Kia Sedona Insurance Rates

U.S. average insurance rates for a Kia Sedona are $896 a year with full coverage. Comprehensive insurance costs approximately $162, collision insurance costs $196, and liability coverage is estimated at $402. Liability-only coverage costs approximately $446 a year, and high-risk coverage costs $1,922 or more. Teens pay the highest rates at up to $3,550 a year.

Average premium for full coverage: $896

Price estimates by individual coverage:

Prices are based on $500 comprehensive and collision deductibles, split liability limits of 30/60, and includes both medical and uninsured motorist insurance. Estimates are averaged for all U.S. states and for all Sedona models.

Price Range from Low to High

Geographic Price Range

Living in a larger city has a large influence on the price of insurance. Rural locations have lower incidents of collision claims than cities with more traffic congestion. The example below illustrates how where you live affects auto insurance prices.

The ranges above demonstrate why everyone should get quotes using their specific location, rather than using averaged prices.

Use the form below to get customized rates for your location.

Additional Rate Details

The chart below details average Kia Sedona insurance rates for additional coverage and risk scenarios.

• The cheapest rate after discounts is $543
• Choosing higher $1,000 deductibles can save $80 annually
• The estimated price for the average middle-age driver who chooses $500 deductibles is $896
• Selecting pricier low deductibles for comp and collision coverage will cost an additional $154 each year
• Drivers with serious driving violations could pay around $1,922
• The price that insures a teenage driver for full coverage can cost $3,550 each year

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Auto insurance prices for a Kia Sedona are also quite variable based on the model of your Sedona, your age and driving habits, and physical damage deductibles and liability limits.

If you have some driving violations or you caused an accident, you may be forking out anywhere from $1,100 to $1,500 in extra premium each year, depending on your age. Kia Sedona insurance for high-risk drivers ranges around 42% to 136% more than the average policy. View High Risk Driver Rates

A more mature driver with a good driving record and higher comprehensive and collision deductibles may only pay around $900 annually on average for full coverage. Prices are much higher for teenage drivers, since even teens with perfect driving records will have to pay in the ballpark of $3,500 a year. View Rates by Age

The state you live in plays a big part in determining prices for Kia Sedona insurance rates. A good driver about age 40 could pay as low as $650 a year in states like Utah, Ohio, and New Hampshire, or have to pay at least $1,210 on average in New York, Michigan, and Florida.

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Choosing higher comprehensive and collision insurance deductibles can save as much as $240 a year, whereas buying more liability protection will push prices upward. Moving from a 50/100 bodily injury protection limit to a 250/500 limit will increase prices by as much as $362 extra every year. View Rates by Deductible or Liability Limit

Insurance Rates by Trim Level and Model Year

Rates assume 2011 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find Affordable Kia Sedona Insurance

Getting lower rates on auto insurance takes avoiding accidents and violations, maintaining a good credit score, avoid buying unnecessary coverage, and possibly higher deductibles. Compare rates at least once a year by getting rate quotes from direct companies, and also from local insurance agencies.

The list below is a brief review of the primary concepts that were touched on in the above illustrations.

• You may be able to save around $100 per year just by quoting online well ahead of the renewal date
• Drivers with DUI or reckless driving convictions may have to pay on average $1,030 more per year for car insurance
• Increasing physical damage deductibles can save approximately $225 each year
• Teenagers have the highest car insurance prices, costing up to $296 a month if the policy includes full coverage