GMC Yukon Insurance Rates

U.S. average auto insurance rates for a GMC Yukon are $1,008 annually for full coverage. Comprehensive insurance costs on average $180 a year, collision insurance costs $202, and liability insurance is $468. A policy with just liability insurance costs around $518 a year, and coverage for high-risk drivers costs $2,162 or more. Teenage drivers pay the highest rates at up to $4,034 a year.

Average premium for full coverage: $1,008

Price estimates by individual coverage:

Rate estimates include $500 deductible amounts, 30/60 split liability limits, and includes uninsured/under-insured motorist coverage. Estimates are averaged for all states and Yukon trim levels.

Price Range from Low to High

Geographic Price Range

Choosing to live in a large city has a significant impact on car insurance rates. Rural areas have fewer accident claims than densely populated cities. The diagram below illustrates the effect of geographic area on car insurance rates.

The ranges above show why it is important to compare rates quotes based on a specific location and their own personal driving habits, rather than relying on average rates.

Use the form below to get customized rates for your location.

More Rate Information

The chart below shows average GMC Yukon insurance rates for different risk profiles and scenarios.

• The best discount rate is $616
• Raising to $1,000 deductibles will save around $922 a year
• The estimated rate for the average middle-age driver with $500 deductibles is $1,008
• Using low $100 deductibles costs an additional $166 a year
• Higher-risk drivers who are prone to accidents and violations could pay upwards of $2,162
• The price with full coverage for a teen driver may cost $4,034

View Chart as Image

Insurance prices for a GMC Yukon are also quite variable based on the trim level and model year, your driver profile, and policy deductibles and limits.

Older drivers with a clean driving record and high physical damage deductibles could pay as little as $1,000 every 12 months on average for full coverage. Prices are much higher for teenage drivers, where even without any violations or accidents they can expect to pay upwards of $4,000 a year. View Rates by Age

If you have some driving violations or you caused a few accidents, you could be paying at a minimum $1,200 to $1,700 extra each year, depending on your age. A high-risk auto insurance policy is expensive and can cost anywhere from 42% to 132% more than a normal policy. View High Risk Driver Rates

Using high physical damage deductibles can reduce prices by up to $260 each year, while buying higher liability limits will cost you more. Going from a 50/100 bodily injury limit to a 250/500 limit will increase prices by as much as $477 more per year. View Rates by Deductible or Liability Limit

The state you live in also has a big influence on GMC Yukon insurance rates. A middle-age driver might find prices as low as $670 a year in states like Idaho, Maine, and Iowa, or be forced to pay as much as $1,440 on average in Michigan, Louisiana, and New York.

View Chart as Image

Insurance Rates by Trim Level and Model Year

Rates assume 2010 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Buy the Best GMC Yukon Insurance

Getting lower rates on GMC Yukon insurance consists of having a good driving record, having a good credit history, eliminating unnecessary coverage, and determing if full coverage is necessary. Take the time to compare rates at least every other year by getting price quotes from direct carriers like GEICO, Progressive, and Esurance, and also from local insurance agents.

The next list is a brief recap of the car insurance concepts covered in the above illustrations.

• High-risk drivers who tend to receive serious violations may be required to pay an average of $1,150 more each year to buy GMC Yukon insurance
• Drivers can save as much as $110 per year just by quoting early and online
• Increasing physical damage deductibles could save up to $250 each year
• Drivers who require increased levels of liability coverage will pay an extra $520 each year to raise from a low limit to higher 250/500 limits