Jaguar XF Insurance Rates

U.S. average insurance rates for a Jaguar XF are $1,172 a year including full coverage. Comprehensive insurance costs around $220 each year, collision costs $320, and liability costs around $474. Buying just liability costs as low as $522 a year, with insurance for high-risk drivers costing $2,526 or more. Teens pay the highest rates at $4,572 a year or more.

Average premium for full coverage: $1,172

Price estimates for individual coverage:

Prices are based on $500 physical damage deductibles, minimum liability limits, and includes uninsured/under-insured motorist coverage. Estimates are averaged for all 50 U.S. states and XF models.

Price Range from Low to High

Geographic Price Range

Where you live can have significant affects on the price of insurance. Areas with sparse population have lower incidents of comprehensive and collision claims than cities with more traffic congestion.

The graphic below illustrates the difference between rural and urban areas on auto insurance rates.

The ranges above highlight why all drivers should compare prices for a specific zip code, instead of using averaged prices.

Use the form below to get customized rates for your location.

More Rate Information

The chart below breaks down estimated Jaguar XF insurance rates for additional coverage choices and driver risks.

• The cheapest rate after discounts is $695
• Using higher $1,000 deductibles will save about $122 every year
• The estimated price for the average middle-age driver using $500 deductibles is $1,172
• Selecting low deductibles for physical damage coverage will cost an additional $236 every year
• Drivers with serious driving violations could pay at least $2,526 or more
• The price that insures a teen driver can be $4,572 or more

View Chart as Image

Insurance prices for a Jaguar XF are also quite variable based on the trim level and model year, your driving record and age, and deductibles and policy limits.

If you have some driving violations or you caused an accident, you are likely paying at least $1,400 to $1,900 additional each year, depending on your age. Insurance for high-risk drivers can be as much as 42% to 133% more than the average policy. View High Risk Driver Rates

More mature drivers with no violations or accidents and higher comprehensive and collision deductibles may pay as little as $1,100 a year for full coverage. Prices are much higher for teenage drivers, since even teens with perfect driving records should be prepared to pay as much as $4,500 a year. View Rates by Age

The state you live in has a huge impact on Jaguar XF insurance prices. A driver around age 40 might see prices as low as $900 a year in states like Missouri, New Hampshire, and Vermont, or have to pay at least $1,670 on average in Michigan, New York, and Louisiana.

View Chart as Image

Choosing higher comprehensive and collision insurance deductibles could cut prices by as much as $360 every year, whereas increasing liability limits will increase prices. Changing from a 50/100 bodily injury protection limit to a 250/500 limit will increase prices by as much as $426 more each year. View Rates by Deductible or Liability Limit

Since prices can be so different, the best way to figure out your exact price is to do a rate comparison and see which company has the best price. Each insurance company calculates prices differently, and prices may be quite different.

Insurance Rates by Trim Level and Model Year

Rates assume 2011 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find Affordable Jaguar XF Insurance

Getting lower rates on car insurance requires being a safe and courteous driver, having a good credit score, being claim-free, and taking advantage of discounts. Compare rates every couple of years by requesting rates from direct car insurance companies, and also from local insurance agencies.

Below is a brief review of the material that was covered above.

• Policyholders who may need higher levels of liability will pay approximately $520 per year to increase from a low limit to the 250/500 level
• Teenage drivers are charged the highest prices, possibly costing $381 a month if comprehensive and collision insurance is included
• Higher risk drivers with DUI or reckless driving convictions may have to pay on average $1,350 more every year for auto insurance
• Increasing physical damage deductibles can save approximately $350 each year