Jeep Compass Insurance Rates

It might seem like a difficult task when you begin shopping around for Jeep Compass insurance rates. While the average Jeep Compass rates amount to $1,324 a year for full coverage, there are several individual factors that ultimately make up your rate, such as the model year of your car.

For example, 2018 Jeep Compass insurance costs are cheaper than a 2020 model because the former is two years older, and therefore not as valuable. 

We have prepared this in-depth guide to help you as you begin your search for Jeep Compass insurance. By reading through it, you will learn helpful information on the cost of a Jeep Compass, and average Jeep Compass yearly insurance rates based on your age, location, and driving history.

Take advantage of our free online quote tool to start comparing Jeep Compass insurance rates now.

The average auto insurance rates for a Jeep Compass are $1,208 annually for full coverage. Comprehensive costs an estimated $218 each year, collision costs $376, and liability coverage costs around $456. A liability-only policy costs as low as $508 a year, with high-risk insurance costing around $2,620. 16-year-old drivers cost the most to insure at $4,704 a year or more.

Average premium for full coverage: $1,208

Policy rates broken down by type of insurance:

Prices are based on $500 deductibles, bodily injury liability limits of 30/60, and includes uninsured/under-insured motorist coverage. Prices are averaged for all states and Compass models.

Price Range Variability

Urban vs. Rural Price Range

Where you live has a large influence on insurance rates. More rural locations are shown to have fewer accident claims than congested cities.

The graphic below illustrates the effect of geographic area on insurance prices.

The examples above show why all drivers should compare prices for a targeted area and their own personal driving habits, rather than using rate averages.

Use the form below to get customized rates for your location.

More Rate Information

The chart below shows estimated Jeep Compass insurance rates for other coverage scenarios.

• The best full coverage rate is $709
• Using higher $1,000 deductibles will save approximately $134 a year
• The estimated rate for a good driver age 40 who has $500 deductibles is $1,208
• Buying low deductibles for physical damage coverage will cost $1,472
• Higher-risk drivers with multiple tickets or accidents could pay up to $2,620 or more
• Policy cost with full coverage for a teenage driver can cost as much as $4,704 or more

View Chart as Image

Car insurance rates for a Jeep Compass also range considerably based on the model year and trim level, your driver profile, and liability limits and deductibles.

More mature drivers with no driving violations and high physical damage deductibles may only pay around $1,100 a year, or $92 per month, for full coverage. Rates are highest for teenagers, where even without any violations or accidents they will be charged at least $4,700 a year. View Rates by Age

If you have a few points on your driving record or you caused a few accidents, you could be paying $1,400 to $2,000 extra every year, depending on your age. Insurance for high-risk drivers can be around 43% to 129% more than the average rate. View High Risk Driver Rates

Opting for high physical damage deductibles could cut rates by as much as $400 a year, whereas increasing liability limits will increase premiums. Going from a 50/100 bodily injury limit to a 250/500 limit will raise rates by up to $411 extra every 12 months. View Rates by Deductible or Liability Limit

Your home state has a huge impact on Jeep Compass insurance rates. A driver around age 40 might see rates as low as $800 a year in states like Iowa, Maine, and Idaho, or at least $1,730 on average in New York, Louisiana, and Michigan.

View Chart as Image

Because rates have so much variability, the only way to know which auto insurance is cheapest is to do a rate comparison and see how they stack up. Each insurance company utilizes a different rate formula, so rate quotes will be varied between companies.

Insurance Rates by Trim Level and Model Year

Rates assume 2019 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Buy Affordable Jeep Compass Insurance

Finding cheaper rates on auto insurance requires not taking risks behind the wheel, having a good credit score, avoid buying unnecessary coverage, and not having any coverage lapses. Take the time to compare rates every other policy renewal by requesting quotes from direct carriers like Progressive, GEICO, and Esurance, and also from local exclusive and independent agents.

The following is a brief review of the ideas that were covered in the above illustrations.

• Teens have the highest car insurance rates, costing up to $392 each month if comprehensive and collision insurance is included
• Drivers with DUI or reckless driving convictions may pay on average $1,410 more annually for Compass insurance
• Increasing comprehensive and collision deductibles could save up to $400 each year
• Drivers can save approximately $140 per year simply by quoting online in advance

As you can see from some of the information we’ve gone over to this point, there are several individual factors that influence Jeep Compass insurance costs. If you want to bypass the theoretical part of shopping for insurance, take advantage of our free quote tool below to start comparing quotes from multiple companies right now.

What are the Jeep Compass safety ratings?

When quoting a driver, insurance companies will look at the safety features and ratings of the model you drive in order to determine the risk of injury to you as well as the risk of damage to your Jeep Compass.

One way you can end up saving money on Compass car insurance is by pointing to the fact that it received positive crash test results.

Take a look at the following safety ratings of the Jeep Compass as determined by the Insurance Institute for Highway Safety (IIHS).

• Small overlap front (driver-side): Good
• Small overlap front (passenger-side): Good
• Moderate overlap front: Good
• Side: Good
• Roof strength: Good
• Head restraints and seats: Good

As you can see from these results, the Jeep Compass received the highest mark possible in all six categories.

Jeep Compass Compared Against Other Vehicles in the Same Class

Classified as a small SUV, the Jeep Compass is heavier than a lot of sedans but also lighter than some three-row SUVs. While heavier models typically translate to lower insurance rates, small SUVs are arguably the fastest-growing vehicle segment in the market.

Take a look at the following small SUVs to see how their average insurance rates compare to the Jeep Compass.

• Chevrolet Equinox
• Honda CR-V
• Nissan Rogue

To this point, we have gone into excessive detail about Jeep Compass insurance costs. Do you believe there are any details we might have missed or any topics you want to know more about? If not, be sure to use our free online tool to start comparing Jeep Compass insurance quotes from multiple companies today.