Jeep Compass Insurance Rates

It might seem like a difficult task when you begin shopping around for Jeep Compass insurance rates. While the average Jeep Compass rates amount to $1,324 a year for full coverage, there are several individual factors that ultimately make up your rate, such as the model year of your car.

For example, 2018 Jeep Compass insurance costs are cheaper than a 2020 model because the former is two years older, and therefore not as valuable. 

We have prepared this in-depth guide to help you as you begin your search for Jeep Compass insurance. By reading through it, you will learn helpful information on the cost of a Jeep Compass, and average Jeep Compass yearly insurance rates based on your age, location, and driving history.

Take advantage of our free online quote tool to start comparing Jeep Compass insurance rates now.

U.S. average insurance prices for a Jeep Compass are $1,208 every 12 months for full coverage insurance. Comprehensive insurance costs around $218 each year, collision costs $376, and liability coverage costs $456. Buying just liability costs as little as $508 a year, with insurance for high-risk drivers costing $2,620 or more. Teen drivers pay the highest rates at $4,704 a year or more.

Average premium for full coverage: $1,208

Price estimates for individual coverage:

Price estimates include $500 deductible amounts, split liability limits of 30/60, and includes both medical and uninsured motorist insurance. Estimates are averaged for all 50 states and Compass models.

Price Range from Low to High

Geographic Price Range

Your location has a large influence on car insurance rates. Areas with sparse population have more infrequent physical damage claims than larger metro areas.

The graphic below illustrates how geographic area affects auto insurance rates.

The ranges above illustrate why all drivers should compare rates for a specific zip code and their own driving history, rather than using price averages.

Use the form below to get customized rates for your location.

Additional Rate Details

The chart below illustrates estimated Jeep Compass insurance rates for additional coverage choices and driver risks.

• The lowest rate with discounts is $709
• Drivers who choose higher $1,000 deductibles will pay about $134 each year
• The average price for the average middle-age driver using $500 deductibles is $1,208
• Choosing low deductibles for comprehensive and collision insurance costs an extra $264 each year
• High-risk insureds with multiple violations and an at-fault accident could pay at least $2,620 or more
• The price to insure a teenage driver can be $4,704 a year

View Chart as Image

Insurance prices for a Jeep Compass are also quite variable based on deductibles and policy limits, your risk profile, and the trim level and model year.

Choosing high deductibles could save up to $400 a year, whereas increasing liability limits will increase prices. Switching from a 50/100 liability limit to a 250/500 limit will increase prices by as much as $411 more each year. View Rates by Deductible or Liability Limit

More mature drivers with no violations or accidents and higher deductibles may only pay around $1,100 per year on average for full coverage. Prices are highest for teenage drivers, since even excellent drivers should be prepared to pay as much as $4,700 a year. View Rates by Age

If you have some driving violations or you were responsible for an accident, you are probably paying at least $1,400 to $2,000 additional each year, depending on your age. Insurance for high-risk drivers can cost around 43% to 129% more than average. View High Risk Driver Rates

The state you live in makes a big difference in Jeep Compass insurance rates. A 40-year-old driver could pay as low as $790 a year in states like Vermont, Wisconsin, and North Carolina, or as much as $1,630 on average in Michigan, New York, and Florida.

View Chart as Image

Since prices can be so different, the only way to figure out your exact price is to do a rate comparison and see how they stack up. Every company uses a different rate calculation, and prices may be quite different.

Insurance Rates by Trim Level and Model Year

Rates assume 2019 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Shop for Cheaper Jeep Compass Insurance

Getting lower rates on auto insurance not only requires having a good driving record, but also having above-average credit, not filing small claims, and taking advantage of discounts. Invest the time to compare rates at least once a year by requesting rates from direct insurance companies like Progressive, GEICO, and Esurance, and also from your local independent and exclusive agents.

The next list is a condensed summary of the primary concepts that were presented in the illustrations above.

• It is possible to save up to $140 per year simply by quoting online in advance
• Drivers with multiple at-fault accidents may pay on average $1,410 more every year to buy Jeep Compass insurance
• Increasing physical damage deductibles could save as much as $400 each year
• Drivers age 20 and younger are charged the highest prices, as much as $392 a month if full coverage is included

As you can see from some of the information we’ve gone over to this point, there are several individual factors that influence Jeep Compass insurance costs. If you want to bypass the theoretical part of shopping for insurance, take advantage of our free quote tool below to start comparing quotes from multiple companies right now.

What are the Jeep Compass safety ratings?

When quoting a driver, insurance companies will look at the safety features and ratings of the model you drive in order to determine the risk of injury to you as well as the risk of damage to your Jeep Compass.

One way you can end up saving money on Compass car insurance is by pointing to the fact that it received positive crash test results.

Take a look at the following safety ratings of the Jeep Compass as determined by the Insurance Institute for Highway Safety (IIHS).

• Small overlap front (driver-side): Good
• Small overlap front (passenger-side): Good
• Moderate overlap front: Good
• Side: Good
• Roof strength: Good
• Head restraints and seats: Good

As you can see from these results, the Jeep Compass received the highest mark possible in all six categories.

Jeep Compass Compared Against Other Vehicles in the Same Class

Classified as a small SUV, the Jeep Compass is heavier than a lot of sedans but also lighter than some three-row SUVs. While heavier models typically translate to lower insurance rates, small SUVs are arguably the fastest-growing vehicle segment in the market.

Take a look at the following small SUVs to see how their average insurance rates compare to the Jeep Compass.

• Chevrolet Equinox
• Honda CR-V
• Nissan Rogue

To this point, we have gone into excessive detail about Jeep Compass insurance costs. Do you believe there are any details we might have missed or any topics you want to know more about? If not, be sure to use our free online tool to start comparing Jeep Compass insurance quotes from multiple companies today.