GMC Yukon Insurance Rates
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Michelle Robbins
Licensed Insurance Agent
Michelle Robbins has been a licensed insurance agent for over 13 years. Her career began in the real estate industry, supporting local realtors with Title Insurance. After several years, Michelle shifted to real estate home warranty insurance, where she managed a territory of over 100 miles of real estate professionals. Later, Agent Robbins obtained more licensing and experience serving families a...
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UPDATED: Apr 10, 2024
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Estimated auto insurance rates for a GMC Yukon are $1,044 annually for full coverage. Comprehensive costs approximately $186 a year, collision costs $226, and liability insurance costs around $474. A liability-only policy costs as low as $522 a year, with high-risk insurance costing around $2,238. 16-year-old drivers pay the most at $4,152 a year or more.
Average premium for full coverage: $1,044
Premium estimates by type of coverage:
Rate estimates include $500 deductible amounts, split liability limits of 30/60, and includes UM/UIM and medical coverage. Rates include averaging for all states and Yukon trim levels.
Insurance Price Range by Risk and Coverage
For the average driver, insurance rates for a GMC Yukon go from as cheap as $522 for a discount liability-only rate to a high of $2,238 for coverage for higher-risk drivers.
Insurance Price Range by Location
Where you live has a significant impact on car insurance rates. Rural locations are statistically proven to have fewer accident claims than congested cities.
The diagram below illustrates how location impacts auto insurance prices.
These rate differences show why it is important to compare prices using their specific location and their own personal driving habits, rather than relying on rate averages.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Rates by State, City, and Model
The chart below shows estimated GMC Yukon insurance rates for additional coverage and risk scenarios.
- The best full coverage rate is $634
- Using higher $1,000 deductibles will save $950 a year
- The estimated rate for a 40-year-old good driver who chooses $500 deductibles is $1,044
- Buying low $100 deductibles for physical damage coverage will cost $1,222
- Drivers with multiple tickets or accidents could pay around $2,238 or more
- An auto insurance policy with full coverage for a teen driver can cost $4,152 or more
Auto insurance prices for a GMC Yukon also have a wide range based on the model of your Yukon, your driver profile, and physical damage deductibles and liability limits.
Older drivers with a good driving record and high physical damage deductibles could pay as little as $1,000 a year, or $83 per month, for full coverage. Prices are highest for drivers in their teens, where even without any violations or accidents they will have to pay in the ballpark of $4,100 a year. View Rates by Age
If you have a few violations or you caused a few accidents, you could be paying anywhere from $1,200 to $1,700 in extra premium annually, depending on your age. A high-risk auto insurance policy can be anywhere from 41% to 128% more than the average rate. View High Risk Driver Rates
Opting for high physical damage deductibles could cut prices by as much as $280 each year, while buying higher liability limits will push prices upward. Going from a 50/100 bodily injury limit to a 250/500 limit will cost up to $480 extra every year. View Rates by Deductible or Liability Limit
Where you choose to live has a huge impact on GMC Yukon insurance rates. A driver around age 40 might see prices as low as $690 a year in states like Iowa, Maine, and Idaho, or at least $1,490 on average in New York, Louisiana, and Michigan.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $944 | -$100 | -9.6% |
| Alaska | $800 | -$244 | -23.4% |
| Arizona | $866 | -$178 | -17.0% |
| Arkansas | $1,044 | -$0 | 0.0% |
| California | $1,190 | $146 | 14.0% |
| Colorado | $998 | -$46 | -4.4% |
| Connecticut | $1,074 | $30 | 2.9% |
| Delaware | $1,184 | $140 | 13.4% |
| Florida | $1,308 | $264 | 25.3% |
| Georgia | $962 | -$82 | -7.9% |
| Hawaii | $750 | -$294 | -28.2% |
| Idaho | $704 | -$340 | -32.6% |
| Illinois | $778 | -$266 | -25.5% |
| Indiana | $784 | -$260 | -24.9% |
| Iowa | $704 | -$340 | -32.6% |
| Kansas | $994 | -$50 | -4.8% |
| Kentucky | $1,424 | $380 | 36.4% |
| Louisiana | $1,544 | $500 | 47.9% |
| Maine | $646 | -$398 | -38.1% |
| Maryland | $860 | -$184 | -17.6% |
| Massachusetts | $836 | -$208 | -19.9% |
| Michigan | $1,814 | $770 | 73.8% |
| Minnesota | $872 | -$172 | -16.5% |
| Mississippi | $1,250 | $206 | 19.7% |
| Missouri | $926 | -$118 | -11.3% |
| Montana | $1,120 | $76 | 7.3% |
| Nebraska | $824 | -$220 | -21.1% |
| Nevada | $1,252 | $208 | 19.9% |
| New Hampshire | $750 | -$294 | -28.2% |
| New Jersey | $1,166 | $122 | 11.7% |
| New Mexico | $926 | -$118 | -11.3% |
| New York | $1,100 | $56 | 5.4% |
| North Carolina | $602 | -$442 | -42.3% |
| North Dakota | $854 | -$190 | -18.2% |
| Ohio | $720 | -$324 | -31.0% |
| Oklahoma | $1,074 | $30 | 2.9% |
| Oregon | $956 | -$88 | -8.4% |
| Pennsylvania | $998 | -$46 | -4.4% |
| Rhode Island | $1,392 | $348 | 33.3% |
| South Carolina | $946 | -$98 | -9.4% |
| South Dakota | $882 | -$162 | -15.5% |
| Tennessee | $916 | -$128 | -12.3% |
| Texas | $1,258 | $214 | 20.5% |
| Utah | $772 | -$272 | -26.1% |
| Vermont | $716 | -$328 | -31.4% |
| Virginia | $626 | -$418 | -40.0% |
| Washington | $808 | -$236 | -22.6% |
| West Virginia | $956 | -$88 | -8.4% |
| Wisconsin | $724 | -$320 | -30.7% |
| Wyoming | $930 | -$114 | -10.9% |
With such a large range in prices, the only way to know who has the cheapest car insurance prices is to get quotes from as many companies as possible. Each insurance company utilizes a different rate formula, and quoted prices will be substantially different between companies.
Insurance Rates by Trim Level and Model Year
| Model and Trim | Annual Premium | Monthly Premium |
|---|---|---|
| GMC Yukon SLE 2WD | $976 | $81 |
| GMC Yukon 2WD | $976 | $81 |
| GMC Yukon SLE 4WD | $996 | $83 |
| GMC Yukon SLT 2WD | $996 | $83 |
| GMC Yukon 4WD | $996 | $83 |
| GMC Yukon SLT 4WD | $1,014 | $85 |
| GMC Yukon Denali 2WD | $1,032 | $86 |
| GMC Yukon Denali 4WD | $1,052 | $88 |
| GMC Yukon Hybrid 2WD | $1,180 | $98 |
| GMC Yukon Hybrid 4WD | $1,180 | $98 |
| GMC Yukon Hybrid Denali 2WD | $1,198 | $100 |
| GMC Yukon Hybrid Denali 4WD | $1,218 | $102 |
Rates assume 2010 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2024 GMC Yukon | $358 | $570 | $390 | $1,476 |
| 2023 GMC Yukon | $344 | $566 | $398 | $1,466 |
| 2022 GMC Yukon | $332 | $552 | $416 | $1,458 |
| 2021 GMC Yukon | $320 | $530 | $430 | $1,438 |
| 2020 GMC Yukon | $304 | $512 | $442 | $1,416 |
| 2019 GMC Yukon | $292 | $474 | $452 | $1,376 |
| 2018 GMC Yukon | $280 | $446 | $456 | $1,340 |
| 2017 GMC Yukon | $268 | $400 | $460 | $1,286 |
| 2016 GMC Yukon | $250 | $368 | $460 | $1,236 |
| 2015 GMC Yukon | $242 | $346 | $464 | $1,210 |
| 2014 GMC Yukon | $236 | $322 | $474 | $1,190 |
| 2013 GMC Yukon | $218 | $300 | $474 | $1,150 |
| 2012 GMC Yukon | $212 | $272 | $478 | $1,120 |
| 2011 GMC Yukon | $198 | $248 | $474 | $1,078 |
| 2010 GMC Yukon | $186 | $226 | $474 | $1,044 |
| 2008 GMC Yukon | $178 | $198 | $460 | $994 |
| 2007 GMC Yukon | $176 | $188 | $452 | $974 |
| 2006 GMC Yukon | $160 | $180 | $446 | $944 |
| 2005 GMC Yukon | $154 | $170 | $442 | $924 |
Rates are averaged for all GMC Yukon models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Buy the Best GMC Yukon Insurance
Finding better rates on GMC Yukon insurance requires having a good driving record, having above-average credit, not filing small claims, and not having any coverage lapses. Spend time shopping around at least once a year by obtaining price quotes from direct carriers, and also from several local insurance agents.
The next list is a brief recap of the primary concepts that were touched on above.
- Drivers can save around $120 per year simply by quoting early and online
- High-risk drivers who tend to receive serious violations pay on average $1,190 more per year to buy GMC Yukon insurance
- Increasing policy deductibles could save up to $275 each year
- Drivers age 20 and younger have the highest car insurance prices, as much as $346 per month if full coverage is included
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $4,152 |
| 20 | $2,370 |
| 30 | $1,066 |
| 40 | $1,044 |
| 50 | $956 |
| 60 | $936 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $1,222 |
| $250 | $1,142 |
| $500 | $1,044 |
| $1,000 | $950 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $1,044 |
| 50/100 | $1,325 |
| 100/300 | $1,458 |
| 250/500 | $1,805 |
| 100 CSL | $1,378 |
| 300 CSL | $1,672 |
| 500 CSL | $1,886 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $5,852 |
| 20 | $3,778 |
| 30 | $2,260 |
| 40 | $2,238 |
| 50 | $2,140 |
| 60 | $2,116 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $53 |
| Multi-vehicle | $56 |
| Homeowner | $18 |
| 5-yr Accident Free | $63 |
| 5-yr Claim Free | $65 |
| Paid in Full/EFT | $38 |
| Advance Quote | $46 |
| Online Quote | $71 |
| Total Discounts | $410 |
Discounts are estimated and may not be available from every company or in every state.
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