Jeep Compass Insurance Rates

It might seem like a difficult task when you begin shopping around for Jeep Compass insurance rates. While the average Jeep Compass rates amount to $1,324 a year for full coverage, there are several individual factors that ultimately make up your rate, such as the model year of your car.

For example, 2018 Jeep Compass insurance costs are cheaper than a 2020 model because the former is two years older, and therefore not as valuable. 

We have prepared this in-depth guide to help you as you begin your search for Jeep Compass insurance. By reading through it, you will learn helpful information on the cost of a Jeep Compass, and average Jeep Compass yearly insurance rates based on your age, location, and driving history.

Take advantage of our free online quote tool to start comparing Jeep Compass insurance rates now.

U.S. average auto insurance rates for a Jeep Compass are $1,238 annually including full coverage. Comprehensive costs an estimated $228, collision insurance costs $400, and liability is $452. A policy with just liability insurance costs around $504 a year, and coverage for high-risk drivers costs around $2,680. Teen drivers pay the highest rates at up to $4,788 a year.

Average premium for full coverage: $1,238

Price estimates broken down by individual coverage:

Prices are based on $500 policy deductibles, 30/60 liability limits, and includes uninsured/under-insured motorist coverage. Estimates are averaged for all 50 U.S. states and for different Compass trim levels.

Price Range from Low to High

Geographic Price Range

Choosing to live in a large city can have significant affects on the price of auto insurance. More rural locations have fewer comprehensive and collision claims than larger metro areas. The price range example below illustrates how location helps determine insurance prices.

The ranges above highlight why anyone shopping for car insurance should compare rates quotes for a targeted area and their own personal driving habits, instead of using price averages.

Use the form below to get customized rates for your location.

More Rate Information

The chart below breaks down average Jeep Compass insurance rates for other coverage scenarios.

• The lowest rate with discounts is $724
• Raising to $1,000 deductibles will save approximately $142 every year
• The estimated rate for the average middle-age driver who has $500 deductibles is $1,238
• Choosing more expensive low deductibles will cost $1,514
• At-risk drivers with multiple violations and an at-fault accident could pay up to $2,680
• The price with full coverage for a teen driver with full coverage can cost as much as $4,788

View Chart as Image

Insurance prices for a Jeep Compass are also quite variable based on the trim level and model year, your driving characteristics, and liability limits and deductibles.

An older driver with a clean driving record and high physical damage deductibles may pay as little as $1,200 every 12 months on average for full coverage. Prices are highest for teenage drivers, where even without any violations or accidents they can expect to pay at least $4,700 a year. View Rates by Age

If you have some driving violations or you caused a few accidents, you are likely paying $1,500 to $2,100 extra each year, depending on your age. High-risk driver insurance is expensive and can cost as much as 44% to 135% more than average. View High Risk Driver Rates

Choosing high deductibles can reduce prices by up to $420 every year, while increasing your policy's liability limits will increase premiums. Changing from a 50/100 bodily injury limit to a 250/500 limit will increase prices by as much as $407 more per year. View Rates by Deductible or Liability Limit

The state you live in also has a big influence on Jeep Compass insurance prices. A middle-age driver might find prices as low as $950 a year in states like Vermont, New Hampshire, and Missouri, or as much as $1,770 on average in Louisiana, New York, and Michigan.

View Chart as Image

Insurance Rates by Trim Level and Model Year

Rates assume 2019 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Buy Affordable Jeep Compass Insurance

Getting lower rates on car insurance consists of avoiding accidents and claims, having a good credit history, being claim-free, and deciding if full coverage is necessary. Invest time comparing rates at every policy renewal by getting quotes from direct car insurance companies like GEICO, Progressive, and Esurance, and also from insurance agencies where you live.

The points below are a brief review of the data covered in the charts and tables above.

• Policyholders who want increased liability limits will pay about $500 per year to raise from a low limit to higher 250/500 limits
• You may be able to save approximately $150 per year just by shopping early and online
• Increasing physical damage deductibles could save up to $425 each year
• Drivers under the age of 20 are charged the highest prices, possibly costing $399 a month including comprehensive and collision insurance

As you can see from some of the information we’ve gone over to this point, there are several individual factors that influence Jeep Compass insurance costs. If you want to bypass the theoretical part of shopping for insurance, take advantage of our free quote tool below to start comparing quotes from multiple companies right now.

What are the Jeep Compass safety ratings?

When quoting a driver, insurance companies will look at the safety features and ratings of the model you drive in order to determine the risk of injury to you as well as the risk of damage to your Jeep Compass.

One way you can end up saving money on Compass car insurance is by pointing to the fact that it received positive crash test results.

Take a look at the following safety ratings of the Jeep Compass as determined by the Insurance Institute for Highway Safety (IIHS).

• Small overlap front (driver-side): Good
• Small overlap front (passenger-side): Good
• Moderate overlap front: Good
• Side: Good
• Roof strength: Good
• Head restraints and seats: Good

As you can see from these results, the Jeep Compass received the highest mark possible in all six categories.

Jeep Compass Compared Against Other Vehicles in the Same Class

Classified as a small SUV, the Jeep Compass is heavier than a lot of sedans but also lighter than some three-row SUVs. While heavier models typically translate to lower insurance rates, small SUVs are arguably the fastest-growing vehicle segment in the market.

Take a look at the following small SUVs to see how their average insurance rates compare to the Jeep Compass.

• Chevrolet Equinox
• Honda CR-V
• Nissan Rogue

To this point, we have gone into excessive detail about Jeep Compass insurance costs. Do you believe there are any details we might have missed or any topics you want to know more about? If not, be sure to use our free online tool to start comparing Jeep Compass insurance quotes from multiple companies today.