Jeep Compass Insurance Rates

It might seem like a difficult task when you begin shopping around for Jeep Compass insurance rates. While the average Jeep Compass rates amount to $1,324 a year for full coverage, there are several individual factors that ultimately make up your rate, such as the model year of your car.

For example, 2018 Jeep Compass insurance costs are cheaper than a 2020 model because the former is two years older, and therefore not as valuable. 

We have prepared this in-depth guide to help you as you begin your search for Jeep Compass insurance. By reading through it, you will learn helpful information on the cost of a Jeep Compass, and average Jeep Compass yearly insurance rates based on your age, location, and driving history.

Take advantage of our free online quote tool to start comparing Jeep Compass insurance rates now.

U.S. average insurance prices for a Jeep Compass are $1,238 every 12 months for full coverage insurance. Comprehensive insurance costs approximately $228 each year, collision insurance costs $400, and liability insurance costs $452. A policy with just liability insurance costs as little as $504 a year, and coverage for high-risk drivers costs $2,680 or more. 16-year-old drivers pay the highest rates at up to $4,788 a year.

Average premium for full coverage: $1,238

Price estimates by individual coverage:

Rates are based on $500 policy deductibles, bodily injury liability limits of 30/60, and includes both medical and uninsured motorist insurance. Estimates are averaged for all 50 states and Compass models.

Price Range from Low to High

Geographic Price Range

Your location has a significant impact on the price of auto insurance. Rural locations have more infrequent physical damage claims than congested cities. The graphic below illustrates the effect of geographic area on auto insurance prices.

The ranges above illustrate why all drivers should compare rates using their specific location and their own driving history, rather than relying on rate averages.

Use the form below to get customized rates for your location.

Additional Rate Details

The chart below illustrates average Jeep Compass insurance rates for additional coverage and risk scenarios.

• The best full coverage rate is $724
• Drivers who choose higher $1,000 deductibles will pay $142 each year
• The average price for the average middle-age driver who chooses $500 deductibles is $1,238
• Buying low deductibles for comprehensive and collision insurance costs an extra $276 a year
• High risk drivers with multiple tickets or accidents could pay around $2,680
• The price to insure a teen driver can cost $4,788 a year

View Chart as Image

Insurance prices for a Jeep Compass are also quite variable based on deductibles and policy limits, your risk profile, and the model of your Compass.

Opting for high physical damage deductibles could save up to $420 each year, whereas increasing liability limits will push prices upward. Switching from a 50/100 liability limit to a 250/500 limit will increase prices by as much as $407 more per year. View Rates by Deductible or Liability Limit

More mature drivers with a clean driving record and higher deductibles could pay as little as $1,200 per year on average for full coverage. Prices are highest for teenage drivers, since even excellent drivers can expect to pay in the ballpark of $4,700 a year. View Rates by Age

If you have some driving violations or you were responsible for an accident, you are probably paying anywhere from $1,500 to $2,100 extra each year, depending on your age. Insurance for high-risk drivers can cost anywhere from 44% to 135% more than the average rate. View High Risk Driver Rates

The state you live in makes a big difference in Jeep Compass insurance rates. A 40-year-old driver could pay as low as $810 a year in states like North Carolina, Wisconsin, and Vermont, or at least $1,670 on average in Florida, New York, and Michigan.

View Chart as Image

Insurance Rates by Trim Level and Model Year

Rates assume 2019 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Shop for the Best Cheap Jeep Compass Insurance

Getting lower rates on Jeep Compass insurance not only requires being safe and accident-free, but also having good credit, not filing small claims, and possibly raising deductibles. Take the time to compare rates every other policy renewal by getting quotes from direct insurance companies like Progressive, GEICO, and Esurance, and also from local insurance agencies.

Below you'll find a quick review of the ideas that were covered in the above illustrations.

• Youthful drivers are expensive to insure, as much as $399 a month if they have full coverage
• High-risk drivers with a DUI or reckless driving violation may have to pay on average $1,440 more per year than a low-risk driver
• Increasing physical damage deductibles could save as much as $425 each year
• It is possible to save around $150 per year just by quoting online in advance

As you can see from some of the information we’ve gone over to this point, there are several individual factors that influence Jeep Compass insurance costs. If you want to bypass the theoretical part of shopping for insurance, take advantage of our free quote tool below to start comparing quotes from multiple companies right now.

What are the Jeep Compass safety ratings?

When quoting a driver, insurance companies will look at the safety features and ratings of the model you drive in order to determine the risk of injury to you as well as the risk of damage to your Jeep Compass.

One way you can end up saving money on Compass car insurance is by pointing to the fact that it received positive crash test results.

Take a look at the following safety ratings of the Jeep Compass as determined by the Insurance Institute for Highway Safety (IIHS).

• Small overlap front (driver-side): Good
• Small overlap front (passenger-side): Good
• Moderate overlap front: Good
• Side: Good
• Roof strength: Good
• Head restraints and seats: Good

As you can see from these results, the Jeep Compass received the highest mark possible in all six categories.

Jeep Compass Compared Against Other Vehicles in the Same Class

Classified as a small SUV, the Jeep Compass is heavier than a lot of sedans but also lighter than some three-row SUVs. While heavier models typically translate to lower insurance rates, small SUVs are arguably the fastest-growing vehicle segment in the market.

Take a look at the following small SUVs to see how their average insurance rates compare to the Jeep Compass.

• Chevrolet Equinox
• Honda CR-V
• Nissan Rogue

To this point, we have gone into excessive detail about Jeep Compass insurance costs. Do you believe there are any details we might have missed or any topics you want to know more about? If not, be sure to use our free online tool to start comparing Jeep Compass insurance quotes from multiple companies today.