Jeep Compass Insurance Rates

It might seem like a difficult task when you begin shopping around for Jeep Compass insurance rates. While the average Jeep Compass rates amount to $1,324 a year for full coverage, there are several individual factors that ultimately make up your rate, such as the model year of your car.

For example, 2018 Jeep Compass insurance costs are cheaper than a 2020 model because the former is two years older, and therefore not as valuable. 

We have prepared this in-depth guide to help you as you begin your search for Jeep Compass insurance. By reading through it, you will learn helpful information on the cost of a Jeep Compass, and average Jeep Compass yearly insurance rates based on your age, location, and driving history.

Take advantage of our free online quote tool to start comparing Jeep Compass insurance rates now.

U.S. average auto insurance rates for a Jeep Compass are $1,208 annually with full coverage. Comprehensive costs around $218, collision costs $376, and liability coverage costs $456. Buying just liability costs as little as $508 a year, with insurance for high-risk drivers costing around $2,620. Teenage drivers pay the highest rates at $4,704 a year or more.

Average premium for full coverage: $1,208

Price estimates for individual coverage:

Estimates include $500 deductible amounts, 30/60 split liability limits, and includes UM/UIM and medical coverage. Estimates are averaged for all U.S. states and for all Compass models.

Price Range from Low to High

Geographic Price Range

Your location has a large influence on insurance rates. Areas with sparse population have fewer collision claims than densely populated cities.

The example below illustrates how location helps determine auto insurance rates.

The ranges above demonstrate why everyone should compare rates for a specific zip code and their own personal driving habits, rather than using average rates.

Use the form below to get customized rates for your location.

Rates by State, City, and Model

The chart below details estimated Jeep Compass insurance rates for additional coverage choices and driver risks.

• The best discount rate is $709
• Drivers who choose higher $1,000 deductibles will pay about $134 annually
• The estimated rate for the average middle-age driver using $500 deductibles is $1,208
• Using pricier low deductibles for comprehensive and collision insurance will cost $1,472
• High-risk insureds who are prone to accidents and violations could pay at least $2,620 or more
• The price with full coverage for a teenage driver for full coverage can be $4,704 a year

View Chart as Image

Insurance prices for a Jeep Compass are also quite variable based on the trim level and model year, your driving record, and deductibles and policy limits.

A more mature driver with no violations or accidents and high physical damage deductibles may only pay around $1,100 per year on average for full coverage. Prices are much higher for teenage drivers, where even without any violations or accidents they should be prepared to pay as much as $4,700 a year. View Rates by Age

If you have some driving violations or you caused a few accidents, you may be forking out at least $1,400 to $2,000 additional each year, depending on your age. Jeep Compass insurance for high-risk drivers can cost around 43% to 129% more than a normal policy. View High Risk Driver Rates

Using high physical damage deductibles could save up to $400 a year, whereas buying more liability protection will increase prices. Moving from a 50/100 bodily injury limit to a 250/500 limit will increase prices by as much as $411 more each year. View Rates by Deductible or Liability Limit

The state you live in makes a big difference in Jeep Compass insurance rates. A 40-year-old driver could pay as low as $870 a year in states like New Hampshire, Ohio, and Utah, or be forced to pay as much as $1,630 on average in Florida, Michigan, and New York.

View Chart as Image

Since prices can be so different, the best way to find out your exact price is to regularly compare prices and see how they stack up. Every company uses a different method to calculate prices, and prices may be quite different between companies.

Insurance Rates by Trim Level and Model Year

Rates assume 2019 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Buy Low Cost Jeep Compass Insurance

Getting lower rates on auto insurance not only requires having a good driving record, but also having good credit, avoid buying unnecessary coverage, and taking advantage of discounts. Invest time comparing rates at least every other year by obtaining price quotes from direct companies like GEICO, Progressive, and Esurance, and also from local exclusive and independent agents.

The next list is a review of the car insurance concepts covered in the charts and tables above.

• Drivers who have several accidents or serious violations may pay on average $1,410 more every year to buy Jeep Compass insurance
• You may be able to save up to $140 per year simply by quoting online well ahead of the renewal date
• Increasing physical damage deductibles could save up to $400 each year
• Consumers who may need increased levels of liability coverage will pay an extra $500 every year to go from a low limit to higher 250/500 limits

As you can see from some of the information we’ve gone over to this point, there are several individual factors that influence Jeep Compass insurance costs. If you want to bypass the theoretical part of shopping for insurance, take advantage of our free quote tool below to start comparing quotes from multiple companies right now.

What are the Jeep Compass safety ratings?

When quoting a driver, insurance companies will look at the safety features and ratings of the model you drive in order to determine the risk of injury to you as well as the risk of damage to your Jeep Compass.

One way you can end up saving money on Compass car insurance is by pointing to the fact that it received positive crash test results.

Take a look at the following safety ratings of the Jeep Compass as determined by the Insurance Institute for Highway Safety (IIHS).

• Small overlap front (driver-side): Good
• Small overlap front (passenger-side): Good
• Moderate overlap front: Good
• Side: Good
• Roof strength: Good
• Head restraints and seats: Good

As you can see from these results, the Jeep Compass received the highest mark possible in all six categories.

Jeep Compass Compared Against Other Vehicles in the Same Class

Classified as a small SUV, the Jeep Compass is heavier than a lot of sedans but also lighter than some three-row SUVs. While heavier models typically translate to lower insurance rates, small SUVs are arguably the fastest-growing vehicle segment in the market.

Take a look at the following small SUVs to see how their average insurance rates compare to the Jeep Compass.

• Chevrolet Equinox
• Honda CR-V
• Nissan Rogue

To this point, we have gone into excessive detail about Jeep Compass insurance costs. Do you believe there are any details we might have missed or any topics you want to know more about? If not, be sure to use our free online tool to start comparing Jeep Compass insurance quotes from multiple companies today.