Jeep Compass Insurance Rates

It might seem like a difficult task when you begin shopping around for Jeep Compass insurance rates. While the average Jeep Compass rates amount to $1,324 a year for full coverage, there are several individual factors that ultimately make up your rate, such as the model year of your car.

For example, 2018 Jeep Compass insurance costs are cheaper than a 2020 model because the former is two years older, and therefore not as valuable. 

We have prepared this in-depth guide to help you as you begin your search for Jeep Compass insurance. By reading through it, you will learn helpful information on the cost of a Jeep Compass, and average Jeep Compass yearly insurance rates based on your age, location, and driving history.

Take advantage of our free online quote tool to start comparing Jeep Compass insurance rates now.

Average insurance rates for a Jeep Compass are $1,238 a year for full coverage. Comprehensive costs approximately $228 each year, collision insurance costs $400, and liability costs $452. A liability-only policy costs as little as $504 a year, and high-risk insurance costs around $2,680. Teenage drivers receive the highest rates at up to $4,788 a year.

Average premium for full coverage: $1,238

Rate estimates by individual coverage type:

Rates are based on $500 physical damage deductibles, 30/60 liability limits, and includes UM/UIM and medical coverage. Rates are averaged for all states and Compass models.

Price Range by Coverage and Risk

Price Range by Location

Your location can make a big difference on car insurance rates. Rural locations tend to have lower incidents of accident claims than densely populated cities. The graphic below illustrates how location impacts auto insurance prices.

These examples show why all drivers should compare rates using their specific location, instead of making a decision based on average rates.

Use the form below to get customized rates for your location.

Rates by State, City, and Model

The chart below shows average Jeep Compass insurance rates for additional coverage and risk scenarios.

• The best discount rate is $724
• Drivers who choose higher $1,000 deductibles will pay $142 a year
• The estimated price for a 40-year-old driver who chooses $500 deductibles is $1,238
• Using low deductibles for comprehensive and collision insurance bumps up the cost to $1,514
• Drivers who are prone to accidents and violations could pay around $2,680
• The cost that insures a 16-year-old driver can cost $4,788 a year

View Chart as Image

Insurance rates for a Jeep Compass can also vary considerably based on the trim level and model year, how you drive, and physical damage deductibles and liability limits.

If you like to drive fast or you caused an accident, you could be paying anywhere from $1,500 to $2,100 extra per year, depending on your age. Insurance for high-risk drivers can cost from 44% to 135% more than a normal policy. View High Risk Driver Rates

More mature drivers with a clean driving record and higher comprehensive and collision deductibles may pay as low as $1,200 per year on average for full coverage. Rates are much higher for teen drivers, since even teens with perfect driving records can expect to pay in the ballpark of $4,700 a year. View Rates by Age

Where you live makes a big difference in Jeep Compass insurance prices. A 40-year-old driver could pay as low as $820 a year in states like Iowa, Maine, and Idaho, or be forced to pay as much as $1,770 on average in New York, Louisiana, and Michigan.

View Chart as Image

Using high physical damage deductibles could save up to $420 annually, whereas increasing liability limits will push rates upward. Going from a 50/100 bodily injury protection limit to a 250/500 limit will cost as much as $407 more per year. View Rates by Deductible or Liability Limit

Insurance Rates by Trim Level and Model Year

Rates assume 2019 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find the Best Cheap Jeep Compass Insurance

Saving money on insurance for a Jeep Compass not only requires being a safe and courteous driver, but also having above-average credit, eliminating unneeded coverage, and possibly raising deductibles. Compare prices at every policy renewal by getting quotes from direct carriers like Progressive, GEICO, and Esurance, and also from insurance agencies where you live.

Below is a quick review of the data touched on above.

• Insureds who purchase higher levels of liability will pay an extra $500 each year to go from a minimum limit to the 250/500 level
• Drivers can save around $150 per year just by quoting online in advance
• Increasing deductibles can save approximately $425 each year
• Teenage drivers are expensive to insure, costing as high as $399 per month if full coverage is included

As you can see from some of the information we’ve gone over to this point, there are several individual factors that influence Jeep Compass insurance costs. If you want to bypass the theoretical part of shopping for insurance, take advantage of our free quote tool below to start comparing quotes from multiple companies right now.

What are the Jeep Compass safety ratings?

When quoting a driver, insurance companies will look at the safety features and ratings of the model you drive in order to determine the risk of injury to you as well as the risk of damage to your Jeep Compass.

One way you can end up saving money on Compass car insurance is by pointing to the fact that it received positive crash test results.

Take a look at the following safety ratings of the Jeep Compass as determined by the Insurance Institute for Highway Safety (IIHS).

• Small overlap front (driver-side): Good
• Small overlap front (passenger-side): Good
• Moderate overlap front: Good
• Side: Good
• Roof strength: Good
• Head restraints and seats: Good

As you can see from these results, the Jeep Compass received the highest mark possible in all six categories.

Jeep Compass Compared Against Other Vehicles in the Same Class

Classified as a small SUV, the Jeep Compass is heavier than a lot of sedans but also lighter than some three-row SUVs. While heavier models typically translate to lower insurance rates, small SUVs are arguably the fastest-growing vehicle segment in the market.

Take a look at the following small SUVs to see how their average insurance rates compare to the Jeep Compass.

• Chevrolet Equinox
• Honda CR-V
• Nissan Rogue

To this point, we have gone into excessive detail about Jeep Compass insurance costs. Do you believe there are any details we might have missed or any topics you want to know more about? If not, be sure to use our free online tool to start comparing Jeep Compass insurance quotes from multiple companies today.