Jeep Compass Insurance Rates

It might seem like a difficult task when you begin shopping around for Jeep Compass insurance rates. While the average Jeep Compass rates amount to $1,324 a year for full coverage, there are several individual factors that ultimately make up your rate, such as the model year of your car.

For example, 2018 Jeep Compass insurance costs are cheaper than a 2020 model because the former is two years older, and therefore not as valuable. 

We have prepared this in-depth guide to help you as you begin your search for Jeep Compass insurance. By reading through it, you will learn helpful information on the cost of a Jeep Compass, and average Jeep Compass yearly insurance rates based on your age, location, and driving history.

Take advantage of our free online quote tool to start comparing Jeep Compass insurance rates now.

Estimated insurance rates for a Jeep Compass are $1,238 a year with full coverage. Comprehensive insurance costs around $228 a year, collision costs $400, and liability coverage costs around $452. A liability-only policy costs as low as $504 a year, with high-risk insurance costing $2,680 or more. 16-year-old drivers pay the most at $4,788 a year or more.

Average premium for full coverage: $1,238

Premium estimates for type of coverage:

Prices are based on $500 comprehensive and collision deductibles, 30/60 liability limits, and includes medical and uninsured motorist coverage. Rates include averaging for all U.S. states and Compass trim levels.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Where you live has a large influence on insurance rates. Areas with sparse population are statistically proven to have lower incidents of collision claims than congested cities.

The diagram below illustrates how rural and urban location affects auto insurance rates.

These rate differences demonstrate why it is important to compare prices for a specific zip code, rather than using rate averages.

Use the form below to get customized rates for your location.

Detailed Rate Analysis

The chart below details estimated Jeep Compass insurance rates for additional coverage choices and driver risks.

• The best full coverage rate is $724
• Using higher $1,000 deductibles will save about $1,096 annually
• The estimated price for a 40-year-old good driver using $500 deductibles is $1,238
• Buying low $100 deductibles for physical damage coverage will cost an additional $276 each year
• Higher-risk drivers with multiple tickets or accidents could pay at least $2,680 or more
• An auto insurance policy that insures a teenage driver can be $4,788 or more

View Chart as Image

Auto insurance prices for a Jeep Compass also have a wide range based on the trim level of your Compass, your age and driving habits, and deductibles and policy limits.

If you have a few violations or you caused an accident, you may be forking out at least $1,500 to $2,100 in extra premium annually, depending on your age. A high-risk auto insurance policy can be around 44% to 135% more than the average rate. View High Risk Driver Rates

Older drivers with a good driving record and higher comprehensive and collision deductibles may only pay around $1,200 a year, or $100 per month, for full coverage. Prices are highest for drivers in their teens, since even teens with perfect driving records will have to pay as much as $4,700 a year. View Rates by Age

Where you choose to live has a huge impact on Jeep Compass insurance rates. A driver around age 40 might see prices as low as $890 a year in states like New Hampshire, Ohio, and Utah, or at least $1,670 on average in Florida, Michigan, and New York.

View Chart as Image

Opting for high physical damage deductibles could cut prices by as much as $420 a year, while buying higher liability limits will increase prices. Moving from a 50/100 bodily injury protection limit to a 250/500 limit will cost up to $407 extra every year. View Rates by Deductible or Liability Limit

With such a large range in prices, the best way to find out your exact price is to get quotes and see how they stack up. Each insurance company utilizes a different rate formula, and quoted prices will be substantially different.

Insurance Rates by Trim Level and Model Year

Rates assume 2019 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find Affordable Jeep Compass Insurance

Finding better rates on auto insurance requires having a decent driving record, maintaining a good credit score, being claim-free, and maximizing policy discounts. Comparison shop at every policy renewal by requesting rates from direct companies, and also from your local independent and exclusive agents.

The following items are a brief review of the data raised in the charts and tables above.

• Consumers who may need additional liability coverage will pay around $500 every year to increase from 30/60 bodily injury limits to the 250/500 level
• You may be able to save up to $150 per year simply by quoting early and online
• Increasing policy deductibles can save approximately $425 each year
• 16 to 18-year-old drivers are expensive to insure, possibly costing $399 per month if the policy includes full coverage

As you can see from some of the information we’ve gone over to this point, there are several individual factors that influence Jeep Compass insurance costs. If you want to bypass the theoretical part of shopping for insurance, take advantage of our free quote tool below to start comparing quotes from multiple companies right now.

What are the Jeep Compass safety ratings?

When quoting a driver, insurance companies will look at the safety features and ratings of the model you drive in order to determine the risk of injury to you as well as the risk of damage to your Jeep Compass.

One way you can end up saving money on Compass car insurance is by pointing to the fact that it received positive crash test results.

Take a look at the following safety ratings of the Jeep Compass as determined by the Insurance Institute for Highway Safety (IIHS).

• Small overlap front (driver-side): Good
• Small overlap front (passenger-side): Good
• Moderate overlap front: Good
• Side: Good
• Roof strength: Good
• Head restraints and seats: Good

As you can see from these results, the Jeep Compass received the highest mark possible in all six categories.

Jeep Compass Compared Against Other Vehicles in the Same Class

Classified as a small SUV, the Jeep Compass is heavier than a lot of sedans but also lighter than some three-row SUVs. While heavier models typically translate to lower insurance rates, small SUVs are arguably the fastest-growing vehicle segment in the market.

Take a look at the following small SUVs to see how their average insurance rates compare to the Jeep Compass.

• Chevrolet Equinox
• Honda CR-V
• Nissan Rogue

To this point, we have gone into excessive detail about Jeep Compass insurance costs. Do you believe there are any details we might have missed or any topics you want to know more about? If not, be sure to use our free online tool to start comparing Jeep Compass insurance quotes from multiple companies today.