Jeep Compass Insurance Rates

It might seem like a difficult task when you begin shopping around for Jeep Compass insurance rates. While the average Jeep Compass rates amount to $1,324 a year for full coverage, there are several individual factors that ultimately make up your rate, such as the model year of your car.

For example, 2018 Jeep Compass insurance costs are cheaper than a 2020 model because the former is two years older, and therefore not as valuable. 

We have prepared this in-depth guide to help you as you begin your search for Jeep Compass insurance. By reading through it, you will learn helpful information on the cost of a Jeep Compass, and average Jeep Compass yearly insurance rates based on your age, location, and driving history.

Take advantage of our free online quote tool to start comparing Jeep Compass insurance rates now.

U.S. average insurance rates for a Jeep Compass are $1,208 a year with full coverage. Comprehensive insurance costs an estimated $218 each year, collision costs $376, and liability coverage costs around $456. Liability-only insurance costs as low as $508 a year, with high-risk driver insurance costing $2,620 or more. Teenage drivers pay the highest rates at $4,704 a year or more.

Average premium for full coverage: $1,208

Price estimates broken down by individual coverage:

Full coverage includes $500 policy deductibles, liability limits of 30/60, and includes medical/PIP and uninsured motorist coverage. Estimates are averaged for all U.S. states and Compass models.

Price Range from Low to High

Geographic Price Range

Where you live has a large influence on car insurance rates. More rural locations have a lower frequency of collision claims than densely populated cities.

The graphic below illustrates the effect of geographic area on insurance prices.

The ranges above demonstrate why all drivers should compare prices for a targeted area and risk profile, rather than using average rates.

Use the form below to get customized rates for your location.

Additional Charts and Tables

The chart below details estimated Jeep Compass insurance rates for other coverage scenarios.

• The best discount rate is $709
• Using higher $1,000 deductibles will save approximately $134 annually
• The average rate for the average middle-age driver who has $500 deductibles is $1,208
• Using low deductibles for physical damage coverage will cost an extra $264 each year
• Higher-risk drivers who are prone to accidents and violations could pay up to $2,620 or more
• The price for full coverage for a teenage driver can cost as much as $4,704 or more

View Chart as Image

Car insurance prices for a Jeep Compass are also quite variable based on your driving record, the trim level and model year, and liability limits and deductibles.

More mature drivers with no driving violations and high deductibles may only pay around $1,100 a year for full coverage. Prices are much higher for teenage drivers, where even good drivers will be charged at least $4,700 a year. View Rates by Age

The state you live in has a huge impact on Jeep Compass insurance rates. A driver around age 40 might see prices as low as $870 a year in states like Utah, Ohio, and New Hampshire, or be forced to pay as much as $1,630 on average in New York, Michigan, and Florida.

View Chart as Image

Using high physical damage deductibles could cut prices by as much as $400 a year, whereas increasing liability limits will increase premiums. Moving from a 50/100 limit to a 250/500 limit will increase prices by as much as $411 extra every 12 months. View Rates by Deductible or Liability Limit

If you have some driving violations or tend to cause accidents, you may be forking out $1,400 to $2,000 extra each year, depending on your age. Insurance for high-risk drivers can be around 43% to 129% more than a normal policy. View High Risk Driver Rates

Since prices can be so different, the best way to find out which car insurance is cheapest is to do a rate comparison and see how they stack up. Each insurance company uses a different method to calculate prices, so rate quotes may be quite different from one company to the next.

Insurance Rates by Trim Level and Model Year

Rates assume 2019 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find More Affordable Jeep Compass Insurance

Getting lower rates on auto insurance requires being a good driver, having above-average credit, avoid buying unnecessary coverage, and not having any coverage lapses. Take the time to compare rates once a year by requesting quotes from direct companies like Progressive and GEICO, and also from local exclusive and independent agents.

The following list is a summary of the data that was covered in the above illustrations.

• You may be able to save approximately $140 per year simply by quoting online in advance
• Consumers who want an increased level of liability coverage will pay an extra $500 every year to increase from a low limit to 250/500 limits
• Drivers age 16 to 20 have the highest car insurance prices, costing up to $392 a month if full coverage is included
• Drivers who have multiple accidents or major violations may pay on average $1,410 more annually than a safer driver

As you can see from some of the information we’ve gone over to this point, there are several individual factors that influence Jeep Compass insurance costs. If you want to bypass the theoretical part of shopping for insurance, take advantage of our free quote tool below to start comparing quotes from multiple companies right now.

What are the Jeep Compass safety ratings?

When quoting a driver, insurance companies will look at the safety features and ratings of the model you drive in order to determine the risk of injury to you as well as the risk of damage to your Jeep Compass.

One way you can end up saving money on Compass car insurance is by pointing to the fact that it received positive crash test results.

Take a look at the following safety ratings of the Jeep Compass as determined by the Insurance Institute for Highway Safety (IIHS).

• Small overlap front (driver-side): Good
• Small overlap front (passenger-side): Good
• Moderate overlap front: Good
• Side: Good
• Roof strength: Good
• Head restraints and seats: Good

As you can see from these results, the Jeep Compass received the highest mark possible in all six categories.

Jeep Compass Compared Against Other Vehicles in the Same Class

Classified as a small SUV, the Jeep Compass is heavier than a lot of sedans but also lighter than some three-row SUVs. While heavier models typically translate to lower insurance rates, small SUVs are arguably the fastest-growing vehicle segment in the market.

Take a look at the following small SUVs to see how their average insurance rates compare to the Jeep Compass.

• Chevrolet Equinox
• Honda CR-V
• Nissan Rogue

To this point, we have gone into excessive detail about Jeep Compass insurance costs. Do you believe there are any details we might have missed or any topics you want to know more about? If not, be sure to use our free online tool to start comparing Jeep Compass insurance quotes from multiple companies today.