Mazda CX-9 Insurance Rates

The average insurance rates for a Mazda CX-9 are $1,092 a year for full coverage insurance. Comprehensive insurance costs on average $198 a year, collision insurance costs $258, and liability costs around $478. Liability-only coverage costs as low as $526 a year, and high-risk coverage costs $2,342 or more. 16-year-old drivers cost the most to insure at up to $4,312 a year.

Average premium for full coverage: $1,092

Policy rates by type of insurance:

Prices include $500 deductibles, 30/60 split liability limits, and includes both medical and uninsured motorist insurance. Prices are averaged for all 50 states and CX-9 trim levels.

Price Range Variability

Urban vs. Rural Price Range

Where you live can make a big difference on insurance rates. Rural areas are shown to have lower incidents of physical damage claims than congested cities. The diagram below illustrates how your location can change car insurance rates.

The examples above illustrate why it is important to compare prices based on a specific location, instead of making a decision based on rate averages.

Use the form below to get customized rates for your location.

Additional Rate Details

The chart below illustrates average Mazda CX-9 insurance rates for different risk profiles and scenarios.

• The best full coverage rate is $657
• Using higher $1,000 deductibles will save around $986 each year
• The estimated price for a good driver age 40 with $500 deductibles is $1,092
• Buying low $100 deductibles for physical damage coverage will cost an additional $194 annually
• High-risk insureds with multiple tickets or accidents could pay upwards of $2,342
• Policy cost that insures a 16-year-old driver may cost $4,312 or more

View Chart as Image

Insurance rates for a Mazda CX-9 also range considerably based on the trim level of your CX-9, your age and driving record, and policy deductibles and limits.

If you have a few points on your driving record or you caused an accident, you are probably paying at a minimum $1,300 to $1,800 additional every year, depending on your age. A high-risk auto insurance policy can be from 42% to 133% more than the average rate. View High Risk Driver Rates

Older drivers with no violations or accidents and higher comprehensive and collision deductibles may pay as low as $1,000 a year, or $83 per month, for full coverage. Rates are highest for teenagers, since even teens with perfect driving records should be prepared to pay upwards of $4,300 a year. View Rates by Age

Your home state has a huge impact on Mazda CX-9 insurance prices. A driver around age 40 might see rates as low as $710 a year in states like Vermont, Wisconsin, and North Carolina, or at least $1,470 on average in Michigan, New York, and Florida.

View Chart as Image

Opting for high physical damage deductibles could cut rates by as much as $300 annually, while buying higher liability limits will cost you more. Switching from a 50/100 bodily injury protection limit to a 250/500 limit will raise rates by up to $430 more each year. View Rates by Deductible or Liability Limit

Insurance Rates by Trim Level and Model Year

Rates assume 2012 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find the Right Mazda CX-9 Insurance

Finding cheaper rates on insurance for a Mazda CX-9 requires not taking risks behind the wheel, having a good credit score, being claim-free, and dropping full coverage on older vehicles. Comparison shop at least every other year by getting rate quotes from direct insurance companies, and also from your local independent and exclusive agents.

The following is a quick rundown of the car insurance concepts illustrated above.

• Drivers considered higher risk with reckless driving or DUI convictions may pay on average $1,250 more each year for CX-9 insurance
• It is possible to save as much as $120 per year just by quoting early and online
• Increasing comprehensive and collision deductibles can save approximately $300 each year
• Insureds who require higher liability limits will pay around $530 annually to increase from a 30/60 limit to the 250/500 level