Jeep Compass Insurance Rates

It might seem like a difficult task when you begin shopping around for Jeep Compass insurance rates. While the average Jeep Compass rates amount to $1,324 a year for full coverage, there are several individual factors that ultimately make up your rate, such as the model year of your car.

For example, 2018 Jeep Compass insurance costs are cheaper than a 2020 model because the former is two years older, and therefore not as valuable. 

We have prepared this in-depth guide to help you as you begin your search for Jeep Compass insurance. By reading through it, you will learn helpful information on the cost of a Jeep Compass, and average Jeep Compass yearly insurance rates based on your age, location, and driving history.

Take advantage of our free online quote tool to start comparing Jeep Compass insurance rates now.

Estimated insurance rates for a Jeep Compass are $1,208 a year with full coverage. Comprehensive insurance costs around $218, collision insurance costs $376, and liability insurance is estimated at $456. Liability-only coverage costs approximately $508 a year, and high-risk coverage costs $2,620 or more. Teenage drivers pay the most at up to $4,704 a year.

Average premium for full coverage: $1,208

Premium estimates for type of coverage:

Rates are based on $500 policy deductibles, 30/60 bodily injury liability limits, and includes medical and uninsured motorist coverage. Rates include averaging for all U.S. states and for different Compass trim levels.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Living in a larger city has a significant impact on insurance rates. Areas with sparse population are statistically proven to have lower incidents of collision claims than densely populated cities. The price range example below illustrates how location impacts auto insurance rates.

These rate differences demonstrate why anyone shopping for car insurance should get quotes for a specific zip code, rather than relying on average rates.

Use the form below to get customized rates for your location.

Detailed Rate Analysis

The chart below details average Jeep Compass insurance rates for additional coverage choices and driver risks.

• The best discount rate is $709
• Choosing higher $1,000 deductibles can save about $134 annually
• The estimated price for a 40-year-old good driver using $500 deductibles is $1,208
• Using more expensive low deductibles for comp and collision coverage will cost an additional $264 a year
• High-risk insureds who are prone to accidents and violations could pay at least $2,620
• An auto insurance policy that insures a teen driver with full coverage can be $4,704 each year

View Chart as Image

Insurance prices for a Jeep Compass also have a wide range based on the model year and trim level, your age and driving habits, and deductibles and policy limits.

If you have a few violations or you caused an accident, you may be forking out at least $1,400 to $2,000 extra annually, depending on your age. High-risk driver insurance ranges anywhere from 43% to 129% more than a normal policy. View High Risk Driver Rates

An older driver with a clean driving record and higher comprehensive and collision deductibles could pay as little as $1,100 annually on average, or $92 per month, for full coverage. Prices are much higher for drivers in their teens, since even teens with perfect driving records can expect to pay as much as $4,700 a year. View Rates by Age

Where you choose to live plays a big part in determining prices for Jeep Compass insurance rates. A good driver about age 40 could pay as low as $870 a year in states like New Hampshire, Ohio, and Utah, or be forced to pay as much as $1,630 on average in Florida, Michigan, and New York.

View Chart as Image

Using high physical damage deductibles can save as much as $400 each year, while increasing your policy's liability limits will increase prices. Moving from a 50/100 bodily injury protection limit to a 250/500 limit will cost up to $411 more per year. View Rates by Deductible or Liability Limit

Insurance Rates by Trim Level and Model Year

Rates assume 2019 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find the Best Cheap Jeep Compass Insurance

Finding better rates on Jeep Compass insurance takes being safe and accident-free, having above-average credit, being claim-free, and dropping full coverage on older vehicles. Compare prices at every other renewal by requesting rates from direct companies, and also from your local independent and exclusive agents.

Below you'll find a quick review of the concepts that were touched on above.

• High-risk drivers with a DUI or reckless driving violation may pay on average $1,410 more every year than a low-risk driver
• Youthful drivers pay higher prices, possibly costing $392 per month if full coverage is included
• You may be able to save up to $140 per year just by shopping early and online
• Increasing policy deductibles can save approximately $400 each year
• You may be able to save up to $140 per year just by shopping early and online

As you can see from some of the information we’ve gone over to this point, there are several individual factors that influence Jeep Compass insurance costs. If you want to bypass the theoretical part of shopping for insurance, take advantage of our free quote tool below to start comparing quotes from multiple companies right now.

What are the Jeep Compass safety ratings?

When quoting a driver, insurance companies will look at the safety features and ratings of the model you drive in order to determine the risk of injury to you as well as the risk of damage to your Jeep Compass.

One way you can end up saving money on Compass car insurance is by pointing to the fact that it received positive crash test results.

Take a look at the following safety ratings of the Jeep Compass as determined by the Insurance Institute for Highway Safety (IIHS).

• Small overlap front (driver-side): Good
• Small overlap front (passenger-side): Good
• Moderate overlap front: Good
• Side: Good
• Roof strength: Good
• Head restraints and seats: Good

As you can see from these results, the Jeep Compass received the highest mark possible in all six categories.

Jeep Compass Compared Against Other Vehicles in the Same Class

Classified as a small SUV, the Jeep Compass is heavier than a lot of sedans but also lighter than some three-row SUVs. While heavier models typically translate to lower insurance rates, small SUVs are arguably the fastest-growing vehicle segment in the market.

Take a look at the following small SUVs to see how their average insurance rates compare to the Jeep Compass.

• Chevrolet Equinox
• Honda CR-V
• Nissan Rogue

To this point, we have gone into excessive detail about Jeep Compass insurance costs. Do you believe there are any details we might have missed or any topics you want to know more about? If not, be sure to use our free online tool to start comparing Jeep Compass insurance quotes from multiple companies today.