Jeep Compass Insurance Rates

It might seem like a difficult task when you begin shopping around for Jeep Compass insurance rates. While the average Jeep Compass rates amount to $1,324 a year for full coverage, there are several individual factors that ultimately make up your rate, such as the model year of your car.

For example, 2018 Jeep Compass insurance costs are cheaper than a 2020 model because the former is two years older, and therefore not as valuable. 

We have prepared this in-depth guide to help you as you begin your search for Jeep Compass insurance. By reading through it, you will learn helpful information on the cost of a Jeep Compass, and average Jeep Compass yearly insurance rates based on your age, location, and driving history.

Take advantage of our free online quote tool to start comparing Jeep Compass insurance rates now.

U.S. average insurance rates for a Jeep Compass are $1,238 a year for full coverage. Comprehensive costs around $228 each year, collision insurance costs $400, and liability costs $452. Liability-only coverage costs as little as $504 a year, and high-risk coverage costs around $2,680. Teenage drivers pay the highest rates at up to $4,788 a year.

Average premium for full coverage: $1,238

Price estimates for individual coverage:

Rate estimates include $500 deductibles, 30/60 liability coverage, and includes additional medical/uninsured motorist coverage. Estimates are averaged for all states and Compass models.

Price Range from Low to High

Geographic Price Range

Your location can have significant affects on auto insurance rates. Areas with sparse population have a lower frequency of accident claims than densely populated cities. The graphic below illustrates how rural and urban location affects auto insurance rates.

The ranges above show why all drivers should compare rates for a specific zip code and risk profile, instead of using average rates.

Use the form below to get customized rates for your location.

Additional Rate Analysis

The chart below shows average Jeep Compass insurance rates for additional coverage choices and driver risks.

• The best discount rate is $724
• Drivers who choose higher $1,000 deductibles will pay about $142 a year
• The average rate for the average middle-age driver using $500 deductibles is $1,238
• Using low deductibles for comprehensive and collision insurance will increase the cost to $1,514
• Higher-risk drivers who are prone to accidents and violations could pay at least $2,680
• The price for full coverage for a teen driver can be $4,788 a year

View Chart as Image

Auto insurance prices for a Jeep Compass are also quite variable based on your driving record, the trim level of your Compass, and deductibles and policy limits.

More mature drivers with a good driving record and high deductibles may pay as little as $1,200 per year on average for full coverage. Prices are much higher for teenage drivers, where even good drivers will have to pay as much as $4,700 a year. View Rates by Age

The state you live in makes a big difference in Jeep Compass insurance prices. A 40-year-old driver could pay as low as $820 a year in states like Idaho, Maine, and Iowa, or be forced to pay as much as $1,770 on average in Michigan, Louisiana, and New York.

View Chart as Image

Using high physical damage deductibles could save up to $420 every year, whereas increasing liability limits will increase prices. Going from a 50/100 limit to a 250/500 limit will increase prices by as much as $407 extra every year. View Rates by Deductible or Liability Limit

If you have some driving violations or tend to cause accidents, you could be paying at least $1,500 to $2,100 in extra premium each year, depending on your age. Insurance for high-risk drivers can cost as much as 44% to 135% more than a normal policy. View High Risk Driver Rates

Insurance Rates by Trim Level and Model Year

Rates assume 2019 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find the Best Jeep Compass Insurance

Getting lower rates on car insurance not only requires not taking risks behind the wheel, but also having good credit, eliminating unnecessary coverage, and possibly raising deductibles. Set aside time to shop around every year by getting quotes from direct carriers like Progressive and GEICO, and also from local insurance agents.

The following is a brief recap of the coverage data raised in the charts and tables above.

• Drivers can save up to $150 per year just by quoting online in advance
• Increasing physical damage deductibles can save around $425 each year
• Teens are expensive to insure, with premiums as much as $399 a month if they have full coverage
• Higher risk drivers who tend to receive serious violations may be required to pay an average of $1,440 more every year for Compass insurance

As you can see from some of the information we’ve gone over to this point, there are several individual factors that influence Jeep Compass insurance costs. If you want to bypass the theoretical part of shopping for insurance, take advantage of our free quote tool below to start comparing quotes from multiple companies right now.

What are the Jeep Compass safety ratings?

When quoting a driver, insurance companies will look at the safety features and ratings of the model you drive in order to determine the risk of injury to you as well as the risk of damage to your Jeep Compass.

One way you can end up saving money on Compass car insurance is by pointing to the fact that it received positive crash test results.

Take a look at the following safety ratings of the Jeep Compass as determined by the Insurance Institute for Highway Safety (IIHS).

• Small overlap front (driver-side): Good
• Small overlap front (passenger-side): Good
• Moderate overlap front: Good
• Side: Good
• Roof strength: Good
• Head restraints and seats: Good

As you can see from these results, the Jeep Compass received the highest mark possible in all six categories.

Jeep Compass Compared Against Other Vehicles in the Same Class

Classified as a small SUV, the Jeep Compass is heavier than a lot of sedans but also lighter than some three-row SUVs. While heavier models typically translate to lower insurance rates, small SUVs are arguably the fastest-growing vehicle segment in the market.

Take a look at the following small SUVs to see how their average insurance rates compare to the Jeep Compass.

• Chevrolet Equinox
• Honda CR-V
• Nissan Rogue

To this point, we have gone into excessive detail about Jeep Compass insurance costs. Do you believe there are any details we might have missed or any topics you want to know more about? If not, be sure to use our free online tool to start comparing Jeep Compass insurance quotes from multiple companies today.