 -$390 -31.0%
Oklahoma $1,292 $34 2.7%
Oregon $1,152 -$106 -8.4%
Pennsylvania $1,198 -$60 -4.8%
Rhode Island $1,678 $420 33.4%
South Carolina $1,140 -$118 -9.4%
South Dakota $1,060 -$198 -15.7%
Tennessee $1,100 -$158 -12.6%
Texas $1,514 $256 20.3%
Utah $930 -$328 -26.1%
Vermont $862 -$396 -31.5%
Virginia $752 -$506 -40.2%
Washington $970 -$288 -22.9%
West Virginia $1,152 -$106 -8.4%
Wisconsin $870 -$388 -30.8%
Wyoming $1,120 -$138 -11.0%

View Chart as Image

Fiat 500X insurance rates by U.S. city
Fiat 500X Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2023 Fiat 500X $248 $494 $470 $1,392
2022 Fiat 500X $240 $474 $486 $1,380
2021 Fiat 500X $226 $458 $500 $1,364
2020 Fiat 500X $218 $424 $510 $1,332
2019 Fiat 500X $208 $400 $514 $1,302
2018 Fiat 500X $200 $358 $520 $1,258
2017 Fiat 500X $188 $330 $520 $1,218
2016 Fiat 500X $180 $310 $524 $1,194

Rates are averaged for all Fiat 500X models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Shop for Affordable Fiat 500X Insurance

Getting lower rates on Fiat 500X insurance takes avoiding accidents and claims, maintaining a good credit score, eliminating unnecessary coverage, and attention to physical damage deductibles. Take the time to comparison shop at every policy renewal by getting rate quotes from direct carriers like Progressive, GEICO, and Esurance, and also from your local independent and exclusive agents.

The points below are a brief review of the data touched on in the above illustrations.

  • Drivers who purchase increased liability limits will pay an extra $570 each year to raise limits from a low limit to a 250/500 level
  • Drivers can save around $150 per year just by quoting online well ahead of the renewal date
  • Increasing physical damage deductibles could save as much as $375 each year
  • Drivers under the age of 20 pay the highest auto insurance prices, with premiums as much as $417 a month if the policy includes full coverage

Rates by Driver Age

Fiat 500X Insurance Rates by Driver Age
Driver Age Premium
16 $5,006
20 $2,914
30 $1,288
40 $1,258
50 $1,156
60 $1,132

Full coverage, $500 deductibles

Rates by Deductible

Fiat 500X Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,504
$250 $1,390
$500 $1,258
$1,000 $1,132

Full coverage, driver age 40

Rates by Liability Limit

Fiat 500X Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,258
50/100 $1,362
100/300 $1,492
250/500 $1,830
100 CSL $1,414
300 CSL $1,700
500 CSL $1,908

Full coverage, driver age 40

Rates for High Risk Drivers

Fiat 500X Insurance Rates for High Risk Drivers
Age Premium
16 $7,088
20 $4,652
30 $2,764
40 $2,730
50 $2,612
60 $2,588

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $175

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $65
Multi-vehicle $69
Homeowner $21
5-yr Accident Free $84
5-yr Claim Free $80
Paid in Full/EFT $50
Advance Quote $59
Online Quote $86
Total Discounts $514
Rate after discounts $744

Discounts are estimated and may not be available from every company or in every state.

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