Fiat 500X Insurance Rates

Average insurance rates for a Fiat 500X are $1,258 a year with full coverage. Comprehensive costs on average $200 each year, collision insurance costs $358, and liability costs $520. Buying just liability costs as little as $576 a year, and insurance for high-risk drivers costs around $2,730. Teens receive the highest rates at up to $5,006 a year.

Average premium for full coverage: $1,258

Rate estimates by individual coverage type:

Price estimates include $500 physical damage deductibles, liability limits of 30/60, and includes medical and uninsured motorist coverage. Rates are averaged for all U.S. states and 500X models.

Price Range by Coverage and Risk

Price Range by Location

Your location can have significant affects on auto insurance rates. Rural areas tend to have a lower frequency of collision claims than cities with more traffic congestion. The graphic below illustrates how location helps determine car insurance rates.

These examples demonstrate why all drivers should compare rates based on a specific location and risk profile, instead of using averaged prices.

Use the form below to get customized rates for your location.

Detailed Rate Analysis

The chart below details average Fiat 500X insurance rates for different risk profiles and scenarios.

• The cheapest rate after discounts is $744
• Drivers who choose higher $1,000 deductibles will pay around $126 annually
• The average rate for a 40-year-old driver with $500 deductibles is $1,258
• Selecting low deductibles for comprehensive and collision insurance will increase the cost to $1,504
• Higher-risk drivers with serious driving violations could pay upwards of $2,730
• The cost for full coverage for a teen driver may cost $5,006 a year

View Chart as Image

Auto insurance rates for a Fiat 500X can also vary considerably based on your driver profile, the trim level and model year, and policy deductibles and limits.

More mature drivers with a good driving record and high deductibles may pay as little as $1,200 per year on average for full coverage. Rates are much higher for teen drivers, where even good drivers will have to pay upwards of $5,000 a year. View Rates by Age

Where you live makes a big difference in Fiat 500X insurance prices. A 40-year-old driver could pay as low as $910 a year in states like New Hampshire, Ohio, and Utah, or have to pay at least $1,700 on average in Florida, Michigan, and New York.

View Chart as Image

Choosing higher comprehensive and collision insurance deductibles could save up to $380 every year, whereas increasing liability limits will cost you more. Moving from a 50/100 limit to a 250/500 limit will cost as much as $468 extra every year. View Rates by Deductible or Liability Limit

If you like to drive fast or tend to cause accidents, you may be forking out at a minimum $1,500 to $2,100 in extra premium per year, depending on your age. Insurance for high-risk drivers can cost as much as 42% to 133% more than the average policy. View High Risk Driver Rates

How to Find Cheaper Fiat 500X Insurance

Saving money on car insurance not only requires being a safe and courteous driver, but also having good credit, eliminating unnecessary coverage, and deciding if full coverage is necessary. Invest time comparing rates once a year by requesting rates from direct companies like GEICO and Progressive, and also from local insurance agents.

Below is a condensed summary of the data that was covered in the charts and tables above.

• You may be able to save as much as $150 per year just by quoting online in advance
• Policyholders who require higher levels of liability will pay approximately $570 every year to go from a minimum limit to 250/500 limits
• Teenage drivers are charged the highest rates, with premiums as much as $417 per month if they have full coverage
• Higher risk drivers with multiple at-fault accidents may be required to pay an average of $1,470 more each year for auto insurance