Jeep Compass Insurance Rates
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Michelle Robbins
Licensed Insurance Agent
Michelle Robbins has been a licensed insurance agent for over 13 years. Her career began in the real estate industry, supporting local realtors with Title Insurance. After several years, Michelle shifted to real estate home warranty insurance, where she managed a territory of over 100 miles of real estate professionals. Later, Agent Robbins obtained more licensing and experience serving families a...
Licensed Insurance Agent
UPDATED: Apr 25, 2024
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It might seem like a difficult task when you begin shopping around for Jeep Compass insurance rates. While the average Jeep Compass rates amount to $1,324 a year for full coverage, there are several individual factors that ultimately make up your rate, such as the model year of your car.
For example, 2018 Jeep Compass insurance costs are cheaper than a 2020 model because the former is two years older, and therefore not as valuable.
We have prepared this in-depth guide to help you as you begin your search for Jeep Compass insurance. By reading through it, you will learn helpful information on the cost of a Jeep Compass, and average Jeep Compass yearly insurance rates based on your age, location, and driving history.
Take advantage of our free online quote tool to start comparing Jeep Compass insurance rates now.
Average auto insurance rates for a Jeep Compass are $1,208 annually with full coverage. Comprehensive insurance costs an estimated $218, collision insurance costs $376, and liability is estimated at $456. Liability-only coverage costs approximately $508 a year, and high-risk coverage costs $2,620 or more. 16-year-old drivers receive the highest rates at up to $4,704 a year.
Average premium for full coverage: $1,208
Rate estimates broken down by individual coverage type:
Rates are based on $500 policy deductibles, minimum liability limits, and includes uninsured motorist and medical coverage. Rates are averaged for all U.S. states and for all Compass models.
Price Range by Coverage and Risk
For an average driver, prices range range from as cheap as $508 for the bare minimum liability coverage to the much higher price of $2,620 for high-risk insurance.
Price Range by Location
Living in a larger city can make a big difference on car insurance rates. More rural locations tend to have fewer collision claims than congested cities. The example below illustrates the effect of geographic area on insurance prices.
These examples demonstrate why everyone should get quotes for a targeted area and their own personal driving habits, instead of making a decision based on rate averages.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Additional Rate Information
The chart below details average Jeep Compass insurance rates for other coverage scenarios.
- The best full coverage rate is $709
- Choosing higher $1,000 deductibles can save approximately $134 annually
- The estimated rate for a 40-year-old driver who has $500 deductibles is $1,208
- Buying pricier low deductibles for comp and collision coverage costs an additional $264 annually
- Higher-risk drivers with multiple tickets or accidents could pay up to $2,620
- The cost with full coverage for a 16-year-old driver for full coverage can cost as much as $4,704 each year
Car insurance rates for a Jeep Compass can also vary considerably based on the trim level of your Compass, your driving record, and liability limits and deductibles.
A more mature driver with no driving violations and high physical damage deductibles may pay as low as $1,100 annually on average for full coverage. Rates are highest for teen drivers, where even without any violations or accidents they will be charged at least $4,700 a year. View Rates by Age
If you like to drive fast or you caused a few accidents, you may be forking out $1,400 to $2,000 extra per year, depending on your age. Jeep Compass insurance for high-risk drivers ranges from 43% to 129% more than the average rate. View High Risk Driver Rates
Opting for high physical damage deductibles can save as much as $400 annually, whereas buying more liability protection will increase premiums. Moving from a 50/100 bodily injury limit to a 250/500 limit will cost as much as $411 extra every 12 months. View Rates by Deductible or Liability Limit
Where you live plays a big part in determining prices for Jeep Compass insurance prices. A good driver about age 40 could pay as low as $870 a year in states like Utah, Ohio, and New Hampshire, or at least $1,630 on average in New York, Michigan, and Florida.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $1,094 | -$114 | -9.4% |
| Alaska | $928 | -$280 | -23.2% |
| Arizona | $1,004 | -$204 | -16.9% |
| Arkansas | $1,208 | -$0 | 0.0% |
| California | $1,380 | $172 | 14.2% |
| Colorado | $1,158 | -$50 | -4.1% |
| Connecticut | $1,242 | $34 | 2.8% |
| Delaware | $1,370 | $162 | 13.4% |
| Florida | $1,514 | $306 | 25.3% |
| Georgia | $1,116 | -$92 | -7.6% |
| Hawaii | $870 | -$338 | -28.0% |
| Idaho | $816 | -$392 | -32.5% |
| Illinois | $902 | -$306 | -25.3% |
| Indiana | $912 | -$296 | -24.5% |
| Iowa | $816 | -$392 | -32.5% |
| Kansas | $1,150 | -$58 | -4.8% |
| Kentucky | $1,650 | $442 | 36.6% |
| Louisiana | $1,790 | $582 | 48.2% |
| Maine | $748 | -$460 | -38.1% |
| Maryland | $996 | -$212 | -17.5% |
| Massachusetts | $966 | -$242 | -20.0% |
| Michigan | $2,102 | $894 | 74.0% |
| Minnesota | $1,014 | -$194 | -16.1% |
| Mississippi | $1,448 | $240 | 19.9% |
| Missouri | $1,072 | -$136 | -11.3% |
| Montana | $1,300 | $92 | 7.6% |
| Nebraska | $952 | -$256 | -21.2% |
| Nevada | $1,450 | $242 | 20.0% |
| New Hampshire | $872 | -$336 | -27.8% |
| New Jersey | $1,350 | $142 | 11.8% |
| New Mexico | $1,072 | -$136 | -11.3% |
| New York | $1,274 | $66 | 5.5% |
| North Carolina | $696 | -$512 | -42.4% |
| North Dakota | $990 | -$218 | -18.0% |
| Ohio | $836 | -$372 | -30.8% |
| Oklahoma | $1,242 | $34 | 2.8% |
| Oregon | $1,106 | -$102 | -8.4% |
| Pennsylvania | $1,152 | -$56 | -4.6% |
| Rhode Island | $1,614 | $406 | 33.6% |
| South Carolina | $1,094 | -$114 | -9.4% |
| South Dakota | $1,020 | -$188 | -15.6% |
| Tennessee | $1,060 | -$148 | -12.3% |
| Texas | $1,458 | $250 | 20.7% |
| Utah | $896 | -$312 | -25.8% |
| Vermont | $830 | -$378 | -31.3% |
| Virginia | $726 | -$482 | -39.9% |
| Washington | $934 | -$274 | -22.7% |
| West Virginia | $1,108 | -$100 | -8.3% |
| Wisconsin | $838 | -$370 | -30.6% |
| Wyoming | $1,078 | -$130 | -10.8% |
Insurance Rates by Trim Level and Model Year
| Model and Trim | Annual Premium | Monthly Premium |
|---|---|---|
| Jeep Compass Sport 2WD | $1,142 | $95 |
| Jeep Compass Sport 4WD | $1,174 | $98 |
| Jeep Compass Limited 2WD | $1,208 | $101 |
| Jeep Compass Limited 4WD | $1,244 | $104 |
Rates assume 2019 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2024 Jeep Compass | $270 | $478 | $398 | $1,304 |
| 2023 Jeep Compass | $260 | $466 | $416 | $1,300 |
| 2022 Jeep Compass | $250 | $446 | $430 | $1,284 |
| 2021 Jeep Compass | $238 | $430 | $442 | $1,268 |
| 2020 Jeep Compass | $228 | $400 | $452 | $1,238 |
| 2019 Jeep Compass | $218 | $376 | $456 | $1,208 |
| 2018 Jeep Compass | $210 | $338 | $460 | $1,166 |
| 2017 Jeep Compass | $196 | $310 | $460 | $1,124 |
| 2016 Jeep Compass | $190 | $292 | $464 | $1,104 |
| 2012 Jeep Compass | $156 | $210 | $474 | $998 |
| 2011 Jeep Compass | $146 | $190 | $474 | $968 |
| 2007 Jeep Compass | $126 | $152 | $446 | $882 |
Rates are averaged for all Jeep Compass models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Buy the Best Cheap Jeep Compass Insurance
Saving money on insurance for a Jeep Compass takes being a good driver, having a good credit score, eliminating unnecessary coverage, and possibly higher deductibles. Take the time to compare rates every couple of years by getting rate quotes from direct companies like Progressive and GEICO, and also from several local insurance agents.
The following list is a quick review of the material that was covered in the above illustrations.
- Insureds who want an increased level of liability coverage will pay around $500 every year to raise limits from a minimum limit to higher 250/500 limits
- Drivers age 16 to 20 have the highest car insurance rates, with premiums as much as $392 per month if comprehensive and collision insurance is included
- Drivers considered higher risk with a DUI or reckless driving violation pay on average $1,410 more annually than a safer driver
- Increasing deductibles could save up to $400 each year
As you can see from some of the information we’ve gone over to this point, there are several individual factors that influence Jeep Compass insurance costs. If you want to bypass the theoretical part of shopping for insurance, take advantage of our free quote tool below to start comparing quotes from multiple companies right now.
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What are the Jeep Compass safety ratings?
When quoting a driver, insurance companies will look at the safety features and ratings of the model you drive in order to determine the risk of injury to you as well as the risk of damage to your Jeep Compass.
One way you can end up saving money on Compass car insurance is by pointing to the fact that it received positive crash test results.
Take a look at the following safety ratings of the Jeep Compass as determined by the Insurance Institute for Highway Safety (IIHS).
- Small overlap front (driver-side): Good
- Small overlap front (passenger-side): Good
- Moderate overlap front: Good
- Side: Good
- Roof strength: Good
- Head restraints and seats: Good
As you can see from these results, the Jeep Compass received the highest mark possible in all six categories.
Jeep Compass Compared Against Other Vehicles in the Same Class
Classified as a small SUV, the Jeep Compass is heavier than a lot of sedans but also lighter than some three-row SUVs. While heavier models typically translate to lower insurance rates, small SUVs are arguably the fastest-growing vehicle segment in the market.
Take a look at the following small SUVs to see how their average insurance rates compare to the Jeep Compass.
To this point, we have gone into excessive detail about Jeep Compass insurance costs. Do you believe there are any details we might have missed or any topics you want to know more about? If not, be sure to use our free online tool to start comparing Jeep Compass insurance quotes from multiple companies today.
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $4,704 |
| 20 | $2,792 |
| 30 | $1,246 |
| 40 | $1,208 |
| 50 | $1,108 |
| 60 | $1,086 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $1,472 |
| $250 | $1,350 |
| $500 | $1,208 |
| $1,000 | $1,074 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $1,208 |
| 50/100 | $1,335 |
| 100/300 | $1,449 |
| 250/500 | $1,746 |
| 100 CSL | $1,381 |
| 300 CSL | $1,632 |
| 500 CSL | $1,814 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $6,676 |
| 20 | $4,450 |
| 30 | $2,658 |
| 40 | $2,620 |
| 50 | $2,504 |
| 60 | $2,480 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $63 |
| Multi-vehicle | $65 |
| Homeowner | $20 |
| 5-yr Accident Free | $83 |
| 5-yr Claim Free | $77 |
| Paid in Full/EFT | $50 |
| Advance Quote | $57 |
| Online Quote | $84 |
| Total Discounts | $499 |
Discounts are estimated and may not be available from every company or in every state.
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