Kia Sedona Insurance Rates

Estimated insurance rates for a Kia Sedona are $868 a year with full coverage. Comprehensive costs an estimated $152, collision insurance costs $178, and liability is estimated at $402. Liability-only insurance costs approximately $446 a year, and high-risk driver insurance costs around $1,860. Teen drivers pay the most at up to $3,464 a year.

Average premium for full coverage: $868

Premium estimates broken down by type of coverage:

These estimates include $500 policy deductibles, liability coverage up to 30/60, and includes both medical and UM/UIM coverage. Rates include averaging for all U.S. states and for different Sedona trim levels.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Living in a larger city can have significant affects on car insurance rates. More rural locations are statistically proven to have lower incidents of collision claims than larger metro areas. The price range example below illustrates how where you live affects insurance prices.

These rate differences demonstrate why anyone shopping for car insurance should get quotes for a targeted area, instead of using price averages.

Use the form below to get customized rates for your location.

Rate Comparisons

The chart below details average Kia Sedona insurance rates for other coverage scenarios.

• The lowest rate with discounts is $530
• Choosing higher $1,000 deductibles can save approximately $74 annually
• The estimated price for a 40-year-old good driver who has $500 deductibles is $868
• Choosing more expensive low deductibles for comp and collision coverage bumps up the cost to $1,012
• Unlucky drivers with multiple violations and an at-fault accident could pay up to $1,860
• An auto insurance policy that insures a teen driver with full coverage can cost as much as $3,464 each year

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Insurance prices for a Kia Sedona also have a wide range based on the model year and trim level, your age and driving habits, and liability limits and deductibles.

If you have a few violations or you caused an accident, you may be forking out $1,000 to $1,500 additional annually, depending on your age. High-risk driver insurance ranges as much as 43% to 128% more than average. View High Risk Driver Rates

An older driver with no violations or accidents and higher comprehensive and collision deductibles may pay as little as $800 annually on average, or $67 per month, for full coverage. Prices are highest for drivers in their teens, since even teens with perfect driving records should be prepared to pay at least $3,400 a year. View Rates by Age

Where you choose to live plays a big part in determining prices for Kia Sedona insurance prices. A good driver about age 40 could pay as low as $630 a year in states like Utah, Ohio, and New Hampshire, or as much as $1,170 on average in New York, Michigan, and Florida.

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Choosing high deductibles can save as much as $220 every year, while increasing your policy's liability limits will increase premiums. Moving from a 50/100 bodily injury protection limit to a 250/500 limit will cost up to $362 more each year. View Rates by Deductible or Liability Limit

Insurance Rates by Trim Level and Model Year

Rates assume 2011 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find Cheap Kia Sedona Insurance

Finding better rates on car insurance takes being a good driver, having a good credit score, being claim-free, and possibly raising deductibles. Shop around every time your policy renews by obtaining price quotes from direct companies, and also from insurance agencies where you live.

The following list is a brief summary of the information touched on in the above illustrations.

• You may be able to save approximately $100 per year just by shopping early and online
• Drivers age 16 to 20 are expensive to insure, possibly costing $289 per month if comprehensive and collision insurance is included
• Increasing policy deductibles can save approximately $225 each year
• Higher risk drivers that tend to have accidents or serious violations could be forced to pay on average $990 more annually than a safer driver
• Policyholders who want an increased level of liability coverage will pay about $440 every year to raise limits from 30/60 bodily injury limits to the 250/500 level