Mazda CX-9 Insurance Rates
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UPDATED: Apr 10, 2024
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The average auto insurance rates for a Mazda CX-9 are $1,092 annually for full coverage insurance. Comprehensive insurance costs approximately $198, collision costs $258, and liability coverage is $478. Liability-only insurance costs around $526 a year, with high-risk driver insurance costing $2,342 or more. Teen drivers cost the most to insure at $4,312 a year or more.
Average premium for full coverage: $1,092
Policy rates by type of insurance:
Prices are based on $500 policy deductibles, liability coverage up to 30/60, and includes both medical and uninsured motorist insurance. Prices are averaged for all 50 states and for different CX-9 trim levels.
Price Range Variability
Using a 40-year-old driver as an example, Mazda CX-9 insurance rates go from as cheap as $526 for minimum levels of liability insurance to a much higher rate of $2,342 for a high-risk driver policy.
Urban vs. Rural Price Range
Choosing to live in a large city has a large influence on the price of auto insurance. Rural locations are shown to have fewer physical damage claims than larger metro areas.
The price range example below illustrates how rural and urban location affects auto insurance prices.
The examples above illustrate why anyone shopping for car insurance should compare rates quotes using their specific location and their own personal driving habits, rather than using price averages.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Additional Rate Details
The chart below illustrates estimated Mazda CX-9 insurance rates for additional coverage and risk scenarios.
- The lowest rate with discounts is $657
- Raising to $1,000 deductibles will save $106 each year
- The estimated rate for a good driver age 40 who chooses $500 deductibles is $1,092
- Choosing more expensive low deductibles costs an additional $194 each year
- Unlucky drivers with multiple violations and an at-fault accident could pay around $2,342 or more
- Policy cost with full coverage for a teenage driver with full coverage can cost $4,312
Auto insurance rates for a Mazda CX-9 also range considerably based on the model year and trim level, your risk profile, and physical damage deductibles and liability limits.
An older driver with a good driving record and high physical damage deductibles may only pay around $1,000 every 12 months on average, or $83 per month, for full coverage. Rates are highest for teenagers, where even without any violations or accidents they will have to pay in the ballpark of $4,300 a year. View Rates by Age
If you have a few points on your driving record or you caused a few accidents, you are probably paying anywhere from $1,300 to $1,800 in extra premium every year, depending on your age. High-risk driver insurance is expensive and can cost around 42% to 133% more than average. View High Risk Driver Rates
Choosing high deductibles can reduce rates by up to $300 a year, while increasing your policy's liability limits will push rates upward. Switching from a 50/100 bodily injury limit to a 250/500 limit will raise rates by up to $430 extra every year. View Rates by Deductible or Liability Limit
Your home state also has a big influence on Mazda CX-9 insurance rates. A middle-age driver might find rates as low as $710 a year in states like North Carolina, Wisconsin, and Vermont, or as much as $1,470 on average in Florida, New York, and Michigan.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $986 | -$106 | -9.7% |
| Alaska | $838 | -$254 | -23.3% |
| Arizona | $906 | -$186 | -17.0% |
| Arkansas | $1,092 | -$0 | 0.0% |
| California | $1,244 | $152 | 13.9% |
| Colorado | $1,042 | -$50 | -4.6% |
| Connecticut | $1,120 | $28 | 2.6% |
| Delaware | $1,236 | $144 | 13.2% |
| Florida | $1,364 | $272 | 24.9% |
| Georgia | $1,006 | -$86 | -7.9% |
| Hawaii | $782 | -$310 | -28.4% |
| Idaho | $738 | -$354 | -32.4% |
| Illinois | $814 | -$278 | -25.5% |
| Indiana | $820 | -$272 | -24.9% |
| Iowa | $736 | -$356 | -32.6% |
| Kansas | $1,038 | -$54 | -4.9% |
| Kentucky | $1,490 | $398 | 36.4% |
| Louisiana | $1,614 | $522 | 47.8% |
| Maine | $672 | -$420 | -38.5% |
| Maryland | $898 | -$194 | -17.8% |
| Massachusetts | $874 | -$218 | -20.0% |
| Michigan | $1,896 | $804 | 73.6% |
| Minnesota | $914 | -$178 | -16.3% |
| Mississippi | $1,306 | $214 | 19.6% |
| Missouri | $968 | -$124 | -11.4% |
| Montana | $1,172 | $80 | 7.3% |
| Nebraska | $860 | -$232 | -21.2% |
| Nevada | $1,306 | $214 | 19.6% |
| New Hampshire | $786 | -$306 | -28.0% |
| New Jersey | $1,220 | $128 | 11.7% |
| New Mexico | $964 | -$128 | -11.7% |
| New York | $1,148 | $56 | 5.1% |
| North Carolina | $628 | -$464 | -42.5% |
| North Dakota | $892 | -$200 | -18.3% |
| Ohio | $754 | -$338 | -31.0% |
| Oklahoma | $1,120 | $28 | 2.6% |
| Oregon | $998 | -$94 | -8.6% |
| Pennsylvania | $1,042 | -$50 | -4.6% |
| Rhode Island | $1,456 | $364 | 33.3% |
| South Carolina | $988 | -$104 | -9.5% |
| South Dakota | $920 | -$172 | -15.8% |
| Tennessee | $956 | -$136 | -12.5% |
| Texas | $1,316 | $224 | 20.5% |
| Utah | $808 | -$284 | -26.0% |
| Vermont | $746 | -$346 | -31.7% |
| Virginia | $652 | -$440 | -40.3% |
| Washington | $842 | -$250 | -22.9% |
| West Virginia | $1,000 | -$92 | -8.4% |
| Wisconsin | $754 | -$338 | -31.0% |
| Wyoming | $974 | -$118 | -10.8% |
Because rates have so much variability, the only way to figure out who has the best car insurance rates is to compare rates and see how they stack up. Every auto insurance company uses a different rate calculation, and quoted rates will be varied between companies.
Insurance Rates by Trim Level and Model Year
| Model and Trim | Annual Premium | Monthly Premium |
|---|---|---|
| Mazda CX-9 Sport 2WD | $1,070 | $89 |
| Mazda CX-9 Grand Touring 2WD | $1,092 | $91 |
| Mazda CX-9 Sport AWD | $1,092 | $91 |
| Mazda CX-9 Touring 2WD | $1,092 | $91 |
| Mazda CX-9 Touring AWD | $1,092 | $91 |
| Mazda CX-9 Grand Touring AWD | $1,114 | $93 |
Rates assume 2012 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2023 Mazda CX-9 | $320 | $536 | $398 | $1,412 |
| 2022 Mazda CX-9 | $308 | $524 | $416 | $1,406 |
| 2021 Mazda CX-9 | $298 | $502 | $430 | $1,388 |
| 2020 Mazda CX-9 | $282 | $484 | $442 | $1,366 |
| 2019 Mazda CX-9 | $270 | $450 | $452 | $1,330 |
| 2018 Mazda CX-9 | $260 | $424 | $456 | $1,298 |
| 2017 Mazda CX-9 | $248 | $380 | $460 | $1,246 |
| 2016 Mazda CX-9 | $232 | $350 | $460 | $1,200 |
| 2015 Mazda CX-9 | $224 | $328 | $464 | $1,174 |
| 2014 Mazda CX-9 | $220 | $306 | $474 | $1,158 |
| 2012 Mazda CX-9 | $198 | $258 | $478 | $1,092 |
| 2011 Mazda CX-9 | $184 | $236 | $474 | $1,052 |
| 2010 Mazda CX-9 | $174 | $214 | $474 | $1,020 |
| 2009 Mazda CX-9 | $168 | $192 | $468 | $986 |
| 2008 Mazda CX-9 | $166 | $188 | $460 | $972 |
| 2007 Mazda CX-9 | $162 | $178 | $452 | $950 |
Rates are averaged for all Mazda CX-9 models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Buy Affordable Mazda CX-9 Insurance
Finding cheaper rates on auto insurance consists of being safe and accident-free, having above-average credit, being claim-free, and not having any coverage lapses. Set aside time to shop around every time your policy renews by getting rate quotes from direct insurance companies like Progressive, GEICO, and Esurance, and also from insurance agencies where you live.
Below you'll find a brief review of the information raised in the charts and tables above.
- It is possible to save around $120 per year simply by shopping early and online
- Youthful drivers have the highest car insurance rates, possibly costing $359 each month if full coverage is included
- Increasing comprehensive and collision deductibles could save up to $300 each year
- Drivers with DUI or reckless driving convictions could be forced to pay on average $1,250 more per year than a low-risk driver
- Consumers who purchase more liability protection will pay about $530 annually to raise from a 30/60 limit to higher 250/500 limits
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $4,312 |
| 20 | $2,484 |
| 30 | $1,116 |
| 40 | $1,092 |
| 50 | $1,002 |
| 60 | $978 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $1,286 |
| $250 | $1,198 |
| $500 | $1,092 |
| $1,000 | $986 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $1,092 |
| 50/100 | $1,210 |
| 100/300 | $1,329 |
| 250/500 | $1,640 |
| 100 CSL | $1,257 |
| 300 CSL | $1,520 |
| 500 CSL | $1,712 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $6,090 |
| 20 | $3,960 |
| 30 | $2,368 |
| 40 | $2,342 |
| 50 | $2,240 |
| 60 | $2,216 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $56 |
| Multi-vehicle | $58 |
| Homeowner | $19 |
| 5-yr Accident Free | $68 |
| 5-yr Claim Free | $69 |
| Paid in Full/EFT | $41 |
| Advance Quote | $49 |
| Online Quote | $75 |
| Total Discounts | $435 |
Discounts are estimated and may not be available from every company or in every state.
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