Jeep Compass Insurance Rates

It might seem like a difficult task when you begin shopping around for Jeep Compass insurance rates. While the average Jeep Compass rates amount to $1,324 a year for full coverage, there are several individual factors that ultimately make up your rate, such as the model year of your car.

For example, 2018 Jeep Compass insurance costs are cheaper than a 2020 model because the former is two years older, and therefore not as valuable. 

We have prepared this in-depth guide to help you as you begin your search for Jeep Compass insurance. By reading through it, you will learn helpful information on the cost of a Jeep Compass, and average Jeep Compass yearly insurance rates based on your age, location, and driving history.

Take advantage of our free online quote tool to start comparing Jeep Compass insurance rates now.

The average insurance rates for a Jeep Compass are $1,208 a year including full coverage. Comprehensive costs around $218, collision insurance costs $376, and liability costs $456. Liability-only coverage costs as little as $508 a year, and high-risk coverage costs around $2,620. Teen drivers cost the most to insure at up to $4,704 a year.

Average premium for full coverage: $1,208

Policy rates for type of insurance:

Full coverage includes $500 deductible amounts, minimum liability limits, and includes both medical and UM/UIM coverage. Prices are averaged for all 50 U.S. states and for different Compass trim levels.

Price Range Variability

Urban vs. Rural Price Range

Your location can make a big difference on the price of insurance. Areas with sparse population are shown to have lower incidents of comprehensive and collision claims than larger metro areas. The price range example below illustrates how your location can change auto insurance rates.

The examples above highlight why anyone shopping for car insurance should compare rates for a specific zip code, instead of making a decision based on price averages.

Use the form below to get customized rates for your location.

Rate Comparisons

The chart below breaks down average Jeep Compass insurance rates for additional coverage choices and driver risks.

• The lowest rate with discounts is $709
• Drivers who choose higher $1,000 deductibles will pay about $134 every year
• The estimated price for a good driver age 40 using $500 deductibles is $1,208
• Choosing more expensive low deductibles for comprehensive and collision insurance bumps up the cost to $1,472
• Drivers with multiple violations and an at-fault accident could pay at least $2,620
• Policy cost that insures a 16-year-old driver with full coverage can be $4,704 a year

View Chart as Image

Insurance rates for a Jeep Compass also range considerably based on the model year and trim level, your driving record and age, and deductibles and policy limits.

If you have a few points on your driving record or you caused an accident, you are likely paying at least $1,400 to $2,000 additional every year, depending on your age. High-risk driver insurance can cost from 43% to 129% more than average. View High Risk Driver Rates

An older driver with no violations or accidents and higher comprehensive and collision deductibles may pay as low as $1,100 per year on average, or $92 per month, for full coverage. Rates are highest for teenagers, since even teens with perfect driving records should be prepared to pay as much as $4,700 a year. View Rates by Age

Your home state makes a big difference in Jeep Compass insurance prices. A 40-year-old driver could pay as low as $930 a year in states like Missouri, New Hampshire, and Vermont, or as much as $1,730 on average in Michigan, New York, and Louisiana.

View Chart as Image

Choosing high deductibles could save up to $400 annually, while increasing your policy's liability limits will increase rates. Changing from a 50/100 bodily injury protection limit to a 250/500 limit will raise rates by up to $411 more each year. View Rates by Deductible or Liability Limit

Insurance Rates by Trim Level and Model Year

Rates assume 2019 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find More Affordable Jeep Compass Insurance

Finding cheaper rates on insurance for a Jeep Compass not only requires having a good driving record, but also having a good credit score, paying for small claims out-of-pocket, and deciding if full coverage is necessary. Shop around every couple of years by getting quotes from direct car insurance companies, and also from local insurance agencies.

The next list is a summary of the material that was illustrated above.

• Insureds who may need increased levels of liability coverage will pay about $500 per year to go from a 30/60 limit to the 250/500 level
• Drivers age 20 and younger are charged the highest rates, with premiums being up to $392 each month if comprehensive and collision insurance is included
• Drivers considered higher risk who have multiple accidents or major violations may have to pay on average $1,410 more every year to buy Jeep Compass insurance
• Increasing comprehensive and collision deductibles can save approximately $400 each year

As you can see from some of the information we’ve gone over to this point, there are several individual factors that influence Jeep Compass insurance costs. If you want to bypass the theoretical part of shopping for insurance, take advantage of our free quote tool below to start comparing quotes from multiple companies right now.

What are the Jeep Compass safety ratings?

When quoting a driver, insurance companies will look at the safety features and ratings of the model you drive in order to determine the risk of injury to you as well as the risk of damage to your Jeep Compass.

One way you can end up saving money on Compass car insurance is by pointing to the fact that it received positive crash test results.

Take a look at the following safety ratings of the Jeep Compass as determined by the Insurance Institute for Highway Safety (IIHS).

• Small overlap front (driver-side): Good
• Small overlap front (passenger-side): Good
• Moderate overlap front: Good
• Side: Good
• Roof strength: Good
• Head restraints and seats: Good

As you can see from these results, the Jeep Compass received the highest mark possible in all six categories.

Jeep Compass Compared Against Other Vehicles in the Same Class

Classified as a small SUV, the Jeep Compass is heavier than a lot of sedans but also lighter than some three-row SUVs. While heavier models typically translate to lower insurance rates, small SUVs are arguably the fastest-growing vehicle segment in the market.

Take a look at the following small SUVs to see how their average insurance rates compare to the Jeep Compass.

• Chevrolet Equinox
• Honda CR-V
• Nissan Rogue

To this point, we have gone into excessive detail about Jeep Compass insurance costs. Do you believe there are any details we might have missed or any topics you want to know more about? If not, be sure to use our free online tool to start comparing Jeep Compass insurance quotes from multiple companies today.