Fiat 500X Insurance Rates

U.S. average insurance rates for a Fiat 500X are $1,258 a year with full coverage. Comprehensive insurance costs around $200 each year, collision insurance costs $358, and liability costs around $520. A policy with just liability insurance costs as low as $576 a year, and coverage for high-risk drivers costs $2,730 or more. Teen drivers pay the highest rates at up to $5,006 a year.

Average premium for full coverage: $1,258

Price estimates for individual coverage:

Estimates include $500 policy deductibles, bodily injury liability limits of 30/60, and includes medical and uninsured motorist coverage. Estimates are averaged for all U.S. states and 500X models.

Price Range from Low to High

Geographic Price Range

Where you live can make a big difference on insurance rates. Areas with sparse population have lower incidents of collision claims than larger metro areas. The graphic below illustrates how rural and urban location affects auto insurance rates.

The ranges above demonstrate why all drivers should compare prices for a specific zip code, instead of making a decision based on price averages.

Use the form below to get customized rates for your location.

Detailed Rate Analysis

The chart below details average Fiat 500X insurance rates for additional coverage choices and driver risks.

• The lowest rate with discounts is $744
• Using higher $1,000 deductibles will save about $126 annually
• The estimated price for the average middle-age driver using $500 deductibles is $1,258
• Choosing low deductibles for physical damage coverage will cost an additional $246 annually
• High-risk insureds with multiple violations and an at-fault accident could pay at least $2,730
• The price that insures a 16-year-old driver can be $5,006 or more

View Chart as Image

Insurance prices for a Fiat 500X are also quite variable based on the trim level and model year, your age and driving habits, and deductibles and policy limits.

If you have some driving violations or you caused an accident, you may be forking out at least $1,500 to $2,100 extra each year, depending on your age. Insurance for high-risk drivers can be from 42% to 133% more than average. View High Risk Driver Rates

More mature drivers with a clean driving record and higher comprehensive and collision deductibles may pay as low as $1,200 a year for full coverage. Prices are highest for teenage drivers, since even teens with perfect driving records can expect to pay as much as $5,000 a year. View Rates by Age

The state you live in has a huge impact on Fiat 500X insurance prices. A driver around age 40 might see prices as low as $910 a year in states like New Hampshire, Ohio, and Utah, or as much as $1,700 on average in Florida, Michigan, and New York.

View Chart as Image

Choosing high deductibles could cut prices by as much as $380 annually, whereas increasing liability limits will increase prices. Moving from a 50/100 bodily injury protection limit to a 250/500 limit will increase prices by as much as $468 more per year. View Rates by Deductible or Liability Limit

How to Find Low Cost Fiat 500X Insurance

Getting lower rates on insurance for a Fiat 500X requires avoiding accidents and claims, having above-average credit, avoid buying unnecessary coverage, and dropping full coverage on older vehicles. Shop around every other policy renewal by quoting rates from direct companies, and also from your local independent and exclusive agents.

The points below are a review of the ideas that were raised in the charts and tables above.

• Drivers under the age of 20 pay higher prices, costing up to $417 a month if full coverage is included
• Drivers considered higher risk who have several accidents or serious violations may pay on average $1,470 more every year to insure a Fiat 500X
• Increasing physical damage deductibles can save approximately $375 each year
• You may be able to save up to $150 per year just by quoting online in advance