Fiat 500X Insurance Rates

Average insurance rates for a Fiat 500X are $1,258 a year for full coverage. Comprehensive insurance costs an estimated $200 a year, collision insurance costs $358, and liability coverage is estimated at $520. A liability-only policy costs approximately $576 a year, and high-risk insurance costs $2,730 or more. Teens receive the highest rates at up to $5,006 a year.

Average premium for full coverage: $1,258

Rate estimates broken down by individual coverage type:

Full coverage includes $500 physical damage insurance deductibles, split liability limits of 30/60, and includes medical/PIP and uninsured motorist coverage. Rates are averaged for all states and 500X trim levels.

Price Range by Coverage and Risk

Price Range by Location

Living in a larger city has a large influence on insurance rates. More rural locations tend to have a lower frequency of accident claims than cities with more traffic congestion. The diagram below illustrates the effect of geographic area on insurance prices.

These examples show why it is important to get quotes for a targeted area and risk profile, rather than using averaged prices.

Use the form below to get customized rates for your location.

Additional Charts and Tables

The chart below shows average Fiat 500X insurance rates for other coverage scenarios.

• The cheapest rate after discounts is $744
• Choosing higher $1,000 deductibles can save approximately $1,132 a year
• The average rate for a 40-year-old driver who has $500 deductibles is $1,258
• Selecting low $100 deductibles for comp and collision coverage will cost an extra $246 each year
• Drivers with serious driving violations could pay up to $2,730
• The cost for full coverage for a teenage driver can cost as much as $5,006 each year

View Chart as Image

Insurance rates for a Fiat 500X can also vary considerably based on your driver profile, the trim level of your 500X, and liability limits and deductibles.

Older drivers with a clean driving record and high deductibles may only pay around $1,200 annually on average for full coverage. Rates are much higher for teen drivers, where even good drivers can expect to pay at least $5,000 a year. View Rates by Age

Where you live plays a big part in determining prices for Fiat 500X insurance rates. A good driver about age 40 could pay as low as $830 a year in states like Iowa, Maine, and Idaho, or have to pay at least $1,790 on average in New York, Louisiana, and Michigan.

View Chart as Image

Choosing higher comprehensive and collision insurance deductibles can save as much as $380 a year, while buying higher liability limits will increase premiums. Going from a 50/100 limit to a 250/500 limit will cost as much as $468 more per year. View Rates by Deductible or Liability Limit

If you like to drive fast or tend to cause accidents, you could be paying $1,500 to $2,100 extra per year, depending on your age. A high-risk auto insurance policy ranges around 42% to 133% more than the average policy. View High Risk Driver Rates

How to Find More Affordable Fiat 500X Insurance

Saving money on auto insurance takes being a low-risk driver, maintaining good credit, eliminating unneeded coverage, and deciding if full coverage is necessary. Take the time to compare rates at least once a year by quoting rates from direct carriers like GEICO and Progressive, and also from local independent and exclusive agents.

The items below are a summary of the primary concepts that were covered in the above illustrations.

• Drivers can save approximately $150 per year just by quoting early and online
• Drivers who have multiple accidents or major violations pay an average of $1,470 more annually to insure their 500X
• Increasing deductibles can save around $375 each year
• Teen drivers are charged the highest rates, costing as high as $417 per month for full coverage