Jeep Compass Insurance Rates

It might seem like a difficult task when you begin shopping around for Jeep Compass insurance rates. While the average Jeep Compass rates amount to $1,324 a year for full coverage, there are several individual factors that ultimately make up your rate, such as the model year of your car.

For example, 2018 Jeep Compass insurance costs are cheaper than a 2020 model because the former is two years older, and therefore not as valuable. 

We have prepared this in-depth guide to help you as you begin your search for Jeep Compass insurance. By reading through it, you will learn helpful information on the cost of a Jeep Compass, and average Jeep Compass yearly insurance rates based on your age, location, and driving history.

Take advantage of our free online quote tool to start comparing Jeep Compass insurance rates now.

Estimated insurance rates for a Jeep Compass are $1,238 a year including full coverage. Comprehensive insurance costs around $228 each year, collision insurance costs $400, and liability is estimated at $452. Liability-only coverage costs approximately $504 a year, and high-risk coverage costs $2,680 or more. Teens pay the most at up to $4,788 a year.

Average premium for full coverage: $1,238

Premium estimates for type of coverage:

These estimates include $500 deductibles, liability coverage up to 30/60, and includes medical/PIP and uninsured motorist coverage. Rates include averaging for all 50 U.S. states and Compass models.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Living in a larger city can make a big difference on the price of insurance. Areas with sparse population are statistically proven to have a lower frequency of comprehensive and collision claims than cities with more traffic congestion. The graphic below illustrates how rural and urban location affects auto insurance rates.

These rate differences highlight why all drivers should get quotes for a specific zip code and risk profile, instead of making a decision based on averaged prices.

Use the form below to get customized rates for your location.

Additional Charts and Tables

The chart below breaks down average Jeep Compass insurance rates for additional coverage choices and driver risks.

• The cheapest rate after discounts is $724
• Choosing higher $1,000 deductibles can save about $142 every year
• The average rate for a 40-year-old good driver using $500 deductibles is $1,238
• Selecting low deductibles for comp and collision coverage will cost an extra $276 annually
• Higher-risk drivers with serious driving violations could pay at least $2,680
• An auto insurance policy for full coverage for a 16-year-old driver can be $4,788 each year

View Chart as Image

Insurance prices for a Jeep Compass also have a wide range based on your driving characteristics, the model of your Compass, and deductibles and policy limits.

More mature drivers with a clean driving record and high deductibles may pay as low as $1,200 annually on average, or $100 per month, for full coverage. Prices are much higher for drivers in their teens, where even good drivers can expect to pay as much as $4,700 a year. View Rates by Age

Where you choose to live plays a big part in determining prices for Jeep Compass insurance prices. A good driver about age 40 could pay as low as $950 a year in states like Missouri, New Hampshire, and Vermont, or have to pay at least $1,770 on average in Michigan, New York, and Louisiana.

View Chart as Image

Choosing higher comprehensive and collision insurance deductibles can save as much as $420 annually, whereas increasing liability limits will increase prices. Changing from a 50/100 limit to a 250/500 limit will cost up to $407 more per year. View Rates by Deductible or Liability Limit

If you have a few violations or tend to cause accidents, you are likely paying at least $1,500 to $2,100 extra annually, depending on your age. Insurance for high-risk drivers ranges from 44% to 135% more than the average policy. View High Risk Driver Rates

Insurance Rates by Trim Level and Model Year

Rates assume 2019 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find Cheap Jeep Compass Insurance

Finding better rates on insurance for a Jeep Compass takes not taking risks behind the wheel, maintaining good credit, refrain from filing small claims, and dropping full coverage on older vehicles. Set aside time to shop around every time your policy renews by quoting rates from direct car insurance companies like Progressive, GEICO, and Esurance, and also from several local insurance agents.

The following is a brief summary of the information raised in the charts and tables above.

• You may be able to save up to $150 per year just by quoting online in advance
• Teens pay higher prices, with the cost nearing $399 per month for full coverage
• Increasing policy deductibles can save around $425 each year
• Drivers considered higher risk that tend to have accidents or serious violations pay on average $1,440 more every year for Compass insurance
• Insureds who may need higher liability limits will pay approximately $500 per year to raise limits from 30/60 bodily injury limits to 250/500 limits

As you can see from some of the information we’ve gone over to this point, there are several individual factors that influence Jeep Compass insurance costs. If you want to bypass the theoretical part of shopping for insurance, take advantage of our free quote tool below to start comparing quotes from multiple companies right now.

What are the Jeep Compass safety ratings?

When quoting a driver, insurance companies will look at the safety features and ratings of the model you drive in order to determine the risk of injury to you as well as the risk of damage to your Jeep Compass.

One way you can end up saving money on Compass car insurance is by pointing to the fact that it received positive crash test results.

Take a look at the following safety ratings of the Jeep Compass as determined by the Insurance Institute for Highway Safety (IIHS).

• Small overlap front (driver-side): Good
• Small overlap front (passenger-side): Good
• Moderate overlap front: Good
• Side: Good
• Roof strength: Good
• Head restraints and seats: Good

As you can see from these results, the Jeep Compass received the highest mark possible in all six categories.

Jeep Compass Compared Against Other Vehicles in the Same Class

Classified as a small SUV, the Jeep Compass is heavier than a lot of sedans but also lighter than some three-row SUVs. While heavier models typically translate to lower insurance rates, small SUVs are arguably the fastest-growing vehicle segment in the market.

Take a look at the following small SUVs to see how their average insurance rates compare to the Jeep Compass.

• Chevrolet Equinox
• Honda CR-V
• Nissan Rogue

To this point, we have gone into excessive detail about Jeep Compass insurance costs. Do you believe there are any details we might have missed or any topics you want to know more about? If not, be sure to use our free online tool to start comparing Jeep Compass insurance quotes from multiple companies today.