Fiat 500X Insurance Rates

Estimated insurance prices for a Fiat 500X are $1,258 every 12 months with full coverage. Comprehensive costs around $200 a year, collision insurance costs $358, and liability is estimated at $520. A liability-only policy costs approximately $576 a year, and high-risk insurance costs around $2,730. Teenage drivers pay the most at up to $5,006 a year.

Average premium for full coverage: $1,258

Premium estimates for type of coverage:

These estimates include $500 policy deductibles, 30/60 liability limits, and includes uninsured/under-insured motorist coverage. Rates include averaging for all U.S. states and 500X trim levels.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Living in a larger city can make a big difference on insurance rates. Areas with sparse population are statistically proven to have more infrequent collision claims than densely populated cities. The diagram below illustrates the effect of geographic area on auto insurance rates.

These rate differences demonstrate why it is important to get quotes for a specific zip code and their own driving history, instead of making a decision based on average rates.

Use the form below to get customized rates for your location.

More Rate Information

The chart below details average Fiat 500X insurance rates for additional coverage choices and driver risks.

• The best discount rate is $744
• Choosing higher $1,000 deductibles can save about $1,132 annually
• The average price for a 40-year-old good driver using $500 deductibles is $1,258
• Using low $100 deductibles for comp and collision coverage increases the price to $1,504
• Higher-risk drivers who are prone to accidents and violations could pay at least $2,730
• An auto insurance policy to insure a 16-year-old driver can be $5,006 each year

View Chart as Image

Auto insurance prices for a Fiat 500X also have a wide range based on physical damage deductibles and liability limits, your driving record, and the trim level and model year.

Using high physical damage deductibles can save as much as $380 annually, while buying higher liability limits will increase prices. Moving from a 50/100 liability limit to a 250/500 limit will cost up to $468 extra every year. View Rates by Deductible or Liability Limit

Older drivers with a good driving record and higher deductibles may pay as low as $1,200 annually on average, or $100 per month, for full coverage. Prices are much higher for drivers in their teens, since even excellent drivers will have to pay as much as $5,000 a year. View Rates by Age

If you have a few violations or you were responsible for an accident, you may be forking out at least $1,500 to $2,100 in extra premium annually, depending on your age. A high-risk auto insurance policy ranges from 42% to 133% more than a normal policy. View High Risk Driver Rates

Where you choose to live plays a big part in determining prices for Fiat 500X insurance prices. A good driver about age 40 could pay as low as $910 a year in states like New Hampshire, Ohio, and Utah, or be forced to pay as much as $1,700 on average in Florida, Michigan, and New York.

View Chart as Image

How to Shop for Cheap Fiat 500X Insurance

Finding better rates on insurance for a Fiat 500X takes being a good driver, having a good credit score, being claim-free, and possibly raising deductibles. Take the time to compare rates at every policy renewal by requesting rates from direct companies, and also from several local insurance agents.

The following list is a brief summary of the data covered in the above illustrations.

• Insureds who may need an increased level of liability coverage will pay an extra $570 every year to raise limits from 30/60 bodily injury limits to a 250/500 level
• You may be able to save up to $150 per year just by quoting early and online
• Increasing policy deductibles could save as much as $375 each year
• Drivers age 16 to 20 are expensive to insure, possibly costing $417 per month if comprehensive and collision insurance is included