GMC Yukon Insurance Rates

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Jeffrey Johnson

Insurance Lawyer

Jeffrey Johnson is a legal writer with a focus on personal injury. He has worked on personal injury and sovereign immunity litigation in addition to experience in family, estate, and criminal law. He earned a J.D. from the University of Baltimore and has worked in legal offices and non-profits in Maryland, Texas, and North Carolina. He has also earned an MFA in screenwriting from Chapman Univer...

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UPDATED: Jun 4, 2023

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GMC Yukon XL insurance

Estimated insurance rates for a GMC Yukon are $924 a year including full coverage. Comprehensive insurance costs approximately $154, collision insurance costs $170, and liability coverage is estimated at $442. Liability-only insurance costs approximately $496 a year, and high-risk driver insurance costs $1,976 or more. Teen drivers pay the most at up to $3,744 a year.

Average premium for full coverage: $924

Premium estimates by type of coverage:

Comprehensive $154
Collision $170
Liability $442

Price estimates include $500 policy deductibles, liability coverage up to 30/60, and includes UM/UIM and medical coverage. Rates include averaging for all 50 U.S. states and for all Yukon models.

Insurance Price Range by Risk and Coverage

For a 40-year-old driver, insurance rates for a GMC Yukon range from as low as $496 for a discount liability-only rate to the much higher price of $1,976 for a high-risk driver policy.

Liability Only $496
Full Coverage $924
High Risk $1,976

Insurance Price Range by Location

Living in a larger city has a large influence on car insurance prices. Rural locations are statistically proven to have a lower frequency of comprehensive and collision claims than larger metro areas. The example below illustrates how your location can change auto insurance prices.

Rural Areas $693
Small Cities $970
Large Cities $1,247

These rate differences highlight why everyone should get quotes using their specific location and risk profile, rather than using price averages.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Rates by State, City, and Model

The chart below breaks down average GMC Yukon insurance rates for additional coverage and risk scenarios.

  • The lowest rate with discounts is $571
  • Choosing higher $1,000 deductibles can save $74 every year
  • The average rate for a 40-year-old good driver who chooses $500 deductibles is $924
  • Choosing pricier low deductibles for comp and collision coverage will cost an extra $140 each year
  • Drivers with multiple violations and an at-fault accident could pay around $1,976
  • An auto insurance policy for full coverage for a teenage driver for full coverage can cost $3,744 each year

View Chart as Image

GMC Yukon insurance cost comparison chart
Column chart showing GMC Yukon insurance prices range from $571 to $3,744 for full coverage

Insurance prices for a GMC Yukon also have a wide range based on your driving characteristics, the model of your Yukon, and physical damage deductibles and liability limits.

A more mature driver with no violations or accidents and high deductibles may only pay around $900 annually on average, or $75 per month, for full coverage. Prices are highest for drivers in their teens, where even good drivers should be prepared to pay in the ballpark of $3,700 a year. View Rates by Age

Where you choose to live plays a big part in determining prices for GMC Yukon insurance rates. A good driver about age 40 could pay as low as $710 a year in states like Vermont, New Hampshire, and Missouri, or as much as $1,320 on average in Louisiana, New York, and Michigan.

GMC Yukon Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $838 -$86 -9.3%
Alaska $710 -$214 -23.2%
Arizona $770 -$154 -16.7%
Arkansas $924 -$0 0.0%
California $1,054 $130 14.1%
Colorado $884 -$40 -4.3%
Connecticut $952 $28 3.0%
Delaware $1,046 $122 13.2%
Florida $1,158 $234 25.3%
Georgia $854 -$70 -7.6%
Hawaii $666 -$258 -27.9%
Idaho $626 -$298 -32.3%
Illinois $690 -$234 -25.3%
Indiana $696 -$228 -24.7%
Iowa $624 -$300 -32.5%
Kansas $880 -$44 -4.8%
Kentucky $1,262 $338 36.6%
Louisiana $1,370 $446 48.3%
Maine $572 -$352 -38.1%
Maryland $764 -$160 -17.3%
Massachusetts $742 -$182 -19.7%
Michigan $1,608 $684 74.0%
Minnesota $774 -$150 -16.2%
Mississippi $1,110 $186 20.1%
Missouri $822 -$102 -11.0%
Montana $996 $72 7.8%
Nebraska $730 -$194 -21.0%
Nevada $1,110 $186 20.1%
New Hampshire $666 -$258 -27.9%
New Jersey $1,034 $110 11.9%
New Mexico $818 -$106 -11.5%
New York $976 $52 5.6%
North Carolina $534 -$390 -42.2%
North Dakota $758 -$166 -18.0%
Ohio $640 -$284 -30.7%
Oklahoma $950 $26 2.8%
Oregon $848 -$76 -8.2%
Pennsylvania $884 -$40 -4.3%
Rhode Island $1,236 $312 33.8%
South Carolina $838 -$86 -9.3%
South Dakota $782 -$142 -15.4%
Tennessee $814 -$110 -11.9%
Texas $1,116 $192 20.8%
Utah $686 -$238 -25.8%
Vermont $634 -$290 -31.4%
Virginia $554 -$370 -40.0%
Washington $718 -$206 -22.3%
West Virginia $848 -$76 -8.2%
Wisconsin $642 -$282 -30.5%
Wyoming $826 -$98 -10.6%

View Chart as Image

GMC Yukon insurance rates by U.S. city

Choosing high deductibles can save as much as $220 a year, whereas buying more liability protection will push prices upward. Changing from a 50/100 limit to a 250/500 limit will cost up to $450 more each year. View Rates by Deductible or Liability Limit

If you have a few violations or tend to cause accidents, you are likely paying anywhere from $1,100 to $1,600 additional annually, depending on your age. GMC Yukon insurance for high-risk drivers ranges around 43% to 132% more than average. View High Risk Driver Rates

Insurance Rates by Trim Level and Model Year

GMC Yukon Insurance Rates by Model and Trim Level
Model and Trim Annual Premium Monthly Premium
GMC Yukon SLE 2WD $872 $73
GMC Yukon 2WD $872 $73
GMC Yukon SLE 4WD $888 $74
GMC Yukon SLT 2WD $888 $74
GMC Yukon 4WD $888 $74
GMC Yukon SLT 4WD $902 $75
GMC Yukon Denali 2WD $916 $76
GMC Yukon Denali 4WD $930 $78
GMC Yukon Hybrid 2WD $1,046 $87
GMC Yukon Hybrid 4WD $1,046 $87
GMC Yukon Hybrid Denali 2WD $1,062 $89
GMC Yukon Hybrid Denali 4WD $1,076 $90

Rates assume 2004 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

GMC Yukon Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2020 GMC Yukon $320 $530 $430 $1,438
2018 GMC Yukon $292 $474 $452 $1,376
2017 GMC Yukon $280 $446 $456 $1,340
2016 GMC Yukon $268 $400 $460 $1,286
2011 GMC Yukon $212 $272 $478 $1,120
2008 GMC Yukon $180 $202 $468 $1,008
2007 GMC Yukon $178 $198 $460 $994
2006 GMC Yukon $176 $188 $452 $974
2005 GMC Yukon $160 $180 $446 $944
2004 GMC Yukon $154 $170 $442 $924

Rates are averaged for all GMC Yukon models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Find Cheaper GMC Yukon Insurance

Finding better rates on auto insurance takes avoiding accidents and claims, having a good credit history, refrain from filing small claims, and consideration of higher deductibles. Invest the time to shop around every time your policy renews by getting rate quotes from direct car insurance companies like Progressive, GEICO, and Esurance, and also from insurance agencies where you live.

The points below are a condensed summary of the information illustrated above.

  • You may be able to save around $100 per year just by quoting online well ahead of the renewal date
  • Drivers under the age of 20 are the costliest to insure, with the cost nearing $312 per month including comprehensive and collision insurance
  • Increasing policy deductibles can save around $225 each year
  • Drivers with multiple at-fault accidents could be forced to pay on average $1,050 more per year to insure a GMC Yukon
  • Consumers who purchase increased liability limits will pay about $490 per year to raise limits from 30/60 bodily injury limits to 250/500 limits

Rates by Driver Age

GMC Yukon Insurance Rates by Driver Age
Driver Age Premium
16 $3,744
20 $2,102
30 $940
40 $924
50 $850
60 $832

Full coverage, $500 deductibles

Rates by Deductible

GMC Yukon Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,064
$250 $1,002
$500 $924
$1,000 $850

Full coverage, driver age 40

Rates by Liability Limit

GMC Yukon Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $924
50/100 $1,176
100/300 $1,301
250/500 $1,626
100 CSL $1,226
300 CSL $1,501
500 CSL $1,701

Full coverage, driver age 40

Rates for High Risk Drivers

GMC Yukon Insurance Rates for High Risk Drivers
Age Premium
16 $5,254
20 $3,342
30 $1,990
40 $1,976
50 $1,890
60 $1,870

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $120

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $46
Multi-vehicle $49
Homeowner $17
5-yr Accident Free $53
5-yr Claim Free $57
Paid in Full/EFT $31
Advance Quote $39
Online Quote $61
Total Discounts $353
Rate after discounts $571

Discounts are estimated and may not be available from every company or in every state.

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