Jeep Compass Insurance Rates

It might seem like a difficult task when you begin shopping around for Jeep Compass insurance rates. While the average Jeep Compass rates amount to $1,324 a year for full coverage, there are several individual factors that ultimately make up your rate, such as the model year of your car.

For example, 2018 Jeep Compass insurance costs are cheaper than a 2020 model because the former is two years older, and therefore not as valuable. 

We have prepared this in-depth guide to help you as you begin your search for Jeep Compass insurance. By reading through it, you will learn helpful information on the cost of a Jeep Compass, and average Jeep Compass yearly insurance rates based on your age, location, and driving history.

Take advantage of our free online quote tool to start comparing Jeep Compass insurance rates now.

U.S. average insurance rates for a Jeep Compass are $1,208 a year for full coverage. Comprehensive insurance costs around $218, collision insurance costs $376, and liability is estimated at $456. Liability-only insurance costs approximately $508 a year, and high-risk driver insurance costs $2,620 or more. Teen drivers pay the highest rates at up to $4,704 a year.

Average premium for full coverage: $1,208

Price estimates for individual coverage:

Rate estimates include $500 policy deductibles, liability coverage up to 30/60, and includes UM/UIM and medical coverage. Estimates are averaged for all states and for all Compass models.

Price Range from Low to High

Geographic Price Range

Living in a larger city can have significant affects on auto insurance rates. Areas with sparse population have lower incidents of accident claims than larger metro areas. The example below illustrates the difference location can make on auto insurance rates.

The ranges above show why everyone should get quotes for a specific zip code, instead of using price averages.

Use the form below to get customized rates for your location.

Rates by State, City, and Model

The chart below shows average Jeep Compass insurance rates for additional coverage choices and driver risks.

• The lowest rate with discounts is $709
• Choosing higher $1,000 deductibles can save about $134 a year
• The estimated price for the average middle-age driver using $500 deductibles is $1,208
• Choosing pricier low deductibles for comp and collision coverage will cost an additional $264 every year
• Unlucky drivers with multiple violations and an at-fault accident could pay at least $2,620
• The price that insures a teen driver for full coverage can be $4,704 each year

View Chart as Image

Car insurance prices for a Jeep Compass are also quite variable based on the model of your Compass, how you drive, and deductibles and policy limits.

If you have some driving violations or you caused an accident, you could be paying at least $1,400 to $2,000 extra each year, depending on your age. Jeep Compass insurance for high-risk drivers ranges as much as 43% to 129% more than average. View High Risk Driver Rates

A more mature driver with no driving violations and higher comprehensive and collision deductibles may pay as little as $1,100 annually on average for full coverage. Prices are highest for teenage drivers, since even teens with perfect driving records will be charged as much as $4,700 a year. View Rates by Age

The state you live in plays a big part in determining prices for Jeep Compass insurance prices. A good driver about age 40 could pay as low as $800 a year in states like Idaho, Maine, and Iowa, or as much as $1,730 on average in Michigan, Louisiana, and New York.

View Chart as Image

Choosing high deductibles can save as much as $400 every year, whereas buying more liability protection will increase prices. Going from a 50/100 bodily injury protection limit to a 250/500 limit will increase prices by as much as $411 extra every 12 months. View Rates by Deductible or Liability Limit

Insurance Rates by Trim Level and Model Year

Rates assume 2019 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find the Best Jeep Compass Insurance

Getting lower rates on car insurance takes being a good driver, having a positive credit history, eliminating unnecessary coverage, and consideration of higher deductibles. Shop around every time your policy renews by getting rate quotes from direct carriers, and also from several local insurance agents.

The following list is a brief recap of the information touched on in this article.

• Drivers can save up to $140 per year just by quoting online well ahead of the renewal date
• Drivers age 16 to 20 are the costliest to insure, with premiums as much as $392 a month if full coverage is purchased
• Increasing physical damage deductibles can save approximately $400 each year
• Higher risk drivers who tend to receive serious violations pay on average $1,410 more every year than a safer driver
• Policyholders who may need an increased level of liability coverage will pay about $500 each year to raise limits from a low limit to the 250/500 level

As you can see from some of the information we’ve gone over to this point, there are several individual factors that influence Jeep Compass insurance costs. If you want to bypass the theoretical part of shopping for insurance, take advantage of our free quote tool below to start comparing quotes from multiple companies right now.

What are the Jeep Compass safety ratings?

When quoting a driver, insurance companies will look at the safety features and ratings of the model you drive in order to determine the risk of injury to you as well as the risk of damage to your Jeep Compass.

One way you can end up saving money on Compass car insurance is by pointing to the fact that it received positive crash test results.

Take a look at the following safety ratings of the Jeep Compass as determined by the Insurance Institute for Highway Safety (IIHS).

• Small overlap front (driver-side): Good
• Small overlap front (passenger-side): Good
• Moderate overlap front: Good
• Side: Good
• Roof strength: Good
• Head restraints and seats: Good

As you can see from these results, the Jeep Compass received the highest mark possible in all six categories.

Jeep Compass Compared Against Other Vehicles in the Same Class

Classified as a small SUV, the Jeep Compass is heavier than a lot of sedans but also lighter than some three-row SUVs. While heavier models typically translate to lower insurance rates, small SUVs are arguably the fastest-growing vehicle segment in the market.

Take a look at the following small SUVs to see how their average insurance rates compare to the Jeep Compass.

• Chevrolet Equinox
• Honda CR-V
• Nissan Rogue

To this point, we have gone into excessive detail about Jeep Compass insurance costs. Do you believe there are any details we might have missed or any topics you want to know more about? If not, be sure to use our free online tool to start comparing Jeep Compass insurance quotes from multiple companies today.