Mazda CX-9 Insurance Rates

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UPDATED: Apr 10, 2024

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The average insurance rates for a Mazda CX-9 are $1,092 a year for full coverage insurance. Comprehensive insurance costs on average $198 a year, collision insurance costs $258, and liability costs around $478. Liability-only coverage costs as low as $526 a year, and high-risk coverage costs $2,342 or more. 16-year-old drivers cost the most to insure at up to $4,312 a year.

Average premium for full coverage: $1,092

Policy rates by type of insurance:

Comprehensive $198
Collision $258
Liability $478

Prices include $500 deductibles, 30/60 split liability limits, and includes both medical and uninsured motorist insurance. Prices are averaged for all 50 states and CX-9 trim levels.

Price Range Variability

For a 40-year-old driver, Mazda CX-9 insurance rates range from the low end price of $526 for minimum levels of liability insurance to a high of $2,342 for a high-risk insurance policy.

Liability Only $526
Full Coverage $1,092
High Risk $2,342

Urban vs. Rural Price Range

Where you live can make a big difference on insurance rates. Rural areas are shown to have lower incidents of physical damage claims than congested cities. The diagram below illustrates how your location can change car insurance rates.

Rural Areas $819
Small Cities $1,147
Large Cities $1,474

The examples above illustrate why it is important to compare prices based on a specific location, instead of making a decision based on rate averages.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Additional Rate Details

The chart below illustrates average Mazda CX-9 insurance rates for different risk profiles and scenarios.

  • The best full coverage rate is $657
  • Using higher $1,000 deductibles will save around $986 each year
  • The estimated price for a good driver age 40 with $500 deductibles is $1,092
  • Buying low $100 deductibles for physical damage coverage will cost an additional $194 annually
  • High-risk insureds with multiple tickets or accidents could pay upwards of $2,342
  • Policy cost that insures a 16-year-old driver may cost $4,312 or more

View Chart as Image

Mazda CX-9 insurance cost comparison chart
Column chart showing Mazda CX-9 insurance prices range from $657 to $4,312 for full coverage

Insurance rates for a Mazda CX-9 also range considerably based on the trim level of your CX-9, your age and driving record, and policy deductibles and limits.

If you have a few points on your driving record or you caused an accident, you are probably paying at a minimum $1,300 to $1,800 additional every year, depending on your age. A high-risk auto insurance policy can be from 42% to 133% more than the average rate. View High Risk Driver Rates

Older drivers with no violations or accidents and higher comprehensive and collision deductibles may pay as low as $1,000 a year, or $83 per month, for full coverage. Rates are highest for teenagers, since even teens with perfect driving records should be prepared to pay upwards of $4,300 a year. View Rates by Age

Your home state has a huge impact on Mazda CX-9 insurance prices. A driver around age 40 might see rates as low as $710 a year in states like Vermont, Wisconsin, and North Carolina, or at least $1,470 on average in Michigan, New York, and Florida.

Mazda CX-9 Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $986 -$106 -9.7%
Alaska $838 -$254 -23.3%
Arizona $906 -$186 -17.0%
Arkansas $1,092 -$0 0.0%
California $1,244 $152 13.9%
Colorado $1,042 -$50 -4.6%
Connecticut $1,120 $28 2.6%
Delaware $1,236 $144 13.2%
Florida $1,364 $272 24.9%
Georgia $1,006 -$86 -7.9%
Hawaii $782 -$310 -28.4%
Idaho $738 -$354 -32.4%
Illinois $814 -$278 -25.5%
Indiana $820 -$272 -24.9%
Iowa $736 -$356 -32.6%
Kansas $1,038 -$54 -4.9%
Kentucky $1,490 $398 36.4%
Louisiana $1,614 $522 47.8%
Maine $672 -$420 -38.5%
Maryland $898 -$194 -17.8%
Massachusetts $874 -$218 -20.0%
Michigan $1,896 $804 73.6%
Minnesota $914 -$178 -16.3%
Mississippi $1,306 $214 19.6%
Missouri $968 -$124 -11.4%
Montana $1,172 $80 7.3%
Nebraska $860 -$232 -21.2%
Nevada $1,306 $214 19.6%
New Hampshire $786 -$306 -28.0%
New Jersey $1,220 $128 11.7%
New Mexico $964 -$128 -11.7%
New York $1,148 $56 5.1%
North Carolina $628 -$464 -42.5%
North Dakota $892 -$200 -18.3%
Ohio $754 -$338 -31.0%
Oklahoma $1,120 $28 2.6%
Oregon $998 -$94 -8.6%
Pennsylvania $1,042 -$50 -4.6%
Rhode Island $1,456 $364 33.3%
South Carolina $988 -$104 -9.5%
South Dakota $920 -$172 -15.8%
Tennessee $956 -$136 -12.5%
Texas $1,316 $224 20.5%
Utah $808 -$284 -26.0%
Vermont $746 -$346 -31.7%
Virginia $652 -$440 -40.3%
Washington $842 -$250 -22.9%
West Virginia $1,000 -$92 -8.4%
Wisconsin $754 -$338 -31.0%
Wyoming $974 -$118 -10.8%

View Chart as Image

Mazda CX-9 insurance rates by U.S. city

Opting for high physical damage deductibles could cut rates by as much as $300 annually, while buying higher liability limits will cost you more. Switching from a 50/100 bodily injury protection limit to a 250/500 limit will raise rates by up to $430 more each year. View Rates by Deductible or Liability Limit

Insurance Rates by Trim Level and Model Year

Mazda CX-9 Insurance Rates by Model and Trim Level
Model and Trim Annual Premium Monthly Premium
Mazda CX-9 Sport 2WD $1,070 $89
Mazda CX-9 Grand Touring 2WD $1,092 $91
Mazda CX-9 Sport AWD $1,092 $91
Mazda CX-9 Touring 2WD $1,092 $91
Mazda CX-9 Touring AWD $1,092 $91
Mazda CX-9 Grand Touring AWD $1,114 $93

Rates assume 2012 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

Mazda CX-9 Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2023 Mazda CX-9 $320 $536 $398 $1,412
2022 Mazda CX-9 $308 $524 $416 $1,406
2021 Mazda CX-9 $298 $502 $430 $1,388
2020 Mazda CX-9 $282 $484 $442 $1,366
2019 Mazda CX-9 $270 $450 $452 $1,330
2018 Mazda CX-9 $260 $424 $456 $1,298
2017 Mazda CX-9 $248 $380 $460 $1,246
2016 Mazda CX-9 $232 $350 $460 $1,200
2015 Mazda CX-9 $224 $328 $464 $1,174
2014 Mazda CX-9 $220 $306 $474 $1,158
2012 Mazda CX-9 $198 $258 $478 $1,092
2011 Mazda CX-9 $184 $236 $474 $1,052
2010 Mazda CX-9 $174 $214 $474 $1,020
2009 Mazda CX-9 $168 $192 $468 $986
2008 Mazda CX-9 $166 $188 $460 $972
2007 Mazda CX-9 $162 $178 $452 $950

Rates are averaged for all Mazda CX-9 models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Find the Right Mazda CX-9 Insurance

Finding cheaper rates on insurance for a Mazda CX-9 requires not taking risks behind the wheel, having a good credit score, being claim-free, and dropping full coverage on older vehicles. Comparison shop at least every other year by getting rate quotes from direct insurance companies, and also from your local independent and exclusive agents.

The following is a quick rundown of the car insurance concepts illustrated above.

  • Drivers considered higher risk with reckless driving or DUI convictions may pay on average $1,250 more each year for CX-9 insurance
  • It is possible to save as much as $120 per year just by quoting early and online
  • Increasing comprehensive and collision deductibles can save approximately $300 each year
  • Insureds who require higher liability limits will pay around $530 annually to increase from a 30/60 limit to the 250/500 level

Rates by Driver Age

Mazda CX-9 Insurance Rates by Driver Age
Driver Age Premium
16 $4,312
20 $2,484
30 $1,116
40 $1,092
50 $1,002
60 $978

Full coverage, $500 deductibles

Rates by Deductible

Mazda CX-9 Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,286
$250 $1,198
$500 $1,092
$1,000 $986

Full coverage, driver age 40

Rates by Liability Limit

Mazda CX-9 Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,092
50/100 $1,210
100/300 $1,329
250/500 $1,640
100 CSL $1,257
300 CSL $1,520
500 CSL $1,712

Full coverage, driver age 40

Rates for High Risk Drivers

Mazda CX-9 Insurance Rates for High Risk Drivers
Age Premium
16 $6,090
20 $3,960
30 $2,368
40 $2,342
50 $2,240
60 $2,216

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $146

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $56
Multi-vehicle $58
Homeowner $19
5-yr Accident Free $68
5-yr Claim Free $69
Paid in Full/EFT $41
Advance Quote $49
Online Quote $75
Total Discounts $435
Rate after discounts $657

Discounts are estimated and may not be available from every company or in every state.

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