Jeep Compass Insurance Rates

It might seem like a difficult task when you begin shopping around for Jeep Compass insurance rates. While the average Jeep Compass rates amount to $1,324 a year for full coverage, there are several individual factors that ultimately make up your rate, such as the model year of your car.

For example, 2018 Jeep Compass insurance costs are cheaper than a 2020 model because the former is two years older, and therefore not as valuable. 

We have prepared this in-depth guide to help you as you begin your search for Jeep Compass insurance. By reading through it, you will learn helpful information on the cost of a Jeep Compass, and average Jeep Compass yearly insurance rates based on your age, location, and driving history.

Take advantage of our free online quote tool to start comparing Jeep Compass insurance rates now.

Estimated insurance prices for a Jeep Compass are $1,238 every 12 months for full coverage. Comprehensive insurance costs on average $228, collision costs $400, and liability insurance is estimated at $452. Liability-only insurance costs approximately $504 a year, with high-risk driver insurance costing $2,680 or more. Teen drivers pay the most at $4,788 a year or more.

Average premium for full coverage: $1,238

Premium estimates by type of coverage:

Rates are based on $500 policy deductibles, minimum liability limits, and includes medical and uninsured motorist coverage. Rates include averaging for all states and for all Compass models.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Living in a larger city has a significant impact on car insurance rates. Rural areas are statistically proven to have more infrequent accident claims than larger metro areas.

The example below illustrates how location helps determine car insurance rates.

These rate differences show why everyone should get quotes based on a specific location and their own driving history, rather than relying on price averages.

Use the form below to get customized rates for your location.

Detailed Rate Analysis

The chart below shows estimated Jeep Compass insurance rates for different risk profiles and scenarios.

• The lowest rate with discounts is $724
• Choosing higher $1,000 deductibles can save around $142 a year
• The average price for a 40-year-old good driver with $500 deductibles is $1,238
• Choosing pricier low deductibles for comp and collision coverage costs an extra $276 a year
• High-risk insureds with multiple violations and an at-fault accident could pay upwards of $2,680 or more
• An auto insurance policy to insure a teen driver for full coverage may cost $4,788 each year

View Chart as Image

Insurance prices for a Jeep Compass also have a wide range based on physical damage deductibles and liability limits, your driver profile, and the trim level of your Compass.

Choosing high deductibles can save as much as $420 each year, whereas buying more liability protection will cost you more. Going from a 50/100 liability limit to a 250/500 limit will cost up to $407 more each year. View Rates by Deductible or Liability Limit

A more mature driver with no violations or accidents and higher deductibles could pay as little as $1,200 annually on average, or $100 per month, for full coverage. Prices are highest for drivers in their teens, since even excellent drivers should be prepared to pay upwards of $4,700 a year. View Rates by Age

If you have a few violations or you were responsible for an accident, you could be paying at a minimum $1,500 to $2,100 additional annually, depending on your age. Jeep Compass insurance for high-risk drivers ranges anywhere from 44% to 135% more than average. View High Risk Driver Rates

Where you choose to live plays a big part in determining prices for Jeep Compass insurance rates. A good driver about age 40 could pay as low as $820 a year in states like Idaho, Maine, and Iowa, or as much as $1,770 on average in Michigan, Louisiana, and New York.

View Chart as Image

With such a large range in prices, the only way to know exactly what you will pay is to regularly compare prices from as many companies as possible. Each auto insurer uses a different rate calculation, and prices will be substantially different.

Insurance Rates by Trim Level and Model Year

Rates assume 2019 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Shop for the Best Cheap Jeep Compass Insurance

Finding better rates on Jeep Compass insurance takes avoiding accidents and claims, having above-average credit, not filing small claims, and insuring your home and auto with the same company. Invest time comparing rates every couple of years by getting quotes from direct carriers, and also from local independent and exclusive agents.

The points below are a quick review of the material that was covered in the charts and tables above.

• Drivers who require increased liability limits will pay about $500 each year to raise limits from 30/60 bodily injury limits to a 250/500 level
• Drivers under the age of 20 pay higher prices, as much as $399 per month if full coverage is included
• High-risk drivers with a DUI or reckless driving violation pay an average of $1,440 more each year to insure a Jeep Compass
• Increasing policy deductibles could save as much as $425 each year

As you can see from some of the information we’ve gone over to this point, there are several individual factors that influence Jeep Compass insurance costs. If you want to bypass the theoretical part of shopping for insurance, take advantage of our free quote tool below to start comparing quotes from multiple companies right now.

What are the Jeep Compass safety ratings?

When quoting a driver, insurance companies will look at the safety features and ratings of the model you drive in order to determine the risk of injury to you as well as the risk of damage to your Jeep Compass.

One way you can end up saving money on Compass car insurance is by pointing to the fact that it received positive crash test results.

Take a look at the following safety ratings of the Jeep Compass as determined by the Insurance Institute for Highway Safety (IIHS).

• Small overlap front (driver-side): Good
• Small overlap front (passenger-side): Good
• Moderate overlap front: Good
• Side: Good
• Roof strength: Good
• Head restraints and seats: Good

As you can see from these results, the Jeep Compass received the highest mark possible in all six categories.

Jeep Compass Compared Against Other Vehicles in the Same Class

Classified as a small SUV, the Jeep Compass is heavier than a lot of sedans but also lighter than some three-row SUVs. While heavier models typically translate to lower insurance rates, small SUVs are arguably the fastest-growing vehicle segment in the market.

Take a look at the following small SUVs to see how their average insurance rates compare to the Jeep Compass.

• Chevrolet Equinox
• Honda CR-V
• Nissan Rogue

To this point, we have gone into excessive detail about Jeep Compass insurance costs. Do you believe there are any details we might have missed or any topics you want to know more about? If not, be sure to use our free online tool to start comparing Jeep Compass insurance quotes from multiple companies today.