Jeep Compass Insurance Rates

It might seem like a difficult task when you begin shopping around for Jeep Compass insurance rates. While the average Jeep Compass rates amount to $1,324 a year for full coverage, there are several individual factors that ultimately make up your rate, such as the model year of your car.

For example, 2018 Jeep Compass insurance costs are cheaper than a 2020 model because the former is two years older, and therefore not as valuable. 

We have prepared this in-depth guide to help you as you begin your search for Jeep Compass insurance. By reading through it, you will learn helpful information on the cost of a Jeep Compass, and average Jeep Compass yearly insurance rates based on your age, location, and driving history.

Take advantage of our free online quote tool to start comparing Jeep Compass insurance rates now.

Average insurance rates for a Jeep Compass are $1,208 a year with full coverage. Comprehensive insurance costs approximately $218 each year, collision costs $376, and liability is estimated at $456. Liability-only coverage costs approximately $508 a year, with high-risk coverage costing $2,620 or more. Teen drivers receive the highest rates at $4,704 a year or more.

Average premium for full coverage: $1,208

Rate estimates by individual coverage type:

Prices include $500 comprehensive and collision deductibles, liability limits of 30/60, and includes medical and uninsured motorist coverage. Rates are averaged for all U.S. states and Compass models.

Price Range by Coverage and Risk

Price Range by Location

Living in a larger city can have significant affects on the price of insurance. Rural locations tend to have a lower frequency of collision claims than larger metro areas.

The graphic below illustrates how rural and urban location affects auto insurance prices.

These examples demonstrate why all drivers should get quotes using their specific location and risk profile, instead of using price averages.

Use the form below to get customized rates for your location.

Detailed Rate Analysis

The chart below details estimated Jeep Compass insurance rates for additional coverage and risk scenarios.

• The lowest rate with discounts is $709
• Choosing higher $1,000 deductibles can save $134 annually
• The average rate for a 40-year-old driver who chooses $500 deductibles is $1,208
• Choosing low deductibles for comp and collision coverage will cost an extra $264 every year
• Unlucky drivers with multiple violations and an at-fault accident could pay around $2,620 or more
• The cost for full coverage for a teen driver can cost $4,704 each year

View Chart as Image

Car insurance rates for a Jeep Compass can also vary considerably based on your driver profile, the trim level and model year, and physical damage deductibles and liability limits.

More mature drivers with no driving violations and high deductibles may pay as little as $1,100 annually on average for full coverage. Rates are highest for teen drivers, where even good drivers will be charged in the ballpark of $4,700 a year. View Rates by Age

Where you live plays a big part in determining prices for Jeep Compass insurance prices. A good driver about age 40 could pay as low as $870 a year in states like Utah, Ohio, and New Hampshire, or as much as $1,630 on average in New York, Michigan, and Florida.

View Chart as Image

Choosing high deductibles can save as much as $400 every year, whereas increasing liability limits will push rates upward. Moving from a 50/100 limit to a 250/500 limit will cost as much as $411 extra every 12 months. View Rates by Deductible or Liability Limit

If you like to drive fast or tend to cause accidents, you may be forking out anywhere from $1,400 to $2,000 extra per year, depending on your age. Insurance for high-risk drivers ranges as much as 43% to 129% more than average. View High Risk Driver Rates

With so much variability in rates, the best way to find out who has the cheapest auto insurance rates is to do a rate comparison and see which company has the best rate. Each auto insurer uses a different rate calculation, so rate quotes can be significantly different from one company to the next.

Insurance Rates by Trim Level and Model Year

Rates assume 2019 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find the Right Jeep Compass Insurance

Saving money on car insurance takes avoiding accidents and violations, having above-average credit, eliminating unnecessary coverage, and avoiding coverage lapses. Set aside time to shop around once a year by getting rate quotes from direct companies like GEICO and Progressive, and also from several local insurance agents.

The list below is a quick rundown of the data that was raised in the charts and tables above.

• You may be able to save around $140 per year simply by quoting online in advance
• Policyholders who purchase higher liability limits will pay about $500 every year to raise limits from a minimum limit to 250/500 limits
• Teenagers pay the highest auto insurance rates, with premiums as much as $392 per month if full coverage is included
• Higher risk drivers with reckless driving or DUI convictions pay on average $1,410 more per year for car insurance

As you can see from some of the information we’ve gone over to this point, there are several individual factors that influence Jeep Compass insurance costs. If you want to bypass the theoretical part of shopping for insurance, take advantage of our free quote tool below to start comparing quotes from multiple companies right now.

What are the Jeep Compass safety ratings?

When quoting a driver, insurance companies will look at the safety features and ratings of the model you drive in order to determine the risk of injury to you as well as the risk of damage to your Jeep Compass.

One way you can end up saving money on Compass car insurance is by pointing to the fact that it received positive crash test results.

Take a look at the following safety ratings of the Jeep Compass as determined by the Insurance Institute for Highway Safety (IIHS).

• Small overlap front (driver-side): Good
• Small overlap front (passenger-side): Good
• Moderate overlap front: Good
• Side: Good
• Roof strength: Good
• Head restraints and seats: Good

As you can see from these results, the Jeep Compass received the highest mark possible in all six categories.

Jeep Compass Compared Against Other Vehicles in the Same Class

Classified as a small SUV, the Jeep Compass is heavier than a lot of sedans but also lighter than some three-row SUVs. While heavier models typically translate to lower insurance rates, small SUVs are arguably the fastest-growing vehicle segment in the market.

Take a look at the following small SUVs to see how their average insurance rates compare to the Jeep Compass.

• Chevrolet Equinox
• Honda CR-V
• Nissan Rogue

To this point, we have gone into excessive detail about Jeep Compass insurance costs. Do you believe there are any details we might have missed or any topics you want to know more about? If not, be sure to use our free online tool to start comparing Jeep Compass insurance quotes from multiple companies today.