Fiat 500X Insurance Rates

Average insurance prices for a Fiat 500X are $1,258 every 12 months with full coverage. Comprehensive insurance costs an estimated $200 each year, collision insurance costs $358, and liability insurance is $520. Liability-only coverage costs around $576 a year, and high-risk coverage costs $2,730 or more. Teens receive the highest rates at up to $5,006 a year.

Average premium for full coverage: $1,258

Rate estimates broken down by individual coverage type:

Estimates include $500 physical damage deductibles, 30/60 liability limits, and includes additional medical/uninsured motorist coverage. Rates are averaged for all U.S. states and 500X models.

Price Range by Coverage and Risk

Price Range by Location

Choosing to live in a large city has a significant impact on car insurance rates. More rural locations tend to have more infrequent collision claims than cities with more traffic congestion. The graphic below illustrates how location helps determine insurance prices.

These examples demonstrate why all drivers should compare rates quotes for a targeted area and their own driving history, rather than relying on averaged prices.

Use the form below to get customized rates for your location.

Additional Rate Analysis

The chart below details average Fiat 500X insurance rates for other coverage scenarios.

• The cheapest rate after discounts is $744
• Raising to $1,000 deductibles will save approximately $126 annually
• The average price for a 40-year-old driver who has $500 deductibles is $1,258
• Selecting low deductibles costs an extra $246 a year
• Higher-risk drivers with serious driving violations could pay up to $2,730
• The cost to insure a teen driver can cost as much as $5,006

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Car insurance rates for a Fiat 500X can also vary considerably based on policy deductibles and limits, your driving record, and the model year and trim level.

Choosing higher comprehensive and collision insurance deductibles can reduce rates by up to $380 each year, whereas increasing liability limits will increase premiums. Moving from a 50/100 liability limit to a 250/500 limit will cost as much as $468 extra every 12 months. View Rates by Deductible or Liability Limit

More mature drivers with no driving violations and higher deductibles could pay as little as $1,200 every 12 months on average for full coverage. Rates are much higher for teen drivers, since even excellent drivers will be charged at least $5,000 a year. View Rates by Age

If you like to drive fast or you were responsible for an accident, you may be forking out $1,500 to $2,100 extra per year, depending on your age. Insurance for high-risk drivers is expensive and can cost anywhere from 42% to 133% more than the average policy. View High Risk Driver Rates

Where you live also has a big influence on Fiat 500X insurance rates. A middle-age driver might find rates as low as $910 a year in states like Utah, Ohio, and New Hampshire, or have to pay at least $1,700 on average in New York, Michigan, and Florida.

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How to Shop for Low Cost Fiat 500X Insurance

Saving money on Fiat 500X insurance consists of being a safe and courteous driver, maintaining a good credit score, eliminating unnecessary coverage, and possibly higher deductibles. Invest time comparing rates at every policy renewal by requesting quotes from direct companies like GEICO, Progressive, and Esurance, and also from your local independent and exclusive agents.

Below is a review of the data covered in the charts and tables above.

• Drivers who want higher levels of liability will pay approximately $570 every year to raise from a minimum limit to a 250/500 level
• You may be able to save approximately $150 per year just by quoting online in advance
• Increasing deductibles could save as much as $375 each year
• Teenage drivers have the highest car insurance rates, with premiums as much as $417 per month if the policy includes full coverage