Mercury Milan Insurance Rates
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Michelle Robbins
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Michelle Robbins has been a licensed insurance agent for over 13 years. Her career began in the real estate industry, supporting local realtors with Title Insurance. After several years, Michelle shifted to real estate home warranty insurance, where she managed a territory of over 100 miles of real estate professionals. Later, Agent Robbins obtained more licensing and experience serving families a...
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UPDATED: Jun 3, 2023
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U.S. average auto insurance rates for a Mercury Milan are $874 annually including full coverage. Comprehensive insurance costs around $148, collision costs $192, and liability coverage is estimated at $398. Buying just liability costs approximately $444 a year, with insurance for high-risk drivers costing $1,876 or more. Teens pay the highest rates at $3,496 a year or more.
Average premium for full coverage: $874
Price estimates for individual coverage:
Prices include $500 comprehensive and collision deductibles, liability limits of 30/60, and includes uninsured/under-insured motorist coverage. Estimates are averaged for all 50 U.S. states and for all Milan models.
Price Range from Low to High
For the average 40-year-old driver, Mercury Milan insurance prices go from as cheap as $444 for your basic liability-only policy to the much higher price of $1,876 for a driver that may need high-risk insurance.
Geographic Price Range
Living in a larger city has a large influence on the price of insurance. Areas with sparse population have fewer comprehensive and collision claims than cities with more traffic congestion.
The example below illustrates the difference location can make on auto insurance rates.
The ranges above highlight why everyone should get quotes for a specific zip code and their own personal driving habits, rather than using averaged prices.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
More Rate Information
The chart below breaks down estimated Mercury Milan insurance rates for additional coverage choices and driver risks.
- The cheapest rate after discounts is $531
- Choosing higher $1,000 deductibles can save about $78 every year
- The estimated rate for the average middle-age driver using $500 deductibles is $874
- Selecting pricier low deductibles for comp and collision coverage costs an additional $146 each year
- Drivers with serious driving violations could pay at least $1,876 or more
- The price with full coverage for a teenage driver for full coverage can be $3,496 each year
Insurance prices for a Mercury Milan are also quite variable based on the trim level and model year, your driving characteristics, and deductibles and policy limits.
A more mature driver with no violations or accidents and high physical damage deductibles may only pay around $800 annually on average for full coverage. Prices are much higher for teenage drivers, where even without any violations or accidents they should be prepared to pay as much as $3,400 a year. View Rates by Age
If you have some driving violations or you caused a few accidents, you are likely paying at least $1,000 to $1,500 additional each year, depending on your age. Mercury Milan insurance for high-risk drivers ranges around 43% to 127% more than the average policy. View High Risk Driver Rates
Choosing higher comprehensive and collision insurance deductibles can save as much as $230 a year, whereas buying more liability protection will increase prices. Changing from a 50/100 bodily injury limit to a 250/500 limit will increase prices by as much as $421 more each year. View Rates by Deductible or Liability Limit
The state you live in plays a big part in determining prices for Mercury Milan insurance rates. A good driver about age 40 could pay as low as $670 a year in states like Missouri, New Hampshire, and Vermont, or have to pay at least $1,250 on average in Michigan, New York, and Louisiana.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $790 | -$84 | -9.6% |
| Alaska | $672 | -$202 | -23.1% |
| Arizona | $724 | -$150 | -17.2% |
| Arkansas | $874 | -$0 | 0.0% |
| California | $994 | $120 | 13.7% |
| Colorado | $834 | -$40 | -4.6% |
| Connecticut | $898 | $24 | 2.7% |
| Delaware | $988 | $114 | 13.0% |
| Florida | $1,090 | $216 | 24.7% |
| Georgia | $808 | -$66 | -7.6% |
| Hawaii | $628 | -$246 | -28.1% |
| Idaho | $592 | -$282 | -32.3% |
| Illinois | $650 | -$224 | -25.6% |
| Indiana | $658 | -$216 | -24.7% |
| Iowa | $590 | -$284 | -32.5% |
| Kansas | $828 | -$46 | -5.3% |
| Kentucky | $1,192 | $318 | 36.4% |
| Louisiana | $1,294 | $420 | 48.1% |
| Maine | $540 | -$334 | -38.2% |
| Maryland | $720 | -$154 | -17.6% |
| Massachusetts | $696 | -$178 | -20.4% |
| Michigan | $1,518 | $644 | 73.7% |
| Minnesota | $732 | -$142 | -16.2% |
| Mississippi | $1,048 | $174 | 19.9% |
| Missouri | $776 | -$98 | -11.2% |
| Montana | $938 | $64 | 7.3% |
| Nebraska | $688 | -$186 | -21.3% |
| Nevada | $1,048 | $174 | 19.9% |
| New Hampshire | $630 | -$244 | -27.9% |
| New Jersey | $978 | $104 | 11.9% |
| New Mexico | $772 | -$102 | -11.7% |
| New York | $920 | $46 | 5.3% |
| North Carolina | $504 | -$370 | -42.3% |
| North Dakota | $718 | -$156 | -17.8% |
| Ohio | $600 | -$274 | -31.4% |
| Oklahoma | $894 | $20 | 2.3% |
| Oregon | $802 | -$72 | -8.2% |
| Pennsylvania | $834 | -$40 | -4.6% |
| Rhode Island | $1,166 | $292 | 33.4% |
| South Carolina | $792 | -$82 | -9.4% |
| South Dakota | $736 | -$138 | -15.8% |
| Tennessee | $764 | -$110 | -12.6% |
| Texas | $1,054 | $180 | 20.6% |
| Utah | $646 | -$228 | -26.1% |
| Vermont | $598 | -$276 | -31.6% |
| Virginia | $522 | -$352 | -40.3% |
| Washington | $674 | -$200 | -22.9% |
| West Virginia | $802 | -$72 | -8.2% |
| Wisconsin | $602 | -$272 | -31.1% |
| Wyoming | $776 | -$98 | -11.2% |
Since prices can be so different, the best way to figure out your exact price is to regularly compare prices and see how they stack up. Each auto insurer calculates prices differently, and prices may be quite different between companies.
Insurance Rates by Trim Level and Model Year
| Model and Trim | Annual Premium | Monthly Premium |
|---|---|---|
| Mercury Milan | $838 | $70 |
| Mercury Milan Premier | $874 | $73 |
| Mercury Milan Premier AWD | $890 | $74 |
| Mercury Milan Hybrid | $990 | $83 |
Rates assume 2010 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2010 Mercury Milan | $148 | $192 | $398 | $874 |
| 2009 Mercury Milan | $146 | $188 | $390 | $860 |
| 2008 Mercury Milan | $144 | $178 | $384 | $842 |
| 2007 Mercury Milan | $132 | $170 | $380 | $818 |
| 2006 Mercury Milan | $126 | $162 | $376 | $800 |
Rates are averaged for all Mercury Milan models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Buy the Right Mercury Milan Insurance
Getting lower rates on auto insurance takes having a decent driving record, having good credit, being claim-free, and taking advantage of discounts. Make time to compare rates once a year by obtaining price quotes from direct car insurance companies like GEICO, Progressive, and Esurance, and also from your local independent and exclusive agents.
The following items are a quick rundown of the data that was touched on in this article.
- You may be able to save up to $100 per year simply by quoting online well ahead of the renewal date
- Consumers who may need additional liability coverage will pay approximately $440 per year to raise limits from a low limit to higher 250/500 limits
- 16 to 18-year-old drivers are charged the highest prices, possibly costing $291 a month if they have full coverage
- Drivers with reckless driving or DUI convictions may pay on average $1,000 more every year than a driver with a clean driving record
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $3,496 |
| 20 | $1,992 |
| 30 | $888 |
| 40 | $874 |
| 50 | $804 |
| 60 | $788 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $1,020 |
| $250 | $954 |
| $500 | $874 |
| $1,000 | $796 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $874 |
| 50/100 | $1,084 |
| 100/300 | $1,201 |
| 250/500 | $1,505 |
| 100 CSL | $1,130 |
| 300 CSL | $1,388 |
| 500 CSL | $1,575 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $4,924 |
| 20 | $3,174 |
| 30 | $1,894 |
| 40 | $1,876 |
| 50 | $1,792 |
| 60 | $1,776 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $44 |
| Multi-vehicle | $47 |
| Homeowner | $15 |
| 5-yr Accident Free | $53 |
| 5-yr Claim Free | $55 |
| Paid in Full/EFT | $32 |
| Advance Quote | $38 |
| Online Quote | $59 |
| Total Discounts | $343 |
Discounts are estimated and may not be available from every company or in every state.
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