Mazda CX-9 Insurance Rates

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UPDATED: Apr 10, 2024

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The average auto insurance rates for a Mazda CX-9 are $1,092 annually for full coverage insurance. Comprehensive insurance costs approximately $198, collision costs $258, and liability coverage is $478. Liability-only insurance costs around $526 a year, with high-risk driver insurance costing $2,342 or more. Teen drivers cost the most to insure at $4,312 a year or more.

Average premium for full coverage: $1,092

Policy rates by type of insurance:

Comprehensive $198
Collision $258
Liability $478

Prices are based on $500 policy deductibles, liability coverage up to 30/60, and includes both medical and uninsured motorist insurance. Prices are averaged for all 50 states and for different CX-9 trim levels.

Price Range Variability

Using a 40-year-old driver as an example, Mazda CX-9 insurance rates go from as cheap as $526 for minimum levels of liability insurance to a much higher rate of $2,342 for a high-risk driver policy.

Liability Only $526
Full Coverage $1,092
High Risk $2,342

Urban vs. Rural Price Range

Choosing to live in a large city has a large influence on the price of auto insurance. Rural locations are shown to have fewer physical damage claims than larger metro areas.

The price range example below illustrates how rural and urban location affects auto insurance prices.

Rural Areas $819
Small Cities $1,147
Large Cities $1,474

The examples above illustrate why anyone shopping for car insurance should compare rates quotes using their specific location and their own personal driving habits, rather than using price averages.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Additional Rate Details

The chart below illustrates estimated Mazda CX-9 insurance rates for additional coverage and risk scenarios.

  • The lowest rate with discounts is $657
  • Raising to $1,000 deductibles will save $106 each year
  • The estimated rate for a good driver age 40 who chooses $500 deductibles is $1,092
  • Choosing more expensive low deductibles costs an additional $194 each year
  • Unlucky drivers with multiple violations and an at-fault accident could pay around $2,342 or more
  • Policy cost with full coverage for a teenage driver with full coverage can cost $4,312

View Chart as Image

Mazda CX-9 insurance cost comparison chart
Column chart showing full coverage Mazda CX-9 insurance prices range from $657 to $4,312

Auto insurance rates for a Mazda CX-9 also range considerably based on the model year and trim level, your risk profile, and physical damage deductibles and liability limits.

An older driver with a good driving record and high physical damage deductibles may only pay around $1,000 every 12 months on average, or $83 per month, for full coverage. Rates are highest for teenagers, where even without any violations or accidents they will have to pay in the ballpark of $4,300 a year. View Rates by Age

If you have a few points on your driving record or you caused a few accidents, you are probably paying anywhere from $1,300 to $1,800 in extra premium every year, depending on your age. High-risk driver insurance is expensive and can cost around 42% to 133% more than average. View High Risk Driver Rates

Choosing high deductibles can reduce rates by up to $300 a year, while increasing your policy's liability limits will push rates upward. Switching from a 50/100 bodily injury limit to a 250/500 limit will raise rates by up to $430 extra every year. View Rates by Deductible or Liability Limit

Your home state also has a big influence on Mazda CX-9 insurance rates. A middle-age driver might find rates as low as $710 a year in states like North Carolina, Wisconsin, and Vermont, or as much as $1,470 on average in Florida, New York, and Michigan.

Mazda CX-9 Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $986 -$106 -9.7%
Alaska $838 -$254 -23.3%
Arizona $906 -$186 -17.0%
Arkansas $1,092 -$0 0.0%
California $1,244 $152 13.9%
Colorado $1,042 -$50 -4.6%
Connecticut $1,120 $28 2.6%
Delaware $1,236 $144 13.2%
Florida $1,364 $272 24.9%
Georgia $1,006 -$86 -7.9%
Hawaii $782 -$310 -28.4%
Idaho $738 -$354 -32.4%
Illinois $814 -$278 -25.5%
Indiana $820 -$272 -24.9%
Iowa $736 -$356 -32.6%
Kansas $1,038 -$54 -4.9%
Kentucky $1,490 $398 36.4%
Louisiana $1,614 $522 47.8%
Maine $672 -$420 -38.5%
Maryland $898 -$194 -17.8%
Massachusetts $874 -$218 -20.0%
Michigan $1,896 $804 73.6%
Minnesota $914 -$178 -16.3%
Mississippi $1,306 $214 19.6%
Missouri $968 -$124 -11.4%
Montana $1,172 $80 7.3%
Nebraska $860 -$232 -21.2%
Nevada $1,306 $214 19.6%
New Hampshire $786 -$306 -28.0%
New Jersey $1,220 $128 11.7%
New Mexico $964 -$128 -11.7%
New York $1,148 $56 5.1%
North Carolina $628 -$464 -42.5%
North Dakota $892 -$200 -18.3%
Ohio $754 -$338 -31.0%
Oklahoma $1,120 $28 2.6%
Oregon $998 -$94 -8.6%
Pennsylvania $1,042 -$50 -4.6%
Rhode Island $1,456 $364 33.3%
South Carolina $988 -$104 -9.5%
South Dakota $920 -$172 -15.8%
Tennessee $956 -$136 -12.5%
Texas $1,316 $224 20.5%
Utah $808 -$284 -26.0%
Vermont $746 -$346 -31.7%
Virginia $652 -$440 -40.3%
Washington $842 -$250 -22.9%
West Virginia $1,000 -$92 -8.4%
Wisconsin $754 -$338 -31.0%
Wyoming $974 -$118 -10.8%

View Chart as Image

Mazda CX-9 insurance rates by U.S. city

Because rates have so much variability, the only way to figure out who has the best car insurance rates is to compare rates and see how they stack up. Every auto insurance company uses a different rate calculation, and quoted rates will be varied between companies.

Insurance Rates by Trim Level and Model Year

Mazda CX-9 Insurance Rates by Model and Trim Level
Model and Trim Annual Premium Monthly Premium
Mazda CX-9 Sport 2WD $1,070 $89
Mazda CX-9 Grand Touring 2WD $1,092 $91
Mazda CX-9 Sport AWD $1,092 $91
Mazda CX-9 Touring 2WD $1,092 $91
Mazda CX-9 Touring AWD $1,092 $91
Mazda CX-9 Grand Touring AWD $1,114 $93

Rates assume 2012 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

Mazda CX-9 Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2023 Mazda CX-9 $320 $536 $398 $1,412
2022 Mazda CX-9 $308 $524 $416 $1,406
2021 Mazda CX-9 $298 $502 $430 $1,388
2020 Mazda CX-9 $282 $484 $442 $1,366
2019 Mazda CX-9 $270 $450 $452 $1,330
2018 Mazda CX-9 $260 $424 $456 $1,298
2017 Mazda CX-9 $248 $380 $460 $1,246
2016 Mazda CX-9 $232 $350 $460 $1,200
2015 Mazda CX-9 $224 $328 $464 $1,174
2014 Mazda CX-9 $220 $306 $474 $1,158
2012 Mazda CX-9 $198 $258 $478 $1,092
2011 Mazda CX-9 $184 $236 $474 $1,052
2010 Mazda CX-9 $174 $214 $474 $1,020
2009 Mazda CX-9 $168 $192 $468 $986
2008 Mazda CX-9 $166 $188 $460 $972
2007 Mazda CX-9 $162 $178 $452 $950

Rates are averaged for all Mazda CX-9 models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Buy Affordable Mazda CX-9 Insurance

Finding cheaper rates on auto insurance consists of being safe and accident-free, having above-average credit, being claim-free, and not having any coverage lapses. Set aside time to shop around every time your policy renews by getting rate quotes from direct insurance companies like Progressive, GEICO, and Esurance, and also from insurance agencies where you live.

Below you'll find a brief review of the information raised in the charts and tables above.

  • It is possible to save around $120 per year simply by shopping early and online
  • Youthful drivers have the highest car insurance rates, possibly costing $359 each month if full coverage is included
  • Increasing comprehensive and collision deductibles could save up to $300 each year
  • Drivers with DUI or reckless driving convictions could be forced to pay on average $1,250 more per year than a low-risk driver
  • Consumers who purchase more liability protection will pay about $530 annually to raise from a 30/60 limit to higher 250/500 limits

Rates by Driver Age

Mazda CX-9 Insurance Rates by Driver Age
Driver Age Premium
16 $4,312
20 $2,484
30 $1,116
40 $1,092
50 $1,002
60 $978

Full coverage, $500 deductibles

Rates by Deductible

Mazda CX-9 Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,286
$250 $1,198
$500 $1,092
$1,000 $986

Full coverage, driver age 40

Rates by Liability Limit

Mazda CX-9 Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,092
50/100 $1,210
100/300 $1,329
250/500 $1,640
100 CSL $1,257
300 CSL $1,520
500 CSL $1,712

Full coverage, driver age 40

Rates for High Risk Drivers

Mazda CX-9 Insurance Rates for High Risk Drivers
Age Premium
16 $6,090
20 $3,960
30 $2,368
40 $2,342
50 $2,240
60 $2,216

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $146

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $56
Multi-vehicle $58
Homeowner $19
5-yr Accident Free $68
5-yr Claim Free $69
Paid in Full/EFT $41
Advance Quote $49
Online Quote $75
Total Discounts $435
Rate after discounts $657

Discounts are estimated and may not be available from every company or in every state.

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