Jeep Compass Insurance Rates

It might seem like a difficult task when you begin shopping around for Jeep Compass insurance rates. While the average Jeep Compass rates amount to $1,324 a year for full coverage, there are several individual factors that ultimately make up your rate, such as the model year of your car.

For example, 2018 Jeep Compass insurance costs are cheaper than a 2020 model because the former is two years older, and therefore not as valuable. 

We have prepared this in-depth guide to help you as you begin your search for Jeep Compass insurance. By reading through it, you will learn helpful information on the cost of a Jeep Compass, and average Jeep Compass yearly insurance rates based on your age, location, and driving history.

Take advantage of our free online quote tool to start comparing Jeep Compass insurance rates now.

Average insurance prices for a Jeep Compass are $1,238 every 12 months for full coverage. Comprehensive insurance costs an estimated $228 a year, collision insurance costs $400, and liability insurance costs $452. Liability-only coverage costs as little as $504 a year, and high-risk coverage costs $2,680 or more. Teens receive the highest rates at up to $4,788 a year.

Average premium for full coverage: $1,238

Rate estimates broken down by individual coverage type:

Estimates include $500 comprehensive and collision deductibles, split liability limits of 30/60, and includes additional medical/uninsured motorist coverage. Rates are averaged for all states and Compass trim levels.

Price Range by Coverage and Risk

Price Range by Location

Your location has a significant impact on insurance rates. More rural locations tend to have more infrequent accident claims than cities with more traffic congestion. The diagram below illustrates how geographic area affects insurance prices.

These examples show why it is important to compare rates for a targeted area and their own driving history, rather than relying on averaged prices.

Use the form below to get customized rates for your location.

Additional Rate Analysis

The chart below shows average Jeep Compass insurance rates for other coverage scenarios.

• The cheapest rate after discounts is $724
• Drivers who choose higher $1,000 deductibles will pay approximately $1,096 a year
• The average price for a 40-year-old driver who has $500 deductibles is $1,238
• Selecting low $100 deductibles for comprehensive and collision insurance costs an extra $276 a year
• High risk drivers with serious driving violations could pay up to $2,680
• The cost to insure a teen driver can cost as much as $4,788 a year

View Chart as Image

Car insurance rates for a Jeep Compass can also vary considerably based on policy deductibles and limits, your driver profile, and the model year and trim level.

Choosing higher comprehensive and collision insurance deductibles could save up to $420 each year, while buying higher liability limits will increase premiums. Going from a 50/100 liability limit to a 250/500 limit will cost as much as $407 extra every 12 months. View Rates by Deductible or Liability Limit

Older drivers with no driving violations and higher deductibles could pay as little as $1,200 per year on average for full coverage. Rates are much higher for teen drivers, since even excellent drivers will be charged at least $4,700 a year. View Rates by Age

If you like to drive fast or you were responsible for an accident, you could be paying $1,500 to $2,100 extra per year, depending on your age. A high-risk auto insurance policy can cost anywhere from 44% to 135% more than the average policy. View High Risk Driver Rates

Where you live makes a big difference in Jeep Compass insurance rates. A 40-year-old driver could pay as low as $820 a year in states like Iowa, Maine, and Idaho, or have to pay at least $1,770 on average in New York, Louisiana, and Michigan.

View Chart as Image

Insurance Rates by Trim Level and Model Year

Rates assume 2019 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Shop for Low Cost Jeep Compass Insurance

Saving money on Jeep Compass insurance not only requires avoiding accidents and violations, but also maintaining a good credit score, eliminating unneeded coverage, and possibly higher deductibles. Invest the time to compare rates at least once a year by obtaining price quotes from direct carriers like GEICO, Progressive, and Esurance, and also from several local insurance agents.

The list below is a review of the primary concepts that were presented in the illustrations above.

• Drivers can save approximately $150 per year just by quoting early and online
• High-risk drivers who have several accidents or serious violations pay on average $1,440 more annually for car insurance
• Increasing deductibles could save as much as $425 each year
• Teenagers have the highest car insurance rates, costing as high as $399 per month if the policy includes full coverage

As you can see from some of the information we’ve gone over to this point, there are several individual factors that influence Jeep Compass insurance costs. If you want to bypass the theoretical part of shopping for insurance, take advantage of our free quote tool below to start comparing quotes from multiple companies right now.

What are the Jeep Compass safety ratings?

When quoting a driver, insurance companies will look at the safety features and ratings of the model you drive in order to determine the risk of injury to you as well as the risk of damage to your Jeep Compass.

One way you can end up saving money on Compass car insurance is by pointing to the fact that it received positive crash test results.

Take a look at the following safety ratings of the Jeep Compass as determined by the Insurance Institute for Highway Safety (IIHS).

• Small overlap front (driver-side): Good
• Small overlap front (passenger-side): Good
• Moderate overlap front: Good
• Side: Good
• Roof strength: Good
• Head restraints and seats: Good

As you can see from these results, the Jeep Compass received the highest mark possible in all six categories.

Jeep Compass Compared Against Other Vehicles in the Same Class

Classified as a small SUV, the Jeep Compass is heavier than a lot of sedans but also lighter than some three-row SUVs. While heavier models typically translate to lower insurance rates, small SUVs are arguably the fastest-growing vehicle segment in the market.

Take a look at the following small SUVs to see how their average insurance rates compare to the Jeep Compass.

• Chevrolet Equinox
• Honda CR-V
• Nissan Rogue

To this point, we have gone into excessive detail about Jeep Compass insurance costs. Do you believe there are any details we might have missed or any topics you want to know more about? If not, be sure to use our free online tool to start comparing Jeep Compass insurance quotes from multiple companies today.