Jaguar XF Insurance Rates

U.S. average insurance rates for a Jaguar XF are $1,172 a year with full coverage. Comprehensive insurance costs on average $220, collision insurance costs $320, and liability is estimated at $474. Buying just liability costs approximately $522 a year, and insurance for high-risk drivers costs $2,526 or more. Teenage drivers pay the highest rates at up to $4,572 a year.

Average premium for full coverage: $1,172

Price estimates by individual coverage:

Estimates include $500 deductible amounts, 30/60 bodily injury liability limits, and includes medical and uninsured motorist coverage. Estimates are averaged for all U.S. states and for different XF trim levels.

Price Range from Low to High

Geographic Price Range

Living in a larger city can have significant affects on auto insurance rates. Rural areas have a lower frequency of collision claims than densely populated cities. The price range example below illustrates how geographic area affects car insurance rates.

The ranges above demonstrate why anyone shopping for car insurance should get quotes based on a specific location and risk profile, instead of using average rates.

Use the form below to get customized rates for your location.

Detailed Rate Analysis

The chart below details average Jaguar XF insurance rates for different risk profiles and scenarios.

• The best discount rate is $695
• Choosing higher $1,000 deductibles can save around $122 annually
• The average rate for the average middle-age driver with $500 deductibles is $1,172
• Using more expensive low deductibles for comp and collision coverage will cost an extra $236 every year
• Unlucky drivers who are prone to accidents and violations could pay upwards of $2,526
• The price for full coverage for a teen driver with full coverage may cost $4,572 each year

View Chart as Image

Insurance prices for a Jaguar XF are also quite variable based on your driving record, the trim level and model year, and policy deductibles and limits.

An older driver with no violations or accidents and high deductibles may pay as little as $1,100 annually on average for full coverage. Prices are much higher for teenage drivers, where even good drivers should be prepared to pay upwards of $4,500 a year. View Rates by Age

The state you live in plays a big part in determining prices for Jaguar XF insurance prices. A good driver about age 40 could pay as low as $850 a year in states like New Hampshire, Ohio, and Utah, or be forced to pay as much as $1,590 on average in Florida, Michigan, and New York.

View Chart as Image

Using high physical damage deductibles can save as much as $360 every year, while increasing your policy's liability limits will cost you more. Moving from a 50/100 limit to a 250/500 limit will increase prices by as much as $426 more each year. View Rates by Deductible or Liability Limit

If you have some driving violations or tend to cause accidents, you may be forking out at a minimum $1,400 to $1,900 additional each year, depending on your age. High-risk driver insurance ranges as much as 42% to 133% more than a normal policy. View High Risk Driver Rates

Insurance Rates by Trim Level and Model Year

Rates assume 2011 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find Low Cost Jaguar XF Insurance

Getting lower rates on car insurance takes having a good driving record, having a good credit history, avoid buying unnecessary coverage, and dropping full coverage on older vehicles. Invest the time to compare rates at every other renewal by requesting rates from direct companies like Progressive and GEICO, and also from local insurance agents.

The next list is a review of the concepts that were presented in the illustrations above.

• Higher risk drivers who have several accidents or serious violations may be required to pay an average of $1,350 more each year to buy Jaguar XF insurance
• Drivers age 20 and younger pay higher prices, costing up to $381 a month including comprehensive and collision insurance
• You may be able to save as much as $140 per year just by shopping early and online
• Increasing physical damage deductibles can save around $350 each year
• You may be able to save as much as $140 per year just by shopping early and online