Fiat 500X Insurance Rates

Average insurance prices for a Fiat 500X are $1,258 every 12 months for full coverage insurance. Comprehensive costs approximately $200 a year, collision insurance costs $358, and liability coverage is estimated at $520. A policy with just liability insurance costs approximately $576 a year, and coverage for high-risk drivers costs around $2,730. Teenage drivers receive the highest rates at up to $5,006 a year.

Average premium for full coverage: $1,258

Rate estimates by individual coverage type:

Full coverage includes $500 physical damage deductibles, 30/60 liability coverage, and includes medical and UM/UIM coverage. Rates are averaged for all 50 states and 500X trim levels.

Price Range by Coverage and Risk

Price Range by Location

Living in a larger city has a large influence on the price of auto insurance. Rural locations tend to have more infrequent physical damage claims than densely populated cities. The diagram below illustrates how rural and urban location affects auto insurance prices.

These examples illustrate why it is important to get quotes using their specific location and their own driving history, rather than using average rates.

Use the form below to get customized rates for your location.

More Rate Details

The chart below illustrates average Fiat 500X insurance rates for additional coverage and risk scenarios.

• The best discount rate is $744
• Choosing higher $1,000 deductibles can save $1,132 each year
• The average price for a 40-year-old driver who chooses $500 deductibles is $1,258
• Using low $100 deductibles for comp and collision coverage increases the price to $1,504
• Drivers who are prone to accidents and violations could pay around $2,730
• The cost to insure a teenage driver can cost $5,006 each year

View Chart as Image

Insurance rates for a Fiat 500X can also vary considerably based on policy deductibles and limits, your risk profile, and the model of your 500X.

Using high physical damage deductibles can save as much as $380 a year, while buying higher liability limits will push rates upward. Switching from a 50/100 liability limit to a 250/500 limit will cost as much as $468 more each year. View Rates by Deductible or Liability Limit

Older drivers with no violations or accidents and higher deductibles may only pay around $1,200 annually on average for full coverage. Rates are much higher for teen drivers, since even excellent drivers should be prepared to pay in the ballpark of $5,000 a year. View Rates by Age

If you like to drive fast or you were responsible for an accident, you are probably paying anywhere from $1,500 to $2,100 additional per year, depending on your age. A high-risk auto insurance policy ranges around 42% to 133% more than a normal policy. View High Risk Driver Rates

Where you live plays a big part in determining prices for Fiat 500X insurance rates. A good driver about age 40 could pay as low as $820 a year in states like North Carolina, Wisconsin, and Vermont, or be forced to pay as much as $1,700 on average in Florida, New York, and Michigan.

View Chart as Image

How to Shop for More Affordable Fiat 500X Insurance

Saving money on auto insurance takes being a safe and courteous driver, having above-average credit, avoid buying unnecessary coverage, and consideration of higher deductibles. Set aside time to shop around every year by getting quotes from direct insurance companies like GEICO, Progressive, and Esurance, and also from local insurance agencies.

Below is a summary of the coverage data raised in the charts and tables above.

• It is possible to save around $150 per year just by quoting early and online
• Increasing deductibles could save as much as $375 each year
• Teenage drivers are the costliest to insure, costing up to $417 per month if full coverage is included
• Drivers who have multiple accidents or major violations may have to pay on average $1,470 more per year for auto insurance