Jeep Compass Insurance Rates

It might seem like a difficult task when you begin shopping around for Jeep Compass insurance rates. While the average Jeep Compass rates amount to $1,324 a year for full coverage, there are several individual factors that ultimately make up your rate, such as the model year of your car.

For example, 2018 Jeep Compass insurance costs are cheaper than a 2020 model because the former is two years older, and therefore not as valuable. 

We have prepared this in-depth guide to help you as you begin your search for Jeep Compass insurance. By reading through it, you will learn helpful information on the cost of a Jeep Compass, and average Jeep Compass yearly insurance rates based on your age, location, and driving history.

Take advantage of our free online quote tool to start comparing Jeep Compass insurance rates now.

Estimated auto insurance rates for a Jeep Compass are $1,238 annually for full coverage. Comprehensive insurance costs approximately $228, collision costs $400, and liability costs $452. Liability-only coverage costs as little as $504 a year, with high-risk coverage costing $2,680 or more. Teenage drivers pay the most at $4,788 a year or more.

Average premium for full coverage: $1,238

Premium estimates by type of coverage:

Includes $500 policy deductibles, split liability limits of 30/60, and includes medical/PIP and uninsured motorist coverage. Rates include averaging for all states and for all Compass models.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Your location can have significant affects on car insurance rates. Rural locations are statistically proven to have fewer accident claims than densely populated cities.

The example below illustrates the difference between rural and urban areas on auto insurance prices.

These rate differences show why everyone should compare rates using their specific location and their own personal driving habits, instead of using average rates.

Use the form below to get customized rates for your location.

Additional Charts and Tables

The chart below shows estimated Jeep Compass insurance rates for additional coverage and risk scenarios.

• The best discount rate is $724
• Drivers who choose higher $1,000 deductibles will pay $142 a year
• The estimated rate for a 40-year-old good driver who chooses $500 deductibles is $1,238
• Using pricier low deductibles for comprehensive and collision insurance costs an additional $276 every year
• Higher-risk drivers who are prone to accidents and violations could pay around $2,680 or more
• An auto insurance policy with full coverage for a teen driver for full coverage can cost $4,788 a year

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Insurance prices for a Jeep Compass also have a wide range based on the model of your Compass, your driver profile, and physical damage deductibles and liability limits.

A more mature driver with a clean driving record and high physical damage deductibles may pay as little as $1,200 per year on average, or $100 per month, for full coverage. Prices are much higher for drivers in their teens, where even without any violations or accidents they can expect to pay in the ballpark of $4,700 a year. View Rates by Age

If you have a few violations or you caused a few accidents, you could be paying anywhere from $1,500 to $2,100 extra annually, depending on your age. Jeep Compass insurance for high-risk drivers can cost as much as 44% to 135% more than a normal policy. View High Risk Driver Rates

Using high physical damage deductibles could save up to $420 every year, whereas buying more liability protection will push prices upward. Going from a 50/100 bodily injury limit to a 250/500 limit will cost up to $407 more per year. View Rates by Deductible or Liability Limit

Where you choose to live makes a big difference in Jeep Compass insurance prices. A 40-year-old driver could pay as low as $820 a year in states like Iowa, Maine, and Idaho, or be forced to pay as much as $1,770 on average in New York, Louisiana, and Michigan.

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With such a large range in prices, the only way to know who has the cheapest car insurance prices is to regularly compare prices and see which company has the best price. Every company uses a different method to calculate prices, so the prices will be substantially different between companies.

Insurance Rates by Trim Level and Model Year

Rates assume 2019 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Buy the Cheapest Jeep Compass Insurance

Finding better rates on car insurance not only requires being safe and accident-free, but also having a good credit history, not filing small claims, and maximizing policy discounts. Set aside time to compare rates at least once a year by requesting quotes from direct carriers, and also from several local insurance agents.

Below you'll find a recap of the primary concepts that were covered above.

• Drivers can save around $150 per year simply by quoting online well ahead of the renewal date
• Higher risk drivers that have major violations or accidents pay on average $1,440 more per year than a low-risk driver
• Increasing policy deductibles could save up to $425 each year
• Youthful drivers are expensive to insure, as much as $399 per month including comprehensive and collision insurance

As you can see from some of the information we’ve gone over to this point, there are several individual factors that influence Jeep Compass insurance costs. If you want to bypass the theoretical part of shopping for insurance, take advantage of our free quote tool below to start comparing quotes from multiple companies right now.

What are the Jeep Compass safety ratings?

When quoting a driver, insurance companies will look at the safety features and ratings of the model you drive in order to determine the risk of injury to you as well as the risk of damage to your Jeep Compass.

One way you can end up saving money on Compass car insurance is by pointing to the fact that it received positive crash test results.

Take a look at the following safety ratings of the Jeep Compass as determined by the Insurance Institute for Highway Safety (IIHS).

• Small overlap front (driver-side): Good
• Small overlap front (passenger-side): Good
• Moderate overlap front: Good
• Side: Good
• Roof strength: Good
• Head restraints and seats: Good

As you can see from these results, the Jeep Compass received the highest mark possible in all six categories.

Jeep Compass Compared Against Other Vehicles in the Same Class

Classified as a small SUV, the Jeep Compass is heavier than a lot of sedans but also lighter than some three-row SUVs. While heavier models typically translate to lower insurance rates, small SUVs are arguably the fastest-growing vehicle segment in the market.

Take a look at the following small SUVs to see how their average insurance rates compare to the Jeep Compass.

• Chevrolet Equinox
• Honda CR-V
• Nissan Rogue

To this point, we have gone into excessive detail about Jeep Compass insurance costs. Do you believe there are any details we might have missed or any topics you want to know more about? If not, be sure to use our free online tool to start comparing Jeep Compass insurance quotes from multiple companies today.