Jeep Compass Insurance Rates

It might seem like a difficult task when you begin shopping around for Jeep Compass insurance rates. While the average Jeep Compass rates amount to $1,324 a year for full coverage, there are several individual factors that ultimately make up your rate, such as the model year of your car.

For example, 2018 Jeep Compass insurance costs are cheaper than a 2020 model because the former is two years older, and therefore not as valuable. 

We have prepared this in-depth guide to help you as you begin your search for Jeep Compass insurance. By reading through it, you will learn helpful information on the cost of a Jeep Compass, and average Jeep Compass yearly insurance rates based on your age, location, and driving history.

Take advantage of our free online quote tool to start comparing Jeep Compass insurance rates now.

Estimated insurance rates for a Jeep Compass are $1,208 a year with full coverage. Comprehensive costs on average $218 a year, collision costs $376, and liability insurance costs $456. A policy with only liability insurance costs as little as $508 a year, with a high-risk policy costing around $2,620. Teenage drivers pay the most at $4,704 a year or more.

Average premium for full coverage: $1,208

Premium estimates by type of coverage:

Includes $500 policy deductibles, liability limits of 30/60, and includes medical/PIP and uninsured motorist coverage. Rates include averaging for all U.S. states and Compass trim levels.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Your location has a significant impact on auto insurance rates. Rural areas are statistically proven to have a lower frequency of collision claims than densely populated cities.

The diagram below illustrates how rural and urban location affects car insurance rates.

These rate differences demonstrate why it is important to compare rates based on a specific location and risk profile, rather than relying on average rates.

Use the form below to get customized rates for your location.

Additional Charts and Tables

The chart below details estimated Jeep Compass insurance rates for different risk profiles and scenarios.

• The best discount rate is $709
• Drivers who choose higher $1,000 deductibles will pay around $1,074 annually
• The average rate for a 40-year-old good driver with $500 deductibles is $1,208
• Using low $100 deductibles for comprehensive and collision insurance will increase the cost to $1,472
• High risk drivers who are prone to accidents and violations could pay upwards of $2,620 or more
• An auto insurance policy for full coverage for a teen driver may cost $4,704 a year

View Chart as Image

Car insurance prices for a Jeep Compass also have a wide range based on your driving characteristics, the trim level and model year, and policy deductibles and limits.

Older drivers with no driving violations and high deductibles could pay as little as $1,100 per year on average, or $92 per month, for full coverage. Prices are much higher for drivers in their teens, where even good drivers will be charged upwards of $4,700 a year. View Rates by Age

Where you choose to live makes a big difference in Jeep Compass insurance rates. A 40-year-old driver could pay as low as $870 a year in states like New Hampshire, Ohio, and Utah, or be forced to pay as much as $1,630 on average in Florida, Michigan, and New York.

View Chart as Image

Using high physical damage deductibles could save up to $400 each year, while buying higher liability limits will cost you more. Moving from a 50/100 limit to a 250/500 limit will cost up to $411 extra every 12 months. View Rates by Deductible or Liability Limit

If you have a few violations or tend to cause accidents, you may be forking out at a minimum $1,400 to $2,000 extra annually, depending on your age. A high-risk auto insurance policy can cost anywhere from 43% to 129% more than a normal policy. View High Risk Driver Rates

With such a large range in prices, the best way to find out exactly what you will pay is to get quotes from as many companies as possible. Every company uses a different method to calculate prices, so rate quotes will be substantially different from one company to the next.

Insurance Rates by Trim Level and Model Year

Rates assume 2019 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find the Cheapest Jeep Compass Insurance

Finding better rates on Jeep Compass insurance not only requires being a good driver, but also having above-average credit, being claim-free, and maximizing policy discounts. Set aside time to shop around once a year by requesting rates from direct companies like Progressive, GEICO, and Esurance, and also from local insurance agents.

The following list is a recap of the data that was raised in the charts and tables above.

• You may be able to save as much as $140 per year simply by quoting early and online
• Drivers who require an increased level of liability coverage will pay an extra $500 every year to go from 30/60 bodily injury limits to 250/500 limits
• Drivers age 16 to 20 are expensive to insure, possibly costing $392 per month if full coverage is included
• High-risk drivers that have major violations or accidents may be required to pay an average of $1,410 more each year than a safer driver

As you can see from some of the information we’ve gone over to this point, there are several individual factors that influence Jeep Compass insurance costs. If you want to bypass the theoretical part of shopping for insurance, take advantage of our free quote tool below to start comparing quotes from multiple companies right now.

What are the Jeep Compass safety ratings?

When quoting a driver, insurance companies will look at the safety features and ratings of the model you drive in order to determine the risk of injury to you as well as the risk of damage to your Jeep Compass.

One way you can end up saving money on Compass car insurance is by pointing to the fact that it received positive crash test results.

Take a look at the following safety ratings of the Jeep Compass as determined by the Insurance Institute for Highway Safety (IIHS).

• Small overlap front (driver-side): Good
• Small overlap front (passenger-side): Good
• Moderate overlap front: Good
• Side: Good
• Roof strength: Good
• Head restraints and seats: Good

As you can see from these results, the Jeep Compass received the highest mark possible in all six categories.

Jeep Compass Compared Against Other Vehicles in the Same Class

Classified as a small SUV, the Jeep Compass is heavier than a lot of sedans but also lighter than some three-row SUVs. While heavier models typically translate to lower insurance rates, small SUVs are arguably the fastest-growing vehicle segment in the market.

Take a look at the following small SUVs to see how their average insurance rates compare to the Jeep Compass.

• Chevrolet Equinox
• Honda CR-V
• Nissan Rogue

To this point, we have gone into excessive detail about Jeep Compass insurance costs. Do you believe there are any details we might have missed or any topics you want to know more about? If not, be sure to use our free online tool to start comparing Jeep Compass insurance quotes from multiple companies today.