Fiat 500X Insurance Rates

U.S. average insurance rates for a Fiat 500X are $1,258 a year including full coverage. Comprehensive costs an estimated $200 each year, collision insurance costs $358, and liability is $520. Liability-only coverage costs around $576 a year, and high-risk coverage costs around $2,730. Teenage drivers pay the highest rates at up to $5,006 a year.

Average premium for full coverage: $1,258

Price estimates broken down by individual coverage:

Prices are based on $500 comprehensive and collision deductibles, bodily injury liability limits of 30/60, and includes uninsured/under-insured motorist coverage. Estimates are averaged for all 50 U.S. states and 500X models.

Price Range from Low to High

Geographic Price Range

Choosing to live in a large city can have significant affects on the price of auto insurance. More rural locations have lower incidents of comprehensive and collision claims than densely populated cities. The graphic below illustrates how your location can change insurance prices.

The ranges above highlight why all drivers should compare rates quotes for a targeted area, instead of using average rates.

Use the form below to get customized rates for your location.

More Rate Information

The chart below breaks down average Fiat 500X insurance rates for other coverage scenarios.

• The best discount rate is $744
• Raising to $1,000 deductibles will save approximately $126 every year
• The estimated price for the average middle-age driver who has $500 deductibles is $1,258
• Using low deductibles bumps up the cost to $1,504
• At-risk drivers who are prone to accidents and violations could pay up to $2,730
• The price that insures a teen driver can cost as much as $5,006

View Chart as Image

Auto insurance prices for a Fiat 500X are also quite variable based on the trim level and model year, your driving record and age, and liability limits and deductibles.

If you have some driving violations or you caused an accident, you are likely paying $1,500 to $2,100 in extra premium each year, depending on your age. Insurance for high-risk drivers is expensive and can cost as much as 42% to 133% more than a normal policy. View High Risk Driver Rates

More mature drivers with a good driving record and higher comprehensive and collision deductibles may pay as little as $1,200 every 12 months on average for full coverage. Prices are much higher for teenage drivers, since even teens with perfect driving records will have to pay at least $5,000 a year. View Rates by Age

The state you live in also has a big influence on Fiat 500X insurance prices. A middle-age driver might find prices as low as $970 a year in states like Vermont, New Hampshire, and Missouri, or be forced to pay as much as $1,790 on average in Louisiana, New York, and Michigan.

View Chart as Image

Using high physical damage deductibles can reduce prices by up to $380 every year, whereas increasing liability limits will increase premiums. Changing from a 50/100 bodily injury protection limit to a 250/500 limit will increase prices by as much as $468 extra every year. View Rates by Deductible or Liability Limit

How to Find Affordable Fiat 500X Insurance

Getting lower rates on car insurance consists of having a decent driving record, maintaining a good credit score, being claim-free, and consideration of higher deductibles. Compare prices every other policy renewal by obtaining price quotes from direct car insurance companies, and also from your local car insurance providers.

The following items are a brief review of the ideas that were illustrated above.

• 16 to 18-year-old drivers are the costliest to insure, possibly costing $417 a month if the policy includes full coverage
• Higher risk drivers with DUI or reckless driving convictions could be charged and average of $1,470 more annually than a driver with a clean driving record
• Increasing physical damage deductibles can save approximately $375 each year
• You may be able to save approximately $150 per year just by quoting online in advance