Jeep Compass Insurance Rates

It might seem like a difficult task when you begin shopping around for Jeep Compass insurance rates. While the average Jeep Compass rates amount to $1,324 a year for full coverage, there are several individual factors that ultimately make up your rate, such as the model year of your car.

For example, 2018 Jeep Compass insurance costs are cheaper than a 2020 model because the former is two years older, and therefore not as valuable. 

We have prepared this in-depth guide to help you as you begin your search for Jeep Compass insurance. By reading through it, you will learn helpful information on the cost of a Jeep Compass, and average Jeep Compass yearly insurance rates based on your age, location, and driving history.

Take advantage of our free online quote tool to start comparing Jeep Compass insurance rates now.

The average insurance rates for a Jeep Compass are $1,238 a year including full coverage. Comprehensive costs on average $228, collision insurance costs $400, and liability costs $452. A liability-only policy costs as little as $504 a year, and high-risk insurance costs around $2,680. Teen drivers cost the most to insure at up to $4,788 a year.

Average premium for full coverage: $1,238

Policy rates by type of insurance:

Prices include $500 policy deductibles, liability coverage up to 30/60, and includes UM/UIM and medical coverage. Prices are averaged for all 50 U.S. states and for all Compass models.

Price Range Variability

Urban vs. Rural Price Range

Your location can make a big difference on car insurance rates. Rural areas are shown to have a lower frequency of comprehensive and collision claims than larger metro areas. The example below illustrates how where you live affects car insurance rates.

The examples above highlight why everyone should compare rates based on a specific location and risk profile, instead of making a decision based on price averages.

Use the form below to get customized rates for your location.

Rates by State, City, and Model

The chart below breaks down average Jeep Compass insurance rates for different risk profiles and scenarios.

• The lowest rate with discounts is $724
• Drivers who choose higher $1,000 deductibles will pay around $142 every year
• The average rate for a good driver age 40 with $500 deductibles is $1,238
• Choosing pricier low deductibles for comprehensive and collision insurance will increase the cost to $1,514
• Drivers with multiple violations and an at-fault accident could pay upwards of $2,680
• Policy cost for full coverage for a 16-year-old driver for full coverage may cost $4,788 a year

View Chart as Image

Car insurance rates for a Jeep Compass also range considerably based on your risk profile, the model of your Compass, and policy deductibles and limits.

A more mature driver with no driving violations and high deductibles may pay as low as $1,200 per year on average, or $100 per month, for full coverage. Rates are highest for teenagers, where even good drivers will be charged upwards of $4,700 a year. View Rates by Age

Your home state makes a big difference in Jeep Compass insurance prices. A 40-year-old driver could pay as low as $950 a year in states like Missouri, New Hampshire, and Vermont, or as much as $1,770 on average in Michigan, New York, and Louisiana.

View Chart as Image

Choosing high deductibles could save up to $420 annually, whereas buying more liability protection will cost you more. Changing from a 50/100 limit to a 250/500 limit will raise rates by up to $407 extra every 12 months. View Rates by Deductible or Liability Limit

If you have a few points on your driving record or tend to cause accidents, you are likely paying at a minimum $1,500 to $2,100 extra every year, depending on your age. Jeep Compass insurance for high-risk drivers can cost from 44% to 135% more than average. View High Risk Driver Rates

Insurance Rates by Trim Level and Model Year

Rates assume 2019 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find the Right Jeep Compass Insurance

Finding cheaper rates on insurance for a Jeep Compass not only requires being safe and accident-free, but also having above-average credit, paying for small claims out-of-pocket, and possibly raising deductibles. Take the time to comparison shop every time your policy renews by requesting quotes from direct car insurance companies like GEICO, Progressive, and Esurance, and also from local exclusive and independent agents.

Below you'll find a quick rundown of the information touched on in the above illustrations.

• You may be able to save as much as $150 per year just by quoting online well ahead of the renewal date
• Youthful drivers are expensive to insure, with premiums being up to $399 each month if full coverage is included
• Increasing comprehensive and collision deductibles can save around $425 each year
• Drivers considered higher risk with reckless driving or DUI convictions may pay on average $1,440 more each year than a low-risk driver
• Insureds who require more liability protection will pay about $500 per year to go from a 30/60 limit to 250/500 limits

As you can see from some of the information we’ve gone over to this point, there are several individual factors that influence Jeep Compass insurance costs. If you want to bypass the theoretical part of shopping for insurance, take advantage of our free quote tool below to start comparing quotes from multiple companies right now.

What are the Jeep Compass safety ratings?

When quoting a driver, insurance companies will look at the safety features and ratings of the model you drive in order to determine the risk of injury to you as well as the risk of damage to your Jeep Compass.

One way you can end up saving money on Compass car insurance is by pointing to the fact that it received positive crash test results.

Take a look at the following safety ratings of the Jeep Compass as determined by the Insurance Institute for Highway Safety (IIHS).

• Small overlap front (driver-side): Good
• Small overlap front (passenger-side): Good
• Moderate overlap front: Good
• Side: Good
• Roof strength: Good
• Head restraints and seats: Good

As you can see from these results, the Jeep Compass received the highest mark possible in all six categories.

Jeep Compass Compared Against Other Vehicles in the Same Class

Classified as a small SUV, the Jeep Compass is heavier than a lot of sedans but also lighter than some three-row SUVs. While heavier models typically translate to lower insurance rates, small SUVs are arguably the fastest-growing vehicle segment in the market.

Take a look at the following small SUVs to see how their average insurance rates compare to the Jeep Compass.

• Chevrolet Equinox
• Honda CR-V
• Nissan Rogue

To this point, we have gone into excessive detail about Jeep Compass insurance costs. Do you believe there are any details we might have missed or any topics you want to know more about? If not, be sure to use our free online tool to start comparing Jeep Compass insurance quotes from multiple companies today.