Jeep Compass Insurance Rates

It might seem like a difficult task when you begin shopping around for Jeep Compass insurance rates. While the average Jeep Compass rates amount to $1,324 a year for full coverage, there are several individual factors that ultimately make up your rate, such as the model year of your car.

For example, 2018 Jeep Compass insurance costs are cheaper than a 2020 model because the former is two years older, and therefore not as valuable. 

We have prepared this in-depth guide to help you as you begin your search for Jeep Compass insurance. By reading through it, you will learn helpful information on the cost of a Jeep Compass, and average Jeep Compass yearly insurance rates based on your age, location, and driving history.

Take advantage of our free online quote tool to start comparing Jeep Compass insurance rates now.

Average insurance rates for a Jeep Compass are $1,238 a year including full coverage. Comprehensive insurance costs an estimated $228 a year, collision costs $400, and liability costs $452. A liability-only policy costs as little as $504 a year, with high-risk insurance costing $2,680 or more. Teens receive the highest rates at $4,788 a year or more.

Average premium for full coverage: $1,238

Rate estimates broken down by individual coverage type:

Prices include $500 policy deductibles, 30/60 liability limits, and includes medical and UM/UIM coverage. Rates are averaged for all 50 U.S. states and Compass trim levels.

Price Range by Coverage and Risk

Price Range by Location

Your location can make a big difference on the price of auto insurance. More rural locations tend to have lower incidents of comprehensive and collision claims than cities with more traffic congestion.

The diagram below illustrates how location impacts insurance prices.

These examples highlight why it is important to compare rates for a targeted area, instead of making a decision based on averaged prices.

Use the form below to get customized rates for your location.

More Rate Details

The chart below breaks down estimated Jeep Compass insurance rates for other coverage scenarios.

• The cheapest rate after discounts is $724
• Drivers who choose higher $1,000 deductibles will pay approximately $1,096 every year
• The estimated price for a 40-year-old driver who has $500 deductibles is $1,238
• Selecting low $100 deductibles for comprehensive and collision insurance will cost an additional $276 annually
• Drivers with serious driving violations could pay up to $2,680 or more
• The cost that insures a 16-year-old driver can cost as much as $4,788 a year

View Chart as Image

Insurance rates for a Jeep Compass can also vary considerably based on the trim level of your Compass, your driving record and age, and liability limits and deductibles.

If you like to drive fast or you caused an accident, you are likely paying $1,500 to $2,100 extra per year, depending on your age. A high-risk auto insurance policy can cost from 44% to 135% more than the average policy. View High Risk Driver Rates

Older drivers with a clean driving record and higher comprehensive and collision deductibles may pay as low as $1,200 per year on average for full coverage. Rates are much higher for teen drivers, since even teens with perfect driving records can expect to pay at least $4,700 a year. View Rates by Age

Where you live makes a big difference in Jeep Compass insurance prices. A 40-year-old driver could pay as low as $950 a year in states like Vermont, New Hampshire, and Missouri, or have to pay at least $1,770 on average in Louisiana, New York, and Michigan.

View Chart as Image

Choosing higher comprehensive and collision insurance deductibles could save up to $420 annually, while buying higher liability limits will increase premiums. Changing from a 50/100 bodily injury protection limit to a 250/500 limit will cost as much as $407 more per year. View Rates by Deductible or Liability Limit

With so much variability in rates, the best way to figure out which company is cheapest is to get quotes from multiple companies. Every company calculates rates differently, so the rates can be significantly different.

Insurance Rates by Trim Level and Model Year

Rates assume 2019 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find the Right Jeep Compass Insurance

Saving money on insurance for a Jeep Compass not only requires avoiding accidents and claims, but also having above-average credit, not filing small claims, and taking advantage of discounts. Compare rates at every policy renewal by quoting rates from direct car insurance companies like Progressive, GEICO, and Esurance, and also from your local car insurance providers.

The points below are a quick rundown of the data touched on above.

• Insureds who want increased liability limits will pay approximately $500 per year to go from a minimum limit to the 250/500 level
• You may be able to save approximately $150 per year simply by quoting early and online
• Increasing deductibles can save approximately $425 each year
• Drivers under the age of 20 are charged the highest rates, as much as $399 per month if full coverage is included

As you can see from some of the information we’ve gone over to this point, there are several individual factors that influence Jeep Compass insurance costs. If you want to bypass the theoretical part of shopping for insurance, take advantage of our free quote tool below to start comparing quotes from multiple companies right now.

What are the Jeep Compass safety ratings?

When quoting a driver, insurance companies will look at the safety features and ratings of the model you drive in order to determine the risk of injury to you as well as the risk of damage to your Jeep Compass.

One way you can end up saving money on Compass car insurance is by pointing to the fact that it received positive crash test results.

Take a look at the following safety ratings of the Jeep Compass as determined by the Insurance Institute for Highway Safety (IIHS).

• Small overlap front (driver-side): Good
• Small overlap front (passenger-side): Good
• Moderate overlap front: Good
• Side: Good
• Roof strength: Good
• Head restraints and seats: Good

As you can see from these results, the Jeep Compass received the highest mark possible in all six categories.

Jeep Compass Compared Against Other Vehicles in the Same Class

Classified as a small SUV, the Jeep Compass is heavier than a lot of sedans but also lighter than some three-row SUVs. While heavier models typically translate to lower insurance rates, small SUVs are arguably the fastest-growing vehicle segment in the market.

Take a look at the following small SUVs to see how their average insurance rates compare to the Jeep Compass.

• Chevrolet Equinox
• Honda CR-V
• Nissan Rogue

To this point, we have gone into excessive detail about Jeep Compass insurance costs. Do you believe there are any details we might have missed or any topics you want to know more about? If not, be sure to use our free online tool to start comparing Jeep Compass insurance quotes from multiple companies today.