GMC Yukon Insurance Rates

Average auto insurance rates for a GMC Yukon are $1,044 annually for full coverage insurance. Comprehensive insurance costs approximately $186, collision costs $226, and liability is $474. Liability-only coverage costs around $522 a year, with high-risk coverage costing $2,238 or more. Teenage drivers receive the highest rates at $4,152 a year or more.

Average premium for full coverage: $1,044

Rate estimates by individual coverage type:

Prices are based on $500 policy deductibles, 30/60 split liability limits, and includes additional medical/uninsured motorist coverage. Rates are averaged for all 50 states and for different Yukon trim levels.

Price Range by Coverage and Risk

Price Range by Location

Choosing to live in a large city can have significant affects on the price of auto insurance. Rural locations tend to have fewer physical damage claims than densely populated cities.

The price range example below illustrates how where you live affects auto insurance prices.

These examples illustrate why anyone shopping for car insurance should compare rates quotes using their specific location and their own personal driving habits, instead of using average rates.

Use the form below to get customized rates for your location.

Additional Rate Analysis

The chart below illustrates estimated GMC Yukon insurance rates for additional coverage and risk scenarios.

• The best discount rate is $634
• Raising to $1,000 deductibles will save $94 each year
• The estimated rate for a 40-year-old driver who chooses $500 deductibles is $1,044
• Using more expensive low deductibles costs an additional $178 every year
• At-risk drivers who are prone to accidents and violations could pay around $2,238 or more
• The cost with full coverage for a teen driver with full coverage can cost $4,152

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Car insurance rates for a GMC Yukon can also vary considerably based on the trim level of your Yukon, your risk profile, and physical damage deductibles and liability limits.

An older driver with no driving violations and high physical damage deductibles may pay as little as $1,000 every 12 months on average for full coverage. Rates are much higher for teen drivers, where even without any violations or accidents they will be charged in the ballpark of $4,100 a year. View Rates by Age

If you like to drive fast or you caused a few accidents, you are probably paying anywhere from $1,200 to $1,700 extra per year, depending on your age. High-risk driver insurance is expensive and can cost as much as 41% to 128% more than a normal policy. View High Risk Driver Rates

Using high physical damage deductibles can reduce rates by up to $280 every year, while increasing your policy's liability limits will push rates upward. Switching from a 50/100 bodily injury limit to a 250/500 limit will cost as much as $480 extra every 12 months. View Rates by Deductible or Liability Limit

Where you live also has a big influence on GMC Yukon insurance prices. A middle-age driver might find rates as low as $690 a year in states like North Carolina, Wisconsin, and Vermont, or be forced to pay as much as $1,410 on average in Florida, New York, and Michigan.

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With so much variability in rates, the only way to figure out who has the best car insurance rates is to compare rates and see which company has the best rate. Every auto insurance company uses a different method to calculate rates, so rate quotes can be significantly different between companies.

Insurance Rates by Trim Level and Model Year

Rates assume 2010 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Buy Affordable GMC Yukon Insurance

Saving money on car insurance consists of being a good driver, having a good credit score, avoid buying unnecessary coverage, and avoiding coverage lapses. Take the time to comparison shop at least every other year by getting rate quotes from direct insurance companies like Progressive and GEICO, and also from insurance agencies where you live.

The following list is a brief review of the car insurance concepts touched on in the above illustrations.

• Higher risk drivers with DUI or reckless driving convictions could be forced to pay on average $1,190 more per year than a safer driver
• It is possible to save around $120 per year simply by shopping early and online
• Increasing deductibles could save up to $275 each year
• Policyholders who purchase an increased level of liability coverage will pay an extra $520 annually to raise from a minimum limit to higher 250/500 limits