Kia Sedona Insurance Rates

U.S. average auto insurance rates for a Kia Sedona are $896 annually with full coverage. Comprehensive insurance costs approximately $162, collision insurance costs $196, and liability costs $402. A policy with just liability insurance costs as little as $446 a year, and coverage for high-risk drivers costs $1,922 or more. Teen drivers pay the highest rates at up to $3,550 a year.

Average premium for full coverage: $896

Price estimates by individual coverage:

Estimates include $500 physical damage deductibles, liability coverage up to 30/60, and includes uninsured motorist and medical coverage. Estimates are averaged for all U.S. states and for different Sedona trim levels.

Price Range from Low to High

Geographic Price Range

Your location can make a big difference on the price of insurance. Rural locations have fewer collision claims than larger metro areas. The price range example below illustrates how location helps determine auto insurance prices.

The ranges above demonstrate why anyone shopping for car insurance should compare rates using their specific location and their own personal driving habits, instead of making a decision based on price averages.

Use the form below to get customized rates for your location.

Additional Rate Information

The chart below details average Kia Sedona insurance rates for additional coverage and risk scenarios.

• The lowest rate with discounts is $543
• Drivers who choose higher $1,000 deductibles will pay $80 annually
• The estimated rate for the average middle-age driver who chooses $500 deductibles is $896
• Choosing more expensive low deductibles for comprehensive and collision insurance costs an additional $154 annually
• Drivers with multiple violations and an at-fault accident could pay around $1,922
• The price with full coverage for a 16-year-old driver with full coverage can cost $3,550 a year

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Insurance prices for a Kia Sedona are also quite variable based on the trim level and model year, your driving record, and physical damage deductibles and liability limits.

An older driver with a clean driving record and high physical damage deductibles may pay as low as $900 per year on average for full coverage. Prices are highest for teenage drivers, where even without any violations or accidents they can expect to pay in the ballpark of $3,500 a year. View Rates by Age

If you have some driving violations or you caused a few accidents, you may be forking out anywhere from $1,100 to $1,500 extra each year, depending on your age. High-risk driver insurance can cost from 42% to 136% more than average. View High Risk Driver Rates

Choosing high deductibles could save up to $240 annually, while increasing your policy's liability limits will push prices upward. Moving from a 50/100 bodily injury limit to a 250/500 limit will increase prices by as much as $362 more per year. View Rates by Deductible or Liability Limit

The state you live in makes a big difference in Kia Sedona insurance prices. A 40-year-old driver could pay as low as $650 a year in states like Utah, Ohio, and New Hampshire, or as much as $1,210 on average in New York, Michigan, and Florida.

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Insurance Rates by Trim Level and Model Year

Rates assume 2011 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Buy Low Cost Kia Sedona Insurance

Getting lower rates on insurance for a Kia Sedona not only requires being a safe and courteous driver, but also having a good credit history, avoid buying unnecessary coverage, and possibly raising deductibles. Invest time comparing rates every time your policy renews by obtaining price quotes from direct companies like GEICO, Progressive, and Esurance, and also from your local independent and exclusive agents.

Below is a review of the information covered in the charts and tables above.

• You may be able to save around $100 per year just by shopping early and online
• Teenage drivers are expensive to insure, costing up to $296 a month including comprehensive and collision insurance
• Increasing physical damage deductibles could save up to $225 each year
• Drivers considered higher risk who have several accidents or serious violations may pay on average $1,030 more per year for auto insurance
• Insureds who purchase higher levels of liability will pay about $440 every year to go from a low limit to higher 250/500 limits