Jeep Compass Insurance Rates

It might seem like a difficult task when you begin shopping around for Jeep Compass insurance rates. While the average Jeep Compass rates amount to $1,324 a year for full coverage, there are several individual factors that ultimately make up your rate, such as the model year of your car.

For example, 2018 Jeep Compass insurance costs are cheaper than a 2020 model because the former is two years older, and therefore not as valuable. 

We have prepared this in-depth guide to help you as you begin your search for Jeep Compass insurance. By reading through it, you will learn helpful information on the cost of a Jeep Compass, and average Jeep Compass yearly insurance rates based on your age, location, and driving history.

Take advantage of our free online quote tool to start comparing Jeep Compass insurance rates now.

Average insurance rates for a Jeep Compass are $1,208 a year for full coverage. Comprehensive insurance costs around $218 each year, collision insurance costs $376, and liability costs around $456. A policy with just liability insurance costs as low as $508 a year, and coverage for high-risk drivers costs $2,620 or more. Teenage drivers receive the highest rates at up to $4,704 a year.

Average premium for full coverage: $1,208

Rate estimates for individual coverage type:

Prices include $500 comprehensive and collision deductibles, liability coverage up to 30/60, and includes medical/PIP and uninsured motorist coverage. Rates are averaged for all states and Compass models.

Price Range by Coverage and Risk

Price Range by Location

Where you live can make a big difference on auto insurance rates. Areas with sparse population tend to have a lower frequency of accident claims than densely populated cities. The graphic below illustrates the difference location can make on auto insurance rates.

These examples show why all drivers should compare prices for a specific zip code and risk profile, instead of making a decision based on average rates.

Use the form below to get customized rates for your location.

Additional Charts and Tables

The chart below shows average Jeep Compass insurance rates for additional coverage choices and driver risks.

• The best discount rate is $709
• Using higher $1,000 deductibles will save about $134 a year
• The average rate for a 40-year-old driver using $500 deductibles is $1,208
• Using low deductibles for physical damage coverage will cost an extra $264 annually
• High-risk insureds who are prone to accidents and violations could pay at least $2,620
• The cost for full coverage for a 16-year-old driver can be $4,704 or more

View Chart as Image

Insurance rates for a Jeep Compass can also vary considerably based on your driver profile, the trim level of your Compass, and deductibles and policy limits.

More mature drivers with no violations or accidents and high deductibles may pay as low as $1,100 a year for full coverage. Rates are much higher for teen drivers, where even good drivers should be prepared to pay as much as $4,700 a year. View Rates by Age

Where you live has a huge impact on Jeep Compass insurance prices. A driver around age 40 might see rates as low as $800 a year in states like Idaho, Maine, and Iowa, or be forced to pay as much as $1,730 on average in Michigan, Louisiana, and New York.

View Chart as Image

Using high physical damage deductibles could cut rates by as much as $400 annually, whereas increasing liability limits will increase rates. Going from a 50/100 limit to a 250/500 limit will cost as much as $411 more each year. View Rates by Deductible or Liability Limit

If you like to drive fast or tend to cause accidents, you could be paying at least $1,400 to $2,000 additional per year, depending on your age. Insurance for high-risk drivers can be from 43% to 129% more than a normal policy. View High Risk Driver Rates

Insurance Rates by Trim Level and Model Year

Rates assume 2019 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find the Right Jeep Compass Insurance

Saving money on insurance for a Jeep Compass requires avoiding accidents and violations, having a good credit history, eliminating unneeded coverage, and deciding if full coverage is necessary. Make time to compare rates every time your policy renews by requesting rates from direct carriers like GEICO and Progressive, and also from local insurance agents.

The list below is a quick rundown of the information touched on in this article.

• Drivers can save up to $140 per year just by quoting online in advance
• Teenagers are charged the highest rates, costing as high as $392 per month including comprehensive and collision insurance
• Increasing deductibles can save around $400 each year
• Drivers considered higher risk with reckless driving or DUI convictions may be required to pay an average of $1,410 more every year for car insurance
• Insureds who may need higher liability limits will pay an extra $500 each year to increase from a minimum limit to 250/500 limits

As you can see from some of the information we’ve gone over to this point, there are several individual factors that influence Jeep Compass insurance costs. If you want to bypass the theoretical part of shopping for insurance, take advantage of our free quote tool below to start comparing quotes from multiple companies right now.

What are the Jeep Compass safety ratings?

When quoting a driver, insurance companies will look at the safety features and ratings of the model you drive in order to determine the risk of injury to you as well as the risk of damage to your Jeep Compass.

One way you can end up saving money on Compass car insurance is by pointing to the fact that it received positive crash test results.

Take a look at the following safety ratings of the Jeep Compass as determined by the Insurance Institute for Highway Safety (IIHS).

• Small overlap front (driver-side): Good
• Small overlap front (passenger-side): Good
• Moderate overlap front: Good
• Side: Good
• Roof strength: Good
• Head restraints and seats: Good

As you can see from these results, the Jeep Compass received the highest mark possible in all six categories.

Jeep Compass Compared Against Other Vehicles in the Same Class

Classified as a small SUV, the Jeep Compass is heavier than a lot of sedans but also lighter than some three-row SUVs. While heavier models typically translate to lower insurance rates, small SUVs are arguably the fastest-growing vehicle segment in the market.

Take a look at the following small SUVs to see how their average insurance rates compare to the Jeep Compass.

• Chevrolet Equinox
• Honda CR-V
• Nissan Rogue

To this point, we have gone into excessive detail about Jeep Compass insurance costs. Do you believe there are any details we might have missed or any topics you want to know more about? If not, be sure to use our free online tool to start comparing Jeep Compass insurance quotes from multiple companies today.