Jeep Compass Insurance Rates

It might seem like a difficult task when you begin shopping around for Jeep Compass insurance rates. While the average Jeep Compass rates amount to $1,324 a year for full coverage, there are several individual factors that ultimately make up your rate, such as the model year of your car.

For example, 2018 Jeep Compass insurance costs are cheaper than a 2020 model because the former is two years older, and therefore not as valuable. 

We have prepared this in-depth guide to help you as you begin your search for Jeep Compass insurance. By reading through it, you will learn helpful information on the cost of a Jeep Compass, and average Jeep Compass yearly insurance rates based on your age, location, and driving history.

Take advantage of our free online quote tool to start comparing Jeep Compass insurance rates now.

Average insurance rates for a Jeep Compass are $1,208 a year for full coverage. Comprehensive costs an estimated $218 a year, collision insurance costs $376, and liability coverage costs $456. A policy with just liability insurance costs as little as $508 a year, and coverage for high-risk drivers costs around $2,620. 16-year-old drivers receive the highest rates at up to $4,704 a year.

Average premium for full coverage: $1,208

Rate estimates broken down by individual coverage type:

Prices include $500 comprehensive and collision deductibles, 30/60 bodily injury liability limits, and includes both medical and uninsured motorist insurance. Rates are averaged for all states and Compass trim levels.

Price Range by Coverage and Risk

Price Range by Location

Your location has a large influence on insurance rates. More rural locations tend to have a lower frequency of accident claims than congested cities. The diagram below illustrates the difference between rural and urban areas on insurance prices.

These examples show why it is important to compare rates for a targeted area and risk profile, rather than using rate averages.

Use the form below to get customized rates for your location.

Additional Rate Details

The chart below shows average Jeep Compass insurance rates for other coverage scenarios.

• The best full coverage rate is $709
• Drivers who choose higher $1,000 deductibles will pay approximately $1,074 a year
• The average rate for a 40-year-old driver who has $500 deductibles is $1,208
• Buying low $100 deductibles for comprehensive and collision insurance will increase the cost to $1,472
• High-risk insureds with multiple tickets or accidents could pay up to $2,620
• The cost for full coverage for a teenage driver can cost as much as $4,704 a year

View Chart as Image

Insurance rates for a Jeep Compass can also vary considerably based on your driver profile, the trim level of your Compass, and liability limits and deductibles.

Older drivers with no violations or accidents and high deductibles may only pay around $1,100 per year on average for full coverage. Rates are highest for teen drivers, where even good drivers should be prepared to pay at least $4,700 a year. View Rates by Age

Where you live makes a big difference in Jeep Compass insurance rates. A 40-year-old driver could pay as low as $800 a year in states like Iowa, Maine, and Idaho, or at least $1,730 on average in New York, Louisiana, and Michigan.

View Chart as Image

Opting for high physical damage deductibles could save up to $400 a year, while buying higher liability limits will increase premiums. Going from a 50/100 limit to a 250/500 limit will cost as much as $411 more each year. View Rates by Deductible or Liability Limit

If you like to drive fast or tend to cause accidents, you could be paying $1,400 to $2,000 additional per year, depending on your age. A high-risk auto insurance policy can cost around 43% to 129% more than the average rate. View High Risk Driver Rates

Insurance Rates by Trim Level and Model Year

Rates assume 2019 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find the Right Jeep Compass Insurance

Saving money on auto insurance not only requires avoiding accidents and violations, but also having a good credit history, eliminating unneeded coverage, and possibly raising deductibles. Set aside time to compare rates at every other renewal by requesting rates from direct carriers like GEICO and Progressive, and also from local independent and exclusive agents.

The list below is a quick rundown of the concepts that were covered above.

• Drivers with reckless driving or DUI convictions pay an average of $1,410 more annually for car insurance
• Teenagers are expensive to insure, costing as high as $392 per month including comprehensive and collision insurance
• Drivers can save approximately $140 per year just by quoting early and online
• Increasing deductibles can save around $400 each year
• Drivers can save approximately $140 per year just by quoting early and online

As you can see from some of the information we’ve gone over to this point, there are several individual factors that influence Jeep Compass insurance costs. If you want to bypass the theoretical part of shopping for insurance, take advantage of our free quote tool below to start comparing quotes from multiple companies right now.

What are the Jeep Compass safety ratings?

When quoting a driver, insurance companies will look at the safety features and ratings of the model you drive in order to determine the risk of injury to you as well as the risk of damage to your Jeep Compass.

One way you can end up saving money on Compass car insurance is by pointing to the fact that it received positive crash test results.

Take a look at the following safety ratings of the Jeep Compass as determined by the Insurance Institute for Highway Safety (IIHS).

• Small overlap front (driver-side): Good
• Small overlap front (passenger-side): Good
• Moderate overlap front: Good
• Side: Good
• Roof strength: Good
• Head restraints and seats: Good

As you can see from these results, the Jeep Compass received the highest mark possible in all six categories.

Jeep Compass Compared Against Other Vehicles in the Same Class

Classified as a small SUV, the Jeep Compass is heavier than a lot of sedans but also lighter than some three-row SUVs. While heavier models typically translate to lower insurance rates, small SUVs are arguably the fastest-growing vehicle segment in the market.

Take a look at the following small SUVs to see how their average insurance rates compare to the Jeep Compass.

• Chevrolet Equinox
• Honda CR-V
• Nissan Rogue

To this point, we have gone into excessive detail about Jeep Compass insurance costs. Do you believe there are any details we might have missed or any topics you want to know more about? If not, be sure to use our free online tool to start comparing Jeep Compass insurance quotes from multiple companies today.