Jeep Compass Insurance Rates

It might seem like a difficult task when you begin shopping around for Jeep Compass insurance rates. While the average Jeep Compass rates amount to $1,324 a year for full coverage, there are several individual factors that ultimately make up your rate, such as the model year of your car.

For example, 2018 Jeep Compass insurance costs are cheaper than a 2020 model because the former is two years older, and therefore not as valuable. 

We have prepared this in-depth guide to help you as you begin your search for Jeep Compass insurance. By reading through it, you will learn helpful information on the cost of a Jeep Compass, and average Jeep Compass yearly insurance rates based on your age, location, and driving history.

Take advantage of our free online quote tool to start comparing Jeep Compass insurance rates now.

Average insurance prices for a Jeep Compass are $1,208 every 12 months for full coverage insurance. Comprehensive insurance costs around $218 a year, collision costs $376, and liability is estimated at $456. Liability-only coverage costs approximately $508 a year, with high-risk coverage costing $2,620 or more. Teen drivers receive the highest rates at $4,704 a year or more.

Average premium for full coverage: $1,208

Rate estimates for individual coverage type:

Rate estimates include $500 deductible amounts, minimum liability limits, and includes medical/PIP and uninsured motorist coverage. Rates are averaged for all 50 states and Compass trim levels.

Price Range by Coverage and Risk

Price Range by Location

Living in a larger city can make a big difference on car insurance rates. Areas with sparse population tend to have more infrequent physical damage claims than larger metro areas.

The diagram below illustrates how where you live affects auto insurance rates.

These examples illustrate why it is important to get quotes for a specific zip code and their own driving history, instead of making a decision based on price averages.

Use the form below to get customized rates for your location.

Additional Charts and Tables

The chart below illustrates estimated Jeep Compass insurance rates for additional coverage choices and driver risks.

• The lowest rate with discounts is $709
• Choosing higher $1,000 deductibles can save about $1,074 each year
• The average price for a 40-year-old driver using $500 deductibles is $1,208
• Choosing low $100 deductibles for comp and collision coverage costs an extra $264 annually
• Higher-risk drivers with multiple violations and an at-fault accident could pay at least $2,620 or more
• The cost to insure a 16-year-old driver can be $4,704 each year

View Chart as Image

Car insurance rates for a Jeep Compass can also vary considerably based on policy deductibles and limits, your risk profile, and the trim level and model year.

Choosing high deductibles can save as much as $400 annually, while buying higher liability limits will increase rates. Switching from a 50/100 liability limit to a 250/500 limit will cost as much as $411 extra every 12 months. View Rates by Deductible or Liability Limit

Older drivers with no driving violations and higher deductibles may pay as low as $1,100 annually on average for full coverage. Rates are highest for teen drivers, since even excellent drivers will be charged as much as $4,700 a year. View Rates by Age

If you like to drive fast or you were responsible for an accident, you are probably paying at least $1,400 to $2,000 extra per year, depending on your age. A high-risk auto insurance policy ranges from 43% to 129% more than average. View High Risk Driver Rates

Where you live plays a big part in determining prices for Jeep Compass insurance prices. A good driver about age 40 could pay as low as $790 a year in states like Vermont, Wisconsin, and North Carolina, or as much as $1,630 on average in Michigan, New York, and Florida.

View Chart as Image

With so much variability in rates, the only way to figure out your exact price is to get quotes from multiple companies. Each auto insurer uses a different rate calculation, so rate quotes can be significantly different.

Insurance Rates by Trim Level and Model Year

Rates assume 2019 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Shop for the Best Jeep Compass Insurance

Saving money on insurance for a Jeep Compass takes having a good driving record, maintaining a good credit score, avoid buying unnecessary coverage, and qualifying for all possible discounts. Take the time to comparison shop every couple of years by getting quotes from direct insurance companies like GEICO, Progressive, and Esurance, and also from your local independent and exclusive agents.

The next list is a brief recap of the material that was touched on in the above illustrations.

• Insureds who may need increased levels of liability coverage will pay about $500 annually to raise limits from a minimum limit to a 250/500 level
• Drivers age 20 and younger are the costliest to insure, costing up to $392 per month if the policy includes full coverage
• Drivers considered higher risk who tend to receive serious violations may pay on average $1,410 more every year to buy Jeep Compass insurance
• Increasing deductibles could save as much as $400 each year

As you can see from some of the information we’ve gone over to this point, there are several individual factors that influence Jeep Compass insurance costs. If you want to bypass the theoretical part of shopping for insurance, take advantage of our free quote tool below to start comparing quotes from multiple companies right now.

What are the Jeep Compass safety ratings?

When quoting a driver, insurance companies will look at the safety features and ratings of the model you drive in order to determine the risk of injury to you as well as the risk of damage to your Jeep Compass.

One way you can end up saving money on Compass car insurance is by pointing to the fact that it received positive crash test results.

Take a look at the following safety ratings of the Jeep Compass as determined by the Insurance Institute for Highway Safety (IIHS).

• Small overlap front (driver-side): Good
• Small overlap front (passenger-side): Good
• Moderate overlap front: Good
• Side: Good
• Roof strength: Good
• Head restraints and seats: Good

As you can see from these results, the Jeep Compass received the highest mark possible in all six categories.

Jeep Compass Compared Against Other Vehicles in the Same Class

Classified as a small SUV, the Jeep Compass is heavier than a lot of sedans but also lighter than some three-row SUVs. While heavier models typically translate to lower insurance rates, small SUVs are arguably the fastest-growing vehicle segment in the market.

Take a look at the following small SUVs to see how their average insurance rates compare to the Jeep Compass.

• Chevrolet Equinox
• Honda CR-V
• Nissan Rogue

To this point, we have gone into excessive detail about Jeep Compass insurance costs. Do you believe there are any details we might have missed or any topics you want to know more about? If not, be sure to use our free online tool to start comparing Jeep Compass insurance quotes from multiple companies today.