Jeep Compass Insurance Rates

It might seem like a difficult task when you begin shopping around for Jeep Compass insurance rates. While the average Jeep Compass rates amount to $1,324 a year for full coverage, there are several individual factors that ultimately make up your rate, such as the model year of your car.

For example, 2018 Jeep Compass insurance costs are cheaper than a 2020 model because the former is two years older, and therefore not as valuable. 

We have prepared this in-depth guide to help you as you begin your search for Jeep Compass insurance. By reading through it, you will learn helpful information on the cost of a Jeep Compass, and average Jeep Compass yearly insurance rates based on your age, location, and driving history.

Take advantage of our free online quote tool to start comparing Jeep Compass insurance rates now.

The average insurance prices for a Jeep Compass are $1,208 every 12 months including full coverage. Comprehensive costs approximately $218 each year, collision insurance costs $376, and liability costs $456. A liability-only policy costs as little as $508 a year, and high-risk insurance costs around $2,620. 16-year-old drivers cost the most to insure at up to $4,704 a year.

Average premium for full coverage: $1,208

Policy rates by type of insurance:

Full coverage includes $500 comprehensive and collision deductibles, minimum liability limits, and includes UM/UIM and medical coverage. Prices are averaged for all 50 U.S. states and Compass models.

Price Range Variability

Urban vs. Rural Price Range

Your location can make a big difference on car insurance prices. Rural locations are shown to have more infrequent comprehensive and collision claims than congested cities. The graphic below illustrates the difference location can make on auto insurance prices.

The examples above highlight why all drivers should compare rates using their specific location and their own driving history, instead of making a decision based on rate averages.

Use the form below to get customized rates for your location.

Rates by State, City, and Model

The chart below breaks down average Jeep Compass insurance rates for additional coverage and risk scenarios.

• The best full coverage rate is $709
• Drivers who choose higher $1,000 deductibles will pay $134 every year
• The average price for a good driver age 40 who chooses $500 deductibles is $1,208
• Buying low deductibles for comprehensive and collision insurance increases the price to $1,472
• Drivers with multiple tickets or accidents could pay around $2,620
• Policy cost to insure a 16-year-old driver can cost $4,704 a year

View Chart as Image

Car insurance rates for a Jeep Compass also range considerably based on liability limits and deductibles, your driving characteristics, and the model of your Compass.

Opting for high physical damage deductibles could save up to $400 annually, whereas increasing liability limits will push rates upward. Changing from a 50/100 liability limit to a 250/500 limit will raise rates by up to $411 extra every 12 months. View Rates by Deductible or Liability Limit

More mature drivers with no driving violations and higher deductibles may pay as low as $1,100 per year on average, or $92 per month, for full coverage. Rates are highest for teenagers, since even excellent drivers will be charged in the ballpark of $4,700 a year. View Rates by Age

If you have a few points on your driving record or you were responsible for an accident, you are likely paying anywhere from $1,400 to $2,000 extra every year, depending on your age. Insurance for high-risk drivers can cost from 43% to 129% more than the average rate. View High Risk Driver Rates

Your home state makes a big difference in Jeep Compass insurance prices. A 40-year-old driver could pay as low as $930 a year in states like Vermont, New Hampshire, and Missouri, or at least $1,730 on average in Louisiana, New York, and Michigan.

View Chart as Image

Insurance Rates by Trim Level and Model Year

Rates assume 2019 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Shop for More Affordable Jeep Compass Insurance

Finding cheaper rates on insurance for a Jeep Compass not only requires having a decent driving record, but also maintaining a good credit score, paying for small claims out-of-pocket, and attention to physical damage deductibles. Make time to compare rates every couple of years by getting rate quotes from direct car insurance companies, and also from your local car insurance providers.

The following items are a summary of the material that was touched on in this article.

• Insureds who purchase additional liability coverage will pay around $500 per year to go from a 30/60 limit to a 250/500 level
• 16 to 18-year-old drivers pay the highest auto insurance rates, with premiums being up to $392 each month if the policy includes full coverage
• Drivers considered higher risk who have multiple accidents or major violations could be charged and average of $1,410 more per year than a driver with a clean driving record
• Increasing comprehensive and collision deductibles could save as much as $400 each year

As you can see from some of the information we’ve gone over to this point, there are several individual factors that influence Jeep Compass insurance costs. If you want to bypass the theoretical part of shopping for insurance, take advantage of our free quote tool below to start comparing quotes from multiple companies right now.

What are the Jeep Compass safety ratings?

When quoting a driver, insurance companies will look at the safety features and ratings of the model you drive in order to determine the risk of injury to you as well as the risk of damage to your Jeep Compass.

One way you can end up saving money on Compass car insurance is by pointing to the fact that it received positive crash test results.

Take a look at the following safety ratings of the Jeep Compass as determined by the Insurance Institute for Highway Safety (IIHS).

• Small overlap front (driver-side): Good
• Small overlap front (passenger-side): Good
• Moderate overlap front: Good
• Side: Good
• Roof strength: Good
• Head restraints and seats: Good

As you can see from these results, the Jeep Compass received the highest mark possible in all six categories.

Jeep Compass Compared Against Other Vehicles in the Same Class

Classified as a small SUV, the Jeep Compass is heavier than a lot of sedans but also lighter than some three-row SUVs. While heavier models typically translate to lower insurance rates, small SUVs are arguably the fastest-growing vehicle segment in the market.

Take a look at the following small SUVs to see how their average insurance rates compare to the Jeep Compass.

• Chevrolet Equinox
• Honda CR-V
• Nissan Rogue

To this point, we have gone into excessive detail about Jeep Compass insurance costs. Do you believe there are any details we might have missed or any topics you want to know more about? If not, be sure to use our free online tool to start comparing Jeep Compass insurance quotes from multiple companies today.