Mazda CX-9 Insurance Rates

The average insurance rates for a Mazda CX-9 are $1,092 a year including full coverage. Comprehensive costs on average $198 each year, collision costs $258, and liability is $478. A liability-only policy costs around $526 a year, with high-risk insurance costing around $2,342. Teens cost the most to insure at $4,312 a year or more.

Average premium for full coverage: $1,092

Policy rates by type of insurance:

These estimates include $500 deductibles, split liability limits of 30/60, and includes medical and uninsured motorist coverage. Prices are averaged for all 50 U.S. states and CX-9 models.

Price Range Variability

Urban vs. Rural Price Range

Choosing to live in a large city can make a big difference on car insurance rates. Rural areas are shown to have a lower frequency of comprehensive and collision claims than cities with more traffic congestion.

The graphic below illustrates how geographic area affects car insurance rates.

The examples above highlight why all drivers should compare rates quotes based on a specific location and risk profile, instead of making a decision based on averaged prices.

Use the form below to get customized rates for your location.

Detailed Rate Analysis

The chart below breaks down estimated Mazda CX-9 insurance rates for different risk profiles and scenarios.

• The cheapest rate after discounts is $657
• Raising to $1,000 deductibles will save around $106 every year
• The average rate for a good driver age 40 with $500 deductibles is $1,092
• Selecting low deductibles will increase the cost to $1,286
• Drivers with serious driving violations could pay upwards of $2,342 or more
• Policy cost for full coverage for a 16-year-old driver may cost $4,312

View Chart as Image

Car insurance rates for a Mazda CX-9 also range considerably based on your risk profile, the model of your CX-9, and policy deductibles and limits.

More mature drivers with no driving violations and high deductibles may pay as low as $1,000 every 12 months on average, or $83 per month, for full coverage. Rates are much higher for teenagers, where even good drivers will be charged upwards of $4,300 a year. View Rates by Age

Your home state also has a big influence on Mazda CX-9 insurance prices. A middle-age driver might find rates as low as $840 a year in states like Missouri, New Hampshire, and Vermont, or have to pay at least $1,560 on average in Michigan, New York, and Louisiana.

View Chart as Image

Choosing higher comprehensive and collision insurance deductibles can reduce rates by up to $300 annually, whereas increasing liability limits will cost you more. Changing from a 50/100 limit to a 250/500 limit will raise rates by up to $430 extra every 12 months. View Rates by Deductible or Liability Limit

If you have a few points on your driving record or tend to cause accidents, you are likely paying at a minimum $1,300 to $1,800 extra every year, depending on your age. Insurance for high-risk drivers is expensive and can cost from 42% to 133% more than the average policy. View High Risk Driver Rates

Because rates have so much variability, the best way to figure out exactly what you will pay is to do a rate comparison from multiple companies. Every auto insurance company calculates rates differently, so rate quotes will be varied from one company to the next.

Insurance Rates by Trim Level and Model Year

Rates assume 2012 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find Cheap Mazda CX-9 Insurance

Finding cheaper rates on insurance for a Mazda CX-9 consists of not taking risks behind the wheel, having above-average credit, paying for small claims out-of-pocket, and maximizing policy discounts. Invest the time to compare rates at least once a year by getting quotes from direct car insurance companies like GEICO, Progressive, and Esurance, and also from local exclusive and independent agents.

The following is a brief summary of the primary concepts that were presented in the illustrations above.

• You may be able to save as much as $120 per year simply by quoting online in advance
• Drivers considered higher risk that tend to have accidents or serious violations may pay on average $1,250 more each year for CX-9 insurance
• Increasing comprehensive and collision deductibles can save around $300 each year
• Teens are expensive to insure, with premiums being up to $359 each month if full coverage is included