Fiat 500X Insurance Rates

The average insurance prices for a Fiat 500X are $1,258 every 12 months with full coverage. Comprehensive insurance costs around $200 a year, collision insurance costs $358, and liability coverage costs around $520. A liability-only policy costs as low as $576 a year, and high-risk insurance costs $2,730 or more. Teenage drivers cost the most to insure at up to $5,006 a year.

Average premium for full coverage: $1,258

Policy rates for type of insurance:

Includes $500 comprehensive and collision deductibles, minimum liability limits, and includes both medical and uninsured motorist insurance. Prices are averaged for all U.S. states and 500X trim levels.

Price Range Variability

Urban vs. Rural Price Range

Where you live has a large influence on insurance rates. Areas with sparse population are shown to have more infrequent collision claims than densely populated cities. The diagram below illustrates how your location can change auto insurance rates.

The examples above demonstrate why it is important to compare prices for a specific zip code and their own driving history, rather than using average rates.

Use the form below to get customized rates for your location.

Additional Rate Details

The chart below details average Fiat 500X insurance rates for additional coverage choices and driver risks.

• The best discount rate is $744
• Using higher $1,000 deductibles will save about $1,132 annually
• The average price for a good driver age 40 using $500 deductibles is $1,258
• Using low $100 deductibles for physical damage coverage costs an extra $246 each year
• Higher-risk drivers who are prone to accidents and violations could pay at least $2,730
• Policy cost to insure a teenage driver can be $5,006 or more

View Chart as Image

Car insurance rates for a Fiat 500X also range considerably based on liability limits and deductibles, your driving record, and the trim level and model year.

Using high physical damage deductibles could cut rates by as much as $380 a year, while buying higher liability limits will increase rates. Moving from a 50/100 liability limit to a 250/500 limit will raise rates by up to $468 extra every 12 months. View Rates by Deductible or Liability Limit

Older drivers with no driving violations and higher deductibles may only pay around $1,200 a year, or $100 per month, for full coverage. Rates are much higher for teenagers, since even excellent drivers will be charged as much as $5,000 a year. View Rates by Age

If you have a few points on your driving record or you were responsible for an accident, you may be forking out at least $1,500 to $2,100 extra every year, depending on your age. A high-risk auto insurance policy can be around 42% to 133% more than a normal policy. View High Risk Driver Rates

Your home state has a huge impact on Fiat 500X insurance rates. A driver around age 40 might see rates as low as $910 a year in states like New Hampshire, Ohio, and Utah, or be forced to pay as much as $1,700 on average in Florida, Michigan, and New York.

View Chart as Image

How to Shop for the Cheapest Fiat 500X Insurance

Finding cheaper rates on auto insurance requires having a decent driving record, maintaining a good credit score, not filing small claims, and consideration of higher deductibles. Invest the time to shop around every couple of years by getting quotes from direct companies, and also from several local insurance agents.

The following items are a recap of the material that was illustrated above.

• Consumers who may need additional liability coverage will pay an extra $570 every year to increase from a 30/60 limit to a 250/500 level
• 16 to 18-year-old drivers are the costliest to insure, as much as $417 each month if the policy includes full coverage
• Drivers that have major violations or accidents pay on average $1,470 more every year than a driver with a clean driving record
• Increasing comprehensive and collision deductibles could save as much as $375 each year