Jeep Compass Insurance Rates

It might seem like a difficult task when you begin shopping around for Jeep Compass insurance rates. While the average Jeep Compass rates amount to $1,324 a year for full coverage, there are several individual factors that ultimately make up your rate, such as the model year of your car.

For example, 2018 Jeep Compass insurance costs are cheaper than a 2020 model because the former is two years older, and therefore not as valuable. 

We have prepared this in-depth guide to help you as you begin your search for Jeep Compass insurance. By reading through it, you will learn helpful information on the cost of a Jeep Compass, and average Jeep Compass yearly insurance rates based on your age, location, and driving history.

Take advantage of our free online quote tool to start comparing Jeep Compass insurance rates now.

U.S. average auto insurance rates for a Jeep Compass are $1,208 annually with full coverage. Comprehensive insurance costs on average $218 each year, collision insurance costs $376, and liability costs $456. A policy with just liability insurance costs as little as $508 a year, and coverage for high-risk drivers costs $2,620 or more. Teen drivers pay the highest rates at up to $4,704 a year.

Average premium for full coverage: $1,208

Price estimates by individual coverage:

Rates are based on $500 physical damage deductibles, minimum liability limits, and includes UM/UIM and medical coverage. Estimates are averaged for all U.S. states and Compass models.

Price Range from Low to High

Geographic Price Range

Your location can make a big difference on auto insurance rates. Rural areas have fewer collision claims than larger metro areas. The graphic below illustrates how geographic area affects car insurance rates.

The ranges above demonstrate why all drivers should compare rates based on a specific location and their own personal driving habits, instead of making a decision based on price averages.

Use the form below to get customized rates for your location.

Rates by State, City, and Model

The chart below details average Jeep Compass insurance rates for different risk profiles and scenarios.

• The lowest rate with discounts is $709
• Drivers who choose higher $1,000 deductibles will pay around $134 annually
• The estimated rate for the average middle-age driver with $500 deductibles is $1,208
• Choosing low deductibles for comprehensive and collision insurance costs an additional $264 annually
• Drivers with multiple violations and an at-fault accident could pay upwards of $2,620
• The price with full coverage for a 16-year-old driver may cost $4,704 a year

View Chart as Image

Insurance prices for a Jeep Compass are also quite variable based on the trim level and model year, your driving record, and policy deductibles and limits.

More mature drivers with a clean driving record and high physical damage deductibles may pay as low as $1,100 per year on average for full coverage. Prices are highest for teenage drivers, where even without any violations or accidents they can expect to pay upwards of $4,700 a year. View Rates by Age

If you have some driving violations or you caused a few accidents, you may be forking out at a minimum $1,400 to $2,000 extra each year, depending on your age. Insurance for high-risk drivers can cost from 43% to 129% more than average. View High Risk Driver Rates

Choosing high deductibles could save up to $400 annually, whereas increasing liability limits will cost you more. Moving from a 50/100 bodily injury limit to a 250/500 limit will increase prices by as much as $411 more per year. View Rates by Deductible or Liability Limit

The state you live in makes a big difference in Jeep Compass insurance prices. A 40-year-old driver could pay as low as $870 a year in states like New Hampshire, Ohio, and Utah, or as much as $1,630 on average in Florida, Michigan, and New York.

View Chart as Image

Insurance Rates by Trim Level and Model Year

Rates assume 2019 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Buy the Best Cheap Jeep Compass Insurance

Getting lower rates on insurance for a Jeep Compass not only requires being a safe and courteous driver, but also having a good credit history, avoid buying unnecessary coverage, and determing if full coverage is necessary. Invest the time to compare rates every couple of years by getting rate quotes from direct companies like GEICO, Progressive, and Esurance, and also from local independent and exclusive agents.

Below is a quick review of the material that was presented in the illustrations above.

• Insureds who require higher levels of liability will pay about $500 every year to go from a low limit to higher 250/500 limits
• Teenage drivers pay the highest prices, costing up to $392 a month including comprehensive and collision insurance
• Drivers considered higher risk with a DUI or reckless driving violation pay an average of $1,410 more each year for auto insurance
• Increasing physical damage deductibles could save up to $400 each year

As you can see from some of the information we’ve gone over to this point, there are several individual factors that influence Jeep Compass insurance costs. If you want to bypass the theoretical part of shopping for insurance, take advantage of our free quote tool below to start comparing quotes from multiple companies right now.

What are the Jeep Compass safety ratings?

When quoting a driver, insurance companies will look at the safety features and ratings of the model you drive in order to determine the risk of injury to you as well as the risk of damage to your Jeep Compass.

One way you can end up saving money on Compass car insurance is by pointing to the fact that it received positive crash test results.

Take a look at the following safety ratings of the Jeep Compass as determined by the Insurance Institute for Highway Safety (IIHS).

• Small overlap front (driver-side): Good
• Small overlap front (passenger-side): Good
• Moderate overlap front: Good
• Side: Good
• Roof strength: Good
• Head restraints and seats: Good

As you can see from these results, the Jeep Compass received the highest mark possible in all six categories.

Jeep Compass Compared Against Other Vehicles in the Same Class

Classified as a small SUV, the Jeep Compass is heavier than a lot of sedans but also lighter than some three-row SUVs. While heavier models typically translate to lower insurance rates, small SUVs are arguably the fastest-growing vehicle segment in the market.

Take a look at the following small SUVs to see how their average insurance rates compare to the Jeep Compass.

• Chevrolet Equinox
• Honda CR-V
• Nissan Rogue

To this point, we have gone into excessive detail about Jeep Compass insurance costs. Do you believe there are any details we might have missed or any topics you want to know more about? If not, be sure to use our free online tool to start comparing Jeep Compass insurance quotes from multiple companies today.