Jeep Compass Insurance Rates

It might seem like a difficult task when you begin shopping around for Jeep Compass insurance rates. While the average Jeep Compass rates amount to $1,324 a year for full coverage, there are several individual factors that ultimately make up your rate, such as the model year of your car.

For example, 2018 Jeep Compass insurance costs are cheaper than a 2020 model because the former is two years older, and therefore not as valuable. 

We have prepared this in-depth guide to help you as you begin your search for Jeep Compass insurance. By reading through it, you will learn helpful information on the cost of a Jeep Compass, and average Jeep Compass yearly insurance rates based on your age, location, and driving history.

Take advantage of our free online quote tool to start comparing Jeep Compass insurance rates now.

Estimated insurance rates for a Jeep Compass are $1,238 a year for full coverage insurance. Comprehensive costs on average $228 each year, collision insurance costs $400, and liability insurance costs $452. A liability-only policy costs as little as $504 a year, and high-risk insurance costs around $2,680. Teen drivers pay the most at up to $4,788 a year.

Average premium for full coverage: $1,238

Premium estimates by type of coverage:

Rates are based on $500 policy deductibles, minimum liability limits, and includes uninsured/under-insured motorist coverage. Rates include averaging for all 50 states and Compass models.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Your location has a significant impact on insurance rates. Rural areas are statistically proven to have lower incidents of physical damage claims than larger metro areas. The graphic below illustrates how geographic area affects car insurance rates.

These rate differences illustrate why all drivers should compare rates based on a specific location, rather than relying on price averages.

Use the form below to get customized rates for your location.

More Rate Information

The chart below illustrates average Jeep Compass insurance rates for different risk profiles and scenarios.

• The lowest rate with discounts is $724
• Drivers who choose higher $1,000 deductibles will pay around $142 each year
• The estimated price for a 40-year-old good driver with $500 deductibles is $1,238
• Choosing low deductibles for comprehensive and collision insurance bumps up the cost to $1,514
• High risk drivers with multiple violations and an at-fault accident could pay upwards of $2,680
• An auto insurance policy that insures a teen driver may cost $4,788 a year

View Chart as Image

Auto insurance prices for a Jeep Compass also have a wide range based on the trim level and model year, your age and driving record, and policy deductibles and limits.

If you have a few violations or you caused an accident, you are probably paying at a minimum $1,500 to $2,100 in extra premium annually, depending on your age. Insurance for high-risk drivers can cost anywhere from 44% to 135% more than average. View High Risk Driver Rates

More mature drivers with a good driving record and higher comprehensive and collision deductibles could pay as little as $1,200 per year on average, or $100 per month, for full coverage. Prices are highest for drivers in their teens, since even teens with perfect driving records will have to pay upwards of $4,700 a year. View Rates by Age

Where you choose to live makes a big difference in Jeep Compass insurance rates. A 40-year-old driver could pay as low as $810 a year in states like Vermont, Wisconsin, and North Carolina, or as much as $1,670 on average in Michigan, New York, and Florida.

View Chart as Image

Choosing high deductibles could save up to $420 each year, whereas increasing liability limits will cost you more. Switching from a 50/100 bodily injury protection limit to a 250/500 limit will cost up to $407 extra every year. View Rates by Deductible or Liability Limit

Insurance Rates by Trim Level and Model Year

Rates assume 2019 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find the Best Cheap Jeep Compass Insurance

Finding better rates on Jeep Compass insurance not only requires being a good driver, but also maintaining a good credit score, paying for small claims out-of-pocket, and deciding if full coverage is necessary. Shop around every couple of years by requesting rates from direct insurance companies, and also from your local independent and exclusive agents.

The following list is a quick review of the material that was presented in the illustrations above.

• Drivers who require an increased level of liability coverage will pay about $500 annually to go from 30/60 bodily injury limits to the 250/500 level
• Drivers age 16 to 20 are charged the highest prices, with premiums being up to $399 per month if the policy includes full coverage
• High-risk drivers with a DUI or reckless driving violation may pay on average $1,440 more each year than a safer driver
• Increasing policy deductibles can save approximately $425 each year

As you can see from some of the information we’ve gone over to this point, there are several individual factors that influence Jeep Compass insurance costs. If you want to bypass the theoretical part of shopping for insurance, take advantage of our free quote tool below to start comparing quotes from multiple companies right now.

What are the Jeep Compass safety ratings?

When quoting a driver, insurance companies will look at the safety features and ratings of the model you drive in order to determine the risk of injury to you as well as the risk of damage to your Jeep Compass.

One way you can end up saving money on Compass car insurance is by pointing to the fact that it received positive crash test results.

Take a look at the following safety ratings of the Jeep Compass as determined by the Insurance Institute for Highway Safety (IIHS).

• Small overlap front (driver-side): Good
• Small overlap front (passenger-side): Good
• Moderate overlap front: Good
• Side: Good
• Roof strength: Good
• Head restraints and seats: Good

As you can see from these results, the Jeep Compass received the highest mark possible in all six categories.

Jeep Compass Compared Against Other Vehicles in the Same Class

Classified as a small SUV, the Jeep Compass is heavier than a lot of sedans but also lighter than some three-row SUVs. While heavier models typically translate to lower insurance rates, small SUVs are arguably the fastest-growing vehicle segment in the market.

Take a look at the following small SUVs to see how their average insurance rates compare to the Jeep Compass.

• Chevrolet Equinox
• Honda CR-V
• Nissan Rogue

To this point, we have gone into excessive detail about Jeep Compass insurance costs. Do you believe there are any details we might have missed or any topics you want to know more about? If not, be sure to use our free online tool to start comparing Jeep Compass insurance quotes from multiple companies today.