Jeep Compass Insurance Rates

It might seem like a difficult task when you begin shopping around for Jeep Compass insurance rates. While the average Jeep Compass rates amount to $1,324 a year for full coverage, there are several individual factors that ultimately make up your rate, such as the model year of your car.

For example, 2018 Jeep Compass insurance costs are cheaper than a 2020 model because the former is two years older, and therefore not as valuable. 

We have prepared this in-depth guide to help you as you begin your search for Jeep Compass insurance. By reading through it, you will learn helpful information on the cost of a Jeep Compass, and average Jeep Compass yearly insurance rates based on your age, location, and driving history.

Take advantage of our free online quote tool to start comparing Jeep Compass insurance rates now.

Estimated insurance prices for a Jeep Compass are $1,238 every 12 months for full coverage. Comprehensive costs on average $228 a year, collision costs $400, and liability coverage costs around $452. A policy with only liability insurance costs as low as $504 a year, with a high-risk policy costing around $2,680. Teen drivers pay the most at $4,788 a year or more.

Average premium for full coverage: $1,238

Premium estimates by type of coverage:

Rate estimates include $500 policy deductibles, liability limits of 30/60, and includes medical and uninsured motorist coverage. Rates include averaging for all states and Compass trim levels.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Where you live has a large influence on car insurance rates. Rural areas are statistically proven to have more infrequent accident claims than larger metro areas.

The diagram below illustrates how location helps determine car insurance rates.

These rate differences show why it is important to compare prices based on a specific location and their own driving history, rather than using price averages.

Use the form below to get customized rates for your location.

Detailed Rate Analysis

The chart below shows estimated Jeep Compass insurance rates for different risk profiles and scenarios.

• The lowest rate with discounts is $724
• Using higher $1,000 deductibles will save around $1,096 a year
• The average price for a 40-year-old good driver with $500 deductibles is $1,238
• Choosing low $100 deductibles for physical damage coverage increases the price to $1,514
• Higher-risk drivers with multiple violations and an at-fault accident could pay upwards of $2,680 or more
• An auto insurance policy to insure a teenage driver may cost $4,788 or more

View Chart as Image

Car insurance prices for a Jeep Compass also have a wide range based on physical damage deductibles and liability limits, your driver profile, and the trim level of your Compass.

Choosing high deductibles could cut prices by as much as $420 a year, while buying higher liability limits will cost you more. Going from a 50/100 liability limit to a 250/500 limit will cost up to $407 extra every 12 months. View Rates by Deductible or Liability Limit

Older drivers with no driving violations and higher deductibles may only pay around $1,200 a year, or $100 per month, for full coverage. Prices are highest for drivers in their teens, since even excellent drivers will be charged upwards of $4,700 a year. View Rates by Age

If you have a few violations or you were responsible for an accident, you could be paying at a minimum $1,500 to $2,100 extra annually, depending on your age. A high-risk auto insurance policy can be around 44% to 135% more than average. View High Risk Driver Rates

Where you choose to live has a huge impact on Jeep Compass insurance rates. A driver around age 40 might see prices as low as $820 a year in states like Idaho, Maine, and Iowa, or as much as $1,770 on average in Michigan, Louisiana, and New York.

View Chart as Image

With such a large range in prices, the only way to know exactly what you will pay is to get quotes and see how they stack up. Each insurance company uses a different rate calculation, so rate quotes will be substantially different.

Insurance Rates by Trim Level and Model Year

Rates assume 2019 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Shop for the Best Jeep Compass Insurance

Finding better rates on auto insurance requires avoiding accidents and claims, maintaining a good credit score, not filing small claims, and maximizing policy discounts. Invest time comparing rates once a year by requesting rates from direct carriers, and also from local independent and exclusive agents.

The points below are a brief recap of the data that was covered in the charts and tables above.

• Drivers can save as much as $150 per year simply by quoting early and online
• Consumers who require increased liability limits will pay about $500 each year to increase from 30/60 bodily injury limits to a 250/500 level
• Drivers under the age of 20 are expensive to insure, as much as $399 per month if the policy includes full coverage
• Drivers who tend to receive serious violations pay an average of $1,440 more each year to insure a Jeep Compass

As you can see from some of the information we’ve gone over to this point, there are several individual factors that influence Jeep Compass insurance costs. If you want to bypass the theoretical part of shopping for insurance, take advantage of our free quote tool below to start comparing quotes from multiple companies right now.

What are the Jeep Compass safety ratings?

When quoting a driver, insurance companies will look at the safety features and ratings of the model you drive in order to determine the risk of injury to you as well as the risk of damage to your Jeep Compass.

One way you can end up saving money on Compass car insurance is by pointing to the fact that it received positive crash test results.

Take a look at the following safety ratings of the Jeep Compass as determined by the Insurance Institute for Highway Safety (IIHS).

• Small overlap front (driver-side): Good
• Small overlap front (passenger-side): Good
• Moderate overlap front: Good
• Side: Good
• Roof strength: Good
• Head restraints and seats: Good

As you can see from these results, the Jeep Compass received the highest mark possible in all six categories.

Jeep Compass Compared Against Other Vehicles in the Same Class

Classified as a small SUV, the Jeep Compass is heavier than a lot of sedans but also lighter than some three-row SUVs. While heavier models typically translate to lower insurance rates, small SUVs are arguably the fastest-growing vehicle segment in the market.

Take a look at the following small SUVs to see how their average insurance rates compare to the Jeep Compass.

• Chevrolet Equinox
• Honda CR-V
• Nissan Rogue

To this point, we have gone into excessive detail about Jeep Compass insurance costs. Do you believe there are any details we might have missed or any topics you want to know more about? If not, be sure to use our free online tool to start comparing Jeep Compass insurance quotes from multiple companies today.