Fiat 500X Insurance Rates

The average insurance rates for a Fiat 500X are $1,258 a year with full coverage. Comprehensive costs an estimated $200 a year, collision insurance costs $358, and liability coverage is estimated at $520. A liability-only policy costs approximately $576 a year, and high-risk insurance costs around $2,730. Teenage drivers cost the most to insure at up to $5,006 a year.

Average premium for full coverage: $1,258

Policy rates broken down by type of insurance:

Estimates include $500 physical damage insurance deductibles, 30/60 bodily injury liability limits, and includes additional medical/uninsured motorist coverage. Prices are averaged for all U.S. states and 500X trim levels.

Price Range Variability

Urban vs. Rural Price Range

Living in a larger city has a large influence on car insurance rates. More rural locations are shown to have a lower frequency of collision claims than densely populated cities. The diagram below illustrates how location impacts insurance prices.

The examples above demonstrate why it is important to get quotes for a targeted area and risk profile, rather than using average rates.

Use the form below to get customized rates for your location.

Additional Rate Analysis

The chart below details average Fiat 500X insurance rates for other coverage scenarios.

• The best discount rate is $744
• Choosing higher $1,000 deductibles can save approximately $1,132 annually
• The average rate for a good driver age 40 who has $500 deductibles is $1,258
• Using low $100 deductibles for comp and collision coverage will increase the cost to $1,504
• Drivers who are prone to accidents and violations could pay up to $2,730
• Policy cost for full coverage for a teenage driver can cost as much as $5,006 each year

View Chart as Image

Car insurance rates for a Fiat 500X also range considerably based on your risk profile, the trim level and model year, and liability limits and deductibles.

Older drivers with no driving violations and high deductibles may only pay around $1,200 annually on average, or $100 per month, for full coverage. Rates are much higher for teenagers, where even good drivers will be charged at least $5,000 a year. View Rates by Age

Your home state plays a big part in determining prices for Fiat 500X insurance rates. A good driver about age 40 could pay as low as $910 a year in states like Utah, Ohio, and New Hampshire, or be forced to pay as much as $1,700 on average in New York, Michigan, and Florida.

View Chart as Image

Using high physical damage deductibles can save as much as $380 a year, while buying higher liability limits will increase premiums. Moving from a 50/100 limit to a 250/500 limit will raise rates by up to $468 extra every 12 months. View Rates by Deductible or Liability Limit

If you have a few points on your driving record or tend to cause accidents, you may be forking out $1,500 to $2,100 extra every year, depending on your age. A high-risk auto insurance policy ranges around 42% to 133% more than a normal policy. View High Risk Driver Rates

How to Find Low Cost Fiat 500X Insurance

Finding cheaper rates on auto insurance takes being a low-risk driver, having above-average credit, not filing small claims, and possibly higher deductibles. Spend time shopping around at every other renewal by obtaining price quotes from direct companies like GEICO, Progressive, and Esurance, and also from local exclusive and independent agents.

The items below are a review of the concepts that were touched on above.

• Drivers who have several accidents or serious violations may pay on average $1,470 more annually to insure their 500X
• Teen drivers have the highest car insurance rates, as much as $417 each month if full coverage is included
• You may be able to save approximately $150 per year just by quoting early and online
• Increasing comprehensive and collision deductibles can save around $375 each year
• You may be able to save approximately $150 per year just by quoting early and online