Fiat 500X Insurance Rates

The average auto insurance rates for a Fiat 500X are $1,258 annually including full coverage. Comprehensive costs on average $200, collision insurance costs $358, and liability coverage costs around $520. Liability-only coverage costs as low as $576 a year, and high-risk coverage costs around $2,730. Teen drivers cost the most to insure at up to $5,006 a year.

Average premium for full coverage: $1,258

Policy rates by type of insurance:

Estimates include $500 comprehensive and collision deductibles, 30/60 liability coverage, and includes additional medical/uninsured motorist coverage. Prices are averaged for all 50 U.S. states and for all 500X models.

Price Range Variability

Urban vs. Rural Price Range

Where you live has a large influence on car insurance rates. Rural areas are shown to have fewer comprehensive and collision claims than larger metro areas. The example below illustrates the effect of geographic area on car insurance rates.

The examples above highlight why everyone should compare prices based on a specific location and their own personal driving habits, rather than using price averages.

Use the form below to get customized rates for your location.

Additional Rate Analysis

The chart below breaks down average Fiat 500X insurance rates for different risk profiles and scenarios.

• The lowest rate with discounts is $744
• Using higher $1,000 deductibles will save around $126 every year
• The estimated rate for a good driver age 40 with $500 deductibles is $1,258
• Choosing pricier low deductibles for physical damage coverage will cost $1,504
• Higher-risk drivers with multiple violations and an at-fault accident could pay upwards of $2,730
• Policy cost with full coverage for a teenage driver for full coverage may cost $5,006 or more

View Chart as Image

Insurance rates for a Fiat 500X also range considerably based on the model year and trim level, your driving characteristics, and policy deductibles and limits.

A more mature driver with no violations or accidents and high physical damage deductibles may only pay around $1,200 a year, or $100 per month, for full coverage. Rates are highest for teenagers, where even without any violations or accidents they should be prepared to pay upwards of $5,000 a year. View Rates by Age

If you have a few points on your driving record or you caused a few accidents, you are likely paying at a minimum $1,500 to $2,100 additional every year, depending on your age. Fiat 500X insurance for high-risk drivers can be around 42% to 133% more than average. View High Risk Driver Rates

Choosing high deductibles could cut rates by as much as $380 a year, whereas buying more liability protection will cost you more. Changing from a 50/100 bodily injury limit to a 250/500 limit will raise rates by up to $468 more each year. View Rates by Deductible or Liability Limit

Your home state has a huge impact on Fiat 500X insurance rates. A driver around age 40 might see rates as low as $970 a year in states like Missouri, New Hampshire, and Vermont, or as much as $1,790 on average in Michigan, New York, and Louisiana.

View Chart as Image

How to Buy Low Cost Fiat 500X Insurance

Finding cheaper rates on auto insurance requires avoiding accidents and violations, having good credit, paying for small claims out-of-pocket, and dropping full coverage on older vehicles. Take the time to compare rates every year by getting quotes from direct car insurance companies like Progressive, GEICO, and Esurance, and also from several local insurance agents.

The list below is a review of the coverage data covered in the above illustrations.

• You may be able to save as much as $150 per year just by quoting online well ahead of the renewal date
• Increasing comprehensive and collision deductibles could save up to $375 each year
• Teenagers pay higher rates, with premiums being up to $417 each month if they have full coverage
• Drivers who have several accidents or serious violations pay on average $1,470 more each year for car insurance