Fiat 500X Insurance Rates

The average auto insurance rates for a Fiat 500X are $1,258 annually with full coverage. Comprehensive costs on average $200 each year, collision insurance costs $358, and liability costs $520. Buying just liability costs as little as $576 a year, and insurance for high-risk drivers costs around $2,730. Teenage drivers cost the most to insure at up to $5,006 a year.

Average premium for full coverage: $1,258

Policy rates by type of insurance:

Rate estimates include $500 physical damage insurance deductibles, 30/60 split liability limits, and includes both medical and UM/UIM coverage. Prices are averaged for all U.S. states and 500X models.

Price Range Variability

Urban vs. Rural Price Range

Your location can have significant affects on auto insurance rates. Rural areas are shown to have fewer collision claims than densely populated cities. The graphic below illustrates the difference location can make on car insurance rates.

The examples above demonstrate why all drivers should compare rates based on a specific location and their own personal driving habits, instead of using average rates.

Use the form below to get customized rates for your location.

Rate Comparisons

The chart below details average Fiat 500X insurance rates for different risk profiles and scenarios.

• The best discount rate is $744
• Drivers who choose higher $1,000 deductibles will pay around $126 annually
• The estimated rate for a good driver age 40 with $500 deductibles is $1,258
• Using low deductibles for comprehensive and collision insurance will cost $1,504
• Higher-risk drivers who are prone to accidents and violations could pay upwards of $2,730
• Policy cost with full coverage for a teen driver may cost $5,006 a year

View Chart as Image

Insurance rates for a Fiat 500X also range considerably based on the model year and trim level, your driving record, and policy deductibles and limits.

More mature drivers with a clean driving record and high physical damage deductibles may pay as little as $1,200 per year on average, or $100 per month, for full coverage. Rates are much higher for teenagers, where even without any violations or accidents they can expect to pay upwards of $5,000 a year. View Rates by Age

If you have a few points on your driving record or you caused a few accidents, you may be forking out at a minimum $1,500 to $2,100 extra every year, depending on your age. Insurance for high-risk drivers can cost as much as 42% to 133% more than a normal policy. View High Risk Driver Rates

Using high physical damage deductibles could save up to $380 every year, whereas increasing liability limits will cost you more. Moving from a 50/100 bodily injury limit to a 250/500 limit will raise rates by up to $468 more per year. View Rates by Deductible or Liability Limit

Your home state makes a big difference in Fiat 500X insurance prices. A 40-year-old driver could pay as low as $910 a year in states like New Hampshire, Ohio, and Utah, or be forced to pay as much as $1,700 on average in Florida, Michigan, and New York.

View Chart as Image

How to Buy the Best Fiat 500X Insurance

Finding cheaper rates on car insurance not only requires being a low-risk driver, but also having a good credit history, not filing small claims, and determing if full coverage is necessary. Make time to compare rates at least every other year by getting rate quotes from direct companies like Progressive, GEICO, and Esurance, and also from local independent and exclusive agents.

The items below are a brief recap of the car insurance concepts touched on in this article.

• Higher risk drivers who tend to receive serious violations pay an average of $1,470 more each year to insure their 500X
• You may be able to save as much as $150 per year just by quoting online in advance
• Increasing comprehensive and collision deductibles could save up to $375 each year
• Policyholders who require more liability coverage will pay an extra $570 every year to go from a 30/60 limit to higher 250/500 limits